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Seed Time Money (Christian living & Personal Finances)

Bob & Linda Lotich | Christian Financial Coaches

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We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success i ...
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The Safe Money Retirement Show

Tim Wood. Certified Financial Fiduciary®

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Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more. Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood. You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.
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>Do you want to feel good earning, giving, spending and stewarding money so you can earn more without fear, save and get out of debt faster? > Do you want to let go of your poverty and scarcity money mindset with biblical principles? > Are you a faith filled female entrepreneur who wants to increase your income, make a bigger impact and honour God with her finances and lifestyle? > Are you tired of doubting yourself and feeling like an imposter? > Do you feel like you tried everything but ca ...
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Teacher Daniel Otter, Ph.D. and Certified Financial Planner Scott Dauenhauer CFP® of 403bwise.org discuss teacher saving for retirement issues. Never too serious, Dan and Scott strive to make learning about pensions, the 403(b), the 457(b), and investing, fun and understandable.
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Does thinking about money cause unnecessary stress in your life? Are you tired of feeling anxious, guilty or embarrassed about your financial situation? Has fear of being judged, or perhaps, being taken advantage of, ever held you back from sharing your financial accomplishments? Do you struggle with impostor syndrome and feel like you should know more, do more, or be better with money? Have your financial responsibilities trapped you in your career? Speaking of work, how would it feel to wo ...
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Mary Sterk, CFP ®, is the owner of Sterk Financial Services (www.sterkfinancialservices.com), which is headquartered in Dakota Dunes, SD and has a second location in Kansas City. Mary’s inspirational story is one of fighting her way from Welfare to Wealth Management despite a teenage pregnancy, living in low-income housing, and raising two small children while subsisting on food stamps. Mary has received numerous awards including the Forbes Best-In-State Wealth Advisor and Forbes Top Women W ...
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Welcome to the Christian Work from Home Mom Podcast! Hi, I’m Amy J. Arthur, Certified Life Breakthrough Coach, and I’m on a mission to empower Christian moms to discover work-from-home opportunities that align with their family and financial goals. Ever feel overwhelmed searching for legitimate work-from-home jobs, sacrificing precious family time in the process? What if you could follow a simple roadmap to start making money quickly? That’s precisely what this podcast is about! In each epis ...
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In this week's episode, we'll explore whether all beneficiaries are created equally. Where should you leave your pre-tax money? Is there any way to not have to pay taxes on pre-tax money? How can you keep from potentially bumping your beneficiary's tax brackets up for 10 years? Is a life insurance benefit always tax-free? Isn't it time to get answe…
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Welcome to our empowered community! In the spirit of creativity, Melissa and Holleigh are debuting a new project very soon! Stay tuned to check it out next week. Be sure to follow the show to stay in the know. Want to get your financial ducks in a row sooner than later, let's have a conversation!- No strings attached! https://calendly.com/melissamy…
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🎙️ Have you ever wondered why you sometimes find yourself impulsively splurging on things you don't really need? In this episode, we'll explore the fascinating world of buyer psychology and uncover the secrets behind our spending behaviors. Understanding what influences our spending habits is essential for gaining control over our finances and expl…
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In this episode, we dive into the science behind the actual cost of happiness and reveal why so many of us are spending our money on the wrong things. We share personal stories, explore fascinating research, and offer practical strategies for aligning your spending with your values to create a life of genuine joy and fulfillment. 🎯 Key Takeaways: W…
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Teacher and podcast host Shaun Morgan talks saving for retirement. The Teacher Money Show Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certif…
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In this week's episode, we'll discuss an exciting new health innovation and how that will affect your retirement plan. What is your plan to get rid of longevity risk? How can you overcome the risk of running out of money before you run out of life? How are you hedging inflation? How long will your current plan last? Isn't it time to get answers to …
