Arizona is a unique landscape with its own climate. Many Arizona Homeowners wish there was an owner’s manual, and now there is one. Each week, hosts Kenny Klaus and Scott Kooiman discuss a relevant topic for Arizona Homeowners and bring in experts to help listeners understand how best to care for Arizona homes, landscape, and every other aspect of owning a desert home. They’ll also keep listeners in tune to the state of the current housing market and new opportunities homeowners have in a ch ...
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Welcome to another episode of the State 48 Homeowner podcast, where today we're diving deep into a common Arizona homeowner's concern: How do I know if I have termites? Join us with special guest Dave Burns from Burns Pest Elimination as they explore the ins and outs of termite prevention and treatment in the arid Arizona climate. This episode is e…
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Ep 151 - 10 Home Maintenance Tasks You Probably Forgot to Do
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Welcome back to the State 48 Homeowner podcast! In this episode, we go over ten home maintenance tasks you probably forgot to do. From checking your stem wall to cleaning your ceiling fans and defrosting your freezer, we cover all the critical maintenance tips to keep your Arizona home in top shape. Don't miss out on these valuable tips to ensure y…
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Ep 150 - How Much Home Can I Afford (By Salary)
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Welcome back to the State 48 Homeowner podcast! In this episode, Real Estate Broker Scott Kooiman and Steve Farrington from Unity Home Loans tackle the crucial question: "How much home loan can I afford by salary in Arizona?" They discuss the factors influencing home affordability, the benefits of homeownership, and the steps to take when consideri…
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Ep. 149 Where Does our Trash Go? Garbage, Recycling, and Food Rescue in Arizona
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Welcome back to the State 48 Homeowner podcast! In this episode, we explore the journey of trash in Arizona with Jennifer Wargo, the communications director for Waste Management. Discover what happens to your trash, the engineering marvels of modern landfills, and the fascinating process of recycling. Jennifer also shares insights into the challeng…
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Welcome back to State 48 Homeowner! In this episode, we dive deep into the world of scorpions and how to deal with them effectively in Arizona with our guest Dave Burns from Burns Pest Elimination. We cover everything from scorpion behavior and habitat to effective remediation techniques, as well as answering what to do if you get stung by a scorpi…
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Ep. 147 Ensuring Your Healthcare Wishes: Arizona's Advance Directive Registry
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Join us as we focus on an often overlooked aspect of something important in our homes: healthcare planning. In this episode, we discuss Arizona's advanced directive registry, a groundbreaking system allowing individuals to upload their advance care documents, ensuring accessibility via QR codes. Guests Carla Sutter, Operations Manager for Senior He…
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Ep 146 - What is the Best Mortgage for First Time Home Buyers?
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Welcome to the State 48 Homeowner Podcast! In this episode, we're joined by Steve Farrington from Unity Home Loans to discuss the best mortgage options for first-time homebuyers. We dive into different loan types such as FHA, VA, USDA, and conventional loans, and also touch on down payment assistance programs. Whether you're new to the market or ha…
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Ep 145 - Safety Online: Helping Our Kids Stay Safe While Connected Social Media
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In this insightful episode of State 48 Homeowner Podcast, we sit down with Ashley Fortune, MSW, a social worker from Gilbert Public Schools, to discuss how parents can help their teens navigate the world of online safety. As social media becomes an integral part of our children's lives, it's important to understand how to keep them safe from potent…
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Ep 144 - Get Summer Ready: AC Spring Checkups
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Whether spring, summer, or fall, keeping your home in tip-top shape is essential for comfort and safety. In this episode of the State 48 Homeowner Podcast, we dive into the importance of maintaining your HVAC system and the role of filters in ensuring clean air and optimal performance. Our expert guest, Robert Marcheski, owner and operator of Polai…
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Ep 143 - The Cost of Comparison: Learning to Make Smart Financial Choices
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Dive into the differences between smart and normal consumers in this episode of the State 48 Homeowner Podcast. We sit down with Ramsey Certified Financial Coach Caroline Kelly explore the hidden costs of comparison, impulse spending, and the pitfalls of credit card usage. Discover practical strategies for becoming a smarter consumer and managing y…
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Ep 142 - Protecting Your Home: Crime Prevention Every Homeowner Needs to Know
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In this episode of the State 48 Homeowner Podcast, crime prevention officer Dawn Blake from the Mesa Police Department shares valuable insights and real-life anecdotes about home security. From the dangers of leaving garage doors open to the importance of locking up firearms, learn practical tips to keep your home safe. Discover how simple measures…
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Ep 141 - What if... Interest Rates Fell Quickly?
