We're taking a common sense approach to the news events in Ohio. And why Ohio? Well, because it's right from the middle. It's the heart of it all. It's the place where you can test almost all Americanized theories. It's a jumping-off point to having greater discussions about what's going on not only in the state of Ohio, but the country --and maybe even the rest of the world. Your Common Sense hosts are: Stephen Palmer is the Managing Partner for the law firm, Palmer Legal Defense. He has sp ...
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Welcome to The Retirement Fiduciary Podcast! Your classroom for no BS financial eduation. A place where we have authentic discussions about retirment planning, investment management, tax reduction strategies, insurance, estate planning, and more. Thanks for listening & please be sure to SUBSCRIBE! Hosted by Adam Koos, CFP®, CMT® of Libertas Wealth.
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They come from two different sides of the political spectrum: John Kasich, former Governor of Ohio and 2016 Republican presidential candidate; and Jordan Klepper, a liberal comedian best known for his viral videos interviewing MAGA supporters for The Daily Show with Trevor Noah. In this weekly talk show podcast, the pair will come together to scream their differing political opinions at each other for an hour… just kidding. Sure, there will be some political debate, but Kasich & Klepper’s di ...
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Cleveland Browns Stadium Controversy
1:08:54
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Should taxpayers fund the construction of new sports stadiums? What parallels can be drawn from past situations like the Columbus Blue Jackets’ stadium? We dive into a range of hot topics, including Jim Jordan's staunch defense of free speech, bolstered by unlikely allies like Matt Taibbi and Elon Musk. We'll also examine Musk's evolving political …
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Unleashing Your True Potential with Natalie Siston, Author of "Let Her Out: Reclaim Who You Have Always Been"
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In this episode of The Retirement Fiduciary, host Adam welcomes Natalie Siston, a dynamic speaker and best-selling author of "Let Her Out: Reclaim Who You've Always Been." Natalie dives into her upbringing in a small Ohio town of just 600 people and how these humble beginnings significantly shaped her career trajectory. She explains the pivotal rol…
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Columbus City Government Being Held Hostage
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Can high salaries and automation shape the future of Intel in Ohio? Explore the impact of domestic chip production on the global stage and the role of technology in reshaping the workforce. Redistricting in Ohio remains a hot topic. From bipartisan elements to concerns about gerrymandering, the debate continues. Cybersecurity is a growing concern. …
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We take a closer look at the structure of the U.S. government, dissecting the balance between the House, the Senate, and the Electoral College. We also navigate through the recent upheavals in the Democratic party, including Joe Biden's resignation from the presidential race, and Kamala Harris's contentious policy proposals on universal basic incom…
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Making Sense of Tax-Loss Harvesting: How to Profit From Your Losses
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In this quick episode Adam demystifies the strategy of tax-loss harvesting and its benefits for investors. Adam explains how this technique allows you to turn investment losses into financial gains by offsetting capital gains with capital losses, reducing your overall tax liability. Adam discusses how to avoid paying taxes come tax season by trimmi…
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Listener Question about The Changing Face of American Idols
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A question from a CSO listener we thought deserved its own episode for a response - thanks Belinda! I would love to hear a talk about American idols. Historically, who did Americans idolize? Or perhaps more appropriately, who did we hold in high regard and love and respect? Today, there is dysfunctional idolization of the Kardashians. What did they…
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Ohio's JD Vance’s Potential Influence in the Trump Campaign
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Here's what you'll hear us talk about in this episode... We discuss the growing worries about President Biden's competency to lead the country and the potential need for a 25th Amendment scenario if he wins a second term. Steve and Norm emphasize the importance of legal decisions over political ones, highlighting the slow pace of legal processes as…
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This is an interview we had with J.D. Vance during his run-up to winning the U.S. Senate seat, representing Ohio. And now, he's Trump's running mate for the 2024 Presidential election for the G.O.P. J.D. Vance is the author of Hillbilly Elegy. It's his memoir, written about his upbringing and his transition into adulthood and into Yale Law School, …
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Presidential Immunity, Federal vs. State Jurisdiction, and Ohio's New State Fish
