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Latest podcasts from The Credit Pros.
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Listen to learn more about different aspects of the churning life, including buying groups, gift card reselling, credit cards, redemptions, and more! Feel free to head over to churninglife.com to sign up to the deal alerts mailing list and Patreon.com/ChurningLife for exclusive details related to topics on the show.
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Welcome to Ask The Compound, the weekly show where Ben Carlson, Duncan Hill, and a rotating cast of financial experts answer your questions about investing and personal finance. Ben is a leading financial writer and the Director of Institutional Asset Management at Ritholtz Wealth Management. Duncan is a podcast producer and the Director of Creative Media at Ritholtz Wealth Management. See our disclosures here - https://ritholtzwealth.com/podcast-youtube-disclosures/
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Hi, I am Jasmine a Podcast Creater. I am here to help my audience gain knowledge of Credit cards through my Podcast show.
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Hi there, my name is nikhil, and I am a finance writer at Cardinsider with extensive experience in the financial sector, particularly in the field of credit cards. My goal is to help people improve their understanding of credit cards and the financial impact they can have. If you have any questions or concerns regarding credit cards, please do not hesitate to leave a comment below. I am dedicated to providing valuable insights and knowledge that will enable individuals to make informed finan ...
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Welcome to PayPod, a show that explores the fast-changing world of payments and fintech. The show features interviews with leaders and entrepreneurs in the payments and fintech industries. Each episode, you’ll hear an interview directly with a leader of the payments industry. We talk with fintech entrepreneurs, security experts, mobile developers, eCommerce pros, and more... From credit card processing to bitcoin... from retail point of sale systems to cutting edge digital payments software… ...
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Get fresh tips from budget decorating guru, Betsy Helmuth. Each episode is packed with secrets the other pros don't want you to know and with answers to your burning design questions. Betsy owns Uploft Interior Design and has been featured on DIY Network, NBC's "Today Show", HGTV, Lifetime, and more. She penned the best-selling book, Affordable Interior Design. Helmuth has shared her affordable design advice and step-by-step approaches with millions through live workshops, her design book, g ...
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Hi! I am Itachi Uchiha a credit card podcaster. I am to educate my listeners through my podcasts so they can know about the benefits of Credit Cards.
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We are talking about financial information to help improve personally and with business objectives. Personal and Business credit building, funding. Real Estate Investing Strategies. Business opportunities and ideas to add additional steams of income. You know millionaires have on average 7 streams of income
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Welcome to the San Antonio Realty Pros PodCast where we give you all the latest and greatest info regarding real estate.
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Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.
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Hello, my name is Miky, and I am a finance writer at Cardinsider. With years of experience in this sector, I possess a wealth of expertise on various financial topics, especially credit cards. I aim to enhance people's understanding of credit cards and their financial implications. If you have any inquiries regarding credit cards, feel free to post them in the comments section. I am committed to providing valuable insights and knowledge that will help individuals make informed decisions rega ...
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Want to keep on the pulse of banking innovation? “Banking on Disruption Daily” delivers a power-packed 3-minute dose of the hottest financial headlines. From fintech breakthroughs to regulatory shakeups, we distill the day's most crucial banking news. Perfect for industry pros and curious minds alike. Tune in daily and stay ahead in the fast-paced world of finance!
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Conversations with CISOs and other important thought leaders offering advice for those wanting to enter the field, grow in the field of cybersecurity.
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Welcome to Trade Up with Angi! Join Angie Hicks, Co-founder of Angi, formally Angie’s List, as she uncovers the unique and rewarding world of skilled trades career paths. Every home in America needs a team of pros, from contractors to plumbers and electricians, and everything in between. But these careers don't always get the credit they deserve - even though the home trades are a great path to consider - boasting higher job satisfaction, higher earning potential, and high job security with ...
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The "Risk Intel" Podcast was developed to share our collective insights and knowledge working within the Financial Services industry and invite other risk enthusiasts to the show to educate and promote proactive risk management. The show is hosted by Ed Vincent, CEO of SRA Watchtower, a leading SaaS provider of innovative risk management solutions, serving the financial services industry and beyond. Our suite of proprietary technology solutions and methodologies was built “by risk pros for r ...
