))
A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com
Latitude 53 presents a video podcast about the gallery and its shows. Meet the artists and see clips from our archives, including Visualeyez, Canada's annual performance art festival. Latitude 53 Contemporary Visual Culture is an artist-run centre in downtown Edmonton, AB, Canada. For more information, visit http://www.latitude53.org
The Institute for Energy Research (IER) is a not-for-profit organization that conducts intensive research and analysis on the functions, operations, and government regulation of global energy markets. IER maintains that freely-functioning energy markets provide the most efficient and effective solutions to today’s global energy and environmental challenges and, as such, are critical to the well-being of individuals and society.
M
Money For the Rest of Us
1
What Investment Strategies Do Best During High Inflation Periods?
27:56
27:56
Play later
Play later
Lists
Like
Liked
27:56
How different asset classes and investment strategies have performed during periods of unexpectedly high inflation. While trend and momentum strategies have performed the best, what are some of the challenges with implementing those strategies. Topics covered include: What has led to today's high inflation environment and why it is unique How curre…
With oil, natural gas, coal, and gasoline at the highest prices in eight years, we consider if there is an energy crisis due to an over-reliance on renewable energy sources. Topics covered include: How high have prices risen for oil, gasoline, natural gas, and coal Why rising energy prices is a multifaceted problem as illustrated by coal How the gl…
What conditions need to be in place for an asset bubble to continue and how that applies to stocks, cryptocurrency, and houses. Topics covered include: How to determine if there is an asset bubble What are microbubbles and anti-bubbles How the cannabis stock bubble burst What is required to sustain an asset bubble How the current runup in home pric…
M
Money For the Rest of Us
1
Should You Hedge Your International Stock Exposure From Currency Fluctuations?
22:30
22:30
Play later
Play later
Lists
Like
Liked
22:30
How to decide whether it is worth it to hedge currency exposure when investing outside of your home country. Topics covered include: How currency exchange rates impact investment returns What factors impact currency exchange rates What are carry trades and how do they influence exchange rates How currency forward contracts work How ETFs and funds h…
M
Money For the Rest of Us
1
Why Most Cities Thrive and What We Can Learn From Them
20:41
20:41
Play later
Play later
Lists
Like
Liked
20:41
How New York City and other metropolises will overcome the pandemic economic shock. Why do some cities thrive while others devolve into chaos? How we can develop the resiliency of thriving cities. Topics covered include: How New York and other cities have dealt with the pandemic economic shock Why the city of Port au Prince in Haiti is struggling W…
P
Plugged In
1
#82: Mary J. Hutzler on the implications of Taliban control of critical minerals
7:49
7:49
Play later
Play later
Lists
Like
Liked
7:49
Mary J. Hutzler, a Distinguished Senior Fellow at the Institute for Energy Research, provided testimony before a U.S House Republican forum titled “Biden’s Afghanistan Crisis: Forfeiting U.S. Investment in Critical Minerals to the Taliban.” (10/22/21)Read her written testimony here:https://www.instituteforenergyresearch.org/international-issues/bid…
Why the new U.S.-based Bitcoin ETFs are a bad idea and will underperform Bitcoin. Topics covered include: What fund and ETF options are available for investing in Bitcoin Why the U.S. has only authorized Bitcoin ETFs that invest in Bitcoin futures even though there are closed-end funds that hold Bitcoin directly What is there a regulatory battle su…
M
Money For the Rest of Us
1
Are Timeshares a Scam? How to Buy and Sell a Timeshare Vacation Rental
27:48
27:48
Play later
Play later
Lists
Like
Liked
27:48
How the economics of timeshare vacation rentals work, and why they can be a great fit for some individuals. Topics covered include: When were the first timeshares introduced What are the different timeshare ownership models Why timeshares don't appreciate but fall in price after purchase What are maintenance fees and why do they keep increasing Who…
