In this episode of The Guardians, host Lungile Sebotsane is joined by Henry Dul, CEO of Independent Trustee Services, for a focused conversation on why independence is the cornerstone of trustworthy retirement fund governance. Drawing on decades of experience in financial services and fund oversight, Henry unpacks how conflicts of interest arise, w…

In this episode of The Guardians, governance specialists Sunash Naidoo and Nombongo Xhego unpack one of the most critical aspects of retirement fund management: risk – what it looks like, how it emerges and what trustees need to watch for long before it becomes a governance failure. With extensive experience supporting retirement funds across South…

When governance fails, people pay the price – and when it works, it safeguards their future. In this inaugural episode of The Guardians, Henry Dul, CEO of Independent Trustee Services, joins Dr Johan Esterhuizen, lead partner in Shepstone & Wylie's Pension Law and Employee Benefits team, to unpack what "governance" truly means in South Africa's ret…