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Norm and Steve dive deep into the complexities of judicial jurisdictions and the role of the Supreme Court. They discuss cases that straddle both federal and state courts, emphasizing the need for legislative clarity to avoid partisanship in court decisions. Steve analyzes the Supreme Court’s stance on presidential immunity, drawing from the case o…
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Market Trends To Consider When Investing In An Election Year
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In this quick episode of The Retirement Fiduciary, titled "Investing in Election Years: Trends, Realities, and Seasonal Insights," Adam Koos provides a comprehensive look at how election cycles impact market trends. Adam discusses the importance of not getting swept up in the political excitement and focuses on making informed investment decisions.…
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Financial Literacy and Off-Site Religious Education In Our Schools
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1. Financial literacy should be more than just a subject in school—it's a life skill. We emphasize the necessity of teaching kids practical money management early. 2. Traditional Sundays are evolving, but should sports overshadow education and religion? We reflect on how modern priorities shift attention from traditional values and question the imp…
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The Buckeye Institute - Doe v The City of Columbus
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In our first summer episode of 2024, hosts Norm Murdock and Brett Johnson are joined by special guest Dave Tryon from The Buckeye Institute. Together, they'll unpack the complexities of Doe v. City of Columbus We'll explore the landmark Ohio Supreme Court ruling affirming individual gun rights under the state's constitution, discuss the contentious…
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The Buckeye Institute - Public School Vouchers
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In this episode, Norm Murdock and Brett Johnson are joined by Greg Lawson from The Buckeye Institute to dive into the critical issue of public school education vouchers in Ohio. We'll start with a nod to last week's discussion on reparations, slavery, and Ohio's pivotal role during the Civil War. Then, we'll explore the origins and expansion of Ohi…
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Speeding Up The Market: What Every Investor Needs to Know About Trading Rule Changes
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In this episode of The Retirement Fiduciary, Adam Koos discusses the complexities of the new trading rules that have recently come into effect. Adam breaks down these rules, which are far from self-explanatory, offering clarity and guidance for investors navigating this updated landscape. He dives into changes to transaction dates, explaining what …
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ATF Authority and Ohio’s Land Compensation Controversy
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We are diving into the hot topic of whether the Ohio government should pay people for their land, tying it into bigger issues like reparations and historical injustices. They’ll look at how we use taxpayer money and the tricky business of trying to right past wrongs. We’ll also dig into the nitty-gritty of the ATF and a big Supreme Court decision o…
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First up, we're diving into the drama with Hunter Biden’s tax cases and how Special Prosecutor David Weiss let them expire, raising eyebrows about potential corruption and links to Joe Biden. We'll also chat about FBI Director Chris Wray’s latest warnings on terrorism threats and the growing concerns around border security with millions of undocume…
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How To Identify and Avoid Common Financial Scams - Exposing the Wolves of Wall Street Part 2
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In part two of "Exposing the Wolves of Wall Street: Unmasking the Dark Side of Investing," financial expert Adam Koos shares essential tips for safeguarding your investments. This episode covers the dangers of insurance agents posing as wealth managers, revealing how their advice may prioritize their profits over your financial goals. Adam also dis…
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From Normandy to Now: Honoring WWII Heroes and Examining Current Culture
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In this episode, Steve Palmer and Norm Murdock dive deep into the themes of pride and humility, drawing inspiration from the quiet dignity and service of World War II veterans. They share compelling stories, like that of D-Day, while reflecting on the differences between past and present generations. The discussion takes a turn into contemporary is…
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Brian Steel, President of the Fraternal Order of Police Capitol City Lodge No. 9
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We've got a thought-provoking discussion lined up. We're joined by our special guests, Stephen Walter and Brian Steel, to delve deep into the multifaceted issues surrounding law enforcement, community dynamics, and social justice in Columbus. In this episode, we explore the controversial release of violent offenders and the broader implications for…
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Exposing the Wolves of Wall Street: Unmasking the Dark Side of Investing
