show episodes
 
Um papo semanal sobre notícias, filmes, redes sociais, tecnologia, desabafos e assuntos aleatórios. E as vezes falar nada com nada.. não sei né. Sem rumo. Falar dos assuntos que tão rolando ultimamente. Se quiser mandar uma dúvida, manda um inbox no Instagram @mateo.chang
  continue reading
 
Artwork
 
Develop Greatness- Self-Growth in all aspects of life. Health, Wealth and relationships. Grow with us so we can all grow together. Cover art photo provided by Casey Horner on Unsplash: https://unsplash.com/@mischievous_penguins
  continue reading
 
The Beyond High Performance Podcast is brought to you by the coaches and friends of the executive coaching firm, Novus Global, and the Meta Performance Institute for Coaching. Join us for intentional, vulnerable, thought provoking conversations that illustrate the life-shifting power of coaching. In order to adequately share the breadth and depth of the firm’s insights, this podcast consists of three unique shows. The Meta Performance Show, will bring you unflinching interviews with top indu ...
  continue reading
 
Loading …
show series
 
If you're going to put less than 20% down when buying a property, the lender is likely to require that you pay private mortgage insurance (PMI) to protect them in case you default on the loan. This usually applies to Nomads™, house hackers, and investors putting 15% down to acquire non-owner-occupant properties. There are 3 ways to pay PMI: Monthly…
  continue reading
 
In these ‘Moment’ episodes, we will be selecting some of our favorite sections from previous episodes of Beyond High Performance. META PERFORMANCE SHOW | In this moment of the Meta Performance Show, Jason Jaggard sits down with best-selling author, former mayoral candidate for New York City, and former US presidential candidate Andrew Yang. He shar…
  continue reading
 
There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is the risk of buying a property having missed important, expensive issues with the property during the inspection period. In this class, James will discuss the risk of investing in real estate and specficially the ri…
  continue reading
 
Sign Up for the Change Management for Executive Leaders Workshop here: https://novus-7577245.hs-sites.com/novus-global-change-management-workshop ON COACHING | In today’s episode of On Coaching, host David Miller, along with elite executive coaches Shauna Barnes, Jean-Marie Jobs, and Karina Neal, delve into the critical topic of navigating change. …
  continue reading
 
In these ‘Moment’ episodes, we will be selecting some of our favorite sections from previous episodes of Beyond High Performance. META PERFORMANCE MOMENT | In this moment of the Meta Performance Show, Jason Jaggard chats with Grammy award-winning film and television composer, Mateo Messina. They chat about Matteo’s path to becoming a composer, from…
  continue reading
 
There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is that rising mortgage interest rates will: Increase their mortgage payment and therefore hurt cash flow, or The rising mortgage interest rates will lower affordability and demand for properties, and therefore the va…
  continue reading
 
YOUR FINEST HOUR | Welcome to Your Finest Hour, a series of interviews going behind the scenes with world class leaders and their coaches on how to make the most out of coaching, and life. Coaching is such a private experience… It can be difficult to know what it’s like, who does it, and how they are creating results. So, we’re giving you a sneak p…
  continue reading
 
In this special class about the dangers, risks and warnings of investing in real estate: The #1 fear that keeps potential landlords and new real estate investors up at night! Expert insights on why this fear is more common among inexperienced landlords and investors in challenging real estate markets. Real-life horror stories of tenants causing sig…
  continue reading
 
In these ‘Moment’ episodes, we will be selecting some of our favorite sections from previous episodes of Beyond High Performance. META PERFORMANCE MOMENT | In this moment of the Meta Performance Show, Jason Jaggard sits down with co-founder of Pixar Animation Studios and New York Times Best-Selling Author Ed Catmull. Ed and Jason explore the seemin…
  continue reading
 
Interested in learning how to analyze deals using The World's Greatest Real Estate Deal Analysis Spreadsheet™? Specifically, do you need to know how to analyze a deal purchased with an interest-only loan? In this special deal analysis, you will: Discover the secret strategy for analyzing the purchase of a rental property with an interest-only loan …
  continue reading
 
ON COACHING | In today’s episode of On Coaching, we want to create some energy around the topic of community, and we want to do that by offering up a few stories and tools on how to create and sustain a community that gives you life. Janet Breitenbach, Partner at Novus Global, is joined by three fellow Executive Coaches Laura Leffelaar, Andrew Simi…
  continue reading
 
Life has risks. Investing adds new risks. Investing in real estate adds new risks specific to real estate investing. One risk that is unique to real estate investing is the risk of buying a stigmatized property or having a property become stigmatized while you own it. In this class, James will: Uncover hidden gems in the real estate market and turn…
  continue reading
 
Introducing - Meta Performance Moments! In these ‘Moment’ episodes, we will be selecting some of our favorite sections from previous episodes of Beyond High Performance. META PERFORMANCE SHOW | In this moment of the Meta Performance Show, host Jason Jaggard sits down with bestselling author (20 million copies sold and counting), leadership expert, …
  continue reading
 
Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…
  continue reading
 
YOUR FINEST HOUR | Welcome to Your Finest Hour, a series of interviews going behind the scenes with world class leaders, teams and their coaches on how to make the most out of coaching, and life. Today President of the Meta Performance Institute Joseph King Barkley is joined by Keynote Speaker, Entrepreneur, and Author of “Jolt: Get Zapped into Int…
  continue reading
 
Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
  continue reading
 
Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
  continue reading
 
ON COACHING | In this episode of On Coaching, we are diving straight into your goals… and your souls. Here at Novus Global we are helping people achieve goals beyond their wildest dreams, and that doesn’t happen without setting a harmonious balance between these two methods. David Gerber, Partner and Executive Coach at Novus Global, is joined by fe…
  continue reading
 
Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
  continue reading
 
How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
  continue reading
 
YOUR FINEST HOUR | Welcome to Your Finest Hour, a series of interviews going behind the scenes with world class leaders, teams and their coaches on how to make the most out of coaching, and life. Today David Miller, Chief Expansion Officer at Novus Global, is joined by not one, but two individuals who have experienced this impact - Reid Hutchison -…
  continue reading
 
How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
  continue reading
 
So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
  continue reading
 
YOUR FINEST HOUR | On this episode of Your Finest Hour, Novus Global Partner and Executive Coach Janet Breitenbach is joined by Karen Nabavi and her coach, Lauren Goldasich, who happened to be a client of Janet's before becoming a coach herself. Karen is a Head Coach at an OrangeTheory Fitness Franchise in Madison, Mississippi. So what does it look…
  continue reading
 
So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
  continue reading
 
Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
  continue reading
 
ON COACHING | If you’ve ever found yourself wishing your team could get more done in less time, this is the episode you’ve been waiting for. Join David Miller, Chief Expansion Officer at Novus Global, and two of our Executive Coaches Deb Foy, and Jennifer Tharp for an in-depth discussion on how coaching can completely change the face, and bottom li…
  continue reading
 
Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
  continue reading
 
Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
  continue reading
 
META PERFORMANCE SHOW | In this episode of the Meta Performance Show, Jason Jaggard sits down with co-founder of Octone records, David Boxenbaum, who has acted as an executive, advisor, and investor at the intersection of music and tech for more than 25 years. The two discuss the origins of his record label, how different the music industry was the…
  continue reading
 
Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
  continue reading
 
How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
  continue reading
 
YOUR FINEST HOUR | In this episode of Your Finest Hour, President of the Meta Performance Institute Joseph King Barkley sits down with Deputy Director of Colorado Springs Non-Profit Kids on Bikes Jess Verplank, and her Executive Coach Melissa Caddell. Kids on Bikes is a nonprofit organization that works to create community and empower all kids to l…
  continue reading
 
How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
  continue reading
 
In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
  continue reading
 
ON COACHING | In today’s episode of On Coaching, we explore one of the first questions we ask during a coaching session - how do we create maximum value for our time together today? Joseph King Barkley, President of the Meta Performance Institute for Coaching is joined by fellow Novus Global Executive Coaches Demore Barnes, and Dr. Jennifer Tharp t…
  continue reading
 
Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
  continue reading
 
Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
  continue reading
 
META PERFORMANCE SHOW | On this episode of the Meta Performance Show, Jason Jaggard is joined by Founder and President of the Table Group, Patrick Lencioni. Patrick is in the business of building better leaders. In 1997, he helped found the Table Group as a consulting firm for small Bay Area companies to improve their organizational leadership. Tod…
  continue reading
 
How to Analyze Buying a Rental Property at a Discount in San Mateo Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test…
  continue reading
 
How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
  continue reading
 
YOUR FINEST HOUR | On this episode of Your Finest Hour, Novus Global Chief Expansion Officer David Miller sits down with Senior Vice President of Operations at Denso, Chris Ramsey, and his Novus Global Executive Coach, Deb Foy. DENSO, and Chris, are driven by two missions: Carbon Neutrality and Zero Traffic Fatalities by 2025. I think you’ll agree …
  continue reading
 
There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
  continue reading
 
Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
  continue reading
 
ON COACHING | On today’s episode of On Coaching, we are going under the hood of Building Culture in your business and your life. Join David Miller, Chief Expansion Officer at Novus Global, joined by Executive Coaches Shauna Barnes, Jon Roberts, and Kristin Frade to explore what we mean when we talk about culture. In this conversation, we discuss wh…
  continue reading
 
Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
  continue reading
 
How to Analyze a New Construction Single-Family Home Property in San Mateo Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James…
  continue reading
 
META PERFORMANCE SHOW | On this episode of the Meta Performance Show, Jason Jaggard welcomes New York Times Bestselling Author Jamie Kern Lima to discuss her newest book, WORTHY. Jamie’s story is so amazing, it’s almost unbelievable. She started a cosmetics company, It Cosmetics, in her garage and went on to sell it to L’Oréal for over $1.2 billion…
  continue reading
 
The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
  continue reading
 
Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
  continue reading
 
Loading …

Quick Reference Guide