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The Simplifying Investing series helps to de-mystify the often-complex world of investing. Whether it’s big or small, we are all invested in something, that's why we're drawing on the knowledge of AMP’s experts to answer the big questions in superannuation, retirement, home loans and beyond. Podcasts provided by AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group. They contain general advice only and have not considered your personal circumstances. You should cons ...
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Increasing fears of an escalation between Israel and Iran has left markets concerned amid growing geopolitical tensions. Meanwhile, The Fed has been winding back its comments about cutting rates this year after a third month of higher inflation numbers.Join Diana and Shane this week as they look at expectations for equities, why Australian inflatio…
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This week Diana and Shane look at seven key things you need to know about the Australian property market, why the link between income and happiness is messy and what’s driving higher petrol prices.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circu…
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Global markets have had a strong start to 2024 with US markets at a record high and a similar uplift seen in Australia. But, the macroeconomic backdrop remains complicated and downside risks are high which makes for an interesting investing environment. Join AMP's Deputy Chief Economist Diana Mousina and SMA Lead Portfolio Manager Brad Creighton as…
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This week saw some important news on inflation with headline inflation unchanged at 3.4% which was less than expected. While the RBA is not rushing to change its stance, it was pleasing to see lower than expected levels of inflation in February with forecasts of a further slowing in inflation to 3.3% by June, which should see the start of rate cuts…
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While the Reserve Bank of Australia decided to keep the cash rate on hold this week at 4.35%, there was a noticeable shift in Governor Michele Bullock's tone, indicating the RBA remains fairly cautious but are getting less hawkish. Join AMP's Chief Economist Dr. Shane Oliver and Deputy Chief Economist Diana Mousina as they look at the key take outs…
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AMP's Deputy Chief Economist Diana Mousina simplifies inflation expectations and the gender financial literacy gap; in light of the RBA's recent look at the public's understating of the inflation target and inflation expectations as a test of economic financial literacy.Important information:This podcast is general in nature and hasn’t taken your c…
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The Australian Government’s changes to the Stage 3 tax cuts have refocussed attention on the need for tax reform. Failure to adequately reform the tax system could further damage productivity growth and living standards in Australia. Join AMP's Chief Economist Dr. Shane Oliver as he unpacks the Stage 3 tax cuts, examines why tax reform is needed in…
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At its February meeting, the RBA left the cash rate at 4.35%, with noted progress in reducing inflation and bringing demand back to supply. While probably reluctant to raise rates again, the Reserve Bank still has a mild tightening bias and remains somewhat cautious. Join AMP's Chief Economist Dr. Shane Oliver as he unpacks Governor Bullock's comme…
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The surge in inflation coming out of the pandemic and its subsequent fall has been the dominant driver of investment markets over the last two years. But what’s driving the fall, what are the risks and what does it mean for interest rates? Join AMP's Chief Economist Dr. Shane Oliver as he looks at the key implications for investors.Important inform…
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AMP's Deputy Chief Economist Diana Mousina takes a closer look at Australian household wealth. Why did we have one of the lowest rates of disposable income growth per capita amongst OECD countries in mid 2023? Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your p…
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2024 is likely to see positive returns helped by falling rates but they are likely to be more constrained and volatile than seen in 2023 given risks around the timing of rate cuts, recession risks and geopolitics. Join AMP's Chief Economist Dr. Shane Oliver as he unpacks the five key themes and lessons from 2023, the three primary challenges we fac…
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Join AMP's Deputy Chief Economist Diana Mousina as she takes a deep dive on the five key lessons we learnt from 2023 and what to expect in the next 12 months.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial advis…
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Despite lots of angst at the start of the year, 2023 turned out far better for investors with stronger than feared growth despite lots of bumps along the way. With high levels of inflation persisting in 2024, uncertainty in the Chinese economy and property sector, continuing geopolitical risks around recession and the lagged impact of rate hikes, t…
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At its December meeting the RBA left the cash rate on hold at 4.35% but still maintained a tightening bias with relatively hawkish commentary. With the economy likely to slow further into next year, join AMP's Chief Economist Dr. Shane Oliver as he looks at whether we are now likely at the peak in rates and why the RBA has done more than enough to …
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Since 2005, the pace of immigration has been a very dominant driver of population growth in Australia, helping address chronic skills shortages in both urban and remote areas. Join AMP’s Deputy Chief Economist, Diana Mousina as she looks at the economic impact of migration levels over the last 12 months and whether the current record pace of net mi…
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Changes in the value of the Australian dollar are important for Australian investors as they impact both the value of international investments and the performance of domestic assets like shares. AMP’s Chief Economist, Dr. Shane Oliver looks at five reasons for why we can expect the Australian dollar to rise into next year, providing recession is a…
