Best Ed Rempel Podcasts (2024)

1
How to Live Off Your Investments in a Sustainable, Stress-Free, and Tax Efficient Way in Canada. Featuring Ed Rempel, CFP 57:04

23d ago57:04

57:04

When we first hit our financial independence number 8 years ago, one of the financial planners that I asked to look at our numbers before my wife and I quit our full-time jobs was Ed Rempel. At the time, I asked Ed if he could do his own math and analysis on our numbers, to make sure that I didn’t miscalculate something when I was doing it myself, …

1
TFSA or RRSP? – The Right Answer for You (2024) 18:06

2d ago18:06

18:06

Deciding between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) can be one of the most challenging financial decisions you'll face. Each has its benefits, and the right choice depends on your unique financial situation. In this post, I'll guide you through understanding the factors that determine whether a TFSA or…

1
How To Have a Long Lifespan, Healthspan & Wealthspan With 3.0 Level Thinking 30:25

17d ago30:25

30:25

How long should you expect to be retired? You want your money to last the rest of your life. How long will you live? What quality of life will you have? What will your lifestyle cost you when you are older? What if you could: Live longer (long lifespan). Be healthy longer (long healthspan). Have financial freedom longer (long wealthspan). In my lat…

1
How To Create a Financial Plan That Is Your Life Plan - Interview with Kornel Szrejber 53:09

24d ago53:09

53:09

I recently worked with Kornel Szrejber, host of Canada’s #1 financial podcast “Build Wealth Canada”, on his family’s financial plan, so he could feel confident about his retirement. Kornel retired in his 30s, but he was starting to feel anxious because he wanted to make sure he wasn’t overspending. This podcast interview is a Q&A between the two of…

1
How to Successfully Implement the Smith Manoeuvre (Ed Rempel interviewed by Sean Cooper from "Burn Your Mortgage") 26:37

1M ago26:37

26:37

You know the basics about the Smith Manoeuvre. It’s one of the most effective wealth building strategies if done by the right people in the right way over the long term. My latest podcast episode can be found on Sean Cooper’s “Burn YourMortgage” podcast on YouTube and his website www.BurnYourMortgage.ca, and you can listen here too. You’ll learn: W…

1
Avoiding the Yield Trap: Are You Too Focused on Generating Income From Your Investments? 1:02:14

1M ago1:02:14

1:02:14

Having your investments pay you large dividends or yield sounds great. It’s truly passive income where money just shows up in your account without you having to do anything, and without you having to sell off any of your investments even when markets are down. But what if you get too focused on maximizing dividends or yield in your portfolio? After…

1
How to Prevent Fraud in Your Accounts in Canada 47:35

2M ago47:35

47:35

A big thanks to RBC for sponsoring this episode. We talk a lot about growing our net worth as Canadians, but what about actually protecting our assets from threats like fraud? So, I thought we’d get some security experts on the show to teach us some best practices when it comes to protecting ourselves and our family, especially when it comes to our…

1
How to Avoid or Minimize Extra Tax from New Higher Capital Gains Tax 37:51

2M ago37:51

37:51

You may have heard that we just had a new budget here in Canada, and increased the taxes on capital gains. Canadians with a rental property, cottage or investments and their tax advisors are scrambling to figure out what to do before the deadline of June 25, 2024. Here are the questions we’ll cover in this latest podcast episode: What is the new hi…

1
How to Donate Effectively 35:04

2M ago35:04

35:04

You may be thinking – what difference can I make in the world? As a financial planner I talk a lot about money, however, it’s not really about the money itself, but what it does for your life – how to live well, retire comfortably, and give back. In my latest podcast episode, I give you some ideas to help you choose causes that matter to you, as we…

1
How to EASILY Outperform Financial Advisors 4:26

2M ago4:26

4:26

It’s easy to outperform financial advisors. Why? Conventional wisdom is they underperform because of fees, but there is a bigger reason. They don’t even try to outperform. They try for: “Reasonable return with less risk”. Financial advisors are mainly salespeople, not financial planners. They are more likely to lose a client because of a 30% 1-year…

1
Financially Smart Divorce 33:46

2M ago33:46

33:46

Divorce is never financially smart! As a financial planner, I don’t recommend divorce. It’s bad for your finances! However, you can go through it in the most financially smart way – to leave both of you in the best possible position. We have seen quite a few people go through divorce. We’ve seen some total disasters, fighting for years through lawy…

