A credit card is a physical card that can be used to make purchases, pay bills or depending on the card, withdraw cash. The simplest way to think of a credit card is as a type of short-term loan. When you open a credit card account, your credit card company gives you a set credit limit.
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Credit cards serve as a solution to most of your purchases and problems. With the advent of a wide range of cards offered by major banks, you can pay for anything and everything with your credit card, even groceries. These cards are a solution, yes, but only when used smartly. If you get your hands on a credit card and you go for a shopping spree, …
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lifetime free credit card is a card that does not charge the usual annual fee ever. They may charge some money for extra services like a hard copy of the itemized bill or may have some conditions as well for getting the card but technically no annual or joining fee. Here we have analyzed some of the important lifetime free credit cards offered by v…
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5 Good Credit Card Habits That Every User Should Adopt
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Credit cards are wonderful financial instruments that are very helpful not only while making transactions for payments but also come across as effective tools for short-term credit. However, if not used properly, credit cards turn into the most expensive financial tool to possess. We wish that you make the best use of your credit card. Hence we bri…
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Should You Charge Medical Expenses to a Credit Card?
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Generally speaking, charging medical expenses to a credit card is a poor financial choice. Is there any circumstance in which it makes sense to pay medical expenses with your credit card? Here’s what you should know before you do. Click on this link to know more about credit cards:- https://wizarticle.com/how-to-use-credit-cards-to-get-maximum-bene…
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There are many reasons to have a credit card, but the main benefits include convenience, protection, and the ability to build credit. Having an understanding of how credit cards work will help you choose the right cards and manage them well. Read on to learn about what credit cards are, and how they can help you when used responsibly. Click on this…
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Online bill paying allows you to view, schedule, and pay your bills right from your computer or phone. Learn more about what online bill pay is, how it works, and its pros and cons. Click on this link to know more about Credit cards:- https://issuu.com/cardinsider What is online bill pay? Financial institutions and bill-pay services partner to offe…
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An individual cannot predict their emergency expenditure, no matter how hard they try. a sudden health crisis, the need for car repair, damaged electronic appliances - all these crises need an urgent financial arrangement. for last-minute financial aid, consider getting a new credit card and tackle these unforeseen expenses. but while applying for …
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Today’s fast-moving world needs the fastest solutions. Credit cards are a boon to many, especially to salaried employees, as they can pay all their bills without waiting for the salary date. Among the many credit cards in the market, SBI credit cards are more popular. Compared to other credit cards, they offer great discounts, credit card rewards p…
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How to earn and redeem SBI credit card reward points
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State Bank of India offers a variety of credit cards to cater to all requirements of the cardholder. SBI cards are categorized as premium, shopping and travel cards, classic and exclusive cards. all the cards offer unique reward points. these reward points can be redeemed for cash back, gift vouchers, and purchasing products from the rewards catalo…
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7 Reasons Why You Should Get An HDFC Bank Credit Card
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A Credit Card is one of the most convenient ways to pay. If you use it right, you can enjoy interest-free credit, many reward,s and freedom from cash. Our 7 tips will show you how to use your Credit Card for maximum benefit. Time your purchases Each Credit Card has its own billing cycle. Once you are aware of the bill generation date of your Credit…
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7 Ways to Enhance Benefits of Your HDFC Credit Card
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HDFC Bank is one of the most reputed and trustworthy financial institutions in India. It offers a wide range of financial products for its customers, including and not limited to bank accounts, Personal Loans, Car Loans, Business Loans, Investment Schemes, and Insurance Plans. Click on this link to know about hdfc:- http://www.apsense.com/article/7…
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Credit cards have become a popular and convenient mode to make payments for goods and services. A credit card can help you to improve your credit score if you spend wisely and make your full payment before the due date. You can also enjoy great discounts, cash-back, and good deals that are often on offer. One can also use credit cards to buy expens…
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Axis Bank had launched the Axis Magnus credit card sometime in 2019 and it remained a mediocre card back then. However, recent changes that Axis has done with the Magnus credit card’s benefits and simultaneous devaluation of the HDFC Infinia and DCB has made Axis Magnus a very good card to hold. In this article, I will list down my views on the Axi…
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while credit cards are a convenience to own, you must steer clear of the potential debt trap they may lead you to. credit cards can be quite handy if you learn how to handle ‘free money. however, it can be detrimental if you misuse the card or lack sufficient knowledge about its usage. if you are looking to apply for a credit card, reflect on the p…
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5 Tips to boost your credit score in no time
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5 Tips to boost your credit score in no time 1. close any unused credit cards an open credit card that is not being used may harm your credit score in the long run. besides, you don’t even need more than two credit cards, as the more the number of cards, the more statements you will get, leading to confusion and potential mismanagement. Click here …
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How to get on the same page about money with your spouse?
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Money is the key to a happy life. Many couples get into conflicts because of money. When you and your partner have financial differences then every day is going to be stressful, so there is always a need to align with your spouse in money matters. Click here to get more updates about credit cards. It sometimes can lead to unexpected endings leading…
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IFSC Code is a unique 11-digit alphanumerical code that is assigned by Reserve Bank of India or RBI to each bank branch respectively to participate and to monitor online fund transfer of money. You might have been come across to use the IFSC Code especially while the online transfer of money by National Electronic Fund Transfer or NEFT, Real Time G…
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The NPS (National Pension System) is another best financial investment product that not only helps you save your tax go but also the individual can save for their retirement. But if the individual is planning to save in NPS to save on tax, there are some steps that must be followed to gain tax-saving benefits. Click here to get information about re…
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Tax saving investments are an essential element of everyone's life, these plans help in tax deduction under section 80C or 80CCC.Though these investment plans offer tax deduction many still don't prefer to invest due to lack of proper knowledge or the lower returns that they get for their invested amount and fear of the risk that comes with various…
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A term insurance plan helps secure your family financially in case you die during the policy term. Besides, the tax benefits on offer would help raise your in-hand salary. Flexibility in term insurance payment offers, affordable premiums only make your term insurance journey rewarding. Check out this post below and know about term insurance & its a…
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Contra Mutual Funds Contra Mutual Funds are the contrarian style of investing, this kind of investment option offers superlative returns, but this comes with high risks. This mutual fund invests against the existing market performance and the stocks. The fund manager purchases the stocks that are at the lower value and holds it for the long-term or…
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What is a loan on a Credit Card, and how does it work?
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A Credit Card is the common mode of payment these days. Right from groceries, lifestyle to gadget shopping, you can use it to buy anything. However, if you need urgent cash, then you can use your Credit Card to apply for a loan. Read further, to know more about a loan on a Credit Card, and how it works. Often, you may find yourself in a situation w…
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What is the budget? A budget is a plan that tells you how to spend the money over a particular period. Basically, having a budget is to decide the amount of money spent each month. This will help you to control your spending and track the amount of money you can save every month. Without a budget, you will overspend and may run out of money before …
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ICICI Coral Credit Card is offered by the premium banking institution which is packed with number of benefits. It is one of the flagship products that offers advantages like free movie tickets, discounts on dining, exceptional reward benefits, complimentary access at the airport and at the Railway lounges, fuel surcharge waiver, etc. Features and B…
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ICICI Ferrari Platinum Credit Card is a co-branded credit card offering huge benefits. This credit card offers Ferrari Merchandise benefits along with travel, dining, movies benefits. But there are many other alternative credit cards available in the market that offers much more rewards, as this card is dominantly a good option for Ferrari lovers t…
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