Best W8 Podcasts (2024)

1
Why are Used Cars so Expensive and Rent Going Up? (W8:D5) Bonus: Debt Free Millionaire Podcast 43:48

7h ago43:48

43:48

Read this Article to Get More Information: Rents are rising faster than wages across the country, especially in these cities Wages for the typical U.S. worker have surged since the pandemic, but for many Americans those gains are being gobbled up by rising rent. Rents jumped 30.4% nationwide between 2019 and 2023, while wages during that same perio…

1
How comfortable is it working in your PJs while working remotely? (W11:D2) Debt Free Millionaire 31:30

1h ago31:30

31:30

Simplified Explanation: Working remote means to work from home, or some other location, instead of at your office. Remote workers have always had a place to go, such as the library, Starbucks, and remote offices, but during the COVID pandemic, they all had to return home and work from there. Remote workers are also known for working as they travel …

1
How has Food Spending Nearly Doubled, What's Gadget Depreciation? (W11:D1) Debt Free Millionaire Pod 53:08

23h ago53:08

53:08

Simplified Explanation: Frugal shopping is where you go out and buy only things that are essential; frivolous shopping is where you go out and buy things that you really want, that are not important; and intentional shopping is where you make a list of items you want to buy and only buy those specific items. Real Life: When trying to get out of deb…

1
BONUS: Identity Theft and a Sneak Peak into Debt Free Millionaire - (W10:D4) Debt Free Millionaire 29:17

4h ago29:17

29:17

Simplified Explanation: Identity theft is where someone takes on your identity, by stealing your personal information and social security number, and starts making financial or security related actions, as if they were you. They take on your identity. Real Life: Think of this, you are opening your mail and it’s a stack of bills. The first one you o…

1
How People with Money Make Millions During a Recession and How to Spot One Coming - (W10:D3) Debt Free Million. 45:26

28m ago45:26

45:26

Simplified Explanation: Recessions are a large downturn in the market, for two consecutive quarters. The year is broken up into 4 quarters (3 month increments - January to March, April to June, July to September, and October to December). If this downturn occurs, you can expect it to have a negative impact on your finances, whether it is losing you…

1
Money, Marriage, Divorce, Children, Stress, Support, Love, Future - (W10:D2) Debt Free Millionaire 59:28

1h ago59:28

59:28

Simplified Explanation: Marriage is a culturally recognized union between two people, called spouses, that establishes rights and obligations between them, their children, and even extended family. This brings on the financial, emotional, and physical support of the other person. Some people do this differently but most times, finances stop becomin…

1
Why Investing in Food Storage is Better than Traditional Investments (W10:D1) Debt-Free Millionaire 25:12

7h ago25:12

25:12

Simplified Explanation: Becoming debt free is when you do not owe anyone or any company money from a previous debt. You will still have monthly bills, but you do not owe anyone a recurring amount of money because of past choices or purchases. Real Life: Getting out of debt is a huge weight off everyone’s shoulders. When you finally get away from de…

1
Don't Just Stop at an Interview, Job Shadow Your Way into a Career - (W9:D3) Debt Free Millionaire 23:20

3h ago23:20

23:20

Shadowing - If there are only a few interviewees and the manager doesn’t have a lot of time to interview you, or has already interviewed you and wants to see you in action, they will ask if you would like to shadow them, to see how they work. Always accept the invitation. This is not as much for your benefit, but to see how you interact with other …

1
How to Make or Break an Interview (Individual, Group, or Panel Interviews) - (W9:D2) Debt Free Millionaire Podcast 37:43

5h ago37:43

37:43

Interview Process: When you find the job you like and turn in your resume, the next step to the process is waiting to be called for an interview. They may ask you questions or ask you to submit writing samples before you are called in, but at some point, you will be called in to talk to the company owner or manager or conference call, as they vet t…

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Are you Ready to Quit Your Job or Just Mix it up? Side-Gig? - (W9:D1) Debt Free Millionaire Podcast 43:33