1
Tenant for Life by Choice: 5 Steps to “Tenant Freedom” 27:11

3M ago27:11

27:11

Many people today feel they have no choice but to be a tenant, however, what if you actually choose this? You can choose to be a tenant forever and it can be a great life! I’m going to introduce you to the concept of “Tenant Freedom,” to show you how great of a life it can be. Watch my latest podcast episode to find out: Advantages & disadvantages …

1
Gold Goes DOWN on Inflation 13:51

3M ago13:51

13:51

Gold goes down on inflation. Why doesn’t the industry know this? This is one of the most common and wrong conventional wisdoms. The conventional wisdom is that Gold protects you from inflation, so if we have high inflation Gold should be up. It should maintain its value. The problem is – this isn’t true and hasn’t been true for decades. So why does…

1
What is a Hedge Fund? – Inside the Semi-Secret Hedge Fund World 1:20:52

3M ago1:20:52

1:20:52

20 years ago I took the most fascinating investment course, and by far the most in-depth. The course made me a “Certified Hedge Fund Specialist” (CHFS). I loved it so much I received the top mark in Canada. From the course and meeting with hedge fund people, I’ve learned the ins and outs of the Hedge Fund World, which to many, seems like a secret c…

1
6 Key Lessons Learned as a Fee-For-Service Financial Planner - Talk with Ellen Roseman's Investment Club 1:14:43

3M ago1:14:43

1:14:43

I was honoured to be invited by Ellen Roseman to speak with her Investment Club about the 6 key lessons I have learned as a fee-for-service financial planner. They have had investment guest speakers, but never someone just talking about financial planning. Ellen Roseman is a journalist who sticks up for ordinary Canadians. Her personal finance & co…

1
The Top Investing Mistakes Canadians Make 42:54

3M ago42:54

42:54

When it comes to managing our investment portfolios, there are definitely some mistakes that are easy to make, and ones that a lot of Canadian investors tend to do. In this episode, we have Peter McMurtry on the show who is going to take us through what the common mistakes are that Canadian investors tend to do, as well as the best practices that h…

1
Your Corporation - What You Need to Know (If You Don’t Understand Your Accountant) 24:54

3M ago24:54

24:54

Do you own a business? If yes, then you’ll love my latest podcast episode. I cover the few things that you really need to know about corporations. You’ll learn: When should you incorporate. If you should get a holding company. Whether you should pay yourself a salary or dividend. Common mistakes by business owners. If you should invest in a corpora…

1
Should I Start My CPP Early? 3:44

3M ago3:44

3:44

The most common question I get asked about the Canada Pension Plan (CPP) is: “Is it smart to take my CPP early?” And what I say is - it depends, as the answer is contingent on five main factors. How long do you expect to live? How do you invest? What will inflation be? Are you still working? When do you need the money? In my latest podcast episode …

1
The 6 Steps to Become Financially Independent 49:01

4M ago49:01

49:01

What will it take for you to become financially free? To have enough money that you never have to work again? This latest podcast episode is my insight into the few key ideas you really need to know. It’s an overview to give you the big picture of what really works. Some of these ideas are not conventional wisdom. They are the ideas that give you r…

1
How to EASILY Outperform Robo-Advisors 4:50

4M ago4:50

4:50

It’s easy to outperform robo-advisors. Why? Because they don’t even try to outperform, they try for reasonable returns with less risk. You would think robo-advisors would just invest in a few broad indexes, but often they don’t. And they require you to invest in bonds no matter how high your risk tolerance. Robo-advisors are big investment companie…

1
5-Year Fixed Mortgage Trap 4:23

4M ago4:23

4:23

The average Canadian wastes $22,000 after tax during their life for every $100,000 of their mortgage and takes 38 months longer to pay it off, according to a study by Moshe Milevsky. This is because of taking 5-year fixed mortgages instead of variable. They are marketed as being safe and a good protection against a sharp rise in interest rates. The…

1
Smith Manoeuvre or Smith Maneuver? 4:04

4M ago4:04

4:04

Smith Manoeuvre or Smith Maneuver? Why the two spellings and which is correct? This strategy (which I’m most known for), helps Canadian homeowners make their mortgages tax deductible in a simple way. What’s the proper spelling? Who pioneered this legal strategy? Does it work in Quebec? Can you use it if you live in the United States? All these ques…