M
Money For the Rest of Us
1
Will the U.S. Default? Debt Ceilings, Government Shutdowns, and the National Debt
25:48
25:48
Play later
Play later
Lists
Like
Liked
25:48
Why the U.S. is closing in on both a debt default and a government shutdown. Topics covered include: How a government shutdown differs from a debt ceiling crisis Why hasn't Congress passed legislation to fund the government and raise the debt limit How refusing to increase the debt ceiling could impact Social Security How big is the national debt a…
P
Plugged In
1
#81: Todd Myers on unleashing energy innovation
41:39
41:39
Play later
Play later
Lists
Like
Liked
41:39
#81: Todd Myers on unleashing energy innovationhttps://www.thecgo.org/research/leapfrogging-smart-meters/By IER
What is causing the shortage of goods and workers? What should we do about it? Topics covered include: How a tree pandemic killed billions of American Chestnut trees How a massive increase in demand has crippled the global supply, leading to an eight-fold increase in shipping costs Why there are so many job openings and people quitting their jobs W…
M
Money For the Rest of Us
1
Should You Stop Investing in China? - Evergrande, VIEs and other Chinese Risks
22:04
22:04
Play later
Play later
Lists
Like
Liked
22:04
A regulatory crackdown and ideological campaign by the Chinese government has upended the Chinese stock market, which comprises close to 40% of emerging market indices. We evaluate what is going on and what investors should do. Topics covered include: How has the Chinese stock market performed in 2021 Why has Cathie Wood and Ark Invest dramatically…
P
Plugged In
1
#80: David Stevenson on why offshore wind faces lawsuits
31:52
31:52
Play later
Play later
Lists
Like
Liked
31:52
#80: David Stevenson on why offshore wind faces lawsuits by IERBy IER
What are the demand and supply drivers of home prices? What is the current status of those drivers and do they suggest a housing price crash is imminent, particularly given mortgage forbearance programs are ending? Topics covered include: How much have home prices appreciated in the past year compared to historical rates What has driven the demand …
M
Money For the Rest of Us
1
How, When, and Why Should You Rebalance Your Investment Portfolio?
22:16
22:16
Play later
Play later
Lists
Like
Liked
22:16
Why bother rebalancing your investment portfolio and what is the best method for doing so. Topics covered include: How a target asset allocation can get out of line if a portfolio is not rebalanced What is positive skewness and why it matters to portfolio investing What is volatility drag and how it can lead to lower end of period wealth What are t…
M
Money For the Rest of Us
1
Which Money Is Crazier: The U.S. Dollar or Bitcoin?
28:06
28:06
Play later
Play later
Lists
Like
Liked
28:06
We compare the U.S. dollar with Bitcoin on their key attributes to determine which is better for transactions and preserving wealth, which is most absurd and which has serious flaws. Topics covered include: How are new U.S. Dollars and Bitcoin created How much has the supply of each currency grown How both the dollar and Bitcoin have had rule chang…
M
Money For the Rest of Us
1
Now Is the Best Time Ever to Be an Individual Investor
25:10
25:10
Play later
Play later
Lists
Like
Liked
25:10
What are the advantages and disadvantages individual investors have relative to professional investors. How individual investors can capitalize on their advantages without being overwhelmed by too many choices. Topics covered include: How much have fees and commissions dropped for individual investors in the past two decades How the overall objecti…
M
Money For the Rest of Us
1
The Pros and Cons of Infinite Banking and Whole Life Insurance
21:27
21:27
Play later
Play later
Lists
Like
Liked
21:27
How permanent life insurance can be an effective tool for retirement planning. Topics covered include: What is the difference between term and whole life insurance How many people let their life insurance policies lapse each year What are strengths that insurance companies have that are beneficial to individual investors What are the benefits of wh…
M
Money For the Rest of Us
1
Is This the Key to Wealth, Freedom and Happiness?
