The Barefoot Innovation podcast, hosted by the Alliance for Innovative Regulation (AIR) CEO Jo Ann Barefoot, explores better solutions for financial consumers at the intersection of technology innovation and regulation.
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A podcast dedicated to exploring the magic, mess, and mastery of innovation. Learn more about how WEtech Alliance helps innovation and tech-based businesses start, sell and scale: www.wetech-alliance.com
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It's time for new thinking, new collaborative relationships and new solutions. The Housing Innovation Alliance is a national think tank that attracts the best and brightest minds across the housing value chain – from dirt to dweller. The changemakers. The doers. You have insights that others crave. Share them and get energized by our collective intelligence. Together, we'll shape the future of housing.
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The housing market is wonky. From policy changes to financial innovations to pilot projects that make housing more plentiful and affordable, there's a ton of "inside baseball" to discuss and take action on. Each episode, hear the latest developments and trends in home building and home financing - from "sticks-and-bricks" to AI - and learn what you can do to improve the housing industry. Hosted by housing market thought leaders Jonathan Lawless and Jeremy Potter, and featuring interviews wit ...
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How can Fintech contribute to building a better world? In Season 4 of Fintech Files, we’re turning our focus to where financial technology meets social impact. This season, we explore financial inclusion, sustainable investing, and decarbonization with some of the brightest minds in the industry. As financial services touch every aspect of our lives, the opportunity to drive positive change is enormous. About Fintech Files: Join us on Fintech Files from BCG Platinion as we explore the cuttin ...
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E24 | Creating Collisions: The Power of Density as a Downtown Innovation Engine
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43:50What happens when tech companies, public servants, and grassroots creators unite to redefine a city's core? In this episode of the Innovation Alchemy podcast, WEtech Alliance's Director of Venture Services and Partnerships, Adam Castle, leads a powerful round table conversation on Windsor’s downtown resurgence, where civic leaders and tech innovato…
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In this episode of the Innovation Alchemy podcast, WEtech Alliance's Director of Venture Services and Partnerships, Adam Castle, talks with Michael Del Ciancio of DC Farms, and Colby Wu of Stratus Plastics. From greenhouses to factory floors, this episode explores how innovation in agriculture and manufacturing is reshaping Windsor-Essex. Join DC F…
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Inspector Gadgets? Inspectify's Josh Jensen on Simplifying Home Inspections
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54:16Inspectify Co-Founder & CEO Josh Jensen is fed up with the state of property & home inspections. That's why he started his company - a vertically integrated property inspection & underwriting platform. He joins Jonathan Lawless & Jeremy Potter in this fiery episode of Housing Insiders - not Psychology Insiders - to talk the past, present, and futur…
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Redefining Wealth Management in Asia-Pacific: How Syfe Is Building Trust and Access with Dhruv Arora
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30:11How can wealth management become more intuitive, transparent, and accessible? Dhruv Arora, Founder & CEO at Syfe, a leading wealth management platform based in Singapore, shares how Syfe is redefining investing for the mass-affluent segment in Asia-Pacific. Drawing on his background in traditional finance, Dhruv reflects on building trust in emergi…
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Live Episode: The Future of Money — Stablecoins, Trust and Transformation
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20:05Recorded live at Aspen Ideas: Economy — Jo Ann talks with Biswarup Chatterjee from Citi and Jennifer Lassiter of Standard Chartered about how stablecoins, digital assets, and new regulation are reshaping the very future of money. View the episode transcript, show notes, and related links on AIR's website.…
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We Can Beat Financial Crime Pt. 1: Carole House, Ari Redbord, and Matt Van Buskirk
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1:06:37Financial crime is a G7‑sized economy. Carole House, Ari Redbord and Matt Van Buskirk join Jo Ann to expose how AI has turbocharged scams and why the AML system is failing — and to chart a new path powered by trust tech and real‑time collaboration. Read the full show notes at: https://regulationinnovation.org/podcast/we-can-beat-financial-crime-pt-…
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Founders in Focus: Vellum Mortgage's Patrick Gardner & Ardley's Nate Den Herder on Building Smarter Lending
1:25:24