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In this episode of the State 48 Homeowner Podcast, real estate market experts Steve Farrington, Nat Stout, and Scott Kooiman delve into the intriguing but unlikely scenario of a rapid decline in interest rates. From the perspectives of both buyers and sellers, they explore the dynamics of supply and demand, home prices, home affordability, and the …
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Ep 140 - Pest Control: Secrets of the Pros
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Join host Scott Kooiman and special guest Dave Burns, CEO of Burns Pest Elimination, in this eye-opening episode of the State 48 Homeowner Podcast. Discover the insider tips and cutting-edge technologies used by professionals to tackle pesky rodents and insects like never before. In this episode, Dave Burns delves into the intricacies of pest contr…
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Ep 139 - Talking to Your Kids About Substance Abuse
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In this episode of the State 48 Homeowner podcast, host Scott Kooiman sits down with Ashley Fortune, a social worker from Gilbert Public Schools, to discuss a pressing concern for many parents: substance use among children and teens. As societal norms shift, so do the challenges faced by parents in addressing drug education and prevention. Ashley s…
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Ep. 138 - Stay Safe From Scams - Title Fraud
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In this episode of State 48 Homeowner, Scott dives deep into the alarming rise of title fraud in Arizona with guest Alysia Moore from Fidelity National Title. From targeting vacant lots to sophisticated schemes involving absentee owners, they uncover the tactics used by fraudsters to deceive homeowners, as well as diving in to other types of fraud.…
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Ep 137 - What Does $600K Buy In the East Valley?
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Join Klaus Team real estate agents Kraig Klaus, Ty Lusk, Twila Edwards, and Scott Kooiman as they delve into the current landscape of home affordability in the East Valley of Phoenix Metro, Arizona, in 2024. In this episode, we explore what $600,000 can buy in Mesa, Gilbert, and Queen Creek, highlighting three properties in each city. Our expert ag…
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In this episode of the State 48 Homeowner podcast, host Scott Kooiman dives deep into the world of home budgeting alongside guests Christine Matthews from the Klaus Team and financial coach Caroline Kelly. Together, they share personal stories, practical tips, and invaluable insights on how to make smart financial decisions and achieve long-term su…
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Ep 135 - Creepy Crawlies: A Guide to Arizona's Pests
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Join host Scott Kooiman and special guest Dave Burns from Burns Pest Elimination as they delve into the fascinating world of bugs and critters in Arizona. With over 41 years of experience, Dave shares invaluable insights into common pests like ants, crickets, spiders, scorpions, Sonoran Desert Toads, and the notorious roof rats. Discover the signs …
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Ep 134 - 6 Things People Leave in Their Unlocked Cars
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In this episode of the State 48 Homeowner Podcast, host Scott Kooiman sits down with Dawn Blake, Crime Prevention Officer for the Mesa Police Department to discuss a critical issue: the dangers of leaving valuables in unlocked cars. Dawn shares insights into the alarming trends she's observed, including the prevalence of stolen firearms, purses, ga…
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Ep 133 - Busting 10 Myths about Reverse Mortgage
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In this episode, Scott Kooiman chats with Steve Farrington from Unity Home Loans, debunking myths and shedding light on the true workings of reverse mortgages. From the misconceptions surrounding ownership to credit requirements and inheritance, they unravel the complexities of this financial product, aiming to provide a comprehensive understanding…
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Welcome back to another insightful episode of the State 48 Homeowner Podcast! In this episode, host Scott Kooiman, alongside real estate expert Kraig Klaus and financial and lending specialist Steve Farrington, delves into the burning question on every homeowner's mind: Is My Equity Safe? Tune in as they analyze the current real estate landscape, d…
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Ep 131 - Shifting the Gears to Homeownership
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In this episode of the State 48 Homeowner Podcast, we welcome back master financial coach Caroline Kelly for an engaging discussion about the crucial shift from renting to homeownership. Highlighting the stark differences in net worth between renters and homeowners, we unravel misconceptions and delve into actionable steps necessary for this monume…
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Ep 130 - 5 Things People Don't Plan on As Parents Get Older
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Join us on the State 48 Homeowner podcast as we delve into what people need to know about being prepared when we have aging parents. Rich and Dawn Milburn from Klaus Team Silver share invaluable insights gained from personal and professional experiences in senior care. Discover the five crucial aspects often overlooked when preparing for this trans…
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Ep 129 - 6 Ways to Prepare for a Smooth Closing