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In this episode of The Retirement Fiduciary, host Adam Koos takes listeners on a deep dive into the often murky world of financial planning and investing. Adam sheds light on some of the most misunderstood aspects of working with financial and investment "specialists" and how easily unsuspecting investors can fall prey to deceptive practices. He pr…
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Honoring Fallen Heroes, Veterans' Sacrifices and Memorial Day Traditions
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Hey there, Common Sense Ohio listeners! Steve and Norm dive into some intriguing topics on the latest episode of our podcast. Harper CPA Plus First off, the history behind Memorial Day, they shed light on its origins as Decoration Day and emphasize the true purpose of honoring fallen heroes. It's essential to remember the sacrifices made by our ser…
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Ohio's New School Policies: Cell Phones and Religious Instruction
1:09:30
1:09:30
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From political strategies to WWII tales, we've got it all covered! **Key Takeaways:** **Political Savvy:** We dissect Donald Trump's strategic positioning on abortion and other hot-button issues, and explore how early voting trends in Pennsylvania could shape the political landscape. **Education Policies:** Dive into the implications of Ohio's new …
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Simplifying Estate Planning: A Conversation with Adam Zuckerman, Founder of Buried In Work
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In this week's episode of The Retirement Fiduciary, host Adam Koos sits down with Adam Zuckerman, the Founder of "Buried In Work," a pioneering e-commerce platform dedicated to simplifying estate planning, end-of-life tasks, and estate transitions. Adam Zuckerman shares the inspiration behind the inception of his company and discusses the common ch…
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Goodbye Cell Phones In Schools? You Make The Call
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We kick off with a riveting discussion on the echoes of World War II in today's policies and leadership styles. The conversation explores the robust concept of "peace through strength," drawing parallels between the leadership of Winston Churchill and Ronald Reagan, and critiquing modern U.S. foreign policy. Switching gears, we tackle some contenti…
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Where Is Anti-Semitism Legislation Going?
1:09:23
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We're venturing deep into a range of issues affecting our sense of common sense and morality in society, from controversial laws about defining and tackling anti-Semitism passed by the House of Representatives to campus controversies involving the American flag and protests at public universities. We also dive into discussions on the role of Marxis…
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From Doodles to Dreams: Exploring the Life Journey of Phillip O'Rourke, Host of The Phillip Show
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In a special episode of "The Retirement Fiduciary," host Adam Koos welcomes Phillip O'Rourke, host of "The Phillip Show" and accomplished animator, for a departure from finance into the realm of creativity. Phillip shares his journey from doodling on paper scraps to leading animation productions for top marketing agencies, offering insights into th…
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Can Presidents Get Away with Anything? Supreme Court Weighs In
1:12:35
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We chew over the big question of presidential power—what happens when a president pushes too far and how does that whole post-office prosecution thing work? It's a tangled web of legal what-ifs that could scare any commander-in-chief. We also size up the courts, debating their role in shaping policies, like the thorny issues of Roe v. Wade and race…
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Central Ohio's Energy Needs Contingency Strategies
1:11:21
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From the rising tide of women's sports to the challenging waves shaking up the commercial real estate market, we've covered it all. We've also eyed energy planning, examined puzzling IRS audit choices, and the complexities at our border security. Remember, real change is about action, from fostering women's basketball to rethinking loan forgiveness…
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Empowering Female Leadership: Insights from RAYNE IX Founder Kiley Peters
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In this episode of "The Retirement Fiduciary," Adam Koos sits down with Kiley Peters, the visionary behind RAYNE IX, for a compelling conversation on her journey from leading a thriving marketing firm to founding a consultancy focused on empowering women in leadership roles. Kiley shares her personal evolution, emphasizing the shift in her definiti…
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Cherie Hanna's Fight for Hands-Free Laws in Ohio - "Kendall's TRUTH"
1:15:06
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Welcome back to Common Sense Ohio, where we just wrapped up an impactful session on the human side of traffic laws and the urgency for hands-free driving. Harper CPA Plus Our guest Cherie Hanna shared her personal journey, from the tragic loss that led to Ohio's hands-free legislation to her tireless advocacy work. She shares the real consequences …
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Medicaid Fraud in Ohio: The $1 Billion Overpayment Crisis