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Interviews with Industry Innovators and Trendsetters sharing proven strategies to help you build a better life right now.
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Hot Shopping Tips, hosted by consumer and financial pros Mandy Walker and Lisa Lee Freeman, is all about getting the best deals on everything—from clothing and cosmetics to cars and credit cards (and other products that don't start with a "c"!). It will also keep you up to date on the latest consumer news you need to know!
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AI is all around us – in our search engines, when recommending movies or books, when playing video games, or even when making digital payments. AI flies airplanes, drives cars, helps speed up drug discovery, and even predicts the next storm. But the AI treadmill moves at a very rapid pace with its own pros and cons. Case in point, Generative AI like Chat GPT, Mid Journey, etc. So, dive into the world of AI with Mint's weekly podcast, AI Rising! Join Mint Sr. Associate Editor & Tech expert Le ...
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The EasyPoint podcast helps you earn and burn like never before! A show that covers all things miles and points including:Major events in the space like new credit card products and award chart changes, live award bookings where we figure out the best way to use someone’s miles and points for a specific trip, how to maximize a specific card or loyalty program, the pros and cons of various airline products, and guests from the casual churner to the full time travel blogger.
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Educational Podcast for Consumers, Mortgage & Real Estate Industry Professionals. We'll Talk About It All! Key Factors podcast, powered by https://ReviewMyMortgage.com . Your Host Mark Jones invites Industry Pros to help uncover & educate on the key factors of various topics. There’s something for everyone so let us be your guides and get educated. Subscribe & Follow on Spotify, Apple Podcast, Facebook, Instagram, & all other podcasting platforms. Host : Mark A Jones Founder of ReviewMyMortg ...
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Optimal Health Daily, hosted by the esteemed Dr. Neal Malik, a tenured professor, registered dietitian nutritionist, and certified exercise physiologist, is a treasure trove of health and wellness insights. Dr. Neal delves into the latest research and timeless wisdom in nutrition, fitness, and diet, presenting them in easy-to-understand, digestible episodes. His expertise shines through as he handpicks and narrates the most informative and inspiring blog posts, offering practical tips and mo ...
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Secrets of Florida real estate... that should not be secrets! Downloaded in more than 800 cities, across 58 Countries and Territories. There is much to know about Florida Real Estate. SELLERS, BUYERS, HOME_OWNERS and RENTERS will enjoy these fun and informative podcasts that prepare them for their next real estate adventure. With over $100,000,000 in local sales to his credit, host and award winning licensed Florida Broker/Associate, Steve Martin Smith consistently sells more homes than 99% ...
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Real estate pros share their stories on how they got started investing in real estate and then grew from their first deal to a portfolio of cash-flowing properties. In each episode you'll learn the strategies our guests used to create generational wealth for themselves and their families, and the steps you can take to do the same in your own back yard. Our goal at The Real Estate Investing Club is to teach you the fastest ways to start and grow your real estate investing career in today's ma ...
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Join us for Better Money with Elements Financial – where we deliver trusted advice from financial wellness pros to help you make your money – and your life in general – better. We’re a credit union that’s respected locally in Indianapolis, Indiana yet we are accessed globally by our members. We hope to welcome fans near and far to this friendly financial podcast! Federally Insured by NCUA.
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Are you a startup, business owner, or real estate investor looking for funding to grow? Small businesses are the lifeblood of the U.S. economy but it can be tough to get the seed money and ongoing capital you need to keep your head above water and make big deals! But not everyone has the luxury of access to venture capital or angel investors. And the days of asking your local bank for a small business loan are behind us. This is where this podcast steps in to help! We take the guess work out ...
