show episodes
 
Join Darren Gallop as he shares his unique perspective on entrepreneurship, cybersecurity, and the intersection of work, life, and travel. A linguist, musician, and world traveler, Darren brings a diverse background to his experiences building a startup. Tune in as he delves into the challenges and triumphs of being an entrepreneur, offers insights on the field of cybersecurity, and reflects on the ways in which his love of language and music have shaped his journey. Whether you're an entrep ...
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The United States education system has failed in an important way: teaching us on the basics of capitalist economy and financial well-being. This podcast aims to change that at an individual level - diving deep into the topics that impact you the most. We bring high-value guests on our show not to ask them where they're from or what their best one-liner is - we invite guests solely for the purpose of long-form, high-impact discussions. I'm your host, AJ Osborne, and by working together, we c ...
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show series
 
Real estate is a touchy subject: tenants and landlords don't like each other. Tenants believe they are subservient to them, and landlords believe they SHOULD be. Or are the perceptions of each side drastically different than the reality? In addition, why is our school system so flawed, that most people aren't taught about the best way to make a liv…
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Cybersecurity is highly technical. You and I probably would not be able to understand a lot of the terms or systems or coding behind it. But revolutionary improvements come from the practical application of technology. So, how do we leverage the tech available to us in our own personal and professional lives? Is it truly the next step for modern bu…
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Avery and her husband had a great idea one day to purchase a home and to rent it out, in hopes that one day, they will be able to help fund their kids' education with the income. They didn't even know this was known as "Real Estate Investing." At the time, there was no such thing as podcasts or courses to talk about this. This idea then morphed int…
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Real estate investing has two forms: active and passive. Passive is what most people think of when you say real estate investing, where you buy an asset, and it generates some sort of cashflow for you. Active investing takes this and applies the principles of business, including scale, value-add, management, and more. Today's guest, John Klingelhoe…
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Can luck dictate one's success in business? Absolutely. But looking at another's success or luck does not mean that you lose something in exchange. Luck is something I fully believe can be CREATED. For example, when I was paralyzed and stuck in a hospital bed, many may say - how is that lucky? That seems like terrible luck. But looking back today, …
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2024 is yet another pivotal election year for the United States. But if we've learned anything from the last few elections, there is a tremendous amount of fearmongering, noise, and propaganda that can result from a journalistic system incentivized by money and clicks. This is why I'm HYPER-aware of anything that intends to change or influence my p…
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My dad, Ron, lived in a time where mortgage interest rates were 18% - the highest in US history. He assumed he would never be able to own a home, and he would be renting forever. He had friends going down to the bank to get 12% interest on a Certificate of Deposit (CD). It was absolutely bonkers. He was just trying to get started, as a young man. T…
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The US had a huge role in shaping the world the way we know it today. It's role in international wars, politics, and economics has been astounding, particularly for a country so young. It's done a lot of bad, it's done a lot of good. But with the way the world is today...is the era of "good" over? Let's talk about the assumption that the way we per…
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Capitalism is a function of money - the economy. It’s all about serving other people. What you can trade, what you can offer or sell, what problem you can solve for a certain price. As a society, we put a lot of focus on the consumer side - or “consumerism” - of capitalism. The never ending cycle of making money and spending money. And it impacts u…
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After multiple, back-to-back surgeries, Mauricio was in the hospital for 5 weeks. But he had a law firm to run, and was working out of his laptop in his hospital bed. This proved to be unsustainable and unhealthy. But far too often, entrepreneurs think of their own abilities as the only way to get something done. When it comes to business, that's a…
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The Fed announced several rate drops that could possibly happen in 2024, quite the surprise since they hiked rates dramatically to fight inflation not so long ago. What does this mean for the American Economy? In this episode, we will discuss the ramifications of these interest rate changes, updates to the monetary policy, the aftermath of the year…
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Selling health insurance is not glamourous by any means. But that' what my dad and I did for years and years. It felt great for a while. My success and income was based on how much I sold. It felt like I was my own boss. But I got stuck on this treadmill. Eventually, I wanted to grow faster, and faster. I got greedy and prideful. Wanting more isn't…
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Housing prices are up. Food prices are up. Everything is up, and life can seem bleak. But just how bad is the American economy doing, really? As we know, news headlines about recessions and high interest rates can cause a lot of stress and worry. But the mainstream news reports don't always reflect reality. In today's episode, we cover the hard tru…
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Companies are hurting right now. The market is TERRIBLE for investors and business sharks alike. But the truth is, "you don't know who's swimming naked until the tide goes out" - Warren Buffett. But the United States remains a top choice for investors even during tumultuous times. It's legal structures and consumer laws still are lucrative for many…
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Financial freedom is a matter of creating an income that can support your lifestyle without consuming all of your time. For most people, financial freedom seems unattainable because of how jobs are set up. The 9 to 5. Research suggests that over 85% of all entrepreneurs (the successful ones) would be paid MORE if they took a 9 to 5 job versus doing…