1:03:39
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Harper CPA Plus Kicking off with a real hot-potato topic, we couldn't help but chime in on the Israeli-Gaza conflict. The dynamics are complex and, honestly, heart-wrenching. Innocent lives on both sides pay the price, and the U.S. seems to be taking a hesitant stance, which is frustrating to watch. Do we lead, follow, or simply step aside? And the…
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🌟 From Loss to Legacy: Adam Koós Reveals All on 'The Phillip Show' 🌟
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Discover the journey of how tragedy transformed into the 'My Promise Kit' initiative. Adam shares the powerful story of starting his career, the unique 'front page' business philosophy, and turning personal loss into a mission to impact lives. #AdamKoós #MyPromiseKit #LifeLessons #InspirationalStories" Libertas Wealth: https://bit.ly/3HpmN2o Subscr…
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Killing Our Personal Responsibility with Government Aid
1:16:36
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Welcome to Common Sense Ohio, your beacon of common sense talk in complex times. In this episode, we dissect the collision of personal responsibility and big government. From the far-reaching consequences of a container ship accident and the role of trial lawyers in safety to the implications of public union influence on government decisions, we do…
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War, Movies, and National Strength - Is Tom Hanks The Answer?
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🛃 **Navigating Security & Rights** We explore the maze of airport security enhancements and TSA inconveniences. 🔒 **Texas Legal Dispute & Constitutional Quandaries** We dissect a Texas law enforcement dispute and the criteria for a law's survival amidst constitutional challenges. 📜 **Second Amendment Scrutiny** What is the constitutionality of deny…
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Navigating FAFSA and College Scholarship Opportunities with Amber Gilsdorf, College Advisor with Estrella Consulting
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Join us on the Retirement Fiduciary podcast as Amber Gilsdorf, College Advisor at Estrella Consulting, delves into the inner workings of FAFSA and unveils strategies for securing college scholarships. Amber highlights the origins of financial aid and underscores the pivotal role Financial Advisors play in guiding families through this process, brid…
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China, Cash, and Corporations - Are You A Traitor?
1:13:47
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In this episode we tackle the hot-button issue of voting integrity, debate the wisdom of a staggered primary system, and explore the thorny implications of China's economic entanglement with the U.S. We dive into the staggering national debt, and discuss the controversial TikTok ban, and its First Amendment ramifications. Top Takeaways **Scrutiny o…
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How Far is Too Far When Indicting an Ex-President?
1:20:11
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Here are the top key takeaway concepts from this episode of "Common Sense Ohio": **Recent lawsuit and FOIA revelations - Biden administration ADMITS flying 320,000 migrants secretly into the U.S. to reduce the number of crossings at the border has national security 'vulnerabilities' **The discussion around TSA pre-check and airline security led to …
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On the menu for today’s show - some nice and a whole lot of spice. Phil Rosenthal, creator of EVERYBODY LOVES RAYMOND, and foodie extraordinaire joins Kasich & Klepper for a feast for the ears. They talk about why everyone should travel (even if it's exploring your own town!), the power of sharing a meal (and a laugh), and how Phil developed his se…
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A Breakdown Of The Texas Border Situation
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Welcome to the latest episode of *Common Sense Ohio*. Today, we present an in-depth discussion with our hosts Norm Murdock, Steve Palmer, Brett Johnson, and special guest George Pardos, from Vet Radio Syndicate. This episode will tackle the multi-faceted issues surrounding federal action (or inaction) regarding immigration and border security, hist…
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Google's Anti-White AI Image Generator
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This is a powerhouse session where we dissected the layout of coed sports and women's athletics. We didn't stop there; we took a deep dive into the costly illusions sold by universities, challenging the depreciating value of college degrees. We threw punches at the rising tide of misinformation, highlighting Google's image bias and the potential wa…
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Everything You Need To Know About Required Minimum Distributions (Understanding RMDs)
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Welcome back to "The Retirement Fiduciary" with Adam Koos. In this episode, Adam simplifies the complexities of Required Minimum Distributions (RMDs), providing insights on when and how much to withdraw. He highlights the penalties of non-compliance with your RMD withdrawal schedule, and demystifies the Uniform Lifetime Table, offering clarity on d…
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What's the Deal with Democrats Banning Books?