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We all recognize #Oprah is an icon. She’s truly a #ragstoriches story and has undoubtedly learned a lot of lessons about #money in her life. #oprahwinfrey#moneyinaminute #forbes #financialplanner #investing #fiduciary #wealthmanagement #estateplanning #financialadvisor #high networth #retirement #401k #retirementplanning #assetmanagement #socialsec…
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Curious to know how we can help you live your ideal lifestyle? (if you're not already) Let's have a conversation: https://calendly.com/melissamyers/welcome How are you investing in yourself this summer? We are halfway through 2024! What can you do to further invest in the best investment?--YOU! Gearing up to hike The Wave in UT, Holleigh is brave a…
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Breaking Free from Financial Bondage Do you ever wonder where all your hard-earned money disappears to each month? If so, you're not alone. In this episode, we're diving into the common struggles of overspending, under-earning, accumulating debt, avoiding finances, and feeling too scared to spend. 🌟 This episode's highlights include: - Identifying …
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Have you ever felt overwhelmed by the clutter in your home? What if I told you that you could not only declutter your space but also make a significant amount of money in the process? In this episode, I share my personal story of how my wife, Linda, and I made over $2,000 in just 30 days by selling items we no longer needed or wanted. You'll learn …
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We talk journalism, 403(b), and the personal finance beat with Anne Tergesen, reporter for The Wall Street Journal. Anne Tergesen Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. …
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In this week's episode, we'll explore the core 4 keys to a successful retirement as derived from the top financial minds in the world. What is the #1 rule that the ultra-wealthy use with all their assets? What do they say is the most important thing in retirement? What does asymmetric risk/reward mean? What about taxes? Isn't it time to get answers…
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Have a conversation with Melissa & me: https://calendly.com/melissamyers/welcome Join our Mastermind Program, AMP by emailing us for more details! Subject Line: AMP More questions? Email us: sunkissedandblessed@gmail.com Jill is a Kingdom Confidence Life Coach and Speaker. Using the power of God’s Word, she equips busy moms of faith to step out of …
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Are you ready to break free from financial fear and scarcity? Discover how to transform your relationship with money using biblical principles and a fun, tailored coaching approach to find peace in your finances. 🌟 This episode's highlights include: Overcoming Scarcity Mindset: Learn how Natasha paid off $10,000 in debt by shifting her mindset from…
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Today we're sharing a financial strategy so simple, so painless, and so powerful, it almost feels like cheating. After applying this habit in our own lives for over a decade, we can confidently say that the 1% Challenge is the closest thing we've found to a "set it and forget it" path to financial success. And the best part? It's not just about pad…
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Maggie Mason is a retired English teacher from Santa Barbara who put on a highly successfully free financial seminar to benefit her colleagues. Santa Barbara Education Foundation Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed…
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In this week's episode, we'll discuss why it is so important for both spouses to do the RISA® assessment before we design a retirement plan for them as a couple. Is there a way to ensure both spouses are happy with the plan? How can someone who likes growth and someone who wants guaranteed income both get what they want in the same plan? How import…
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Are you a high caliber woman? Want to know how you can benefit from a mastermind? Join AMP! email: sunkissedandblessed@gmail.com write 'AMP' in the subject line. Additional Questions? Let's have a conversation: https://calendly.com/melissamyers/welcome Dr. Gaynel Nave is the visionary force behind FullJoy Wellness, guiding BIPOC, third culture, and…
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Are you ready to transform your relationship with money using the F.L.I.P. the table method? In this final episode of the Money Mindset series, we delve into the transformative power of shifting your money mindset with biblical wisdom. 🌟 This episode's highlights include: Understanding the importance of your money mindset for financial well-being a…
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Today, Linda and I dive into a game-changing strategy for staying motivated on your financial journey—celebrating small wins! If you've ever felt overwhelmed by the enormity of your financial goals or wondered how to keep the momentum going, this episode is for you. We'll unpack why these small victories are crucial and how they can transform your …
