Best Rich Oring Podcasts (2024)

1
Insights from an Industry Expert Kevin Caron. 48:22

7M ago48:22

48:22

Have you ever wondered how Federal Reserve's interest rate changes can affect the market? Well, Kevin Caron, a seasoned Portfolio Manager from Washington Crossing Advisors, drops by to decode the world of finance. With his in-depth knowledge and expertise, we explore current cash, bond, and stock environments, and discuss the impact that interest c…

1
Hidden Perks of 529 Plans under the New Secure Act 2.0 20:49

7M ago20:49

20:49

Want to uncover the hidden potential of 529 plans and the new twists introduced by the Secure Act 2.0? Wondering how this could be the game changer in your child's college fund or even your first-time home purchase? Then this episode is a goldmine waiting to be discovered. We unpack the quirks and benefits of 529 plans, investment plans that not on…

1
The Role of Trusted Contacts in Money Management 24:14

8M ago24:14

24:14

Have you ever considered how to ensure your financial accounts' safety? Let's discuss the importance of trusted contacts in maintaining financial security. The Finra Rule 2165 is specifically designed to protect individuals over 65 years old or with a mental disability. We will also cover common scams targeting seniors and why keeping your trusted …

1
What Is a Fiduciary? 22:26

1+ y ago22:26

22:26

What is a fiduciary? This is a question that Richard Oring is frequently asked by his clients at New Century Financial Group. When looking for an advisor, it's an important question to ask. A fiduciary is an individual or organization legally required to manage a person's assets for that person's benefit, not their own. Being a fiduciary means a fi…

1
I Bonds Explained 16:27

1+ y ago16:27

16:27

With the market volatility we've experienced in 2022, many folks are looking at different types of investment vehicles. One that Richard Oring's clients have been asking about lately is the I Bond. Today, Rich explains what they are and more. I bonds are securities issued by the US Treasury, that are 20 year notes and continue paying interest for a…

1
Year End - Tax Harvesting 21:15

1+ y ago21:15

21:15

There are many things you should consider when it comes to end-of-year tax planning, but today Rich and Jag are focusing on Tax Loss Harvesting. To understand tax loss harvesting, we will want to define terms. Rich walks us through cost basis, capital gains (long and short term), capital losses (long and short term), carry-over losses, and the Wash…

1
How To Measure Portfolio Performance 21:59

2y ago21:59

21:59

How can I tell how well my portfolio is performing? Through this podcast, it's Richard Oring's goal to educate listeners about managing their money. Today, he and Jag look at different ways to evaluate the performance of your portfolio. First, it's important to understand your strategy and overall objective - is it retirement, savings or something …

1
Do Young Adults Need a Financial Advisor? 26:48

2y ago26:48

26:48

Do I need a financial advisor if I'm in my 20's? There's a stereotype that financial advisors are only for older adults - either in or approaching retirement. And that's simply not true. Today, Richard Oring of New Century Financial Group sits down with Jag to talk about why young adults need a financial advisor. Having a financial advisor early in…

1
What You Need to Know About Bonds 21:53

2y ago21:53

21:53

Investing in bonds can be an important part of your overall portfolio. But many investors find them confusing. Today, Richard Oring and Jag break down what you need to know. Stocks are pretty straightforward - if you buy a stock, you own a percentage of a company. Bonds, on the other hand, mean you are buying part of a company's debt. Rich explains…

1
Using a Loan for Home Renovations 28:57

2y ago28:57

28:57

There are many loans available for homeowners who want to renovate their homes. Today, Richard Oring of New Century Financial Group is joined by Bobby Dmuchowski, VP of Mortgage Lending at Guaranteed Rate. Bobby explains the advantages of going to a mortgage broker, as opposed to going to your bank. He also talks about the differences between HELOC…

