The Insurance Buzz shares top tips for Insurance Agents on how to maximize their entrepreneurial journey. Sales training tips, mindset, and motivation and learn from some of the best in the industry and experts in the field as they share what they have done to be successful as an Insurance Agent.
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Mother Miriam Live: Host Mother Miriam takes you on a spiritual journey through some of life’s toughest challenges. (Live Monday-Friday 10am ET)
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Rental Property Owner & Real Estate Investor Podcast
Rental Property Owners Association with Brian Hamrick
Exciting, informative. Every Monday, your host Brian Hamrick interviews real world real estate investors and industry professionals to discuss topics, tips, and techniques designed to make you a more confident and successful rental property owner and real estate investor. Guests include buy and hold investors, flippers, wholesalers, property managers, brokers, legal advisors, insurance providers, mortgage brokers—you name it, we’re talking to some of the top names in the business.
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Doctor Wallach's innovative slant is derived from his background in veterinary medicine. Because there's no health insurance, animal products such as meat and dairy are kept affordable by preventing and curing diseases with nutritional formulas in animal feed. When he started incorporating similar nutritional formulas with people, word got out that, "if your not happy with your doctor, go see Doctor Wallach, he'll treat you like a dog, but you'll get better." Join Dr. Wallach each weekday on ...
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Join Spencer Lodge as he connects with the most fascinating personalities on the planet. From Tony Robbins and Marisa Peer to a NASA astronaut, a former mafia boss and a North Korean defector, Spencer interviews everyone from the world’s most popular experts to ordinary people with extraordinary stories and remarkable achievements. Tune in every Monday for a new episode.
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The only FREE Roofing Sales Training Podcast and YouTube Channel focused on both retail and storm damage roofing sales. Every video has an actionable take away to help you generate roofing leads, cold call, ace your pitch at the door, close sales, get more referrals and more... Learn how to stand above competitors and win more sales, even if you suck at selling. Get everything you need to become a "million dollar closer" in roofing sales for retail, hail damage, and door to door (canvassing) ...
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Welcome to ASK THE PLANMAN, hosted by Bruce Weinstein. Each week Bruce will feature a guest to talk with and bring you insights and strategies to help you make educated financial decisions. Bruce brings his expertise with over 35 years of experience, helping thousands of clients reach their goals and objectives. The Planman believes everyone should have a PLAN! Come Ask the PLANMAN – we want to HEAR from YOU. New episodes are released bi-weekly every Monday. Write Bruce: info@asktheplanman.c ...
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Weekly show on what's going on at Pinnacle Insurance of MN!
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This podcast is about everyday life and the things that happen to us. More importantly, we need to learn how we can bounce back from adversity and become stronger than we were after life's storms. We strive to make every show episode authentic and genuine to life. To contact me, you can reach out here at dave@thelastpodcast.info Website - http://thelastpodcast.info/ 214-518-9934 by text or call. Publishing Days: Monday, Wednesday, and Poetry Friday. You don't want to miss listening on Friday ...
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Leadership. Mindset. Living life well! Having been diagnosed with a Crohn’s disease at a young age, I learned early on in life that our Mindset and Attitude creates the “lid” for our life. A strengthened Mindset will not only help enrich our life’s experiences and relationships, it will ultimately shape our entire future. How we think, feel and respond to life’s most challenging moments has everything to do with how we have conditioned our brain to react. Pop in your earbuds and listen in.
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Insurance marketing is what we do and we strive to show agents how they can become ELITE PRODUCERS in the life insurance market. We've been at it since 1986 and we refuse to slow down! If you need training content to take your sales to the next level follow EFES Nation!
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The Tool Box Talks for Electricians Podcast is for Electricians interested in growing their knowledge ,skills and ultimately your business. Ben has worked in the electrical trade for over 20 years all over the world. From the age of 19 and going through a full apprenticeship to become a fully qualified electrician where he was employed by a number of electrical company's. Moving on to being self employed Ben soon started to build his own electrical business. Having to learn many things the h ...
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Welcome to 'Dental Decoders', the podcast where we crack the code on the complexities of dental operations and revenue cycle management (RCM). Hosted by Brittany Rogars and Rebecca Herring, this show is a treasure trove for dental professionals seeking to elevate their practice and enhance their expertise. Each episode of 'Dental Decoders' delves deep into the intricacies of the dental industry. From insightful interviews with seasoned experts to solo episodes packed with actionable advice, ...