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1:25:24Vellum Mortgage Principal Patrick Gardner and Ardley Founder & CEO Nate Den Herder join their buddies Jonathan Lawless and Jeremy Potter for a special in-person, Horse Soldier Bourbon-fueled edition of Housing Insiders. Gardner founded Vellum Mortgage to provide transparency and speed to borrowers. After working alongside Gardner for more than two …
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Money Made Personal: Adrianna Adams on Financial Planning for Millennials and Gen Z
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24:18How can financial planning evolve from numbers on a spreadsheet to a tool for shaping life goals? Adrianna Adams, Head of Financial Planning at Domain Money, joins Fintech Files to explore how technology and new fee models are transforming the way millennials and Gen Z engage with their financial futures. Drawing on her journey into the field, Adri…
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ADUs to the Rescue: Villa's Sean Roberts on Offsite Construction & Industrialized Construction
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52:21Villa CEO Sean Roberts joins Housing Insiders to share the latest & greatest from the world of offsite construction as it relates to ADUs (Accessory Dwelling Units). From design to doorbell, Villa's ADUs offer a turnkey solution for primary homes, multifamily developments, and neighborhoods. Hear the most common use cases for ADUs, the pros & cons …
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Bonus Episode: Housing Lessons Learned from Up For Growth's Michigan Regional Pro-Housing Policy Forum
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1:06:14Jeremy Potter picks up the solo hosting duties in this Bonus Episode of Housing Insiders live from Up For Growth's Michigan Regional Pro-Housing Policy Forum in downtown Detroit. The conference convenes leaders from government, business, finance, and advocacy to cut through political gridlock, harness bipartisan federal momentum, and deliver bold, …
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Beyond the Single Family Home: Diana Lind on Rethinking How Americans Live
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54:08Author & Nonprofit Executive Diana Lind joins Housing Insiders to talk about her journey from architecture and design writer to housing policy expert. Diana is the Philadelphia Program Officer of the Asset Funders Network and the founder and author of The New Urban Order Substack. Her most recent book is Brave New Home: Our Future in Smarter, Simpl…
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Financial Crime & National Security: DARPA's A3ML Program Making Money Laundering Too Expensive to Exist
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1:04:04DARPA's David R. Dewhurst joins Jo Ann to explain A3ML, an audacious plan to make money laundering too expensive to exist. Hear how new graph algorithms, incentives and privacy‑first design could turn the tide on illicit finance.By Jo Ann Barefoot
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How is Fintech reshaping the future of money?
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1:52In Season 5 of Fintech Files, our three hosts are traveling across the global fintech landscape, uncovering the most exciting stories from the world’s leading innovation hubs. From embedded payments to crypto, from financial inclusion to the future of millennial finance, they’re diving into the breakthroughs, bold ideas, and unexpected questions de…
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Gen Z Doesn't Believe You: FirstHome IQ's Kristin Messerli on Housing's Trust Problem
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1:01:28FirstHome IQ Co-Founder & Executive Director Kristin Messerli joins Housing Insiders to reveal the surprising stats & trends from the 2025 NextGen Homebuyer Report. The report covers Millennial and Gen Z homebuying trends, tying to Kristin's mission of delivering homeowner education before the age of 25. Hear why Millennials and Gen Zers are less t…
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E22 | Building Tomorrow: Tech Innovators Tackling the Housing Crisis
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43:20In this episode of the Innovation Alchemy podcast, WEtech Alliance's Director of Venture Services and Partnerships, Adam Castle, talks construction tech with three firms in Windsor-Essex that are doing big things in building our region and tackling infrastructure and housing in different ways. Featuring: Sarah Cipkar of Resimate David Mill of Scelt…
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Beyond Blueprints: Turning Housing Ideas Into Action with Housing Innovation Alliance's Dennis Steigerwalt
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48:44Housing Innovation Alliance President Dennis Steigerwalt joins Housing Insiders to talk about the work of his "crowd-accelerated innovation platform" to identify success stories in the market and bring together financiers and builders to scale innovation. From the Picket Fence Concept Home in Pittsburgh, PA to localized microfactories, Steigerwalt …
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Pathfinder: Sean Neville is Changing How Money Will Work
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58:31Join us as Sean Neville, co-founder of Circle & architect of the USDC stablecoin, discusses Catena Labs — building the first regulated, AI-native financial institution for a future where autonomous AI agents directly participate in the economy.By Jo Ann Barefoot