1
Importance of Collaboration between your CPA and Financial Advisor 49:52

2+ y ago49:52

49:52

As the tax landscape ever changes, it becomes more important for your CPA and Financial Planner to collaborate. In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, and Xavier Angel, CFP® are joined by fellow financial advisor Richard Oring and CPA Douglas Ziegler, to discuss why you want two of your most important advisors to be in…

1
Addressing Financial Literacy in the Black Community 24:53

2+ y ago24:53

24:53

Today, Rich and Jag welcome Xavier Angel, out of New Century Financial Group's New Orleans office. Rich and Xavier thought Black History Month would be a good time to address the issue of financial literacy in the Black community. Xavier cites the percentage of households below the poverty line for White., Black, and LatinX households. The differen…

1
Financial Planning Is For Everyone 20:45

2+ y ago20:45

20:45

January is a time to re-consider your financial goals. Today, Richard Oring of New Century Financial Group explains why financial planning is no longer for only the rich - it's something that is accessible to everyone. You should start a financial plan in order to develop real, tangible goals and work toward them. These can include education planni…

1
Life Insurance Explained 34:43

3y ago34:43

34:43

Life Insurance is a very important aspect of your financial future. But it can be very confusing. Today, Richard Oring of New Century Financial Group breaks down everything you need to know about Life Insurance. Why do I need life insurance? What can life insurance protect? Can part of my life insurance benefits be donated to charity? What are the …

1
What a Financial Planner Does 36:35

3y ago36:35

36:35

Today, Richard Oring of New Century Financial Group and co-host Jon "JAG" Gay cover the field of financial planning - what financial planners do and who needs one. We all have coaches for different aspects of our lives and financial planning is no different. That's where a planner comes in, and with increased advertising in the field, baby boomers …

1
What New Washington Leadership Means For Your Money 39:11

3+ y ago39:11

39:11

Today Richard Oring of New Century Financial Group and Jag are joined by Bill Cass, Director of Wealth Management Programs at Putnam Wealth Management in Boston. With Democrats now in control of the White House, and both houses of Congress, we've received many questions from clients on what that will mean for taxes going forward. This is one of Bil…

1
College Life and Moving On To The Workforce 29:29

3+ y ago29:29

29:29

Today, we visit with Richard Oring's former intern (and nephew) Aaron Kravitz. Aaron is about to graduate a 5-year program at Penn State University with a bachelor's and masters degree in accounting. Not only did Aaron have to navigate the usual challenges of college life - time management, accountability, and budgeting - but he is also finishing h…

1
The Psychology of Money 36:54

3+ y ago36:54

36:54

Some people are savers, and others are spenders. Today, we break down the psychology of money. Joining Richard Oring are certified financial planner Erik Garcia and clinical psychologist Matt Morris, hosts of their own podcast, Building Us. We start by looking at different types of couples - pairs of savers, pairs of spenders, and one of each - and…

1
Mutual Fund Fees 43:19

3+ y ago43:19

43:19

Today, Richard Oring of New Century Financial Group joins Jon Gay to explain the various fees associated with mutual funds. We cover: What resources are there to find the costs and performance Investor.gov - https://www.investor.gov/ Morningstar.com - https://www.morningstar.com/ Fund Prospectus Definitions to know Front End Load Back End Load No L…

1
More Money In Your Pocket and Less To Uncle Sam 26:25

4y ago26:25

26:25

Today Rich and Jag look at ways to keep more of your money and give less of it to Uncle Sam. First, we look at basic tax terms including Adjusted Gross Income (AGI) Above The Line Deductions Itemized Deductions Standard Deductions Taxable Income Credits Total Tax Next, we tackle ways to reduce your W2 income: Contributing to a traditional 401k Fund…

1
What We've Learned Halfway Through 2020 36:49

4y ago36:49

36:49

With June here, Richard Oring of New Century Financial Group joins Jon Gay to take stock of where we are, almost halfway through the year. Things we've learned to live without in 2020 Food and Medical Supplies Social Justice and Social Unrest Financial Issues Interest - the difference between lending and borrowing Low rates and refinance options Do…