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News flash: you won't get financial freedom by buying a house. There, I said it. It's the harsh truth. You might be able to with 20 or 30 properties, but then who's going to manage it for you? Are you making enough to hire a property manager? Can you keep up if you don't? I learned this truth the hard way. The job I wanted to quit, the business I w…
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Real estate is more expensive than ever, and the Fed's efforts to bring down inflation are hurting the very people they said they would help: the middle class. Your average home sale price has been astronomical for the past few years, with the new interest rate hikes creating even more of an affordability crisis. It's only a matter of time before i…
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Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest In this episode, we're discussing the myth of being "self-made." Are there any successful people that got there completely on their own? We're diving into the behind-the-scenes of the business world, using my portfolio and co…
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Chris Voss is a former Lead FBI Negotiator and dynamic speaker who debunks the biggest myths of negotiation. And he has been seen on Forbes, Time, CNN, Fox News, and more, and is author of Never Split The Difference©. One of his golden rules for negotiation is: "Thou shalt not envision only one outcome." This is true for your personal life, career,…
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Within any organization, leadership is essential to a functioning team. Sometimes, changing how a leader leads their team is required to achieve success. But change hurts. Change is uncomfortable. Change is subjective. Politicians are a prime example of what NOT to do. They make promises that they don't follow through with. They enact policies that…
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China is one of only major world powers that has somehow integrated communism and capitalism - two ideas traditionally thought to be incompatible, even the antithesis of each other. Their economy can truly be considered a modern marvel, having grown exponentially over the course of just 50 years. But it's not all good: their economy has fluctuation…
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On Wednesday, 9/20/23, the Federal Reserve decided to hold rates steady while indicating expectations of one more hike before the end of the year. Although we are seeing a steadying of inflation, it still continues to grow. I invited my friend, J Scott, who is a fellow podcaster, author, and real estate investor, to join us and explain what this me…
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Risk is one of the fundamental factors in creating a successful business. I change a lot and I'm willing to lose money to move my industry forward. What happens if you create something that is not accepted by the market? When investing, I look for proven and measurable assets, not risking for the sake of change. What are some of the unique factors …
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Devon Kennard's successful NFL career have him an unique perspective about money: he was now the stereotypical athlete that made a lot of money and had the ability to spend it in an instant. But he refused to take part in this stereotype. He was determined to invest his money, and then use the passive income on the things he wanted. He wanted to KE…
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In this week's episode of "Why I am Still Awake," host Darren Gallop delves into the critical domains of Human Resource Security and Identity and Access Management (IAM). Learn how these areas are essential for securing not just your business environment but also your personal life. Darren unpacks various controls and best practices within Human Re…
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Starting out in real estate can be daunting. One of the first steps is to choose a market you want to invest in. There are many Midwestern, midsized markets that are being affected by higher interest rates. How will it react? Date the rate, marry the house - this is Craig Curelop's strategy, which he has used to acquire over 100 deals in his first …
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Investing opportunities are everywhere in the US. There is so much access to monetary and other support systems - and the opportunity might not be here for long. Today we're talking with Alfonso Cuadra, who is an immigrant, international investor and asset owner. We're outlining some of the different challenges and differences between North America…
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In this episode of "Why I am Still Awake," we delve into the essential realms of Privacy (PRV) and Data Management (DM), two core aspects of information security and data privacy tailored for small and medium-sized businesses. Join us as we explore the domain of data privacy, unpacking several common controls and key elements such as consent, accur…
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Entrepreneurs made the world what it is today, will they take us to the next stage? Just one generation ago, being an entrepreneur was laughable. You had to buy a brick and mortar building, buy inventory, and spend hours in a library researching. Now, all of that has changed. You can start a website, sell online services, and find answers in a matt…
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The market will either make you or break you. We can't predict when it will or what it'll do, but we can look at the patterns and be prepared. In this episode, I dive into my investing thesis - what do I look for in an industry that spurs me to invest? What are the indicators that tell me, is this a good investment or not? Also, we discuss protecti…
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In this episode of "Why I am Still Awake," Darren Gallop explores the crucial domains of Asset Management and Third-Party Management for ensuring information security and privacy. Discover their significance in protecting organizations and mitigating risks. Listen as Darren discusses the key controls within each domain, provides practical examples,…
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If you met Elton John or Elon Musk, what would you ask them? No seriously, would you ask them about the weather? What their "number 1" tip for success is? What book they would recommend? Or would it be better to find out who they are as a person, their philosophies, or how they create and manage relationships? That's exactly what Steve Sims did. He…
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Join Darren Gallop in the premiere episode of "Why I am Still Awake," where we explore the crucial concepts of Governance, Risk, and Compliance. In this weekly podcast series, we'll cover various information security and data privacy domains and controls relevant to small and medium-sized businesses. Without diving into specific standards or regula…