8h ago43:33

43:33

Simplified Explanation: Statistics have shown that Millennials and those younger will change their jobs four times in the first decade of working; only 29% of them feel engaged at their workplace; and 50% are dissatisfied with their work (Gallup polls, 2021). Adults are prone to searching out new jobs if they don’t like their work or side gigs if t…

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Are Kids Expensive to Raise... Myth or Truth??? - (W8:D3) - Part 2 - Debt Free Millionaire Podcast 28:47

7h ago28:47

28:47

Simplified Explanation: Having children costs money. You have to feed them, cloth them, shelter them, and do most things for them, until they grow up, and become adults. These increase your expenses, and reduce the time you can/should work outside the home. Real Life: Children are the greatest blessing in your life - better than anything (other tha…

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Are Kids Expensive to Raise... Myth or Truth??? - (W8:D3) - Part 1 - Debt Free Millionaire Podcast 29:03

20d ago29:03

29:03

Simplified Explanation: Having children costs money. You have to feed them, cloth them, shelter them, and do most things for them, until they grow up, and become adults. These increase your expenses, and reduce the time you can/should work outside the home. Real Life: Children are the greatest blessing in your life - better than anything (other tha…

1
Is Income Tax Constitutional? Why doesn't it pay all Federal Bills? - (W8:D2) Debt Free Millionaire 52:40

1h ago52:40

52:40

Simplified Explanation: As explained before, taxes are money that is collected, by the government, from its citizens and their businesses, to pay for their operations. These are mandated payments - based on your income, property, or what you purchased - of which funds go to the operation of federal, state, county, and city government bodies. The mo…

1
Where should you invest your money and how do you vet the losers - (W8:D1) Debt Free Millionaire 40:28

7d ago40:28

40:28

Simplified Explanation: Like buying a personal home, you will find opportunities to buy houses at a low price Real Life: Investments are a must learn for most people but the truth is most Americans should diversify their money into many different funds (such as mutual funds) and sit on it for 10+ years. Most advisors will tell you they can get you …

1
What is happening in the Real Estate Market and will it recover? - (W7:D5) Debt Free Millionaire 19:01

3d ago19:01

19:01

Simplified Explanation: Like buying a personal home, you will find opportunities to buy houses at a low price and this will provide a way for you to buy, fix and either sell or rent it to someone needing housing. If you find a house low enough and can sell it for a large profit, it frees money to buy another, larger house at equal value to the pric…

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NFL Draft Grades 2024 1:40:21

3d ago1:40:21

1:40:21

Class is in session

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How do you make Millions from Real Estate? - (W7:D4) Debt Free Millionaire Podcast 37:05

16d ago37:05

37:05

Simplified Explanation: Real Estate is the buying and selling of real property, or buildings and land that have a monetary value to another party. If you can find deals and buy a piece of property, like a house, and you can fix it up or hold on to it long enough, the value almost always increases. Real Life: Real Estate is a very large subject. So …

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Animals are Expensive to Own When you are Starting Your Independence - (W7:D3) Debt Free Millionaire 19:24

5d ago19:24

19:24

Simplified Explanation: Animals are not always the easiest thing to handle. Sometimes, they are messy, need a lot of attention, and cost a lot of money to care for. They also, bring a lot of love, interest, and are great companions to have around. So, as with being intentional in life, if you are considering having of having a pet, there are some t…

1
Are you a Victor or Victim? Failure or Successful? You are in control -(W7:D2) Debt Free Millionaire 21:40

6d ago21:40

21:40

Simplified Explanation: Things happen in life that we have no control over, but we do control how we will respond. The story of my heart is a fact, I have dealt with death every day of my life and now, I don’t worry about death. I won’t leave this life any faster than I am permitted. These events are to give us strength and understanding and withou…

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Where is your Paycheck Going? Who Controls Your Money? - (W7:D1) Debt-Free Millionaire Podcast 29:50

27d ago29:50

29:50

Simplified Explanation: Every two weeks or twice a month, you will receive a check or money will be deposited into your bank account based on an agreed upon amount you contracted with your employer before you started working for them. If you negotiate with them, you will be receiving an acceptable amount that both sides can work with. Real Life: Pa…

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Low Risk to High Risk Investments with Low to High ROI - (W6:D5) Debt Free Millionaire Podcast 47:15

