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Life After 40

Cheryl Carter

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Life After 40 is a funny, informative and real podcast sharing my life’s journey into my 40s. I aim to help women navigate this new chapter in our lives and give you get women a glimpse into their future.
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Blogger.Visual Storyteller.Traveler: Exploring the creative spirit within a dynamic, ever-changing global world. The pursuit of artistic excellence is an essential element of our humanity; it speaks to the soul of our culture and society, allowing us to celebrate our individuality and our togetherness. My goal: to encourage a deep and profound awareness of our personal journeys. Tea Toast & Trivia Podcast All Rights Reserved © 2019 -2024 by Rebecca Budd
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STANDOUT with Cheryl Tan

Cheryl Tan: Media Trainer & Video Marketing Consultant

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Everyone has a story to tell. Our mission is to help you tell it better on video. On this show, we're talking to coaches, consultants, experts, and entrepreneurs about how they are using video to stand out and be seen as the recognized leaders in their industries. Listen and learn how the most successful people are using video to reach ideal clients through video content.
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In this conversation, Carter Wilcoxson introduces Dr. Ben Shamoiel as the interim co-host of the Health and Wealth Podcast. Dr. Ben is a board-certified chiropractor with over 26 years of experience. He shares his journey of becoming a chiropractor and his passion for restoring health and wellness naturally. They discuss the importance of addressin…
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S6 E12: Misty the Cat . . . Unleashed: The Spirited Adventures and Amusing Antics of an Asthmatic Feline on the Loose “A little voice inside my head tells me that I’m joking too much and should get more serious for at least one chapter. Okay. Sometimes, I let out a small moan when walking around the apartment. I’m not unhappy – I’m loved, well-fed,…
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Andrew Nemes, a financial advisor in Novi, Michigan, shares his unique background and how he got into financial advisory services. He comes from a family of CPAs, with his father also being a financial advisor. Andrew emphasizes the importance of learning about business operations and laws before entering the financial world. He discusses the chall…
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In this conversation, hosts Tim and Carter welcome guest Chris Murray. They discuss various topics including golf, personal experiences, and the financial services industry. Chris Murray, shares his journey from being a stay-at-home dad to becoming a financial advisor. He emphasizes the importance of building trust and relationships with clients an…
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In this conversation, Blake Pinyan, a financial planner at Anchor Bay Capital, shares his journey into the financial services industry and his passion for helping clients. He discusses his focus on young professionals and pre-retirees, offering comprehensive financial planning, customized investment management, tax preparation, and estate planning …
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In this episode of Health and Wealth Podcast, financial advisor Kyle Ryan discusses his journey into the industry and his passion for helping people with their finances. He shares how his parents' influence and his own experiences shaped his interest in financial planning. Kyle also talks about his podcast, Fresh Finance, and how it helps establish…
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S6 E11: John Quinn on the Play, “O Halflins an Hecklers an Weavers an Weemin’” “To my Scots and Irish forebears who came to the Tay and the Jute and whose endurance and sacrifice bequeathed the precious gift of an education. To my family for copious love and laughter down the years and especially to my wife Marion, a Dundee girl, and as goes with t…
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S6 E10: Cheryl Jamieson, Fused Glass Artist Welcome to Tea, Toast and Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I am looking forward to sharing this moment with you. I am travelling virtually 6,700 kilometers to Unst, Shetland, to meet up with artist Cheryl Jamieson, whose expertise lies in the intricate art of fused gla…
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S6 E9: Emily Carter on Nature and Wildlife Photograph “Nature as Art is something that is felt deep within one’s spirit. Hard to express in words, the connection felt when observing and being part of nature brings unity and a sense of peacefulness in this world of chaos. It is this connection that as a nature and wildlife photographer that I am in …
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Season 6 Episode 8: Lauren Scott on A Poet’s Voice “rocks and shiny shells in all shapes and colors make young hearts sing and dance precious works of art remain forever priceless time irrelevant sandy shore offers troves of tiny treasures for imaginations fingers hold paintbrush brows furrow, fully focused masterpiece crafted” “Tiny Treasures” fro…