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The White House announced that Inflation is down to 3% on a month-to-month basis. Real estate prices are coming down, but not at the rate that was expected. Large hedge funds are STILL pouring millions into the housing market. That goes to say, their strategy has not changed despite the lay offs, interest rates, and high prices. In this episode, Ry…
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You might've heard that the top 1% is crushing the other 99% of people. Are the ultra wealthy taking over? Social mobility is a measure of movement of people within a country’s socio-economic status. It’s an expression of how easy or difficult it is for one to move up (or down) a social class. That’s why there are sayings like “go to college, get a…
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How do you break into the world of investing and entrepreneurship? Very few people "make it" by having "rich parents" or being "Harvard geniuses." But they make money somehow. How do they do it? In this episode of Saving Capitalism, we bring together two successful entrepreneurs, Mikey Taylor and AJ Osborne, to discuss their journeys in business, t…
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Capitalism in America is VASTLY misunderstood. It’s often is treated as a political system - a matter of the left vs the right. News flash, it’s not. It’s also one of the least taught subjects in schools. The education system has failed in an important way: teaching you and me on the basics of the economy and financial well-being. We’re here to cha…
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In this episode of "Why I am Still Awake," Darren Gallop delves into the world of ChatGPT, sharing his experiences with the AI language model over the past six months. Starting with an overview of AI and ChatGPT, Darren discusses the cost of using ChatGPT, best practices for prompt engineering, and the platform's limitations. He shares some persona…
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In this final episode of the Scammers and Their Scams series, Darren Gallop discusses the AI Voice Scam. The AI Voice Scam uses artificial intelligence-based voice synthesizers to mimic the voice of someone the victim knows, such as a family member or business associate. Scammers then attempt to extract money or sensitive information by creating th…
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Hey there, listeners! As we reminisce about our Top 10 episodes from this incredible series, we're also super excited to give you a sneak peek into the awesome new chapter of our podcast journey. In this episode, you’ll hear from some of our favorite episodes with incredible guests such as Brandon Turner, Codie Sanchez, Luke Caldwell, Brittany Arna…
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In Episode 4 of "Why I am Still Awake," Darren Gallop discusses the "Will You Be My Friend" scam, which targets social media users and attempts to steal personal information or compromise their accounts. Gallop shares a personal experience of his own mother nearly fell victim to this scam, and walks listeners through the steps to take if they suspe…
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In Episode 3 of "Why I am Still Awake," Darren Gallop dives into the world of loan scams, with a focus on the deceptive "It's Too Good To Be True Loan Scam." This particular scam preys on those who are struggling financially, offering an incredibly attractive loan with low interest rates and minimal requirements. However, as Gallop explains, the lo…
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In Episode 2 of "Why I am Still Awake," Darren Gallop delves into the world of scams once again, this time focusing on the notorious Baby Grand Piano Scam. As the near victim of this particular scam himself, Gallop has a personal stake in unraveling the details and uncovering the tell-tale signs of a scam in progress. Throughout the episode, Gallop…
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In the first episode of "Why I am Still Awake," Darren Gallop discusses the world of scammers and their scams. This episode serves as an introduction to the series and covers various topics related to scams, such as the anatomy of a scam, key indicators, and who the scammers are and why they do what they do. Additionally, Gallop provides practical …
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The world is more divided than ever: we, as humans, are no longer working together. We're so passionate about being right or being the best that we lose track of our mission. What you want to achieve as a person, family, business, or even country. So, can dialing back our own innate competitiveness help instead of harm? How does this apply to leade…
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Investing requires a well-rounded understanding of today's modern economy. Not only understanding the state of the world at hand, but also learning how we react to the overwhelming negativity spread on a daily basis. As our quality of life increases, so do the negative, risky things. It's smart to consider the risks and what might impact you. But t…
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Success can be found in all sorts of different ways, and its meaning is different for everyone. What does "being successful" TRULY mean? To truly succeed in your life - whether personal or financial - requires you to take a hard look at yourself. 1. Family 2. Other people 3. Economic Out of these three things, only #3 can topple the others. You can…
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The Federal Reserve is continuing to raise interest rates, and in a recent hearing on Capitol Hill, Fed Chairman Jerome Powell discussed one of the desired effects of these rate hikes: unemployment. In an effort to reduce inflation, the Fed needs to slow down the rapid growth of the economy, and unemployment is one of the key indicators of an econo…
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Last weekend, the Silicon Valley Bank based out of Santa Monica, CA, collapsed, leaving billions of dollars worth of assets and customers in limbo. SVB is a bank mainly funding tech-related ventures and startups, with many of its clients having accounts over the $250,000 FDIC insurance cap. When they couldn't resolve their accounts with about $2 bi…
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Life is precious, so when something threatens it, one does everything to preserve that life. We all have a drive to succeed and live life to the fullest: to get the next raise, the next investment, the best follower milestone, but will that make you satisfied later on? It's impossible to predict the unpredictable. So how can you prepare? Financial …
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