11d ago47:15

47:15

Simplified Explanation: When you have paid off your debt, built up your emergency fund, and have excess money collecting in your savings, money that you don’t need for a while or until retirement, then you can invest that and grow it. When you are debt free and these investments - including a paid off house – add up to $1,000,000, only then are you…

1
How to Pay For a Sports Car with Cash - (W6:D4) Debt Free Millionaire Podcast 21:33

11d ago21:33

21:33

Simplified Explanation: What is Savings? Savings is, of course, how much money you have stored to be used in the future. It can be saved in your mattress, in a box, or in your pocket, but most commonly, larger sums of money are stored in a bank. Savings is not something you grab from for any small thing you want, but rather money you accumulate ove…

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Is there Good Debt and Bad Debt? What do Both do to you? - (W6:D3) Debt Free Millionaire Podcast 26:00

11d ago26:00

26:00

Simplified Explanation: How much do you owe all together? This includes car, home, school and personal loans. Do you owe the utility company for late payments or a credit card? This, all together, is a specific number, weighing you down every minute of every day. Real Life: Debt is a type of modern-day “indentured servitude”. You work just to pay y…

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Business101: Profits are the Space between Revenue and Expenses - (W6:D2) Debt Free Millionaire 28:56

24d ago28:56

28:56

Simplified Explanation: Owning a business gives you more freedom, more time flexibility, more satisfaction, and more opportunities to make a difference in the world. It also brings more frustrations, more hours to work, more risk, and more stress. It is not for everyone. But, when your company is making more money than you are spending to run it, y…

1
You are Only Obligated to Pay the Minimal Amount of Taxes - (W6:D1) Debt Free Millionaire Podcast 33:34

1M ago33:34

33:34

Simplified Explanation: The government needs revenue to run itself and govern the country, and decided that income tax was the best way to accomplish this. They are demanding you pay your share of the expense of the government’s existence, by giving them a percentage of your income in each paycheck, and at the end of the year, whether you work full…

1
How the Economy is Killing Opportunity and How We Benefit - BONUS - Debt Free Millionaire 35:46

1M ago35:46

35:46

Here are the articles that were mentioned during the podcast and the source of the graphs we used: Economic News Release Schedule: https://www.marketwatch.com/economy-politics/calendar Leading Indicator News: https://www.conference-board.org/topics/us-leading-indicators DXY News: https://www.nasdaq.com/articles/us-dollar-dxy-index-news:-strengthens…

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Buying a New Car vs. Used Car vs Public Transportation - (W5:D4) Debt Free Millionaire Podcast 30:29

1M ago30:29

30:29

NEW DEBT (TRANSPORTATION) (W5:D4) First, before you buy a car, think about where you live. Do you need to buy a car, or would public transportation be more economical for you, at this time? Not everyone needs a car. Is your business far away from the subway? Most people in New York either walk or take the train to work each day. Is it crammed and a…

1
How to Make $100,000 from your first home and everyone afterwards - (W5:D3) Debt Free Millionaire Podcast 30:49

1M ago30:49

30:49

Being Intentional: If you are intentional, you can make $100,000 off the next house you own. Here are some tips when buying a home. Buy in an area that is just about to take off. We bought our fourth house in an area that, unbeknownst to us, was about to take off. The city had just passed a bill that paid the business storefront owners to renovate …

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Rent or Buy a House? Investment or Money Pit? What is the Truth? - (W5:D2) Debt Free Millionaire Podcast 34:40

1M ago34:40

34:40

The American dream has always been to own a house; but is it the wisest investment? The way most people buy a home is like a Savings Account, and you pay very large fees. Some financial gurus will tell you it’s a bad investment, and you would be better off renting a house. Consider this though, when you buy a house, let’s say for $200,000, you will…

1
How to Become a Debt Free Millionaire Just By Buying Your Own Homes - (W5:D1) Debt Free Millionaire Podcast 47:26

1M ago47:26

47:26

NEW DEBT (HOME OWNERSHIP) (W5:D1) Let's try some vocabulary today. Do you know these words? Before we teach you about homeownership, let’s talk about a few vocabulary words having to do with real estate, both for personal and commercial use: Closing – This is the day that you sign the contract to buy the house, the previous owners are paid by the l…

