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Girl Behind The Hustle

Girl Behind the Hustle

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If you’re ready to stop playing it safe and receive tangible steps to build your business from Female Founders who've been exactly where you are, then you’re in the right place. Each week host and CEO of Girl Behind The Hustle, Lu'Cretia Thomas, speaks with women behind some of the biggest brands about overcoming obstacles, battling imposter syndrome, their routines and what it takes to run a profitable business. Believe us.. It's not what you think. We're cutting out all of the fluff and br ...
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Don't Depend On Daddy

Michela Allocca - Break Your Budget

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Don’t Depend on Daddy is an unfiltered space to learn and discuss how to build independence and OWN your life. From personal finance and career topics, to healthy habits, routines, and hobbies, the goal of Don't Depend on Daddy is to empower you to build financial, professional, and personal independence, regardless of the life stage you are in. *This is not a strictly personal finance podcast.* Host Michela Allocca is an ex-financial analyst-turned-entrepreneur, author, and digital creator ...
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Black Girl Blueprint

Lauren Ritchie and Makeen Zachery

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Black Girl Blueprint was founded on the belief that Black girls have long been the ones to set the trends and transform the culture in a way that only we can. To put it simply: our podcast is devoted to showcasing raw, unfiltered, and unapologetic Gen Z Black girl perspectives. Our bi-weekly episodes will center the voices and celebrate the accomplishments of young Black women who have made their own impact on and within the culture. | Follow us on Instagram: @blackgirlblueprint | Lauren: @l ...
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What should future schools look like? How do brains learn? Some of the world's greatest educators, researchers, and community leaders share their stories and visions onstage at the TED conference, TEDx events and partner events around the world. You can also download these and many other videos free on TED.com, with an interactive English transcript and subtitles in up to 80 languages. TED is a nonprofit devoted to Ideas Worth Spreading.
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OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…
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OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…
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OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…
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OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…
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On this weeks episode, Michela shares 5 tips to save more money at the grocery store! She keeps her grocery budget between $250-$300 per month by implementing the 3-2-1 method, shopping her pantry, and implementing the other strategies she talks about. If you are looking to trim your grocery budget, this episode is for you! OWN YOUR CAREER: https:/…
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In this episode, Michela talks all about hobbies! Over the last year, she has been focused on exploring different hobbies and figuring out what she is passionate about. Learn why hobbies are so important, all about the hobbies Michela has fallen in love with, and get ideas for a hobby you can start this year. Cool people have hobbies! OWN YOUR CARE…
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OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…
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OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…
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OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…
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On this weeks episode of DDOD, Michela breaks down how to choose a side hustle and the 4 phases to follow to get started. You'll learn the difference between skill-based and low/no-skill side hustles, how to come up with a side hustle idea, content marketing and leveraging social media for business, coming up with a service or offer idea, digital p…
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Season 5, Episode 1: Long time, no see! In this episode, we're returning to our cultural critic roots for a conversation around Black media, the role of art as a powerful social and political tool, and our expectations of people with platforms in Black music and film to authentically represent Blackness in their work. From Shonda Rhimes and Quinta …
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On this episode, Michela shares 3 ways she is upgrading her life in her later twenties. As part of the discussion, she covers lifestyle creep and when it is and is not OK and how to put a purchase into the context of your financial plan. OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7…
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On this episode of DDOD, Michela reflects on two years of working on Break Your Budget full-time. From major accomplishments (that are not properly celebrated) to key lessons and takeaways she's learned about working over the last 2 years, if you're someone who wants to start a business or is just looking for some re-assurance that you're on the ri…
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In this episode, Michela shares her ins & outs for spring 2024! She is in her fitness, hobbies, and homemaking eras and you'll hear more about each in this episode! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbu…
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On this episode of DDOD, Michela shares a special announcement about her brand new book, Own Your Career! Plus, she covers 8 ways you can elevate your career in your 20s and beyond, from defining success at work to upgrading your resume and starting a side hustle (and more!) OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: htt…
