Best Stuart Wemyss Podcasts (2024)

1
Ep 301: Advice for first time property buyers and their parents 16:37

3d ago16:37

16:37

Read full blog here. In this episode, Stuart provides valuable insights and practical advice for first-time property buyers and their parents. He emphasises the importance of adopting an investment mindset when purchasing a home, focusing on areas with consistent supply-demand imbalances, analysing past growth patterns, and maximising land value. S…

1
Considering financing an asset in your business? Here’s a few considerations 7:05

3d ago7:05

7:05

In this episode, Stuart and Mena dive into the different finance solutions available for asset finance and discuss the pros and cons of each option. They start by outlining the main types of asset finance: Chattel Mortgage - The lender takes a mortgage over a specific asset like equipment or vehicles and provides funding secured by that asset. This…

1
Case Study: Overcapitalising isn’t necessarily a big deal 5:24

4d ago5:24

5:24

In this episode, Stuart presents a fascinating case study that challenges the traditional view on overcapitalising on a home. The clients in focus own a profitable business and have been strategically building their investment portfolio. Despite planning to spend a significant amount on constructing their dream home, Stuart reveals that overcapital…

1
Ep 300: Is it safe to borrow to invest in shares? If so, how? 16:23

10d ago16:23

16:23

Read full blog here. In this episode, Stuart discusses the feasibility and strategies of borrowing to invest in shares. He compares the practice of leveraging for share investments with the more commonly accepted approach of borrowing for property investments in Australia. Stuart highlights that gearing contributes significantly to property investm…

1
Debunking common tax minimisation myths 6:41

11d ago6:41

6:41

In this episode, Stuart and Mena debunk common tax minimisation myths perpetuated by some accountants to attract clients. They delve into strategies often marketed as tax-saving methods but may not necessarily be beneficial in the long run. One such myth revolves around the promise of quick tax refund turnaround times, which should not be the sole …

1
Case Study: Spending more in the first 15 years of retirement 7:41

11d ago7:41

7:41

In this case study episode, Stuart takes us through a real-life scenario of a client who retired at 55 with ambitious spending goals. The client wanted to spend a hefty $300,000 per year for the first 15 years of retirement, followed by reduced spending of $200,000 and then $150,000 annually in later years. With a substantial asset base including $…

1
Who’s going to look after your business when you die? 7:12

17d ago7:12

7:12

In this episode, Stuart and Mena delve into a critical topic: "Who’s going to look after your business when you die?" Tune in as they navigate the complexities of estate planning for business owners, addressing key considerations to ensure the continuity and prosperity of your enterprise. From selecting capable executors to identifying competent su…

1
Ep 299: 20 years of poor property growth… is the property party over? 14:42

17d ago14:42

14:42

Read full blog here. In this episode, Stuart delves into statistical analyses and economic insights, dissecting the nuanced factors influencing property market trends over the past two decades and speculating on their implications for future investment strategies. Commencing with a comparative analysis of median house price growth rates across majo…

1
Case Study: Rebuilding wealth post-divorce 6:51

18d ago6:51

6:51

In this captivating case study episode, Stuart delves into the real-life journey of rebuilding wealth post-divorce, offering invaluable lessons along the way. Following a client's separation in 2018, Stuart outlines the financial implications and strategic decisions made during the subsequent settlement in 2019. Despite the challenges, Stuart's gui…

1
Under what circumstances can businesses borrow? 8:59

24d ago8:59

8:59

In this episode, Stuart and Mena delve into the intricate world of business borrowings, offering invaluable insights and strategies to navigate this crucial aspect of entrepreneurship. They shed light on the criteria commercial lenders use, emphasising the significance of future cash flows in lending decisions. Discussing security options like prop…

1
Ep 298: Six essential considerations when upgrading your home 19:07

24d ago19:07

19:07

Read full blog here. In this insightful episode, Stuart dives into the critical factors to weigh when upgrading your home - a decision with both significant lifestyle and financial implications. He emphasises the importance of approaching it with an investment mindset, aiming to purchase a high-quality home that aligns with your aspirations while a…

1
Case Study: Estate planning, tax minimisation and portfolio management 6:10

25d ago6:10

6:10

In this compelling case study episode, Stuart shares a real-life example that masterfully combines estate planning, tax minimisation, and portfolio management strategies. He walks through the steps taken to optimise an unexpected multi-million dollar inheritance for a client. The pivotal move? Establishing a testamentary trust as outlined in the wi…

1
Powerful business insights – introduction to cost accounting 7:01

1M ago7:01

7:01

In this episode, Stuart and Mena dive into the powerful world of cost accounting, unveiling strategies to gain deep insights into your business's profitability at the product or service level. They break down the essentials of cost accounting, sharing practical tips on how to accurately measure and analyse the true costs associated with each offeri…