1
Asset Allocation Loss Ratio (AALR) – What Is It & How Does It Help You? 9:10

4M ago9:10

9:10

Asset Allocation Loss Ratio (AALR) – What Is It & How Does It Help You? When you go to any investment firm in Canada, they require you to sign a risk tolerance questionnaire to prevent you from investing too aggressively. However there are two important questions: What prevents you from investing too conservatively? Can you achieve your life goals …

1
How to Save Money on Your Mortgage + 2024 Housing & Interest Rate Update 50:28

4M ago50:28

50:28

With inflation slowing down here in Canada, we are starting to hear talks about the Bank of Canada no longer planning to increase our interest rates, or maybe even lowering them. This can have an impact on your investment portfolio, particularly if you hold bonds, because remember there is that inverse relationship between interest rates and bonds,…

1
Biggest mistakes that could tarnish, or even tank, your credit rating: Interview with Bryn Griffiths from 630 CHED radio 10:53

4M ago10:53

10:53

I recently did an interview with Bryn Griffiths from 630 CHED radio in Edmonton about how different things can affect people's credit ratings and how to avoid making common mistakes. It’s a quick, but important podcast episode, because even a $10 missed credit card bill can cost you hundreds of dollars in interest. Plus how to start or build your c…

1
The Rempel Maximum - 5 Steps to Becoming a Multi-Millionaire 3:21

5M ago3:21

3:21

Remember the show “Who wants to be a millionaire?” Are you the kind of person that wants to build some serious wealth? Live an exceptional life? Be financially free? I don’t mean just a comfortable amount. I mean a lot – like being a multi-millionaire. The truth is, average people can become very wealthy just by managing their money for maximum gro…

1
How to EASILY Outperform Index Investors 5:29

5M ago5:29

5:29

It is easy to outperform index investors. Why? Because they don’t really try to get index returns, they try for reasonable returns with less risk. This makes them use “performance drags” that typically reduce their returns by at least 1-3%/year. In my latest podcast episode (which is under 3 minutes!), you’ll learn exactly how to EASILY outperform …

1
Gambling, Speculating, Saving & Investing - What's the Difference? 39:40

5M ago39:40

39:40

How should you invest your money? If you don’t invest wisely, it will be hard to fund your future. There are always new areas you can put your money into, but are they worthwhile long-term? In my latest podcast episode, I look at all the possible areas to invest your money and fit them into 4 categories: gambling, speculating, saving, and investing…

1
How to Easily Outperform Financial Advisors, Robo-Advisors & Index Investors 36:13

5M ago36:13

36:13

Financial freedom is what we all want. We talk to people about their finances all the time and most people just want to know that their money is there, and they can live their life the way they want, but very few Canadians actually get there. Why? Most Canadians are not financially secure because of sub-optimal investments and focusing on the wrong…

1
The Quest To Find All Star Fund Managers 4:24

5M ago4:24

4:24

When you’re planning for your future you need to have a sound investment strategy, that gives you confidence that you’ll eventually have the retirement that you’ll want. The best way to understand this is with a hockey analogy. Would it be more effective for me to go on the ice and stickhandle and shoot, or for me to pick an NHL superstar to play f…

1
2 Things You Must Focus On To Be Financially Secure 3:38

5M ago3:38

3:38

Do you feel financially secure? What would it take for you to build a huge nest egg to become financially secure? Conventional wisdom says it’s mostly about investing better. It suggests you should focus on getting a higher return or lower fees. My experience, though, is surprisingly completely different. I have seen the full finances of thousands …

1
Short Overview: RRSP Gross-up Strategy - Easily Contribute 40-70% More to Your RRSP (2024) 25:51

5M ago25:51

25:51

The RRSP Gross-up Strategy is a relatively simple concept that can help you contribute 40-70% more to your RRSP, without using any more of your cash. Do this every year and you can retire with 40-70% higher income for life! The last podcast was quite detailed, while this episode is a quick and concise overview of the strategy. In my latest podcast …

1
RRSP Gross-up Strategy - Easily Contribute 40-70% More to Your RRSP 25:50

6M ago25:50

25:50

Wouldn’t it be great if you could save a lot more for your future without affecting your day-to-day cash flow? One of the main things you learn from your retirement plan is that you need a lot more to retire comfortably than you may have thought. But with all the day-to-day expenses, it can be difficult to find the money to contribute as much as yo…