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Hispanic Homeownership: NAHREP's Jason Riveiro on Trends, Challenges, and Opportunities to Reach Latino Buyers
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46:02Welcome to Season 2 of Housing Insiders, where we'll be bringing you more of the conversations you won't hear anywhere else – about how to make housing more innovative, affordable and accessible. Kicking us off this season is Jason Riveiro, Senior Advisor to the CEO of NAHREP (National Association of Hispanic Real Estate Professionals). We talk abo…
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E21 | The State of Advanced Manufacturing in Canada
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48:45In this episode of the Innovation Alchemy podcast, Adam talks with three graduates of the i.d.e.a. Fund, Andrew Glover of Harbour Technologies, James Gibb of Affinity, and Vedagya Bakshi of Estare, about the state of manufacturing in Canada; where we can win; and where we're headed. Learn more about Harbour Technologies: https://www.harbour-tech.co…
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Crypto's Crossroads: Regulation & Innovation with SEC Commissioner Hester Peirce
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39:04U.S. Securities & Exchange Commission (SEC) Commissioner Hester Peirce discusses the evolving U.S. digital asset policy landscape, including new legislation, crypto's potential and risks, and environments that enable market innovation.By Jo Ann Barefoot
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From the Backyard to the Blockchain: This Week in Housing
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58:51On this "Value Meal" episode of Housing Insiders, Jonathan & Jeremy take a bite out of all the latest housing headlines. On the menu: the latest Bilt funding round and how it skyrocketed the platform's valuation, what the proposed ADU bill on Capitol Hill could mean for homeowners & real estate professionals, the latest tweetstorm from FHFA Directo…
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Swing for the Fences: A Conversation with Clear Capital's Kenon Chen about Disrupting the Status Quo
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49:55Kenon Chen, Clear Capital's EVP of Strategy and Growth, joins the show for a round-robin discussion of the housing headlines, including FHFA Director Bill Pulte's surprise announcement that Fannie and Freddie would now accept VantageScore for mortgage underwriting. It's a big swing for the fences, but will it help more people qualify to be homeowne…
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The Evolution of Money: A Conversation with Tyler Williams, Counselor to the U.S. Secretary of the Treasury for Digital Assets
31:54
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31:54Tyler Williams, Treasury's Counselor for Digital Assets, discusses the Administration's crypto strategy, stablecoin legislation, and managing risks. He shares insights from 400+ stakeholder meetings and how digital assets impact the U.S. role globally and the dollar.By Jo Ann Barefoot
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Navigating Turmoil in the Mortgage World: A Conversation with Saul Ewing's Trip Riley & Jason McElroy
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1:05:13Saul Ewing Partners Trip Riley & Jason McElroy are the perfect guests to shed light on the current regulatory ambiguity in the housing and mortgage market. Their expertise spans mortgage origination and servicing, regulatory counseling, compliance auditing, and litigation defense. On this episode, Riley and McElroy emphasize the challenges posed by…
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Get Smoked or Get Smart: Rocket's Bob Walters on AI and the Future of the Mortgage Industry
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1:05:30Former Rocket Mortgage CEO Bob Walters spent 28 years transforming the company from a small regional brokerage into the country's largest mortgage lender. Walters joins Housing Insiders to share what he learned along the way from Rocket Founder Dan Gilbert and how their work simplifying and democratizing complex lending processes made Rocket a lead…
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Special Episode: Tackling Financial Crime
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16:07This special episode explores AIR's work tackling financial crime & regulatory modernization, & highlights 4 upcoming events: Battlefront: Fraud in the Age of AI, West Africa Payments & Fraud Policy Sprint, Innovation Elements Cohort, & Converge.By Jo Ann Barefoot
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Solving the Housing Shortage with Mike Kingsella, Up for Growth
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50:36Up for Growth is a national, cross-sector member network committed to solving the housing shortage and affordability crisis through data-driven research and evidence-based policy. Founder & CEO Mike Kingsella joins Housing Insiders to talk why some cities grow and others struggle, whether the NIMBYs or YIMBYs have it right, and what he wants Congre…
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Financial Health and Financial Fraud – in West Africa and Beyond
