Individual Retirement Arrangement or IRA is a favorite investment tool for retirement. It not only gives you the tax benefits but at the same time, it also lets you secure your future. But when compared to other retirement plans offered by your employer, IRA is completely taken care of by the individual. It doesn’t make the IRA less beneficial. For…

As your good credit score is helping you co-sign a loan, all the risk will be on you if the loan is not repaid. Unfortunately, there are many reasons not to add a co-signer on a loan. For more info, please visit 10 Reasons Not To Add Co-Signer on a Loan

If you also want to know how to make money and are looking for ways to do so, you have come to the right place. Communication, more precisely, the ‘Internet’, is the ‘king’ these days and lots of people are earning good money online, just with their laptops and ‘internet packs.’ There is entirely no reason why you can’t be one of them. This way, yo…

This is a desperate move by GM to broaden its portfolio, in a bid to protect itself against uncertainties prevailing in a changing market. These bikes come in two variants- a compact e-bike named ‘Meld’ and a folding e-bike named the ‘Merge’. The names have been agreed upon through a crowd-sourcing campaign that was initiated in late 2018. For more…

The Internal Revenue Service (IRS) has started the new tax season with effect from 28th January 2019, and it’s time for all the financial wisdom, calculators and all the nervous energy associated with the entire process. It is a significant period when individual taxpayers go through the ordeal of preparing reports and financial statements for the …

P2P lending or peer-to-peer lending is a very popular form of loan especially for those who have a low credit score. Lenders provide loans to applicants through an online platform in P2P lending. P2P platform is beneficial for retail investors as they use this platform for investment. The P2P platform enables retailers to directly lend the money to…

You can take a personal loan under any of the afore mentioned situations above that you are financially ready for additional debt. Need for Personal Loan

Secured credit cards are by far the best way to build credit. If you are facing difficulty for availing an unsecured credit card, then a secured credit card is the option you should go for. These cards also come in varieties based on the types of benefits they offer and the fees and charges that they entail. So, if you are looking for a secured cre…

Are you having a tough time getting approval for a credit card? Yes, it’s not as simple as filling up an online application and clicking the ‘submit’ button (as some credit card issuers would tell you!). Credit card companies have some stringent criteria to follow when they consider the credit card applications. Therefore, it is imperative that you…

There are plenty of reasons to take personal loans for diversified needs. There are many alternative uses of personal loans which otherwise you cannot pay off by using credit cards. They can be used to make credit card payments, debt consolidation, home renovation, relocation expenses, wedding expenses, funeral expenses, going for a vacation etc. T…