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Successful investing is not always easy and can be stressful, even in good times. We are all susceptible to psychological traps, however there are some basic principles that can help to avoid silly mistakes. Join AMP's chief economist Shane Oliver as he shares nine key things for investors to bear in mind when navigating the world of markets.Import…
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Australia's economy has performed stronger than expected despite a slowing down in discretionary consumer spending and persistently high levels of inflation that have fuelled the cost of living crisis. AMP’s Deputy Chief Economist, Diana Mousina looks at why the RBA continues to raise interest rates, the impact this has had on both households and l…
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AMP's Chief Economist Shane Oliver reviews the RBA's decision to yet again push north and raise interest rates. Will this be the last or is there is still more to come? Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a fina…
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The last few years have been associated with many geopolitical crises causing investor uncertainty and volatility in financial markets. AMP's Deputy Chief Economist, Diana Mousina looks at the impact of these risks on economies and global markets, the implications for investors and the five key geopolitical challenges to watch for over the coming y…
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The last three major cyclical upswings in home prices have required lower interest rates to be sustained. With rate cuts still a long way away, AMP's Chief Economist Shane Oliver looks at why the risk of another leg down in prices is high next year, particularly if unemployment rises significantly, and the key indicators to watch in the months ahea…
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In the 1980s and 90s superannuation investment returns were very strong. But since 1999, nominal superannuation returns have been more constrained averaging 6.2% pa as we entered a lower return world. Five key structural trends suggest higher medium term inflation pressures and constrained economic growth than pre-pandemic. AMP’s Chief Economist, D…
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Australia has witnessed the largest interest rate hiking cycle since the late 1980s, with rates today up by a total of 400 basis points over 14 months. AMP's Deputy Chief Economist Diana Mousina takes a closer look at what the impact has been on borrowers, the number of households in negative equity and how to measure levels of mortgage stress. Dia…
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Posing many humanitarian consequences, the war between Israel and Hamas could further lead to a surge in oil prices that will add to inflation, keep interest rates higher for longer and add to the risk of recession. AMP's head of investment strategy and chief economist Dr. Shane Oliver looks at the implications for investors as well as the impact o…
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The rise in bond yields has left shares offering a low risk premium over bonds leaving them at risk of more softness. The conflict in Israel this week has added to the risk, although the threat should be minimal if Iran is not drawn in, avoiding a severe impact on oil supplies. AMP's chief economist Dr. Shane Oliver looks at the parallels with the …
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The Australian housing market is a deeply watched sector of the economy, because it impacts everybody. This week AMP's deputy chief economist Diana Mousina looks more closely at the housing market, including why prices have rebounded so fast, the outlook for home prices, conditions in the lending market and why the rental market is still so hot. Im…
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In the last week, we saw the RBA leave interest rates on hold for the fourth month in a row, against the backdrop of increasing uncertainty around political developments in the US and geopolitical risks concerning China. AMP's chief economist Dr. Shane Oliver explores the outlook for interest rates amid the further softening of the jobs market, fal…
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The cheaper you buy an asset the higher its prospective return might be. However, this is frequently forgotten with investors who focus on recent returns. AMP's chief economist Dr. Shane Oliver explores the main issues behind starting point valuations and what current valuation signals are telling us. Read Oliver's insights here: https://www.amp.co…
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AMP's deputy chief economist Diana Mousina looks more closely at the labour market. Join Diana as she unpacks why employment growth has been so strong, what has happened to the unemployment rate as well as what the outlook is from here regarding employment growth.Important information:This podcast is general in nature and hasn’t taken your circumst…
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Australian housing affordability has deteriorated due to low interest rates and a chronic housing supply shortfall. AMP's Chief Economist, Dr. Shane Oliver looks at the vexed issue of housing affordability and in particular the implications of high levels of immigration.Read Oliver's insights here: https://www.amp.com.au/insights-hub/blog/investing…
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Retire with Confidence Whitepaper with Daniel Paperny and Ben HillierNew national research released by AMP today has found most older Australians find it challenging to navigate our retirement system and lack knowledge about fundamental aspects of managing their retirement finances. 3 in 5 wish they’d started planning for retirement earlier in life…
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Increasing evidence is mounting to suggest rate hikes are beginning to bite, with a fall in real retail sales for three quarters in a row, a sharp slump in building approvals and slowing GDP growth. AMP's Chief Economist, Dr. Shane Oliver makes the case for why we are likely at the peak for interest rates in Australia in 2023, arguing the RBA has d…
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AMP’s Deputy Chief Economist Diana Mousina covers all things - recession. Join Diana as she shares her insights and expertise in helping bridge the financial literacy gap here in Australia. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstance…
