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The How to Raise Money podcast is for anyone who wants to raise other people’s money for your business or property venture. If you need money this is the podcast for you! Join Ray (business owner, property investor, angel finance expert, solicitor) and Nigel (business owner, property investor, digital marketer, accountant) as they show you How To Raise Money.
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The speed of change in the world is getting faster. You need new Skills to keep up. Every new skill you acquire doubles your odds of success. Your value to the world grows through just 1% marginal gains, through compounding and the Entourage effect You just need to improve by 1% in specific skills to be in the top 20%. If you’re in the top 20% in a number of skills that go well together, you will end up with enough skills, stacked in such a way that you will be sought out by others and as a ...
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#228 - Landlords: Govt plans to get rid of you!
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Is now the right time to be a landlord when it appears that government wants to get rid of you? Ray and Nigel look behind the dramatic headlines we keep seeing. You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be a…
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#227 - Liz Truss, Tesco & Raising Money [There is a joke in there somewhere]
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Liz Truss tried and failed Tesco tried (they pulled the wool over your eyes) and succeeded Is there a lesson in there? Maybe. But there is a joke or two! You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to he…
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#226 - REVEALED: Little Known Ways to Raise Money
31:45
31:45
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High Street Banks...and er... Not many people know alternative sources of finance so Nigel and Ray reveal a number of little known ways to raise money. You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help…
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#225 - Legal Disputes: The Subtle Art of Winning
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We all wish to avoid them but sometimes you may get involved in a legal dispute. What is the best approach? Ray & Nigel discuss a surprising and subtle approach that may help you win (without the other party feeling they lost!) You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP…
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When it comes to getting approved for credit, lenders will often check your credit rating and depending on your score they will approve or reject your application! Is that fair? Is your score a true reflection of you? What can you do if it is wrong/unfair? Nigel and Ray discuss credit scoring and the frightening Big Brother version heading our way.…
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#223 - WARNING!: Personal Guarantees Abused by Banks
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52:54
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The Federation of Small Businesses have had their Super Complaint about Personal Guarantees (PG) rejected by the utterly toothless FCA (no surprise there!) and they are FURIOUS! Why should we be bothered? Ray and Nigel highlight the peril at signing a PG without fully understanding it. You can watch Nigel renovate a lopsided house: https://www…
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#222 - Budgets, £1trillion & can you renovate a house yourself?
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27:37
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Are there lessons from the government and the Budget that we can use as we try to raise money? You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved! Email us at …
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#220 - Massive Property Co Collapse - Will it affect me?
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26:55
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Evergrande - a huge Chinese Property Co - is effectively a failed company. Should we be interested or even worried? Maybe so because it could lead to another credit crunch. You can watch Nigel renovate it at: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to he…
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Ray and Nigel continue to set the world to rights as they discuss all manner of things in the style of two cynical grumpy old men! You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a tro…
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#219 - Why so hard to get a mortgage when Banks make $ Billions?
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31:07
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How do banks make so much money and why won't they lend it to us? Should we rethink alternative sources of funds? Ray and Nigel chat about the bank profits being more than Oil & Gas companies but no one talks of super taxing them! And you can watch Nigel renovate it at: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in tou…
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#218 - Be Your Own Bank with your pension
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23:55
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Today Nigel explains how he used his pension to buy a 2 bed terrace house! Could you set your pension up to be your own bank? And you can watch him renovate it at: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved! Email u…
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#217 - The Post Office Scandal: Bigger Scandals are coming!!
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It has shocked the nation. An institution we have held dear for hundreds of years has been seen to be a nasty, vindictive bully AND the public don't like it. Politicians may change the law, the former CEO has given her 'gong' back, and the outrage has touched millions. But - is this the tip of the iceberg? As we enter 2024, Ray and Nigel will be de…
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#216 - Business Plans are Dead: Aren't they?
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20:23
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A pain? The difference? Necessary? Pointless? Whatever your thoughts, business plans are a thing! Ray and Nigel give some useful pointers for the why, what and how of business plans. Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Watch us on YouTube https://ww…
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What is 2024 going to be like? Will there be doom and gloom or opportunities a plenty? Ray and Nigel give their thoughts to help you decide your next step! Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Watch us on YouTube https://www.youtube.com/@howtoraisemoney…
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#214 - Pricing Psychology - will it help me raise money
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Never thought about pricing psychology? Maybe you should because it could influence your ability to raise money! Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Watch us on YouTube https://www.youtube.com/@howtoraisemoney Recommended Equipment, Software and Books…
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#213 - How To Raise £1.9m a day with no come back!
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24:14
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How to raise £1.9m a day without a plan or any need to prove what you spent it on - sounds good doesn't it? But it can't be true because we know that nobody would lend money to that sort of deal, can it? Well if you are the government this is reality - £1.9m a day with no come back!! Get in touch hello@htrmoney.co.uk and talk to us. Email us at …
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Seek and ye shall find! Ray and Nigel give valuable insights into where to find your next next investor - they might be closer than you think! Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Watch us on YouTube https://www.youtube.com/@howtoraisemoney Recommended Equipme…
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#211 - Benefits & Pitfalls of private investors!
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Is it worth raising money from Private Investors? Yes! And no!! Listen as Ray and Nigel go through some key knowledge. Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Watch us on YouTube https://www.youtube.com/@howtoraisemoney Recommended Equipment, Software and Books - cli…
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#210 - Overcome 4 Challenges in Raising Money
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These Challenges hold people back! Learn how to overcome challenges where: 1. You don't have a clear vision. 2. You lack knowledge about the market 3. You are unsure about the amount you need 4. You lack skilled people/leaders in key positions Hope you find it useful! Get in touch hello@htrmoney.co.uk and talk to us. Email us at h…
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#209 - Explosive Press Release - Who Owns Your Mortgage?
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Some very interesting documents have come our way and they are EXPLOSIVE! Allegations of perjury, fraud and more and it could affect YOU! When it comes to repaying a loan or mortgage - are you paying the right person? Finding out might not be as easy as you think! Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@…
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Short term or bridging finance can be brilliant BUT what happens when the deal won't repay the money in the agreed (12 months usually) time period? Sometimes the options are not good...so if you are about to go down the short term route, BE SUPER PESSIMISTIC because it could save you a lot of stress and money! Get in touch hello@htrmoney.co.uk and …
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#207 - Financial Nightmare? Nowhere to turn? Ask and ye shall receive!
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We are getting loads of emails (thank you very much everyone) with a variety of issues and challenges that people are facing. Many have been where you are. You are not alone. There may be an answer. Listen in as Ray & Nigel go through situations that may not be as dire as people thought. Get in touch hello@htrmoney.co.uk and talk to us. Email us at…
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#206 - Our biggest hack - more revelations!
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Wow! We have had our biggest response ever to the last episode. Today, we go deeper and reveal more. Could it help you too? Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Recommended Equipment, Software and Books - click HERE REMEMBER to review us on …
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#205 - Little known legal hack [Worth 100 x house value?]
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Dear Listener - this could be our greatest ever HTRM hack! Ever been 'wronged' by a bank and felt powerless? Barely believable but legal. Is this the justice you have been denied? Time to 100 x the value back? Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Recommended Equipment, Softwa…
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Is the Big Short about to happen again? 2023 and is cash King? If you haven't watched the Big Short then do so - because the person played by Christian Bale has reportedly shorted the stock market. And he has bet 90% of his assets on it! Does this mean that we should be cash in positions? Does it mean cash is king? For anyone trying to raise money,…
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