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S6 E7: Mandy Henderson on the Poetry of Katherine Mansfield The pleasure of all reading is doubled when one lives with another who shares the same books.” Katherine Mansfield Welcome to Tea Toast & Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I look forward to sharing this moment with you. Katherine Mansfield (1888-1923) wa…
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S6 E6: Mary Lunnen on Your Compass Rose Speaks Welcome to Tea, Toast and Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I am looking forward to sharing this moment with you. Join me as I travel virtually to Wadebridge, a town in north Cornwall, England, to meet up with writer, artist and Global Life Coach, Mary Lunnen. I firs…
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S6 E5: Elizabeth Gauffreau on the Art of Writing Short Stories "I should have gone to see Mother sooner, I suppose, but her letters had been arriving with the same regularity as always, so I had no inkling that anything might be wrong. Truly, Mother’s letters were cheerful as ever. She writes such lovely descriptions of the winter birds at the feed…
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S6 E4: Celebrating “Up Helly Aa” with Sarah McBurnie January 30, 2024, the Last Tuesday of January. The fire festival of Up Helly Aa is happening. A huge torchlight procession of hundreds of Vikings is marching through the streets of Lerwick, carrying flaming torches and singing traditional Norse skalds. Welcome to Tea, Toast and Trivia. Thank you …
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S6 E3: Norman Orenstein on Composing, Producing and Recording MusicWelcome to Tea, Toast and Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I look forward to sharing this moment with you. I am travelling virtually to Toronto, Ontario where the music scene is vibrant and diverse, from indie rock to hip-hop, jazz to electronic.…
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S6 E2: Celebrating Robert Burns with Address to A Haggis Robert Burns, also known as Rabbie Burns, was a Scottish poet and lyricist. He is widely regarded as the national poet of Scotland and is celebrated worldwide. Burns is best known for his poetry written in the Scots language, with works such as “Auld Lang Syne,” “Address to a Haggis,” and “Ta…
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S6 E1: D.G. Kaye on her podcast “Grief - The Real Talk” Welcome to Tea, Toast and Trivia. Thank you for listening in. I am your host Rebecca Budd, and I look forward to sharing this moment with you. I am delighted that blogger, non-fiction writer, memoir author and podcaster, Debby Gies and I are connecting Toronto and Vancouver, Canada. Debby is a…
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S5 E23: A Child’s Christmas in Wales by Dylan Thomas“A Child’s Christmas in Wales” is a delightful prose work by the Welsh poet and writer Dylan Thomas. First published in 1954, the piece is a nostalgic and vivid recollection of the author’s childhood memories of Christmas time in Wales. Thomas takes readers on a journey through the sights, sounds,…
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In this episode of the Health and Wealth podcast, hosts Carter and Tim welcome Paul Lim, a financial advisor and Advisory Board Member of the San Diego Financial Literacy Center (SDFLC). The hosts discuss Paul's journey into financial advising and his passion for simplifying complex financial concepts. Paul emphasizes the importance of visual expla…
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S5 E22: Eglund on The Emergence of AI Technology “Never let the future disturb you. You will meet it, if you have to, with the same weapons of reason which today arm you against the present.” Marcus Aurelius Welcome to Tea Toast & Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I look forward to sharing this moment with you. T…
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S5 E21: Paul Andruss on Storytelling, Bards, & Sir Walter Scott’s Lochinvar Welcome to Tea Toast & Trivia!Thank you for listening in.I am you host, Rebecca Budd, and I am looking forward to sharing this moment with you.I am heading across the ocean to Wales, a beautiful country full of magic, mystery, music, and brilliant writers and poets. I am ex…
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Welcome back to the Health and Wealth podcast, hosted by Carter and Tim. In this week's episode, the dynamic duo is joined by a special guest, Lisa Malick, a certified financial planner based in Colorado. Lisa shares her unique journey into the financial advising industry, which was fueled by personal experiences and a desire to make a meaningful d…
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S5 E20: Catherine Cavendish Reading “The Haunting of Henderson Close”Welcome to Tea. Toast. and Trivia. Thank you for listening in. Bookstores, libraries, and coffee shops are great places for book readings. There is something extraordinary about hearing the voice of an author reading their stories. Their voice and intonation are nuanced by the man…