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Join Scott Kooiman from the State 48 Homeowner Podcast along with Alysia Moore and Don Czajkowski from Fidelity National Title for a deep dive into essential tips for a seamless home closing process. From unexpected hiccups to crucial documentation, they uncover the vital details that homeowners need to know before making their next move. Dive into…
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Ep. 128 - 2024 Arizona Housing Market Forecast
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In this episode of the State 48 Homeowner podcast, real estate veterans Kraig Klaus and Scott Kooiman and home finance expert Steve Farrington discuss the 2024 Arizona housing market forecast. From analyzing 2023 trends to predicting changes in mortgage rates, inventory, and buyer dynamics, they unravel the nuances impacting buyers, sellers, and th…
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Ep 127 - Reducing the Cost of Living in the New Year
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Join Scott and financial coach Caroline Kelly on the State 48 Homeowner Podcast as they discuss practical strategies for slashing living expenses in the New Year. Caroline shares invaluable financial insights, guiding families to conquer debt, build wealth, and achieve their financial goals. From reevaluating budgets to managing subscriptions, disc…
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Ep. 126 - New Year, New Home: Your Resolution to Own a Home in Arizona
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In this video, Scott and Steve discuss how to turn your dream of owning a home in Arizona into a reality. They share valuable insights and advice for first-time homebuyers, as well as those looking to sell their current homes. From debunking down payment myths to understanding credit scores, they provide guidance to help you navigate the home buyin…
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Ep. 125 - Spreading Christmas Joy: Donating to Make a Difference for Children
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Join Scott Kooiman in this heartwarming Christmas episode as he discusses the importance of giving back during the holiday season. Discover how you can donate and make a real impact in the lives of children through two incredible nonprofits, Sunshine Acres Children's Home and ASA Now, and hear from Sunshine Acres’ Christina Kaiser and ASA Now’s Ani…
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Ep. 124 - Revisiting Those "Expert Predictions" for the 2023 Real Estate Market
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Join Kraig Klaus, Steve Farrington, and Scott Kooiman as they dissect the major predictions for the 2023 real estate market in Arizona. Discover the reality behind the expert forecasts and how they measured up against the actual market trends.By Klaus Team Real Estate Solutions
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Ep 123 - Your First Week in Your New Home : 8 Essential Steps
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In this episode, our real estate agents and homeowner experts Scott Kooiman and Rob Martin discuss the essential steps to take in your first week in your new home. Whether you're moving into a brand new property or one that's new to you, these eight key actions will help you settle in smoothly and avoid common pitfalls. From utilities to locks, cle…
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Ep 122 - Navigating the Smart Home Maze: Ecosystems, Gadgets, and Automation
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In this episode of the State 48 Homeowner Podcast, host Scott Kooiman dives into the world of smart home technology. Joined by guest T.J. Watson, they explore the landscape of smart home ecosystems, including Google, Amazon, and Apple, and discuss how to choose the best fit for your preferences. From smart thermostats and lights to security cameras…
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Join Scott Kooiman and Kenny Klaus on the State 48 Homeowner podcast as they delve into the profound impact of generosity on our lives and households. From the joy it brings to our well-being and the difference between active and passive generosity, this episode offers valuable insights to enrich your perspective. Don't miss out on this enlightenin…
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Ep 120 - Navigating the Fall 2023 Real Estate Market
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Join us on the State 48 Homeowner Podcast as we dive into the current real estate market trends in Arizona for the fall of 2023. In this episode, Kraig Klaus and Scott Kooiman from Klaus Team Real Estate Solutions, along with Steve Farrington from Unity Home Loans, share insights on inventory, market dynamics, interest rates, and the impact on both…
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Ep 119 - Title Companies: What Do They Really Do?
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In this episode of the State 48 Homeowner Podcast, we delve into the world of title companies and their crucial role in real estate transactions. Join us as we sit down with Alysia Moore and Don Czajkowski from Fidelity National Title to unravel the mysteries behind title companies, clear up common misconceptions, and explore the various additional…
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Ep 118- Arizona Homeowner’s Annual Checklist: 6 Essential Things You Need to Know
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Join us for a special episode of the State 48 Homeowner Podcast as we discuss the six crucial annual maintenance tasks every Arizona homeowner should prioritize. From AC unit care to roof inspections, pest control, and more, our guest expert, Paul Stratton from Stratton Inspections, shares valuable insights to help you keep your Arizona home in tip…
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Ep 117- I'm Scared to Buy- When is the Right Time to Buy My First Home?