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Spring is OFFICIALLY in the air! On this weeks episode, Michela shares practical tips to organize and clean up your finances, refresh your career, and freshen up your space + personal life! SIDE HUSTLE GUIDE: https://breakyourbudget.myflodesk.com/ucl3676u06 RESUME TEMPLATE: https://breakyourbudget.myflodesk.com/e985fd77-7555-40b0-9595-96b6cffa3e69 …
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On this episode of DDOD, Michela shares 10 things she no longer is buying. Learn more about spending guidelines and find inspiration to reduce unnecessary spending so you can save more money! INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PL…
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On this episode of Don't Depend on Daddy, Michela sat down with Lauren from Career Contessa. Lauren shares the most important career lessons she's learned, practical advice for navigating a career crisis, how to create and enforce boundaries in the workplace, and so much more! Career Contessa: https://www.instagram.com/careercontessa/ INVESTING MAS…
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On this episode of DDOD, Michela shares her top lessons from one year (so far) of living alone. It is a less scripted and more self-reflective episode sharing how she has navigated self-discovery from living alone and become more self-reliant and self-aware. If you are someone who lives alone or desires to live alone, this episode is for you! INVES…
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On this weeks episode of Don't Depend on Daddy, Michela shares her journey of feeling lonely throughout her twenties and how to navigate it. You can expect to learn practical tips to feel less lonely, become your own best friend, build confidence in solitude. The lessons in this episode apply no matter your life or relationship status! Join the BYB…
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On this week's episode, we're talking SPLURGING! Michela shares how her spending priorities have shifted throughout her twenties, how to figure out if you can actually afford something, how to stop impulse shopping, and intentional splurges she has made as well as some of the intentional splurges submitted by listeners. If you're looking to overhau…
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On this weeks episode of Don't Depend on Daddy, Michela is answering listener questions across money, career, and personal life. She covers how to save for a house, how I would invest $10k, career changes, side hustles, nose jobs, personal goals and more! RETIREMENT PLANNING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy…
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On this episode, Michela sat down with Austin Hankwitz, host of the Rich Habits podcast. She and Austin discuss investment types, investment accounts, tax implications of different investment types, roboadvisors vs. traditional brokers, choosing an investment and so much more. As a reminder, for any investment decisions you should contact a license…
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Does the city you live in throughout your 20s matter? In short, yes. So how can you figure out *exactly* where to live? In this episode, Michela breaks down the 3 major questions to ask yourself when deciding where to live. She also shares her personal experience deciding between Boston and Los Angeles, and why LA ended up being the right city for …
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On this episode, I sat down with Benny Fillo to talk about credit cards and travel points! Benny has leveraged credit card points to travel first and business class all over the world, from Dubai to Hong Kong to Sydney and everywhere in between. He shares his best tips for finding the right card, ways to earn as many points as possible, how to get …
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On this week's episode Michela breaks down all of her ROUTINES. From the details of her morning and night routines, to all the things she does during the weekend when spending time alone, hanging out with friends, and focusing on self-care. Plus, she shares some of the products she purchased that have elevated her routines and are worth the hype! D…
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This week Michela does a long overdue Q+A covering your most popular personal finance, career, business, and personal questions! From spending habits, leveraging social media for your business, dating, and everything in between. If you’d like to submit questions for future Q+A episodes, make sure to be following @breakyourbudget on Instagram. ORDER…
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On this weeks episode, Michela shares all the things that have improved her quality of life throughout her twenties. She covers personal finances, career tips and decisions, and some wellness, lifestyle, productivity, and routine advice! Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: …
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In this episode, Michela shares some updates to expect from Don't Depend on Daddy going forward + a brand new segment - I want to hear from you! Then, she shares her 2024 INS and OUTs: personal, wellness, mindset, friendships, hobbies, routines and more. Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PL…
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In this episode, Michela is sharing her top takeaways, lessons, and accomplishments for 2023 across personal finance, career, and personal life. She shares what she has accomplished in each area, her biggest struggles, as well was goals she is working towards in 2024. Plus, Michela shares how much she spent in 2023 through a spending recap, as well…
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In this episode, Michela shares strategies for setting financial goals, how to build them into your plan, and how to set financial resolutions and intentions for the new year. At the end of the episode, she also shares examples of financial goals and some of the goals + intentions you are working towards! (submitted on IG) FREE FINANCIAL PLAN CRASH…
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On this weeks episode, Michela answers listener questions, including: 1. Do I still follow the 50/30/20 rule in spite of my lifestyle changes and spending? 2. What was the most important finance class I took in college? 3. Is a 401k worth it if your employer doesn’t match? 4. What are my personal/business goals for 2024? 5. What factors should I co…