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In this episode of the Health and Wealth podcast, your hosts, Carter and Tim, sit down with their guest, Brock Eson, who recently joined the Investors Resource team. Brock shares insights about his journey in the financial advisory world, how he transitioned from banking to independence, and the motivation behind his passion for helping people with…
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"The very first work of art in the street that I took pictures of was in Winnipeg. It is a Charlie Chaplin mural, with a fab story behind it. I posted it in 2013." Resa McConaghyWelcome to Tea, Toast and Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I look forward to sharing this moment with you. I am heading over the Rocky …
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In this episode of the Health and Wealth podcast, hosts Carter and Tim are joined by their special guest, Cheryl Canzanella. Cheryl has a unique perspective in the financial industry, specializing in raising awareness about the opioid crisis and its impact on financial health. The opioid epidemic has significant financial and economic implications,…
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Welcome back to the Health and Wealth Podcast with your hosts, Carter and Tim. Today's guest is Patrick Huey, a certified financial planner from Victory Independent Planning (VIP). Patrick specializes in helping clients optimize their financial strategies, especially in the realm of charitable giving and tax planning. Patrick's expertise lies in id…
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S5 E18: Brian on Fear of Missing OutWelcome to Tea Toast and Trivia Thank you for listening in! I am your host, Rebecca Budd, and I look forward to sharing this moment with you. Today, I’m heading over the Canadian Rockies to St. Albert, Alberta. Brian, my brother, has come back to continue the conversation on embracing a greater journey. How do we…
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Welcome back to "Health and Wealth," where hosts Carter Wilcoxson and Tim James are joined by this week's guest, Charlie Beljan, Golfer at PGA Tour. In this episode, Charlie shares his inspiring journey from being a PGA Tour player to overcoming personal struggles with alcohol and mental health, leading to his transformation towards sobriety and we…
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S5 E17: D Wallace Peach On A Poet's Voice moonlight stitches lace frosty hems on scarlet leaves glints of fallen stars D. Wallace Peach, Word Weaving # 1: A Word Craft Journal of Syllabic Verse Welcome to Tea Toast & Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I am looking forward to sharing this moment with you. The Moons…
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S5 E16: Dr Derek Bryce on Cultural Heritage, Destinations and Tourism "I travel not to go anywhere, but to go. I travel for travel’s sake. The great affair is to move.” Robert Louis Stevenson, Travels with a Donkey in the Cévennes Welcome to Tea, Toast and Trivia. Thank you for listening in. I am you host, Rebecca Budd, and I am looking forward to …
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S5 E15: Dave Astor on Being a Blogger and a WriterWelcome to Tea, Toast and Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I’m looking forward to sharing this moment with you. Today, Dave Astor and I are once again bridging the 3,923 kilometers between Montclair New Jersey and Vancouver, British Columbia Dave is the author of…
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S5 E14: Luanne Castle on A Poet’s Voice“Note how the red rose,velvet worn by early frost,clings confidentlyto its own treacherous stem,never accursed by mirrors.”Luanne CastleWelcome to Tea Toast & Trivia.Thank you for listening in. I am your host, Rebecca Budd, and I am looking forward to sharing this moment with you.Today, I am delighted that Lua…
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In this episode of the Health and Wealth podcast, hosts Carter and Tim welcome their guest, Libby Griewe, of The Efficient Advisor podcast. The hosts and Libby discuss her journey from sports marketing to financial planning and the importance of authenticity in the industry. They also touch upon the evolution of technology in financial services. Li…
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S5 E13 Julie Riso on A Winter Walk February 2022, Winter: this one so cold, dark, eternal. Outside the window, a moon encased in ice vapor, cradled in the forest’s naked embrace. A languid ascent from the realm of dreams. A gentle command: release to receive. Be open to that which you never considered. J.D. Riso La Vagabonde Vs. The Machine Februar…
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In this episode of The Health and Wealth podcast, hosts Carter Wilcoxson and Tim James sit down with their guest, Jeff Kothe, to delve into his journey in the financial services and marketing arena. Jeff shares how his career in insurance began during a challenging job market and his subsequent foray into Medicare supplements, life insurance, and a…
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S5 E12: Julianna Wagar on the 1745 Jacobite Rebellion and the Lyon in MourningProject Sing me a song of a lad that is gone, Say, could that lad be I? Merry of soul he sailed on a day Over the sea to Skye. Billow and breeze, islands and seas, Mountains of rain and sun, All that was good, all that was fair, All that was me is gone. Sing me a Song of …