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50:02In this episode, Jo Ann explores how digital financial services are impacting consumer protection in West Africa and globally, including the rising incidence of fraud. Hear from Aishah Ahmad, CFA, Former Deputy Governor of the Central Bank of Nigeria and board member of the Financial Alliance for Women.…
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Banks and Innovation: Acting Comptroller of the Currency Rodney Hood
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43:21Rodney Hood, Acting Comptroller of the Currency, chats about bank innovation, digital assets, and tech's role in financial inclusion. He shares insights on modernizing regulation and how the OCC supports fintech partnerships.By Jo Ann Barefoot
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A New National Building Code: The Obvious Answer with Ivan Rupnik, MOD X
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48:41Ivan Rupnik is Associate Professor of Architecture at Northeastern University and Founding Partner of MOD X, a research-based advisory he started along with Ryan E. Smith and Tyler Schmetterer that supports the global offsite construction industry. He joins Housing Insiders to talk about building codes: how they work (and in the case of the US, cou…
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Inside the NCUA: New Chairman Kyle Hauptman on Fintech & Regulation
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45:42In this episode, NCUA Chair Kyle Hauptman discusses tech's role in credit unions. He highlights NCUA's open approach to digital assets, AI/blockchain use cases and DOGE's project to streamline the federal government.By Jo Ann Barefoot
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The Apartment Equation: Talking Trends, Tech, and Tenants with NAA's Bob Pinnegar
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45:32Bob Pinnegar is the President and CEO of the National Apartment Association (NAA), a trade association representing 95,000 members with over 12 million rental units nationwide. Bob joins Housing Insiders to talk about the state of multifamily housing and the complicated factors - from interest rates to tariffs - making the future of the rental mark…
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AI for Managing Risk: Oscilar CEO Neha Narkhede
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41:29Oscilar CEO Neha Narkhede discusses AI for risk management, focusing on fraud & financial crime detection. Learn how AI breaks data silos & improves security.By Jo Ann Barefoot
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The Ivory Prize Top 10: A Conversation with Jenna Louie, Ivory Innovations
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43:55Drumroll, please! Chief Innovation and Strategy Officer Jenna Louie of Ivory Innovations joins Housing Insiders to announce the Top 10 finalists for its prestigious Ivory Prize, a national award designed to recognize and support innovative and scalable solutions addressing the housing affordability crisis. Competing across the categories of Constru…
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Winds of Change: Brett King and Nick Hughes from Necker Island
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41:58Jo Ann sits down with her friend Brett King and M-Pesa founder Nick Hughes on this special crossover episode of Barefoot Innovation & Breaking Banks, recorded live at Virgin Unite's "Change: Fintech Leaders Gathering" on Necker Island.By Jo Ann Barefoot
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The Future of Fintech | Fintech Files Season 4 Finale
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20:54We’re wrapping up Season 4 of Fintech Files with a special episode reflecting on the past season, while also looking ahead to the future of fintech. Hosts Bianca, Nora and Annika dive into the trends they have seen shape the industry, from AI-driven transformation and the rise of digital banking to the growing focus on sustainability and financial …
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AI and the Future of Mortgage Infrastructure: A Conversation with Mike Yu, Vesta
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36:41In this episode of Housing Insiders, Jonathan & Jeremy are joined by Mike Yu to talk the past, present, and future of technology in mortgage lending - and the huge role AI will play in mortgage digitization. Mike is the Co-Founder & CEO of Vesta, a provider of next generation mortgage loan origination software, allowing financial institutions to im…
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Interoperability in African Fintech: Throwback Episode with Alfred Mukudu from Amazon
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32:07We’re bringing back one of our favourite episodes from Season 3! We dive into the complexities and opportunities within Africa's financial services sector with Alfred Mukudu, Financial Services Go-To-Market Lead at Amazon Web Services (AWS) South Africa. With over 50 countries and about 42 different currencies, Africa presents a unique landscape fo…
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Live Episode - The Future of Earned Wage Access: Insights & Policy Considerations
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1:00:25Explore the rise of Earned Wage Access (EWA). Experts discuss its benefits, risks, and the evolving regulatory landscape. Learn how EWA is reshaping financial services and consumer access to funds in this special live episode.By Jo Ann Barefoot