1
Ep 297: Here’s what I think about crypto 12:31

1M ago12:31

12:31

Read the full blog here. In this episode, Stuart presents a compelling analysis of the merits and pitfalls of investing in digital assets. Despite recent surges in Bitcoin's price and endorsements from influential figures like Blackrock's CEO, he expresses significant scepticism about cryptocurrencies as a worthwhile investment. Stuart acknowledges…

1
Case Study: Property decisions have major long-term consequences 8:31

1M ago8:31

8:31

In this episode, Stuart delves into the gravity of property decisions and their far-reaching consequences. He recounts a particularly challenging scenario where his expertise was pivotal in guiding clients through the maze of property investment considerations. The dilemma was whether to purchase a home now or defer the decision to a later date. Ma…

1
Making the most of the 1 July tax cuts 6:20

1M ago6:20

6:20

In this insightful episode, Stuart and Mena delve into strategic approaches for maximising the benefits of the 1 July Stage 3 tax cuts. They highlight the advantageous shift in the average tax rate, emphasising that in the financial year 2024, a $165k income corresponds to a 30% average rate, increasing to $200k in the next financial year (2025). P…

1
Ep 296: Should you ever prioritise short-term returns? 11:29

1M ago11:29

11:29

Read full blog here. In this episode, Stuart Wemyss delves into the nuanced debate of prioritising short-term returns versus adopting a steadfast long-term investment strategy. Drawing from his extensive experience, Wemyss navigates the complexities of financial planning, urging listeners to reevaluate their approach amidst fluctuating market condi…

1
Case Study: How personal and business advice is often inextricably intertwined 7:36

1M ago7:36

7:36

In this episode, Stuart delves into the intricate interplay between personal and business advice, offering practical wisdom gleaned from real-life scenarios. In just 2.5 years, our clients' journey illustrates the fusion of business and personal financial strategies. From optimising business structures to navigating government regulations, we've st…

1
How to minimise land tax 6:30

2M ago6:30

6:30

In this episode, Stuart and Mena unravel the intricacies of minimising land tax, a looming concern expected to rise in the foreseeable future. They demystify the concept of land tax, emphasizing its assessment based on property holdings as of December 31st. The hosts advise listeners to scrutinise notices carefully upon receipt, underlining the sig…

1
Ep 295: Should you sell an underperforming apartment? Part 2 15:05

2M ago15:05

15:05

Read full blog here. In Part 1, the podcast scrutinised the performance of apartment markets in major Australian cities over the past decade, uncovering reasons behind their underperformance and prospects for a new growth cycle. In this podcast episode, Stuart Wemyss provides a deep dive into the critical decision of whether to sell underperforming…

1
Ep 294: Should you sell an underperforming apartment? Part 1 15:48

2M ago15:48

15:48

Read the full blog here. In this podcast episode, Stuart Wemyss delves into the intriguing dilemma of whether to sell underperforming apartments in Australia's real estate market. He dissects the prolonged underperformance of apartments in Melbourne, Sydney, and Brisbane, spanning over a decade, challenging investors to reconsider their strategies …

1
Should you own a car through your business? 6:44

2M ago6:44

6:44

In this episode, Stuart and Mena dive into a critical question: Should you own a car through your business? Building on a previous discussion from March 2023 (S03-E09), they dissect the pros and cons of business ownership versus personal purchase. The episode delves into pivotal considerations like whether to register the car under your business na…

1
Case Study: Downsizing, business exit, inheritance and more 8:32

2M ago8:32

8:32

In this episode, Stuart Wemyss unpacks a real-life case study covering downsizing, business exits, and inheritance. The client initially received fragmented advice, leading to confusion and inefficiencies in their financial strategy. Through our integrated approach, we optimised their SMSF investments, streamlined portfolios, and strategically sold…

1
Offering customers discounts – should you, when, how and why? 9:02

2M ago9:02

9:02

Embark on a strategic journey to business excellence with Stuart and Mena in this enlightening episode, where they unravel the intricacies of understanding and enhancing your business model. Offering a comprehensive breakdown of the nine vital components, the hosts provide a roadmap for entrepreneurs keen on refining their business structure. From …

1
Ep 293: Why do some locations outperform blue-chip suburbs? 18:17

2M ago18:17

18:17

Read the full blog here. In this podcast, Stuart Wemyss delves into the intriguing dynamics of property investment, challenging the conventional wisdom that blue-chip suburbs are always the safest bet. The episode begins by scrutinising misleading claims made by some buyers' agents, emphasising the importance of thorough due diligence in a market o…