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Join Goal & Accountability Coach, Jasmine Elizabeth every week as she shares words of affirmations and encouragement; all to remind you God is within and You will Not Fail.
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Podcast by Russell Mokhiber
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Have an online business as a course creator, coach or service provider? Whether you’re brand new, already thriving, or somewhere in between — it can be hard deciphering whether “so and so’s” business advice is legit or a hackneyed regurgitation of what THEIR business coach taught them. Does it work? Is it legal? ‘On Your Terms®’ podcast is half “how not to break the online biz laws your well-meaning mentor forgot to say existed.” Half “marketing that doesn’t require you taking on Instagram l ...
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Get your daily sports and entertainment fix, insider news and commentary on the NBA, NCAA, NFL, UFC and WWE with the Chris Vernon Show presented by Direct Auto & Life Insurance. Tune in daily, Monday through Friday for in-depth coverage, interviews and more.
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A daily news program covering the top stories in technology with a weekend in depth interview.
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BRAVE Southeast Asia Tech: Singapore, Indonesia, Vietnam, Philippines, Thailand & Malaysia Startups, Founders & Venture Capital VC (English)
Jeremy Au
Learn from Southeast Asia's best tech leaders. Build the future, learn from our past & stay human in between. No B.S on success. Southeast Asia's #1 startup & venture capital podcast with 60,000+ listeners. Hosted by Jeremy Au. VC & serial founder. Harvard MBA & UC Berkeley. Sci-fi nerd & dad of two daughters. Growth and personal growth solves all problems. The best feeling is coaching good humans to be great leaders. Published on Monday and Thursday 6am (Singapore Time). Monday: Weekly tech ...
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Become an EMPOWERED INVESTOR. Survive and thrive in today's economy! With over 2,000 episodes in this Monday, Wednesday, Friday podcast, business and investment expert Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door ...
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**We're off for the summer. Watch for all new episodes this fall.** Ever been confused or frightened by finances, you're not alone. We help you understand complex financial concepts and news in just five minutes or less. Check back every Monday/Wednesday/Friday for new episodes.
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Kevin Lyman, founder of the Vans Warped Tour and a 40-year music industry veteran, shares the untold stories, backstage shenanigans, and narrowly-avoided disasters of the world’s longest running punk rock festival. Kevin is joined by special guests from the tour to tell all the behind-the-scenes anecdotes he’s never publicly revealed. Each episode, Kevin and his co-host, Tony Arratia, select a topic based on fan suggestions and give all the answers to the questions you didn’t even know you h ...
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Finding liberation can set you free. Each Monday, join Queen Tanz, as she interviews guests who are unlock’n their potential, dreams, truth, freedom, and voice. She also shares her life experiences about self-love, liberation, mental health, entrepreneurship, and finding your purpose. Whether you want to find liberation within yourself, break generational curses, shift your mindset, or understand how to conquer your dreams and goals without fear holding you back, this is the podcast for you. ...
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Erica Sandberg hosts a new financial lifestyle show, Adventures With Money, where she covers what you most want to know about money: how to get it, save it, and use it so you can live the most wonderful life imaginable. Each week Erica interviews a fascinating new guest - some are consumer finance experts who will get you on track with your dreams - others talk travel, fashion, politics, social issues, and even sports - all from a fresh financial angle. And others will inspire you to be a cr ...
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A travel podcast with weekly episodes detailing all the information about my travels alongside interviews with some of the world's most diverse and well-travelled people. Every Monday, I (James Hammond), will be conversing with guests about all things travel. This anecdotal, informative podcast is for backpackers, travellers or anyone interested in travel! It is a casual podcast where there will be stories to tell, tips to share and experiences to inspire. I have met so many people on my tra ...
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Dr. Rojo and Amy talk about their decision to move across the country and start a new adventure
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The Wealth In Overdrive podcast was created to bring you real-life, strategy-based, and proven concepts to help clear the fog surrounding the traditional way of doing things, and break through the limitations of what people have been taught to believe. Every Monday tune in as our hosts and nationwide speaker Phil Bodine and his son Hari breakdown proven financial strategies they have been teaching for over 30yrs. Get a glimpse of what it's like behind the scenes building a successful family ...