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BONUS EPISODE: Your Government is Lying to You About Employment Numbers - (W4) Debt Free Millionaire Podcast 32:36

2M ago32:36

32:36

Because graphs are impossible to see on a podcast, also check out our YouTube channel with Xogos Gaming: https://www.youtube.com/watch?v=Lbv7aCOkba4 Get these numbers from Zero Hedge ( https://www.zerohedge.com/political/millions-new-illegal-immigrants-mask-true-state-us-economy) For the last few years, the headline employment figure has been impre…

1
Inflation is Making You Pay More on Your Debt - (W4:D4) Debt Free Millionaire Podcast 34:27

2M ago34:27

34:27

Simplified Explanation: How easy is it to stay out of debt? That depends on you. Will you borrow from another credit card, after you just paid it off? Statistics show that the more effort someone puts into something they really want, the more likely it will be permanent. If your parents paid off your debt, you would be right back into debt within m…

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Do you want lots of money??? Learn to Budget and Save - (W4:D3) Debt Free Millionaire Podcast and Personal Finance Course 31:25

2M ago31:25

31:25

Simplified Explanation: It is always best to track saving and budgeting, throughout the year. At the year’s end, it is good to see how you stuck with your goals and/or budget. Consider this your annual review. Real Life: How much do you spend each year? How much do you save? Would you like to save more? And lastly, why would you like to save more m…

1
You Must Become Intentional To Succeed - (W4:D2) Debt Free Millionaire Podcast 22:59

2M ago22:59

22:59

Simplified Explanation: To become debt free, and then to become a millionaire, you need to live your life in a way in which you are fully in control - not allowing those trying to get you to spend your money to control you. Real-Life Explanation: There are many more ways to save on your expenses than we’ve mentioned, but as we talked about in this …

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Do your Need it or Just Want it (Lower Your Expenses) - (W4:D1) Debt Free Millionaire Podcast 23:07

2M ago23:07

23:07

Simplified Explanation: What are your needs in life? Housing, utilities, food, and transportation. These are the essentials. We have already gone over fixed and variable rate expenses. Now, for those things that are essential, here are ways to lower how much you spend each month (on things other than your debt). Real Life: Now, what happens when yo…

1
Let's Make Some Money - (W3:D4) Debt Free Millionaire Podcast 31:35

2M ago31:35

31:35

Simplified Explanation: Every time you borrow money from an entity, whether it’s family or a business, you always need to pay it back! The question most people ask is: what is the most efficient way of doing so (so you don’t run out of money and so you pay it back at the most effective and efficient rate of payment)? Real Life: In earlier years, th…

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How much do you want to work? - (W3:D3) Debt Free Millionaire 23:47

2M ago23:47

23:47

Simplified Explanation: When you work a normal full-time job, you work between 30-40 hours per week. If you work less, you are considered part-time and don’t enjoy the benefits of health insurance. If you work over 40 hours a week you are due overtime pay, which is usually your normal pay, plus an extra 50% of that pay (often called “time and a hal…

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How is the U.S. Government Spending Your Money - (W3:D2) Debt Free Millionaire Podcast 33:53

2M ago33:53

33:53

WHERE DO MY TAXES GO? Federally – There are three types of spending: National Debt payments: The U.S. borrows over a trillion dollars every year, so as the government’s spending goes up, more U.S. taxes are paid to the repayment of this debt, increasing much over the past few years (2020-22). This would be like you taking a loan from the bank and n…

1
The Government is Hungry for your Taxes - (W3:D1) Debt Free Millionaire Podcast 42:11

2M ago42:11

42:11

Simplified Explanation: Taxes are money, collected by the government, from citizens, to pay for its operations. They use it for the infrastructure, salaries of state and federal employees, and anything else they decide to fund - literally anything they decide they want to do with your money. You pay your taxes through your paycheck, or by being cha…