1
Ep 292: Warning: Share market close to all-time high. What to do… 18:06

2M ago18:06

18:06

Read the full blog here. In this insightful podcast, listeners delve into the intriguing relationship between interest rates and growth company valuations. Contrary to conventional wisdom, higher interest rates haven't significantly dampened stock market valuations, challenging prevailing expectations. With 72% of S&P 500 companies reporting higher…

1
Understanding & improving your business model 15:16

2M ago15:16

15:16

Dive into the intricacies of business success with Stuart and Mena in this illuminating episode, where they unravel the importance of understanding and improving your business model. The hosts break down the business model into nine essential components, providing a comprehensive framework that outlines how a company creates, delivers, and captures…

1
Case study: Property advice is crucial 10:02

2M ago10:02

10:02

In my regular weekly episode, I talk about the theories, methodologies, and principles associated with investing. These case study episodes aim to share how the application of our approach to formulating advice has worked in a real-life situation. Case study: Property advice is crucial How wealth advice, property advice, and lifestyle goals are oft…

1
Business exit strategy - personal considerations 9:44

2M ago9:44

9:44

Join Stuart and Mena in this episode as they unravel the crucial considerations for business owners contemplating retirement. With a treasure trove of insights, the hosts guide listeners through the key factors that shape the decision-making process when determining the fate of your business post-retirement. The episode explores three primary optio…

1
Ep 291: Investment bonds: what are they and are they worthwhile? 16:38

2M ago16:38

16:38

Read the full blog here. Unlock the secrets of investment bonds in this podcast, diving into their tax-efficient allure, especially for children's investments. Discover the nuances of these financial products, their advantages, and potential drawbacks. Delve into the 10-year tax-free withdrawal strategy, the '125% rule,' and administration costs ra…

1
Ep 290: Accelerate home loan repayment: There are only 4 ways 17:52

3M ago17:52

17:52

Read the full blog here. Unlock the secrets to turbocharge your journey to a mortgage-free life! Forget the noise of countless tips – I've distilled it down to the essential, powerful strategies that truly make a difference. Uncover the 3-4 game-changing methods that will accelerate your home loan repayment. No fluff, just results! Crack the Code t…

1
Do you have too many products and/or services? 8:51

3M ago8:51

8:51

In this episode, join Stuart and Mena as they unravel the key strategies for optimising business profitability by streamlining your product suite. The duo delves into the crucial importance of focusing on your customer, emphasising that trying to cater to everyone results in catering to no one. They advocate for identifying a clear target customer …

1
Case Study: 14+ years of playing the long game 9:26

3M ago9:26

9:26

In this podcast episode, Stuart discusses a captivating case study spanning over 14 years, showcasing the positive impact of their advisory process on clients. The clients, initially with a $2 million investment base, have seen their net worth grow to $6.4 million, excluding homes, through conservative asset allocation and astute financial manageme…

1
Ep 289: 2024 Property Outlook: Analysing the impact of inflation, tax cuts and market dynamics 16:36

3M ago16:36

16:36

Read the full blog here. Unlock the secrets to a prosperous 2024 in the real estate market with the "2024 Property Outlook" podcast. In this insightful episode, experts delve into the intricacies of the property landscape, offering a comprehensive analysis of the potential impact of key factors such as inflation, tax cuts, and market dynamics. List…

1
Three steps to avoid becoming a banking scam victim 16:20

3M ago16:20

16:20

Read the full blog here. In this podcast, discover the alarming impact of scams on Australians, costing the government an estimated $3.1 billion annually. With the increasing digitalisation of our lives, particularly in banking and financial services, individuals are more vulnerable than ever to scams, making it imperative to take proactive steps t…

1
Investment curveballs in 2023: 4 important lessons to remember for 2024 18:41

3M ago18:41

18:41

Click here to read this blog online. Sidebar: Wealth Editor, James Kirby and I recorded an episode of The Australia’s Money Puzzle podcast yesterday discussing our expectations for the property market in 2024: see here. In this insightful podcast, Stuart Wemyss shares four key investment lessons gleaned from the tumultuous market of 2023, offering …

1
Best of 2023 #1: How to buy the highest quality property within your budget 24:42

4M ago24:42

24:42

Unlock the secrets to securing prime real estate without breaking the bank, as I, Stuart Wemyss, walk you through the strategic maze of property investment. Get ready to learn how even with modest means, you can pinpoint properties set to soar in value, thanks to the invaluable insights offered in this episode. We're scrutinizing the real estate ma…

1
Best of 2023 - #2: Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you 24:25

4M ago24:25

24:25

Ready to conquer the Australian rental crisis and spot the next big investment opportunity? Our latest Investopoly podcast is your treasure map through the tumultuous terrain of the property market. As the rental squeeze tightens its grip, we dissect the factors at play, from vanishing vacancies to skyrocketing rents. This isn't just a breakdown of…

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