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Welcome to Divorce Right: HR Solutions For Divorce In The Workplace with your host, Vicky Townsend. Welcome to the show for HR directors, managers, and department heads looking for solutions for their divorcing employees. Divorce is the second-highest life stressor coming in just slightly behind the death of a loved one. From presenteeism to absenteeism and everything in between, divorcing employees cost our country billions of dollars each year in lost productivity. In this show, you’ll lea ...
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A podcast aimed towards the young professional looking to hear about financial literacy, motivational speaking around success, and adulting from an average girl from Birmingham, AL. I'm looking to tell my story and discuss general subjects in hopes of inspiring others that success in life is simply what you make it. Visit us on Facebook: https://www.facebook.com/CorporateIdiotspodcast Support this podcast: https://podcasters.spotify.com/pod/show/corporateidiots/support
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Yours Truly, Johnny Dollar was a radio drama that aired on CBS Radio from February 18, 1949 to September 30, 1962. The first several seasons imagined protagonist Johnny Dollar as a standard private investigator drama. The Golden Age of Radio: "Yours Truly, Johnny Dollar" The era of radio drama was a time when storytelling was a purely auditory art. "Yours Truly, Johnny Dollar," which aired on CBS Radio from 1949 to 1962, was a prime example of this captivating form of entertainment. The show ...
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Helping you is our mission. Implementing change is our goal. Exposing Mold is non-profit foundation that works to address the reasons toxic mold has become a public health emergency, preserve the medical history of toxic mold and it's connection to Chronic Fatigue Syndrome, and provide honest education and information on how to mitigate mold exposures and overcome mold injuries. Honest - We are the only health team that balances detox with understanding mold contamination and hypersensitivit ...
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272. Money Mondays: Do this to Build Wealth and Financial Freedom
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Have you ever wondered if dedicating just one day a week to your finances could change your life? What’s in this episode: Don't Neglect Your Financial Future Balancing Living Life and Financial Goals Financial Empowerment Through Money Conversations Join us, Michael and Courtney, as we reveal the transformative power of our "Money Mondays" habit. W…
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Cyber Insurance myths and misconceptions with Danish Yusuf, CEO of Zensurance: Hashtag Trending, The Weekend Edition for August 24, 2024
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Understanding Cyber Insurance for Small and Medium-Sized Businesses with Zensurance CEO Danish Yusuf In this special weekend edition of Hashtag Trending, host Jim Love delves into the topic of cyber insurance for small and medium-sized businesses (SMBs). The episode features an in-depth conversation with Danish Yusuf, the founder and CEO of Zensura…
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2199 FBF: One Nation Under Gold, The Big Money, The Great Depression by James Ledbetter of Inc Magazine, Reuters, TIME & The Village Voice
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This Flashback Friday is from episode 857 published last July 17, 2017. Jason and Keri start things off by answering a client’s question submitted as part of the Airpod contest and then warn against working with companies who do not require inspections and only deal in cash. During the guest interview, Jason asks James Ledbetter about his books One…
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It's Poetry Friday, and I have two new poems, "Me Myself and I, Out of Uncertainty, Into My Destiny. I hope you enjoy them. I would love to hear from you. dave@thelastpodcast.info You can reach me at 214-518-9934. I also accept a text as well. If you want to promote your poetry book or be featured on the show, contact me through the channel or the …
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Friday August 23, 2024 Humana to Pay $90 Million to Settle False Claims Charge
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Friday August 23, 2024 Humana to Pay $90 Million to Settle False Claims ChargeBy Russell Mokhiber
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1
Say These EXACT Words Before You Start Your Roofing Sales Pitch