1
Financially Surviving Coronavirus - The CARES Act 30:00

4y ago30:00

30:00

Today, Richard Oring and Jag break down the CARES Act - the Coronavirus Aid Relief and Economic Security Act - and what it means for you. We cover: Recovery Rebate Checks for Taxpayers Retirement Plan Withdrawals Retirement Plan Loans Required Minimum Distributions (RMD's) Changes to Charitable Donations Unemployment Benefits Resources: IRS Publica…

1
Coronavirus and My Investment Accounts 17:03

4y ago17:03

17:03

Richard Oring's phone has been ringing off the hook with calls from clients panicked over the coronavirus and what effects it will have on their investment accounts. Today we cover some important things to remember. When you set up your portfolio, you start with goals and what you need to achieve to get there. Once you have the plan in place, stick…

1
Playing 5th Quarter Quarterback With Your 401k 27:28

4+ y ago27:28

27:28

There are many mistakes that people make with their 401K accounts. Today we try to help you avoid those mistakes now instead of trying to fix them later. They mainly fall into three categories. Contribution Level Mistakes Not putting enough into your 401k Not putting anything into your 401k Not increasing your contributions over time Investment Mis…

1
Getting Your Household Digitally Organized 32:04

4+ y ago32:04

32:04

Nobody wants to think about their own mortality. But careful planning can ensure that both your final wishes are granted as directed, and that your loved ones won't have added stress on top of their grief. Richard and Jag discuss the advantages of digital organizers in today's episode. Many, such as Everplans, can help you create a final plan. And …

1
Credit Scores and How They Can Affect You 25:14

4+ y ago25:14

25:14

In today's episode, we go inside your FICO score - first by explaining what it is, and the factors that go into calculating it. They are: 35% Payment History 30% Amounts Owed 15% Length of Credit History 10% Credit Mix 10% New Credit In addition to breaking down each of these categories, we will also cover what's changing in the newest FICO Score 9…

1
Success 21:25

4+ y ago21:25

21:25

What is success? For some, it means financial security. But it really can be so much more than that. In today's episode, Richard and Jon discuss both the big picture, and how you can set yourself up for financial success. Learn more: New Century Financial Group Website Call Richard: 609-924-2049 x126…

1
Making and Meeting Expectations 23:20

4+ y ago23:20

23:20

Expectations are crucial to any relationship, whether it's making them, meeting them, or exceeding them. This is true for your financial adviser, your accountant, and even you as the customer. Communication is key to setting reasonable expectations in any relationship. In our first episode, Richard Oring explains what to expect from your accountant…

1
Financial Matters with Richard Oring Trailer 2:47

4+ y ago2:47

2:47

Meet Richard Oring, of New Century Financial Group. Richard's unique background in taxes and accounting give him a unique 360 degree view of financial planning. Learn more: New Century Financial Group Website Call Richard: 609-924-2049 x126By roring@ncfg.com (Richard Oring)

1
EP: 40: Special Edition: Nikki Williams Returns 33:44

5y ago33:44

33:44

Well, we are back sooner than expected. That's because Nikki Williams, the focus of our documentary Priced Out (2017) and our first film NorthEast Passage (2002) has returned to Portland. If you saw Priced Out the documentary, you know that Nikki moved to Dallas, Texas (spoiler alert) at the end of the film is a quest to find a "healthy black commu…

1
EP: 39: Gentrification, a Rebel Alliance, and a Tale of Two Cities 29:05

5y ago29:05

29:05

Portland, Ore. and Long Beach Calif, are similar and at the same time very different. Portland is known as the "whitest city in America" while Long Beach has long been the country’s most diverse. The two mid-sized, West Coast cities have historically had no rent control and no restrictions on landlord evictions. When the housing boom hit in 2015, b…