1
Why Children are Expensive and Yet Essential in Life - (W2:D4) Debt Free Millionaire Podcast 45:44

2M ago45:44

45:44

Real Life: There is only one way to keep from having children - and that is to be discussed with your parents. This simulation is to show you the average price of having children, and how expensive they can be if they are not planned for. According to the U.S. Department of Agriculture (3), the average cost of raising a child from birth to 17 years…

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How to Lower Your Monthly Expenses - (W2:D3) Debt-Free Millionaire Podcast 35:20

2M ago35:20

35:20

Real Life: Sadly, there is no way of escaping your monthly expenses, or escaping having to use your money to pay for things each month. Whether you are buying food or using the lights in your home, this increases your monthly expenses (and you need food and electricity). Since we talked about Expenses in (W1:D3), let’s talk about how to save money …

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Choose a Career - (W2:D2) Debt-Free Millionaire Podcast 26:30

2M ago26:30

26:30

Real Life: Now that you have picked the income streams you want, let’s go over this again, because you may want to change your mind. The first and best questions to ask before choosing a college, career, or job are these: Who are you, really? What is it that you want to do for the next 30-40 years? What will pay you what you want to make? Where are…

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The Four Legs of Your Income Stool -(W2:D1) Debt Free Millionaire Podcast 17:49

2M ago17:49

17:49

Real Life: Let’s talk about the most important word in financial literacy: Income. It is the money coming to you for services you give, or items you sell. In other words, if you work a full-time career, part-time job, own a small business, or invest, you have income. And if you have them all together, you have four streams of income. Like a raging …

1
BONUS EPISODE: Success in Flipping Houses - Debt Free Millionaire Personal Finance Course 20:13

2M ago20:13

20:13

Flipping Houses: A Gateway to Real Estate Investment Success The allure of real estate investment has long captivated the imaginations of aspiring entrepreneurs and investors alike. Among the myriad strategies available, house flipping stands out as a particularly appealing entry point for many. This process, which involves purchasing properties, r…

1
Let's Plan for Your Retirement - (W1:D5) Debt Free Millionaire Personal Finance Course 41:17

2M ago41:17

41:17

Real Life: Do you want to work your entire life, or stop working – or lessen the amount of normal work – when you get to a certain age? This is retirement. When would you like to retire? Is it a year, or an amount of money? There are pros and cons to either choice, but there are some important things to think about when considering when you want to…

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Savings is King, But You Don't Need a Bank - (W1:D4) Debt Free Millionaire Personal Finance Course 41:38

2M ago41:38

41:38

Real Life: Consider this: what would happen if you lost your job and you had no money to pay your bills? What would you do to keep your house or apartment? What would you do to put food on the table? Well, if you had savings in the bank, you wouldn’t have to worry. Savings is an amount of money you have stored away for a later time. Normally, you w…

1
Free Agency & Combine Recap 1:19:41

2M ago1:19:41

1:19:41

This is March

1
Are You Spending Too Much? - (W1:D3) Debt Free Millionaire Personal Finance Course 28:53

2M ago28:53

28:53

Real Life: Do you know where your money is going every month? Have you ever tracked what you spend? These are all called Expenses. Expenses are anything you spend money on, and they add up quickly! Here are just a few expenses the average American pays each month, listed in priorities of living: Needs (Necessity Expenses): Food Toiletries and House…

1
Making BIG money vs small money? - W1:D2 of the Debt Free Millionaire Personal Finance Course 46:07

2M ago46:07

46:07

GOALS: INCOME – HIGH OR LOW? (W1:D2) Game View: In the game, you set your goals. This about this: what would make you feel like a winner? This is to track your sheet and analyze later. Will your goal be to make a high, medium, or low income, when you are older? Perhaps yearly income of $1 million? Place a dollar amount or just state high or low inc…

1
Income, Debt, and Expenses - Debt Free Millionaire Personal Finance Course (Week 1 - Day 1) 31:30

2M ago31:30

31:30

Simplified Explanation: Do you know the most basic terms in finance: Income, Debt, and Expense? These are the three most fundamental terms in the financial dictionary, and are essential to learn in order to be successful. We will teach you more about each of these, but let’s give you the basics before we go further: Income means the amount of money…

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