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This works like magic when homeowners say, “We need to get more estimates.” Say these exact words before you start your pitch and you’ll: Get homeowners to bring out your competitors' estimates. Never get ghosted again. Close more sales. These magic words can take your closing rate to the next level. Share this video with everyone on your team. Tin…
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Jingjing Zhong: UC Berkeley to Investment Banking, General Manager Firefighting & Superbench Services AI Founder - E463
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Jingjing Zhong, CEO & Cofounder of Superbench, and Jeremy Au talked about three main themes: 1. UC Berkeley to Investment Banking: Jingjing reflected on her time at UC Berkeley where the competitive environment introduced her to the high-stakes world of investment banking. She shared her initial motivation for joining Houlihan Lokey, which was to m…
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Car companies sell your data and cost you money: Hashtag Trending, Thursday August 22, 2024
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Meta's Data Scraping, Car Data Abuse & Cisco Layoffs Controversy In this episode of Hashtag Trending, host Jim Love discusses Meta's controversial web crawling bots that scrape site data for AI training, car companies selling driver data to insurance firms leading to higher premiums, and Cisco's questionable layoff practices. The episode also touch…
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273. #1 Oklahoma Agent Trent Finley's 10-Day Training Plan for New Insurance Agents
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Unlock the secrets to creating a powerhouse team of sales producers with insights from Trent Finley, Oklahoma's top Farmers agent. What’s in this episode: Strategic 10-Day Onboarding Plan Team Role Play for Productivity Efficient Training for Team Onboarding Similar Sales Training Approaches Discussed Second-Week Training and Evaluation Process Bon…
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Irrational beliefs are deeply ingrained, illogical, and unhelpful thoughts that can significantly impact one’s mental and emotional well-being. They often stem from distorted thinking patterns and can lead to negative emotions, unhealthy behaviors, and reduced quality of life. Understanding and addressing these beliefs is crucial for personal growt…
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St. Vincent Ferrer: The Angel of the Apocalypse
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Mother Miriam Live - August 21, 2024 Article on St. Vincent Ferrer: The Angel of the Apocalypse Part 2 How does God execute his will about us? A conversion testimony. How do I convince my daughter that she needs to get married before starting a family?By The Station of the Cross
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2198: Housing Affordability and Shortage- Investing in Rare Assets
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Jason discussed various issues related to geopolitics, capital gains taxes, and the real estate industry, expressing his discontent with proposed tax plans and the recent changes in real estate rules. He also warned against investing in pooled money assets due to the ongoing scandal involving Marco Santorelli and Norada Real Estate. Lastly, he high…
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Wednesday August 21, 2024 Department of Double Standards
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Wednesday August 21, 2024 Department of Double StandardsBy Russell Mokhiber
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Rookie Sells Over $700k in 30 Days | Nate's Motivational Story
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The full story of how Nate sold over $700k in a single month… Watch and discover: His #1 sales breakthrough Why making money is not what motivates him How he overcomes “You’re too expensive” Why he rebuilt his life from rock bottom The mindset and values that keep him motivated The craziest part of Nate’s story is how just 2 things combined to driv…
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Popular software says NO to Generative AI: Hashtag Trending for Wednesday, August 21, 2024
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Authors Sue Anthropic, IRS's Tech Woes, and Procreate's Stand Against AI - Hashtag Trending In this episode of Hashtag Trending, host Jim Love discusses a landmark copyright lawsuit against Anthropic over AI training on pirated books, the IRS's outdated technology infrastructure posing risks to taxpayers, and Procreate's firm stance against incorpo…
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Did Mary Die Before She was Assumed into Heaven?