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Hello, Common Sense Ohio listeners! We're back with another episode that's bound to stir some thoughts and, as always, encourage a bit of good old common sense. Let's start by setting the scene for a bizarre case that caught our attention – the situation involving Bryn Spejcher out in California. This one has got a lot of folks talking and for good…
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No More Income Tax? A Flat Tax for All?
1:06:22
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Hey everyone, welcome back to Common Sense Ohio! Today, we've got a real treat for you as our buddy Glenn Harper joins us to cut through the tax tangle that's got everyone scratching their heads. In this episode, we're talking taxes, folks—specifically, what goes down when states say "see ya" to income tax. Glenn's here to spill the beans on tax br…
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The Top 10 Financial New Year's Resolutions for 2024
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Welcome to the inaugural episode of "The Retirement Fiduciary" with your host, Adam Koos. In this episode, titled "The Top 10 Financial New Year's Resolutions for 2024," Adam delves into key strategies for achieving financial success in the year ahead. From the fundamental importance of saving more money and paying off debt to the critical need for…
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George Pardos from Veterans Radio Syndicate
1:17:36
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Introducing the latest episode of Common Sense Ohio! Join hosts Steve Palmer and Brett Johnson as they dive into a candid conversation with Marine veteran George Pardos. From George's inspiring journey in the Marine Corps to his creation of the Veteran Radio Syndicate, this episode unpacks the challenges and triumphs of veterans in today's world. E…
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Border Security Sparks A Battle Between State and Federal Government
1:17:14
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Hey there, Common Sense Ohio listeners! It's Norm, Steve, and Brett, back at it again with another episode of our show. We've got a lot to cover today, so grab a cup of coffee in your Harper Plus Accounting coffee mug, and let's dive in. We kicked off the show with a hot topic - misconduct in sports. We dished out our thoughts on the differences be…
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Paying Kindergarteners To Go To School, That'll Learn 'em
1:08:47
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Hey there, Common Sense Ohio fans! It's your favorite trio - Norm, Steve, and Brett - here with all the latest and greatest discussion from our latest podcast episode. We covered a lot of ground in our tantalizing chat, so let's dive right in. First up, we delved into the potential decision by the US Supreme Court regarding Chevron v. Natural Resou…
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Ohio rolls out one wasteful program after another. Why not lower our taxes instead?
1:12:49
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Ohio rolls out one wasteful program after another. Why not lower our taxes instead? Check out this episode of Common Sense Ohio where Norm Murdock, Steve Palmer, and Brett Johnson dive into some heavy topics like government intervention, the housing market, and the hot-button issues of gender identity and parental rights. No holding back as they br…
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Gender Policies and Global Pressures
1:14:17
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Just wrapped up an insightful episode of Common Sense Ohio, where we delved into thought-provoking conversations about a wide array of topics. Here are key takeaways from the episode: Current Affairs and Social Issues: - Explored the implications of gender-neutral language and policies, particularly in sports - Discussed the parental rights and gov…
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Predictions, Politics, and Ohio's Future
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In this episode of Common Sense Ohio, the hosts, Norm Murdock, Steve Palmer, and Brett Johnson, embark on a wide-ranging discussion covering topics such as politics, government intervention, historical events, ethical considerations, and personal reflections. The episode is filled with predictions for the upcoming year, criticisms of government dec…
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