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“No pessimist ever discovered the secrets of the stars, or sailed to an uncharted land, or opened a new heaven to the human spirit.” – Helen Keller AMP’s chief economist Dr. Shane Oliver explores the benefits in being an optimistic investor. Read Oliver's insights here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-optimism-as…
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AMP’s Deputy Chief Economist Diana Mousina takes you through what is inflation, why it has become so high in the years following COVID-19, and what a slower pace of inflation moving forward means for you and your finances.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you con…
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AMP’s chief economist Dr. Shane Oliver explores how uncertainty around China’s outlook is a key risk for global growth and why Australia cannot rely on the China/commodity boom indefinitely. Instead, Australia needs structural reform to boost our longer-term growth potential.Important information:This podcast is general in nature and hasn’t taken y…
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AMP’s chief economist Dr. Shane Oliver looks at the vexed issue of productivity, its importance to our economy and what it means for investors.Read more here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-productivity-and-the-swing-to-bigger-governmentImportant information:This podcast is general in nature and hasn’t taken you…
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AMP’s Deputy Chief Economist Diana Mousina takes you through how monetary policy works in Australia, how interest rates impact the economy, and what to expect over the next 12 months.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and s…
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As rapid monetary tightening means a high risk of recession continues to persist, growth has generally been more resilient than expected. AMP’s chief economist Dr. Shane Oliver looks at five key reasons for why we could still avoid recession.Read more here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-goldilocks-versus-recess…
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AMP’s chief economist Dr. Shane Oliver reviews the Reserve Bank’s decision this week to hold at 4.1%. Has the RBA found a sustainable balance or is household spending power still likely to take even more of a hit in the coming months?Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s impor…
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While Australia remains one of the richest nations in the world, a new Econosights report from AMP’s Deputy Chief Economist, Diana Mousina highlights the need to improve financial literacy standards. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal ci…
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Many Australians are confused about the current economic situation. Cafes and restaurants are doing well but cost of living pressures mean more Australian households are feeling the strain. AMP’s Chief Economist, Dr. Shane Oliver steps us through the differences in key indicators, and their function in the economic cycle.Important information:This …
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AMP’s Head of Investment Strategy and Chief Economist Dr. Shane Oliver looks at seven key indicators that investors need to keep a close eye on to understand where the investment cycle is going and what shares, in particular, are likely to do.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. I…
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Getting your personal finances right can be a real challenge at times. Here are the top 15 tips from AMP's Chief Economist Dr Shane Olive that can help. For more info you can read Oliver's insights here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-personal-finance-101Important information:This podcast is general in nature an…
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The past financial year turned out to be a good one for investors as shares rebounded thanks to falling inflation and hopes rates are near the top. AMP's Chief Economist Dr Shane Oliver looks at the outlook for investment returns over the next 12 months as central banks remain hawkish and recession risks are high. Important information:This podcast…
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AMP’s Chief Economist, Dr. Shane Oliver takes a closer look at the Australian Reserve Bank's choice to leave interest rates on hold at 4.1%. However are we still heading towards a 50% chance of a recession next year, and will we see a number of rate cuts as early as February 2024? Important information:This podcast is general in nature and hasn’t t…
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The risk of recession globally and in Australia has increased with ongoing central bank rate hikes. AMP’s Chief Economist, Dr. Shane Oliver looks at what this means for everyday Australians, how it will impact on residential property and what the implications are for investors.Important information:This podcast is general in nature and hasn’t taken…
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Shares are vulnerable to a pull back in the months ahead reflecting the rising risk of risk of recession on the back of central bank tightening and weak seasonal influences. AMP’s Chief Economist, Dr Shane Oliver looks at the implications for investors and why it's not all negative.Important information:This podcast is general in nature and hasn’t …
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While Australia's home ownership rate reached a peak of 73% in 1966, a significant deterioration in housing affordability over the last thirty years is driving increasing inequality, falling home ownership and could threaten social cohesion if it persists. AMP’s Chief Economist, Dr. Shane Oliver looks at why encouraging decentralisation, boosting s…
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Returns on unlisted commercial property have been solid over the last 10 years as the search for yield helped deliver 9% pa on average to investors. AMP’s Chief Economist, Dr. Shane Oliver looks at why the tide could be turning due to the rise in bond yields and slowing economic activity.Important information:This podcast is general in nature and h…
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