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Join Budget Queen , superwoman , and barrier-breaking statistic Lauren Todd for conversations about beauty, business, family, and conquering wealth. Support this podcast: https://podcasters.spotify.com/pod/show/lauren265/support
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Cody Garrett, CFP® and a generous group of financial planners share their unique expertise and experience with educational conversations and deep dives into the qualitative side of money. Watch the full conversations, receive CFP® CE credit, and learn more about Measure Twice Planners membership at MeasureTwicePlanners.com
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The ”Money Rules OR Money Rules” podcast allows people to join and be assisted in taking the next step in improving their financial journey in a balanced way. We believe that unless you set robust and well-founded rules around money, you will never get to a place of financial freedom where Money Rules...instead, it will be more like Money Troubles, where Money Rules you. Reach out to us at: https://helpmywealth.com.au/contact/
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Want to learn how to leverage your healthcare knowledge to start or grow a business? The Healthcare Boss Academy podcast presents interviews with real-world healthcare entrepreneurs, innovators, and other leading business experts. On each interview episode, your host Jason A. Duprat will deconstruct each guest's playbook for success so that you can learn ideas, strategies, and insights that will help you on your entrepreneurial journey. You can follow Jason's personal journey on his bite-siz ...
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The Real Estate Mastermind is a podcast for investors who want to raise more capital and close bigger deals. Whether you are just getting started in wholesaling or fix & flipping or have over 1,000 rental units our show will entertain, educate, make you laugh and provide value. Hosts Seth Gershberg and Jay Tenenbaum of Scottsdale Mortgage Investments, along with Edward Brown of Pacific Private Money. They cover all aspects of real estate investing from developing raw land to building skyscra ...
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Listen along to this podcast or watch the videos of each episode at https://community.ridgelendinggroup.com or YouTube.com/RidgeLendingGroup Ridge Lending Group (RLG) is a nationwide lender and second-generation company specializing in residential investment property financing. But the heart of Ridge Lending Group is our commitment to the continued education and success of our clients.There is a reason that we are the #1 choice for so many repeat clients and referrals. Ridge Lending Group re ...
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Tax & Current Accounting Topics http://accountinginstruction.info/
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Two middle-aged cats from the Great South Chicago who have been best friends since age 16, share key life lessons, ambitions, and advice on business, careers, marriage, friendship and more. The premise of the show is "if I could talk to myself at age 16, what would I say"?
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F Cubed: fitness, finance, and faith. All the tools you need for physical health and financial well-being. From nutrition (macros, calories, treat days, clean eating and dirty bulks) to training (strength, hypertrophy, volume, intensity, and block design). From budgeting (saving, spending, credit, and debt) to investing (passively, actively, long-term, and short term) From a chubby kid turned bodybuilder with almost two decades of education and experience in the world of finance, Jim Schultz ...
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Welcome to Speak Life! Where our guest share their journey. Our conversations cover their success strategies and hardest challenges. Discussions on how they overcame hardships. As well as future plans. From entrepreneurs, community leaders, and top tier corporate managers we're having a great time speaking life with our guest. The perspectives shared creates the opportunity to learn, laugh, inspire, and impact our listeners. Welcome to Speak Life!
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Podcast- Finance ,理財STB https://lin.ee/QlcbzeR https://reurl.cc/dG10dz 簡介： 未來的純網路銀行，將著眼於更方便的存款、匯兌、保險、信託、財富管理等服務，並將結合AI及大數據分析，更精準的滿足客戶信用卡及貸款需求，讓年輕人、中小企業及偏鄉客群更容易取得金融服務，達到「普惠金融」的目標。其具體作法，除了可以觀摩鄰近香港、南韓及日本等金融成熟地區的方式外，其他一些新興國家地區的金融創新作法，其實更能讓民眾享受到便利的金融服務。 本群組工作內容： 一. 幫助客戶了解自己的財務狀況 二. 建立長久的且穩定獲利的理財目標 三. 依照公司財報來進行投資標的 四. 評估各種理財方式的利與弊 Introduce： In the future, pure online banking will focus on more convenient deposit, exchange, insurance, trust, wealth management and other services, and will combine A ...
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How To Protect Your Child From Identity Theft?