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June Scripture Writing Challenge - the theme is Redemption We discuss: What is Biblical Redemption? 4 Elements of Redemption Biblical examples of redemption in the parables of Jesus Christ We also review the devotional habits of our habit stack. Listen to these past Scripture Writing Challenge Episodes Episode 8 explains the foundations of scriptur…
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Illinois educator-turned state legislator Karina Villa — who was once sold an unsuitable, high-cost 403(b) — proposed a K-12 403(b) reform bill that would have ended front-end and back-end loads. It would have capped advisor fees and administration fees at 0.50% respectively, and it would have required vendors to offer low-cost index funds and low-…
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Are past failures making you doubt your potential to succeed as a work-from-home mom? Do you feel like those past missteps are holding you back from achieving the balance and success you dream of? Every time you think about starting something new, that nagging voice of doubt replays your past mistakes. "Remember when you tried that and it didn't wo…
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In this week's episode, we'll explore some uncomfortable questions about retirement. What could happen to make your current plan ineffective? How will your later years in retirement look? What do you want to happen to your money when you're gone? Would you prefer a set income that will cover your expenses or have the chance for more growth and it n…
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Today we have Jamie Winship (author of Living Fearless) and his amazing wife Donna on! We go a lot of directions in this one, but summing it up I would say that if you want to END fear in your finances and be inspired in your faith you have to check out this episode. 🔍 Key Highlights: Discover how fear not only influences, but often controls, our f…
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Going Rogue with our 2nd MALE Guest Star! Protect yourself AND your assets. Schedule a call with Melissa and I to get clarity about what to do next: https://calendly.com/melissamyers/welcome Email us: sunkissedandblessed@gmail.com Dan Heimler is the Co-Founder and CEO of Watchdog Cyber and a seasoned professional with a remarkable 28-year career in…
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Ever felt like your blessings were becoming idols? Topic and Importance: Today's episode delves into the journey of an entrepreneur who learned a profound lesson about the dangers of turning blessings into idols, offering valuable insights for those navigating similar paths. 🌟 This episode's highlights include: Learning to recognize when blessings …
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Today, we're diving deep into a powerful concept that might seem counterintuitive at first—focusing on what NOT to do to achieve financial success. This episode is packed with stories, biblical insights, and practical steps you can apply right away. 🔍 Key Highlights: The Power of What Not to Do: Discover how avoiding certain financial mistakes can …
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Teachers-turned fiduciary advisors Emily Maretsky and Andrew Katz-Moses, CFP® share their journey from the classroom to full-time planners in this live 403bwise Event. Emily Maretsky Teacher Financial Planner Katz-Moses Financial The Externship (deadline May 24, 2024) Learned by Being Burned - Short pod series about how teachers got burned then got…
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In this week's episode, we'll discuss the 5 most important things that need to be in your retirement plan today. Is retirement really all about how your retirement assets will be taxed? Can decisions you make really affect the tax rate you will pay? Why is a Roth account so smart long-term? How many years should you be planning for in retirement? I…
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We are celebrating downloads in over 13 countries on the Going Rogue Money Ministry! --we're now over 800 downloads ;) What has been bringing you joy? -Family -Friends -Nature -Living in the present Cari Wolters, a seasoned educator with over two decades in the teaching arena and a mother of 2. Her transformative journey unfolded as she transitione…
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🔍 Do you know where your money is going, or are you ignoring your numbers? 💡 Today, let's talk about understanding where your money goes and why it matters. 🌟 This episode's highlights include: The common challenge of tracking spending. How to overcome procrastination and fear. The importance of shifting your money mindset. Empowering yourself to m…
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What if the key to unlocking true financial freedom isn't found in getting a raise, the latest financial hacks, or paying off all your debt? What if, instead, the answer was simply learning how to pray over your financial life? Today, we are unpacking 10 areas of your finances (or prayer points) that should be on your prayer list. 🔍 Key Highlights:…
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