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Upheaval at the GSEs: A Conversation with Jim Parrott, Urban Institute
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55:10In this episode of Housing Insiders, Jonathan & Jeremy are joined by Jim Parrott to talk about the latest shakeups at Fannie Mae and Freddie Mac, including the removal of 14 board members and the firing of the CEO of Freddie Mac. With Bill Pulte as the new, self-appointed chairman of the board of both organizations, speculation is rampant about the…
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Open Banking for Good: Eyal Sivan on Data, Innovation and Financial Inclusion
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29:46How can allowing customers to “own” their data reshape finance for everyone’s benefit? Mr. Open Banking himself, Eyal Sivan, joins Fintech Files to discuss how open banking rose from the 2008 financial crisis to become a worldwide movement centered on competition, innovation, and transparency. With over 25 years in IT and banking technology, Eyal b…
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On this episode of Housing Insiders, Jonathan & Jeremy discuss the latest housing news from Washington, starting with the DOGE staffers at HUD (Housing and Urban Development) and whether or not fears about their access to valuable data are overblown. Next, will the return to office further exacerbate the baby bust? And feedback on the confirmation …
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GenAI for Finance: The Winners of AIR's Call for Papers
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1:01:39GenAI is revolutionizing finance! Hear from the winners of AIR's NextGenAI Call for Papers: Delicia Reynolds Hand, Dr. Henry Balani & Dr. Adrienne Heinrich. They discuss GenAI's impact on consumer protection, financial crime & ethical governance.By Jo Ann Barefoot
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Celebrating International Women's Day: ERM’s Cynthia Salicrup and Sandra Carrillo on Sustainable Finance and ESG
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33:39What does it take to drive sustainable change across regions and bridge global disparities? To celebrate International Women’s Day, we’re highlighting the incredible contributions of women in sustainability and fintech with two accomplished leaders: Cynthia Salicrup and Sandra Carrillo, partners at Environmental Resources Management (ERM). Drawing …
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Special Episode: Thoughts on Changes at the U.S. Financial Regulatory Agencies
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5:22Jo Ann briefly discusses the changes underway at the U.S. financial regulatory agencies, including thoughts on the new Department of Government Efficiency (DOGE) and potential impacts on the Consumer Financial Protection Bureau (CFPB).By Jo Ann Barefoot
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Supporting Startups and Payment Orchestration with Nader Abdelrazik from MoneyHash
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27:15How can entrepreneurs in emerging markets break the mold and foster economic growth amid unpredictability? In this episode, Nader Abdelrazik—founder of MoneyHash—shares how he navigated life during the Arab Spring, was motivated to become an economist, and ultimately built a fintech startup. Nader discusses the unique challenges of the Middle East …
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Understanding RESPA: A Conversation with Attorney Trip Riley
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1:05:23In this episode of Housing Insiders, Jonathan & Jeremy talk GSEs and the potential impact on mortgage rates should the Trump administration pull Fannie and Freddie out of conservatorship. Next, while the Consumer Financial Protection Bureau (CFPB) may be on ice, the Real Estate Settlement Procedures Act (RESPA) has not gone away. Saul Ewing Partner…
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Fighting Financial Crime: Sardine CEO Soups Ranjan
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1:03:03Financial crime is surging. Hear Sardine CEO Soups Ranjan discuss AI-driven scams, deepfakes vs. KYC, and why traditional fraud controls fail. Listen and learn how to fight back. Watch this episode as a video here and check out the full show notes here.By Jo Ann Barefoot
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Episode 20 | ScalingUP with ScaleUP Accelerator Alumni
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18:10In this episode, Adam talks with three alumni of our award-winning ScaleUP Accelerator - Picsume's Jordan Goure, DuroByte's Curtis Laurie, and IPM Scoutek's Carrie Izsak. The ScaleUP Accelerator is powered by Libro Credit Union, in partnership with Invest WindsorEssex, City of Windsor, Communitech and the Federal Economic Development Agency for Sou…
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In this episode, Adam talks with David, Averey and John from Scelta, one of 5 companies in Cohort 8 of our award-winning ScaleUP Accelerator, powered by Libro Credit Union, in partnership with Invest WindsorEssex, City of Windsor, Communitech and the Federal Economic Development Agency for Southern Ontario (FedDev Ontario). Powered by Scelta helps …
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