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Child identity theft is a significant issue due to potential long-term undetected misuse. Protecting your child requires careful handling of their personal information, monitoring credit reports, and recognizing warning signs. If theft occurs, immediate action with credit agencies and account holders is crucial. Placing a credit freeze can prevent …
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2666: [Part 2] Weight Tracker: Why I Ditched the Scale For Good (and You Can, Too) by Crystal Karges on Body Acceptance
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2666: Crystal Karges shares her transformative journey of ditching the scale, which helped her shift from defining her worth by weight to nurturing a trusting relationship with her body. She em…
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How To Handle Credit Card Debt Problems - 2022
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
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Didn’t Receive Stimulus Check? Here’s What To Do. - The Credit Pros
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If you didn't receive your $1,200 stimulus check from the CARES Act, first ensure you qualify based on income and dependency status. If you didn't file a tax return for 2018 or 2019, you can apply for your payment through the IRS website. Verify the IRS has the correct address on file for you. If everything is in order and you still haven't receive…
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Cómo reducir su tasa de utilización de crédito
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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FICO Scoring Models - Best 3 Versions In 2023
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FICO scores are the most widely used credit scoring models, preferred by over 90% of lenders. They're calculated based on payment history, credit utilization, length of credit, new credit accounts, and credit mix. Scores range from 300 to 900, with various versions like FICO 8, 9, 10, and 10T offering different features. FICO scores are a subset of…
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Top 10 Summer Credit Score Tips To Boost Financial Health
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This article provides actionable tips to improve your credit score during the summer, covering areas like reviewing your credit report, optimizing credit utilization, managing payment history, diversifying credit mix, and planning summer spending.By The Credit Pros
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Los profesionales del crédito: el impacto de las facturas médicas en los informes crediticios: navegando por las consecuencias financieras
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La deuda médica es un problema grave en EE. UU., pero recientes cambios en informes crediticios ofrecen alivio, eliminando deudas médicas pagadas y estableciendo un mínimo de $500 para reportes. La cantidad de personas con deudas médicas en informes ha disminuido, aunque la deuda médica sigue siendo común. Es crucial manejar proactivamente las deud…
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Credit Cards Vs. Debit Cards: Safety Explained
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Credit cards offer substantial security benefits, with strong fraud protections under the FCBA limiting fraud liability to $50, which is often waived by card issuers. Debit cards offer less protection, with potential liability increasing from $50 to $500 if fraud is reported after 2 days, and can tie up personal funds during bank investigations. Mo…
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Credit Scores Can Be Different - Top 3 Reasons Why?
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Credit scores can vary between Experian, Equifax, and TransUnion due to different scoring models, reports, voluntary credit reporting, and timing. The FICO scoring model is the most popular. Understanding these differences can help consumers manage their credit profiles better without the need to meet each bureau's criteria separately.…
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Debt consolidation is a process where high-interest debts are paid off using a loan with lower interest rates. It can lead to lower payments, improved credit, and potential savings, but also has risks like fees and potentially higher monthly payments. It's important to consider if consolidation is beneficial based on the ability to afford payments …
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CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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Why You Should Check Your Credit Report Every Year - The Credit Pros
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Checking your credit report annually is crucial to detect fraud, catch mistakes, and understand low credit scores. It's an itemized history of credit accounts excluding your credit score. You can dispute errors or fraudulent activities with credit bureaus or seek help from credit repair companies. All Americans can access their credit reports for f…
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How Credit Scores Are Built & Improved - Part Four
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Understanding FICO credit scores is crucial for financial success. Scores are based on 5 categories, with 'Mix of Credit' and 'New Credit' each contributing 10%. A diverse mix of credit, including installment and revolving accounts, suggests lower risk to lenders. Closed accounts, both positive and negative, can impact one's credit score for up to …
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New Credit And Credit Scores: Part Five Insights
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Applying for new financing can impact your FICO credit scores, as new credit inquiries account for 10% of the score. Inquiries are recorded when credit reports are accessed, with hard inquiries potentially affecting scores. Hard inquiries only impact scores for 12 months. The number of new accounts, recent inquiries, and time since the last account…
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Cómo obtener un préstamo para terrenos con mal crédito: 3 mejores formas