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On this episode, Michela shares 3 tips to prepare for your year-end performance conversation. If you are seeking a raise or promotion, or just want to feel more confident, these tips will help you go into the conversation prepared. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/r…
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In this episode, Michela shares 3 ways she has shifted her approach to personal finance throughout her twenties. From taking a really restrictive approach to her money and career to completely transforming how she spends, saves, and works, this episodes goes deep into how you can re-shape the way you think about money as you move through the defini…
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In this episode Michela breaks down the benefits of having a financial plan and the 4 step framework you can follow to create one before 2024. Plus, she shares WHY spending the time ahead of the new year to do this is so important. She also provides an update on the new features you can expect within the Personal Finance Dashboard 5.0. ORDER OWN YO…
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In this episode Michela sat down with Eddiana Rosen of @careersinreview! Eddiana is an Employee Relations Specialist with 10 years of experience and she shares her guidance on navigating the competitive job market, standing out during the application process, how to update your resume for success, communicating with recruiters, using LinkedIn durin…
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This week Michela shares a life update and then deep dives on financial routines. The benefits of a financial routine plus how to work through a weekly money routine and a monthly money routine. If you struggle to budget, to stick to a budget, or with overspending, then you'll benefit A LOT from a financial routine! ORDER OWN YOUR MONEY! https://am…
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On this episode Michela shares some of the most important lessons she has learned in her career, from not equating your identity with your job to setting boundaries at work. She also shares three important boundaries you can implement to create LIFE-WORK balance and get the most out of your free time! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd G…
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In this episode Michela shares a few of her personal finance hot takes as well as her opinions on the hot takes you submitted! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https:/…
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This week Michela shares 3 tactical tips to prepare for the season of spending in November and December. If you're feeling overwhelmed about giving gifts and being able to afford the holidays this year, you'll walk away from this episode with tactical strategies to feel more confident going into the holidays! ORDER OWN YOUR MONEY! https://amzn.to/3…
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Season 4, Episode 12: The hardest conversations are typically the ones most worth having. We need to confront the hard stuff to grow, but it can be difficult to navigate how to do so productively and compassionately. In this episode, we’ll be talking about some of the hardest conversations that we’ve had to have with friends, partners, parents, and…
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This week Michela sat down with Grace Lemire to talk all things navigating your career post-grad and starting a full-time freelancing business! Grace shares her journey from thinking she wanted to pursue a career in law, to pivoting into freelance work and staying true to herself and what she truly wants out of life and work. If you’re feeling lost…
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ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.…
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In this episode, Michela had a very candid conversation with David E. Linton, Author of Crushed: How Student Debt Has Impaired a Generation and What to Do About It. We talk about: -Why college has become so expensive -Misaligned incentives between universities and students that have led to rising costs -Student debt policies that can actually make …
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In this episode, Michela shares some updates on her podcast break and what to expect from Don't Depend on Daddy going forward! Then, she discusses the top takeaways from each chapter of Own Your Money and how to implement these lessons into your life. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ w…
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In this episode, Michela shares the most important lessons she learned while working corporate, as well as 10 listener lessons. Learn about workplace confidence, owning your relationship with your manager, boundaries and more! ORDER OWN YOUR MONEY! https://amzn.to/3Z97QtdGET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQwww.breakyourbudget.com/book…
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ORDER OWN YOUR MONEY! https://amzn.to/3Z97QtdGET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQwww.breakyourbudget.com/book Student Loan Resource: https://www2.ed.gov/policy/highered/reg/hearulemaking/2021/idrfactsheetfinal.pdfDIGITAL PLANNER: https://bit.ly/3yXbVW7Increase Your Income Masterclass: https://bit.ly/3JXjUt9Personal Finance Starter Kit…
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ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book Follow me on LinkedIn: https://www.linkedin.com/in/break-you... DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield…
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ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book Follow me on LinkedIn: https://www.linkedin.com/in/break-your-budget6364268/ DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N…
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ORDER OWN YOUR MONEY! https://amzn.to/3Z97QtdGET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQwww.breakyourbudget.com/bookFollow me on LinkedIn: https://www.linkedin.com/in/break-your-budget6364268/DIGITAL PLANNER: https://bit.ly/3yXbVW7Increase Your Income Masterclass: https://bit.ly/3JXjUt9Personal Finance Starter Kit: https://bit.ly/3Jg2N5lHigh…
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