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Mother Miriam Live - August 20, 2024 Article on St. Vincent Ferrer: The Angel of the Apocalypse Part 1 Can I make a spiritual communion at home for First Fridays if I can't make it to mass? Where do I start learning about the teachings of the early Church Fathers? Is it okay to be the best man at an Anglican wedding? How do I respond when someone s…
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Htay Aung: Anywheel Founder Struggles, Winning The Bike-sharing War & Rejecting VC & Acquisition Offers - E462
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Htay Aung, CEO & Founder of Anywheel, and Jeremy Au talked about three main themes: 1. Early Inspiration and Challenges: Htay detailed his journey from an immigrant student facing cultural and language barriers in Singapore to becoming the founder of Anywheel. His initial inspiration came from dealing with traffic in Sydney and Singapore, which led…
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Tuesday August 20, 2024 Recalled cucumbers in salmonella outbreak
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Tuesday August 20, 2024 Recalled cucumbers in salmonella outbreakBy Russell Mokhiber
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Are certifications really the ticket to higher pay? Hashtag Trending for Tuesday, August 20, 2024
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Big Changes in Tech: AMD's $4.9B Acquisition & California's AI Legislation Retreat Join host Jim Love on Hashtag Trending as we delve into the latest tech news. Discover why AMD is making waves with its $4.9 billion acquisition of ZT Systems and explore California's strategic retreat on AI safety legislation amid tech industry resistance. We'll als…
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Ep 152 w/ Dave Seminara - The Baltics in 2024, The Degeneration of Niagara (US Side) + Annoying Bear Guides
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Hello, and welcome to number 152! This week, I am re-joined by Dave Seminara, the author of Mad Travelers: A Tale of Wanderlust, Greed, and the Quest to Reach the Ends of the Earth, which I read. I find Dave fascinating to speak with; he is always welcome back on the podcast. Today, he is back to talk about a recent trip to the Baltics, a month-lon…
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2197: Leveraging Real Estate: How to "Die with Zero" While Building Wealth Through Smart Investments
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In this episode, Jason explores real estate trends in Warsaw, Poland, highlighting rising property prices and rents due to factors like the Ukraine invasion. He discusses global housing shortages and critiques U.S. policies, such as affordable housing initiatives and immigration impacts, which exacerbates demand and push prices higher. Jason emphas…
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Monday August 19, 2024 Docs Reveal Israeli Effort to Evade Foreign Agent Lobbying Law
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Monday August 19, 2024 Docs Reveal Israeli Effort to Evade Foreign Agent Lobbying LawBy Russell Mokhiber
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EP 71: Don't Make These Investing Mistakes
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In this episode, we're covering the principles of long-term investment, the benefits of compounding interest and strategic planning, the importance of starting early, and maintaining a diversified portfolio to achieve substantial financial growth and security. Follow me on 👇 Instagram:@asktheplanman Facebook: Ask the Planman ✅“When you need some ad…
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Harnessing the Power of Virtual Assistants to Save Time and Money with Rebecca Herring
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Brief summary of show: In this episode of Dental Decoder's podcast, I’m joined by guest co-host Rebecca Herring, who has over 15 years of experience in the dental industry, to discuss the benefits of using virtual assistants (VAs) to improve dental practice efficiency and operations. She provides insights on the hiring process, training strategies,…
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When to FIX or FIRE a Struggling Roofing Sales Rep
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Stop trying to fix every sales person… Some people are unfixable. How do you know who to pour your heart into? And who you need to fire? Use this 3 question test and your answer will be crystal clear. ============= FREE TRAINING CENTER https://theroofstrategist.com/free-training-center JOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA) https://www.rsr…
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Study says 94% of spreadsheets have critical errors: Hashtag Trending for Monday, August 19th, 2024
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The Hidden Dangers in Spreadsheets and Work Laptops: Hashtag Trending In this episode of Hashtag Trending, host Jim Love discusses critical errors found in 94% of business spreadsheets and their significant impact. The episode also highlights the reliability of top work-related services like Dropbox, Asana, and Airtable, and explores alarming cyber…
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EP451 Building Lender Relationships with Bobby Fisher
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As a real estate investor you may have noticed that it has gotten a lot more difficult to acquire financing for your projects. That’s why it’s so important to build your lender relationships. Often, it is these relationships that will help you find creative and workable solutions for sourcing and maintaining your loans. Today, I’m thrilled to speak…
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#307: From Near-Death Tragedy to Million-Dollar Triumph: Yannick Rebsamen’s Inspirational Story
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Imagine being on the brink of signing a professional sports contract, when one night changes everything. This is the story of Yannick Rebsamen – an aspiring professional footballer whose dream career was tragically cut short when he lost both of his legs at age 23 in a terrible accident. But he didn’t let that stop him. Grateful for his life, he la…