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Obtener un préstamo para terrenos con mal crédito es difícil pero posible, mejorando el puntaje de crédito o explorando opciones como financiamiento del vendedor, cofirmantes o programas gubernamentales. También es recomendable considerar un pago inicial sustancial o la asistencia de una agencia de reparación de crédito. Credit Pros ofrece asesoría…
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Educación profesional gratuita durante COVID-19 - The Credit Pros
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Durante la crisis de COVID-19, algunas empresas ofrecen educación profesional gratuita para ayudar a las personas despedidas a mejorar sus habilidades. MOZ Academy está dando acceso gratuito a cursos de SEO, Udacity ofrece un mes gratis de programas de nanogrado, y LinkedIn Learning proporciona una prueba gratuita para una variedad de cursos profes…
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Mortgages: From Pre-Approval To Clear To Close - The Credit Pros
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The mortgage approval process involves five steps: initial pre-approval based on credit and finances, submitting a full application after finding a home, processing the application with verification and property appraisal, underwriting to decide on loan approval, and finally receiving a 'clear to close' status, pending a final credit check to ensur…
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How To File A Claim Over Equifax's Data Breach - The Credit Pros
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If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
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Maintain A High FICO Score | 5 Benefits Of A Good Credit
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A high FICO score offers numerous benefits including easier loan approvals, lower interest rates, favorable perceptions by employers and landlords, and better insurance deals. FICO scores differ from generic credit scores as they are a specific model created by the Fair Isaac Corporation and are calculated based on payment history, amounts owed, le…
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Ahorre dinero con préstamos para estudiantes: dos formas sencillas
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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Mastering Credit Cards: Making Them Work For You
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Datos de tendencias: los profesionales del crédito
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Understanding The Different Types Of Credit Cards - The Credit Pros
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Credit cards are a staple in financial management, with reward credit cards being particularly popular due to their incentives for spending. Understanding the various types of credit cards, from standard to specialized ones like secured or student cards, is crucial for making an informed choice that aligns with one's financial needs. Reward credit …
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Options For Student Loan Repayment In 2021 - The Credit Pros
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Student loan repayment options in 2021 include income-based repayment plans, deferment and forbearance, and refinancing or consolidation. Income-driven repayment plans adjust monthly payments according to your discretionary income. Deferment and forbearance can temporarily halt payments under certain conditions, while refinancing or consolidation c…
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Se revelan los rasgos comunes de las personas con puntajes crediticios altos
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
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¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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August Newsletter - The Credit Pros - The Credit Pros
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The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.By The Credit Pros
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Credit Bureaus Settlement: Consumer Assistance Plan Overview
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Credit reporting errors can severely impact individuals' lives, leading to numerous complaints against credit bureaus and their data furnishers. The National Consumer Assistance Plan (NCAP) emerged from a multi-state settlement to enforce changes favoring consumers, such as providing an additional free credit report upon successful disputes, updati…
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Damon Decrescenzo sobre el podcast del CEO de 7 figuras
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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Does Credit Repair Company Work? 4 Key Factors
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Credit repair companies analyze and correct errors on credit reports, potentially saving time and effort for those unfamiliar with credit processes or who lack time to manage their own disputes. They are not necessary for everyone, as individuals can dispute errors themselves for free. The U.S. credit repair industry is valued at $4.4 billion, indi…
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Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
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Identity Theft & Scam Guide: What Is Ransomware? - The Credit Pros
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Ransomware is a major threat that encrypts files until a ransom is paid. Leakware threatens to expose personal information. Paying ransoms is discouraged as it doesn't guarantee file recovery and fuels criminal activity. Instead, invest in backups, updates, and security practices. If attacked, report to law enforcement, check backups, and seek reco…
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Bad Credit And Insurance Premiums: Understanding The Impact
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Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
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Are Free Credit Score Checking Services Worth It? - The Credit Pros