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Join host Scott Kooiman on this Halloween episode of the State 48 Homeowner Podcast as he delves into the world of buying a home and dispels the myths surrounding the process. Special guest Rob Martin from the Klaus team joins the conversation, sharing valuable insights and strategies for tackling homeownership fears. Discover why it's not as scary…
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Ep 116- What’s Different in Today’s Arizona Real Estate Market
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Join real estate and home finance experts Steve Farrington, Kraig Klaus, and Scott Kooiman for the October Market Update on the State 48 Homeowner podcast. In this episode, the team discusses the impact of rising interest rates on the real estate market, provides insights on market trends, and offers valuable tips for both sellers and buyers in tod…
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Ep 115- Digital Security and Protecting Your Home Tech
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In this episode of the State 48 Homeowner Podcast, join Scott Kooiman and T.J. Watson as they dive into the world of digital security and protecting your home tech. With an increasing number of scams and cyber threats, it's crucial to take steps to keep your personal information safe. T.J. Watson, owner of Bits and Bytes Computers in Mesa, shares v…
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Ep 114- Illuminations: Exploring Holiday Lighting for Your Home | State 48 Homeowner Podcast
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Get ready to be enchanted as we delve into the magical world of holiday lighting for your home on this exciting episode of State 48 Homeowner Podcast! From traditional twinkling lights to cutting-edge projection mapping presentations, we'll explore the endless possibilities to transform your home into a winter wonderland. Discover the beauty of aut…
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Ep 113- Understanding our Monsoons: A Meteorologist Explains Arizona's Summer Storms
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Join host Scott Kooiman on this exciting podcast episode as he delves into the captivating world of meteorology with special guest Rob Martin, a seasoned TV meteorologist turned real estate agent, as he shares his insights on these unique weather phenomena. Discover how monsoons, haboobs, and dust storms are triggered, the role of temperature and m…
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Ep 112- What We Wish We Knew Before Moving to Arizona
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Join host Scott Kooiman and special guest Angela McInnes on this insightful episode of the State 48 Homeowner Podcast, where they share essential tips and surprising facts about life in Arizona. With about 20 years each living in Arizona, they spill the beans on 12 things they wished they knew before making the move. From unusual weather phenomena …
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Ep 111- September 2023: Predictions for the Economy and Housing Market
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Join us on the State 48 Homeowner podcast as we dive deep into the predictions of leading experts about the economic landscape and its impact on the housing market over the next few years. In this episode, we unravel the diverse forecasts from renowned institutions like Goldman Sachs, the New York Federal Reserve, and Forbes, examining the likeliho…
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Ep 110- From Ashes to Triumph: Stories of Fire Recovery and Resilience
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The Klaus Team’s Shane Goff and Kenny Klaus share their personal stories of overcoming devastating fires and rebuilding their lives. Shane shares his journey of rebuilding his home, which was completely destroyed by a fire originating from his neighbor's property. Kenny recounts the experience of the destructive fire that consumed the original Hub …
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Ep 109- Understanding Arizona Property Assessment: An Inside Look with Maricopa County Assessor Eddie Cook
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Join host Scott Kooiman as he sits down with special guest Maricopa County Assessor Eddie Cook on the State 48 Homeowner Podcast. In this episode, they delve into the complexities of Arizona property assessment, deciphering the jargon, discussing home valuations, and exploring available exemptions to help you learn how this impacts your property ta…
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Ep 108- Enhancing Your HOA Experience in Arizona: A Guide to Thriving in Your Community
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In this episode of "State 48 Homeowner," we delve into the world of Homeowner Associations (HOAs) in Arizona. Our host shares personal experiences and motivations behind serving on the board while exploring the benefits and potential challenges of living in an HOA community. We also discuss the unique landscape of HOAs in Arizona, the laws governin…
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Ep 107- Avoid These Home Buying and Selling Mistakes in Today's Market - State 48 Homeowner Podcast
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Welcome to the State 48 Homeowner Podcast with Scott Kooiman! In this episode, we discuss the key mistakes that both buyers and sellers are making in the current real estate market. Join us as we uncover the critical aspects of pricing, presentation, and preparation for a successful home buying or selling experience. Our expert guests, Steve Farrin…
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Ep 106- Dealing with Trauma: Cleaning Up After Tragedy Strikes
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In this episode of the State 48 Homeowner Podcast, host Scott Kooiman welcomes Marty Derbyshire and Armando Rios from Joe's AZ Bio, a crime scene and trauma cleanup company. They discuss the challenging and sensitive process of cleaning up after crime scenes, deaths, and traumatic events that occur in homes. Marty and Armando share their unique exp…
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Ep 105- 5 Updates That Could Decrease Your Home's Value | State 48 Homeowner Podcast
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In this episode of the State 48 Homeowner Podcast, host Scott Kooiman and Kraig Klaus from the Klaus Team discuss five updates that can actually decrease your home's value. They delve into topics such as converting bedrooms, converting garages, DIY projects, and the controversial subject of solar panels. Find out what you need to know before making…
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In Episode 104 of the State 48 Homeowner Podcast, join us as host Scott Kooiman sits down with renowned Financial Planner, Michael Klein, to delve into the exciting world of investing and building wealth. Michael shares valuable insights on how to get started with investing, how to make informed investment decisions, and essential concepts that wil…
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Ep 103- Mastering Credit: How to Optimize Your Purchases and Boost Your Credit Score
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In this episode of the State 48 Homeowner podcast, host Scott interviews credit expert Anthony Iacobucci from Uqual to delve into the world of credit and its impact on homebuying, car purchases, and more. Learn the fundamentals of credit, how it works, and how to optimize it to secure better financing options. Discover valuable tips and tricks to i…
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