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S5 E11: Teagan Ríordáin Geneviene on Dead of Winter and Creating Epic Stories “As the moon cast its light on simple grave markers, the air was split by a sliver of pale gray light. It shimmered like the giant star sapphires of ancient Tiglath. Thunder pealed. The splinter of light seemed to bulge forward and retract, again and again, until it shatt…
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In this episode of the Health and Wealth podcast, hosted by Carter and Tim, they welcome Brion Crum, the VP of Wealth Development at Caliber Funds, to discuss his journey and experience in the financial services industry. Carter shares how he met Brion at an alliance campaign and attended a round table discussion with him, and they have been discus…
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S5 E10: Brian on TransitionsWelcome to Tea Toast & Trivia! Thank you for listening in! Life is full of transitions, from the small daily changes to the major life-altering events. Navigating these transitions can be challenging and overwhelming, but it’s a necessary part of growth and progress. Whether it’s starting a new job, moving to a new city,…
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S5 E9: Macbeth’s Witches Chant with Shehanne Moore and Catherine Cavendish Welcome to Tea Toast & Trivia Thank you for listening in. I am your host, Rebecca Budd, and I am looking forward to sharing this moment with you. The 400th anniversary of the first folio of Macbeth is set to take place in 2023. Published in 1623, the first folio is considere…
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S5 E8: Rachel McAlpine A Poet’s Voice on Aging What is your job? "What is your jobwhen you no longer have a job?What is your workwhen you don’t go to work any more?When you retireyou gain such a lot—like freedomand time and multiple choice.You left with reliefso why this incongruity of grief?Work gave you friends, a schedule, a labela space and a f…
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Brad Gotto is the Owner of Fiat Wealth Management, a fiduciary, fee-only financial planning firm located in Wayzata, Minnesota. Where most advisors stop, we begin. We specialize in helping people figure out why they saved a pile of money, and how to spend it. We are a holistic firm with a special focus on tax planning. People always ask about our n…
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Episode 73 - Angela has been advising families and family enterprises since 2003. As Partner & COO, her goal is to ensure that clients and employees of DMG are empowered and flourishing. She is driven to find out-of-the-box solutions that address client needs now, whether it’s related to finances or not. From connecting clients to resources for COV…
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S5 E7: Mary Lunnen on Embracing our Inner Wisdom “I cannot know, none of us can, what the year ahead will bring. I can make plans and hope that they will become reality. And they may well change through my choice or through circumstances outside my control. My ‘word of the year’ for 2023 is ‘Presence’…To be in the moment as much as possible.” Mary …
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Episode 87 - Having grown up around the business, Ryan has long desired to join Savage and provide his clients with the best service and expertise possible. After graduating from Michigan State University, Ryan began in 2019 and worked alongside his father, Sean. Ryan is focused on serving the next generation of Sean’s clients while building his pr…
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S5 E6: Ken Gierke on A Poet’s Voice warmth of a pale light found as clouds part rewarded while seeking the moon on a cool autumn night Ken Gierke, The Moons of Autumn, Word Weaving # 1: A Word Craft Journal of Syllabic Verse Welcome to Tea Toast & Trivia. Thank you for listening in. I am your host, Rebecca Budd, and I am looking forward to sharing …
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If you struggle with marketing yourself, this is the episode to listen to.Ann Carden is a business owner with more than 30 years of experience, having started and sold multiple companies in many different industries. Now, she helps businesses attract high-end clients. In marketing her own company, she focuses on visibility...more specifically, crea…
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Epiosde 86 - Barbara is a Gerontologist Consultant on a heart-felt mission to holistically change how financial professionals, insurance leaders, entrepreneurs, executives & senior-focused industry leaders can better engage with their aging clientele & age-related money issues. An energetic solution seeker and consensus builder, she is a fierce adv…
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Michelle Nedelec is an author, speaker, and owner of multiple businesses, and through experience, has learned what it takes to stand out in the marketplace today.It\'s you. Your personality, your purpose, your passion. Michelle talks about how you present you to the world, because this is a key part of the process, while also creating a path to pro…
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