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Free credit score services like Credit Karma and Credit Sesame offer instant credit score access without requiring a credit card. While they're not the actual scores used by lenders, they're useful for monitoring credit and planning improvements. These services make money through commissions on financial products and premium services. They're worth…
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Common Traits Of High Credit Scorers Revealed
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Individuals with high credit scores often share common habits such as maintaining low credit card balances, making payments on time, limiting new credit applications, having long credit histories, and regularly reviewing their credit reports. These practices contribute to their strong credit standing, as they manage debt responsibly, ensure the tim…
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Credit unfreeze allows creditors to access your credit report after a freeze, necessary for loan applications or identity threat has passed. Freezing protects against identity theft but doesn't affect the credit score. It can be done for free online, by mail, or phone, and is quick to process. However, it can be time-consuming to manage and may cre…
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Understanding The Credit Implications Of Co-Signing A Loan
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Co-signing a loan involves significant financial responsibility and risk, impacting your credit score and financial stability. This guide covers the basics, credit impact, responsibilities, risk management, and alternatives to co-signing, helping you make an informed decision.By The Credit Pros
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Los fundadores de Credit Pros: Taller de asociación LeadsCon
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Damon De Cresenzo y Jason Kaplan, cofundadores de The Credit Pros, compartirán su experiencia en finanzas y desarrollo empresarial en el Taller de Asociación Estratégica de LeadsCon en Las Vegas. El taller se centrará en cómo las asociaciones estratégicas pueden mejorar los resultados del negocio, estructurar el marketing colaborativo, y escalar as…
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Transferencias de saldo versus préstamos de consolidación: 3 diferencias clave
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Las transferencias de saldo y préstamos de consolidación son estrategias para manejar deudas de tarjetas de crédito. Transferir saldo implica pasar deuda a tarjetas con menor interés, mientras que la consolidación combina varios préstamos en uno con menos interés. Ambos métodos pueden impactar el puntaje crediticio y ofrecen alternativas para el pa…
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Mala calificación crediticia: 5 factores fundamentales
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Una mala calificación crediticia puede ser el resultado de pagos atrasados, bancarrota, co-firmar préstamos, demasiadas solicitudes de crédito y no reportar errores en el informe crediticio. Estos factores pueden afectar gravemente la capacidad de obtener crédito favorable. Se puede mejorar el puntaje crediticio manteniendo un comportamiento de pag…
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What Happens When You Cosign On A Loan? - The Credit Pros
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Co-signing a loan involves risks such as assuming full payment responsibility, damaging your credit, impacting your ability to get future credit, facing legal issues, possibly losing property, and harming personal relationships. It's advisable to co-sign only if you can afford the risk, it benefits both parties, or you genuinely want to help the bo…
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Cómo recuperarse de una quiebra médica: los profesionales del crédito
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Recuperarse de una quiebra médica en EE.UU. es posible eligiendo el tipo correcto de quiebra, entendiendo que no es el final y reconstruyendo el crédito con tarjetas aseguradas.By The Credit Pros
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To combat harassment by collection agencies, send a written notice via Certified Mail demanding contact only by mail. If they call again, it's illegal and you can sue.By The Credit Pros
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Are Personal Lines Of Credit Worth It? - The Credit Pros
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A personal line of credit is an unsecured loan offering access to funds on an as-needed basis, with interest rates usually lower than credit cards but higher than HELOCs. They're good for sporadic, significant expenses and can improve your credit mix, but should be used sparingly due to high-interest rates. Unlike credit cards, they lack benefits a…
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The Credit Pros Release New Data From CFPB Report
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A CFPB report highlighted a credit inequality issue in America, with minority groups facing more challenges. The Credit Pros provided data showing disparities in credit access and financial outcomes, emphasizing the need for credit education and repair services. The report also suggests that improved financial literacy could help bridge the gap, an…
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El crédito importa en tiempos inesperados: manténgase informado
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Su puntaje crediticio afecta más allá de préstamos y tarjetas de crédito: empleo, seguros, servicios públicos, vivienda y alquiler de vehículos. Un buen crédito puede facilitar estos procesos y ahorrar dinero.By The Credit Pros
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Denegar un préstamo para una puntuación de crédito de 850: qué hacer: Thecreditpros
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A pesar de tener un puntaje crediticio de 850, la aprobación de un préstamo no está garantizada. Los prestamistas consideran ingresos, relación deuda-ingresos, historial laboral y ahorros. Si se rechaza un préstamo, buscar otros prestamistas, considerar un cofirmante, resolver problemas financieros y revisar el informe crediticio son pasos a seguir…
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