1
EP 38: Cage Match: Outlawing Single-Family Housing in Portland and Across Oregon 55:23

5y ago55:23

55:23

Listen in to our first ever Priced Out Podcast debate! Meg Hanson is a data activist and historic preservation advocate. Michael Andersen is a Senior Researcher at Sightlines Institute. We've interviewed both of these excellent folks on the show in the past (see below). Today's edition is a grudge match debate about a City of Portland and statewide…

1
EP 37: Priced Out on Oregon Public Broadcasting July 2, at 9 pm 14:21

5y ago14:21

14:21

This is a short episode, as we gear up for the release of an audio documentary on Long Beach, California. Cornelius talks about the upcoming Oregon Public Broadcasting premiere of Priced Out the documentary, some local screenings and throws shade on the OTHER "Priced Out." Andru talks about his son's graduation. And no one talks about the X-Men. OP…

1
EP: 36: Your Houseless Neighbors and Ending Homelessness 50:55

5y ago50:55

50:55

This episode is part of a new occasional series we're calling Getting to Know You. Andru and Cornelius talk about the issues from their own personal experience. Andru was a homeless outreach worker in Tulsa for many years and Cornelius is from a part of NJ that has recently been lauded for "ending homelessness" or achieving what is called "function…

1
EP: 35: Panel: “Portland’s Black Community is Actually Growing” 37:24

5y ago37:24

37:24

This episode is a panel discussion for the Society of Applied Anthropology with podcast co-host Cornelius Swart and activist, and entrepreneur Stephen Green. Stephen was featured in Priced Out, the documentary, and was the interviewed on a previous podcast [EP: 32] about black business and the black middle class’s role in gentrification. At the pan…

1
EP 34: The Tough Latina and the Racist Landlord: Tales from Long Beach, Calif. [occasional series] 39:36

5y ago39:36

39:36

Cynthia Macias grew up in the black and Latino neighborhoods of Long Beach, California. It was an idyllic "hood" growing up. But as an adult, she led a harrowing and heartbreaking life filled with domestic violence and housing discrimination. But Cynthia became a fighter and a housing activist instead of a victim. By the time she was confronted wit…

1
EP 33: Listener's Choice Show: What City Should We Cover Next? 24:44

5y ago24:44

24:44

We are mid-season here at Priced Out and your hosts Andru and Cornelius what to hear what city you think we should be covering. Andru and Cornelius talk about their recent travels and the gentrification that they've seen in a bunch of places including Cartagena, Colombia, Kansas City, Missouri, and Vancouver, British Colombia. Listen in and see wha…

1
EP 32: The Black Entrepreneur's View of Gentrification 1:00:25

5y ago1:00:25

1:00:25

Stephen Green is featured in our documentary Priced Out, but not nearly enough. Born in a suburb of Portland, Stephen moved into the heart of Oregon's black community when he started a family. An economist, venture capitalist and activist, Stephen has worked in both government and in the private sector. He oversaw property acquisition for the City …

1
Ep 31: Gypsies, Neo-Liberals, and Transylvania: Gentrifying Romania 49:41

5y ago49:41

49:41

Cluj-Napoca is a historic city of about 300,000 residents in northeast Romania. The city is considered the unofficial capital of Transylvania and it contains the country’s largest free university. Since the fall of communism in the 1990s, Romania's housing stock has been re-privatized. That's created the first generation of renters in 50 years whil…

1
EP 30: Panel: Light Rail, Rent Control and Displacement 45:26

5+ y ago45:26

45:26

Join us for a live recording of a panel discussion about the threat by a mass transit project poses to the working class, and minority residents of Tigard, Oregon. Tigard is a suburb immediately to the southwest of Portland. There is a large streetcar project (known as light rail) planned for the area. As viewers of Priced Out (the documentary) kno…

1
EP:29: Black Men Who Think Portland’s Great 1:00:31

5+ y ago1:00:31

1:00:31

Donte Moss, T. Walker, and Brad Simmons are three young black men from North Carolina, and they think Portland is great. You don’t hear that kind of message too often and certainly not on this show. So, for Black History Month, we’re happy to share what these energetic and positive young men have to say. Moss, a former defensive end for the Tar Hee…