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Indonesia 39% Debt to GDP Ratio vs. Singapore, Free School Lunch Program & Capital City Move from Jakarta to Nusantara with Gita Sjahrir - E461
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Gita Sjahrir, Head of Investment at BNI Ventures, and Jeremy Au talked about three main themes: 1. Indonesia 39% Debt to GDP Ratio vs. Singapore: Jeremy and Gita delved into the policy debate behind Prabowo's decision to increase Indonesia's debt-to-GDP ratio from 39% to 50%, and invest towards achieving an aggressive growth rate of 8% through a ni…
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Exploring the Future of Deep Fakes and Cybersecurity | Hashtag Trending Special Edition for August 17th, 2024
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In this special episode of Hashtag Trending, host Jim Love (and his deepfake counterpart) delve into the intriguing world of deepfakes and their impact on cybersecurity. Joined by a panel featuring Marcel Gagné, David Shipley, and Andréanne Bergeron, the discussion covers the evolution of deepfake technology, its potential risks at individual and c…
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Today is Poetry Friday, where I share my gifts and talents with you. Have you ever experienced loss and wondered why God didn't take you? That is what my poem is about today. I would love to hear from you. dave@thelastpodcast.info You can reach me at 214-518-9934. I also accept a text as well. If you want to promote your poetry book or be featured …
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1
2196 FBF: The Housing Boom and Bust in America with Economist Thomas Sowell of The Hoover Institution at Stanford University
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This Flashback Friday is from episode 117 published last September 1, 2009. "For far too long, too many people have regarded home ownership as 'a good thing.' It is certainly true that home ownership has its benefits. But, like everything else, it also has its costs and its risks." This statement by Creating Wealth Show guest, American economist Th…
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Friday August 16, 2024 Zero calorie sweetener linked to blood clots and risk of heart disease
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Friday August 16, 2024 Zero calorie sweetener linked to blood clots and risk of heart diseaseBy Russell Mokhiber
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The Good, The Bad, and The Ugly of Roofing Sales
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Roofing is unlike any other industry… If you aren’t prepared, it’ll chew you up and spit you out. That’s why I made this video. To expose the good, the bad, and the ugly side of roofing sales. Share this video with your team. ============= FREE TRAINING CENTER https://theroofstrategist.com/free-training-center JOIN THE ROOFING & SOLAR REFORM ALLIAN…
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DJ Tan: Prince of Fermentation, Coffee Without Beans & Government Food Scientist - E460
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BRAVE Southeast Asia Tech Podcast: DJ Tan, CTO & Cofounder of Prefer, and Jeremy Au talked about three main topics: 1. Government Food Scientist: DJ recounted his early fascination with science and his studies in chemistry at UCL, leading to a focus on food science at Singapore's ASTAR government lab. He shared how his academic and laboratory exper…
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Thursday August 15, 2024 Nationwide Ice Cream Recall
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Thursday August 15, 2024 Nationwide Ice Cream RecallBy Russell Mokhiber
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271 - How Top Agent Kory Rykman writes 700 policies a month and has a 92% Retention Rate
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What's the secret formula to selling 700 policies a month and maintaining a 92% retention rate? What’s in this episode: Success Secrets of Top Insurance Agent Scaling and Managing Business Growth Navigating Growth Optimizing Insurance Lead Generation and Marketing Exceptional Customer Service and Diversifying Investments The Entrepreneurial Journey…
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Has Musk's Grok AI gone too far? Hashtag Trending for Thursday, August 15, 2024
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AI Gone Awry: Elon Musk's Controversial Images, Chatbot Wars, and Google's AI Missteps In this episode of Hashtag Trending, Jim Love covers Elon Musk's new AI image generator on X that raises concerns, the AI arms race in resume preparation and recruitment, and the latest developments in chatbots from Google, Apple, Microsoft, and Meta. The episode…
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This is also for the person who wonders, "What type of person am I and why?" I believe going through a series of exercises will help you determine and uncover simple truths about yourself that perhaps you haven't thought about or you have thought about, but for some reason or another, you were unable to connect the dots. I would love to hear from y…
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2195: Empowered Investing: Mastering Self-Management, Control and Outgrowing Dave Ramsey’s Advice
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Join Jason today as he broadcasts from Warsaw, Poland as he discusses the importance of self-management and maintaining control as an empowered investor. He emphasizes "commandment number 3: thou shalt maintain control" to avoid potential issues like fraud, incompetence, and excessive management fees. He highlights the ongoing controversy surroundi…
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Don’t say this in your D2D Pitch! You are setting yourself up for rejection. Are you guilty of saying this? Once you make this easy fix, you'll get a lot more YES's. Which means knocking less doors. And more sales! If you want your team making more D2D sales, then check out this door to door sales system: https://www.rsra.org/join/ ============= FR…
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Wednesday August 14, 2024 Insurance lobbyists block federal crackdown on costly retirement advice
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Wednesday August 14, 2024 Insurance lobbyists block federal crackdown on costly retirement adviceBy Russell Mokhiber
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