1
Important Tax & Investing Changes for 2024 (for Canadians) 1:17:41

6M ago1:17:41

1:17:41

Today, we’re going to cover what you need to know from a tax, investing, and financial planning perspective as we head into this new year. As you know, the government makes changes every year in these areas and the implications of these changes can have a pretty substantial impact on how much you pay in taxes, your net worth, what government benefi…

1
Tax Planning for Parents 13:40

6M ago13:40

13:40

Are you a parent? If yes - you’re probably paying a lot more tax. Parents are often in higher tax brackets than non parents. This means your planning must be diligently looked at, as it can affect your RRSPs, deductions, and more. I’ve talked about this topic before on my blog, but this is the updated version. In my latest podcast episode you’ll le…

1
Why Simple Investment Stats Don't Give You Good Returns 39:09

6M ago39:09

39:09

If you’re investing in equities, you may be using various investment data software like Morningstar. The problem? Investment data often gets misused. This is because you may be looking at short-term stats and ratings from only the last 1-5 years. It takes a lot of effort looking at investment stats, but most people who do this incorrectly, don’t ge…

1
5 Steps for You to Become Wealthy 22:18

6M ago22:18

22:18

5 Steps for You to Become Wealthy One of the really cool things about my job is that I get to meet a lot of wealthy people. I get to see what kind of people they are and what their life is like. What I find really rewarding though is to take people whose lives are struggling or just regular income earners and put them on a path to become wealthy. I…

1
Smith Manoeuvre - Is Your Mortgage Tax-Deductible? 4:55

6M ago4:55

4:55

Is your mortgage tax-deductible? The Smith Manoeuvre is an elegant strategy to invest for your retirement without using your cash flow. You borrow against your home to invest for your retirement. It converts your mortgage over time into a tax deductible credit line. The Smith Manoeuvre is very effective as part of your retirement plan. It typically…

1
TFSA vs RRSP - Cutting Through the Confusion 4:00

6M ago4:00

4:00

You have probably seen many articles Tax-Free Savings Account (TFSA) vs. Registered Retirement Savings Plan (RRSP). Here is the real answer specifically for you from a tax expert. Deciding on the right one is an important part of your financial plan. Your personal Financial Plan should include the income per year you will need after you retire to h…

1
Dividend Investing Is a Brain Fart 22:35

6M ago22:35

22:35

Dividend investing is a brain fart! The entire concept is your brain playing tricks on you. I know that thousands of people like dividend investing. In fact there are hundreds of blogs dedicated to it. Dividend investing may sound like a solid and steady way to invest. But it’s a brain fart! In my latest podcast episode you’ll learn: Why is dividen…

1
E21- The GOAT Tara Borle Alberta Mortgage Broker of the YEAR 29:42

6M ago29:42

29:42

Today's episode is very special becasue Tara Borle is not only the best Mortgage Broker, she's the best human being. Team Leader of the best team in Western Canada- Team Borle shares her do's and don'ts. Tara shares the story about how she gt into this business, where she started and where she is now. Hint.. she started at the bank. Let this story …

1
What's Important About Money To You? 3:29

6M ago3:29

3:29

What's important about money to you? Understanding how you feel about money is the first step in an effective financial plan to create the life you want. Money impacts so many aspects of your life. How you handle it, save it, and spend it can say a lot about you. There are some common themes in how people feel about money, and what it means to them…

1
The World is Getting Better All the Time 4:52

7M ago4:52

4:52

As we look forward to the holidays and 2024, one thing I know for sure is: "The World is Getting Better All the Time". Every generation of young people thinks the world is getting worse, but the world is dramatically better in every important way than 100 years ago. For example, 170,000 people are lifted out of extreme poverty every day for the las…

1
Small Print “Gotcha” in Credit Card Interest (Hint It Can Be 20,000%)! 19:52

7M ago19:52

19:52

You probably think credit card interest is pretty high. It can be far higher than you think! If you or your kids ever do not pay your credit card balances in full by the due date, this is the video to watch. Credit card debt is the single most common place where Canadians get stuck, which can create havoc with your finances (and future). In my late…

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Ed Rempel Podcasts

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