1
EP: 28: Statewide Rent Control in Oregon: Too Far or Not Far Enough? 38:23

5+ y ago38:23

38:23

After a five-year struggle, [documented in part in Priced Out (the documentary)] housing activists are getting the impossible. The Oregon Legislature is poised to be the first in the nation to impose rent control on an entire state. Coming on the heels of a housing crisis that scorched Portland and other cities with double-digit rent increases, man…

1
EP 27: The Language of Gentrification [Part 2] 37:57

5+ y ago37:57

37:57

Welcome to Season 2 of the Priced Out Podcast. People use a lot of different terms when referring to gentrification. What’s the differences between revitalization, gentrification and a housing crisis? Why can't the government build affordable housing to compensate communities of color for years of housing discrimination? This is a part two of a con…

1
EP 26: Opportunity Zones. Holiday Break. What's Ahead for Season 2 31:20

5+ y ago31:20

31:20

Happy Holidays from the #PricedOut #podcast. We're wrapping up Season 1 and our first year as a podcast. It's been awesome and thank you for your support. In this conversation between Andru and Cornelius, Andru unwraps a present! Cornelius begs. Andru talks about black comic books. And we promise we will look/sound less janky next year. We also pre…

1
EP 25: "There's Money in Poverty." How the Real Estate Game is Played 42:30

5+ y ago42:30

42:30

On Episode 25 we interview multifamily real estate investment broker Ru Budhi. He is a Filipino-American investment agent who worked at firms like Norris Stevens during the Portland's housing crisis.He understands how apartment buildings and condos get financed and why. He’s going to explain why we are having a housing crisis from the investor's po…

1
EP 24: Root Shock and the Emotional Impact of Gentrification 46:00

5+ y ago46:00

46:00

We talk with Michelle Lewis about the emotional and psychological impacts of gentrification and displacement known as Root Shock. Lewis is a mental health counselor who works specifically with the African American community in Portland, Ore. She was featured in our documentary Priced Out. In the film, she talked about losing her home in the subprim…

1
EP 23: Fighting Gentrification with Historic Preservation 46:25

5+ y ago46:25

46:25

An interview with Portland data activist Megan Hanson. Hanson is a complex data analyst who works with logistics software giant Oracle. After seeing alarming rent hikes and a wave of demolitions in her neighborhood, she started to investigate the Portland zoning code on her free time. She found that the State of Oregon required a public notificatio…

1
EP 22: "I gentrified the neighborhood." Interview with Black Realtor [Pt 2] 53:31

5+ y ago53:31

53:31

We get into the weeds of neighborhood history once again with Fred Stewart, Portland's most controversial black activist. He grew up in Northeast Portland and has been a realtor in the neighborhood since the drug war days. In this the second part of two interviews, Fred talks about when he got into real estate during the depths of the 1980s Drug Wa…

1
EP 21: Vote, Stupid! Midterm Elections & Portland Housing 36:24

5+ y ago36:24

36:24

This edition of the Priced Out Podcast Cornelius preaches on Abortion, the NRA and voting whether you like the results or not. The podcast endorses candidates and some vitally important ballot measures before the voters next month. Special guest Kari Lyons from the Welcome Home Coalition talks about the housing bond Measure 26-199 and a Measure 102…

1
EP: 20: [Special Edition] Illegal AirBnBs Steal 1,500 Housing Units from Portland 36:15

5+ y ago36:15

36:15

Illegal Airbnbs could pull up to 1,500 housing units from Portland each year despite a new city clampdown, according data from the website InsideAirbnb. Cornelius and his friend Thacher Schmid just published an investigative report in Portland Mercury about illegal Airbnbs and their impact on the Portland housing crisis. In this special edition pod…

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