27:01
27:01
Play later
Play later
Lists
Like
Liked
27:01
How owning fewer, more permanent things can lead to greater freedom and continued economic growth. Topics covered include: How a railroad company issued a bond that matured in 999 years Why land and gold are the most permanent investments What is the oldest currency in use Why fiat and cryptocurrencies are potentially worthless Why permanence is fr…
P
Plugged In
1
#79: Kenny Stein discusses infrastructure spending (8/3/21)
16:15
16:15
Play later
Play later
Lists
Like
Liked
16:15
#79: Kenny Stein discusses infrastructure spending (8/3/21)By IER
M
Money For the Rest of Us
1
How to Profit From Carbon Investing While Combatting Climate Change
25:36
25:36
Play later
Play later
Lists
Like
Liked
25:36
How the carbon emissions allowances and carbon offset markets are structured and how to invest in them. Topics covered include: How much greater are the levels of carbon dioxide in the atmosphere and how much have average temperatures increased Why industries and companies are seeking to cut their greenhouse gas emissions How cap and trade emission…
M
Money For the Rest of Us
1
How to Invest in Startups on Equity Crowdfunding Platforms
23:32
23:32
Play later
Play later
Lists
Like
Liked
23:32
The risks and opportunities of investing in startups on equity crowdfunding platforms. Topics covered include: Why do individual investors now have more access to startup investments What has been the historical performance of venture capital funds How most startups fail, leaving only a few startups to offset portfolio losses What factors to consid…
M
Money For the Rest of Us
1
Forward and Reverse Mortgages: When To Take Them Out and When to Pay Them Off
28:04
28:04
Play later
Play later
Lists
Like
Liked
28:04
How to decide when to take out a home mortgage and whether to pay it off early. How reverse mortgages can be a helpful retirement tool. Topics covered include: Why it is more difficult to get a mortgage today How federal government mortgage guarantees lead to lower mortgage rates How to analyze whether to pay off your mortgage early The differences…
M
Money For the Rest of Us
1
Listener Q&A: Individual stocks, housing bubble, crypto, retirement and more
31:20
31:20
Play later
Play later
Lists
Like
Liked
31:20
We answer over a dozen questions from listeners on investing, housing, retirement, business, podcast production, and more. Topics discussed include: The Endowment Model Teaching children about investing 4 influential investing books The difference between being an entrepreneur and investing The balance between too much and too little efficiency and…
What are the risks and opportunities of investing in frontier equity markets? Topics covered include: What are the criteria used to determine whether a country's stock market is considered a frontier, emerging, or developed market Why some countries aren't included in any MSCI stock index How large are frontier markets in terms of population, econo…
What are the pros and cons of owning an electric vehicle (EV) compared with an internal combustion engine (ICE) vehicle. Are electric vehicles worth it? Topics covered include: What is the total energy consumption for EVs versus ICE vehicles including energy expended to produce the vehicles and energy used to produce the electricity and refine the …
What are ways to invest in water and is it an attractive investment? Topics covered include: How water rights work and how they have been overallocated in the Colorado River basin. Why agriculture uses the vast majority of water in the southwestern U.S. while contributing only a few percentage points to the region's gross domestic product. Why hedg…
#78: Jason Hayes on Line 5Links:Why Is Gretchen Whitmer Trying to Shut Down an Essential Pipeline? https://www.nationalreview.com/2021/05/why-is-gretchen-whitmer-trying-to-shut-down-an-essential-pipeline/Restricting Reliable Energy Sources Is Expensive and Dangerous https://reason.com/2021/05/24/restricting-reliable-energy-sources-is-expensive-and-…
M
Money For the Rest of Us
1
Why Should You Care About Shadow Banking?
25:12
25:12
Play later
Play later
Lists
Like
Liked
25:12
Half of the global financial system is made up of shadow banks. You have probably already used one. What are shadow banks and what to be wary of when using them. Topics covered include: What are the roles of shadow banks What are examples of shadow banks How two shadow banks, Greensill Capital and Archegos Capital Management, contributed to billion…
P
Plugged In
1
#77: Dr. Peter Jacobsen on gasoline shortages, population, and the environment (5/19/21)
24:10
24:10
Play later
Play later
Lists
Like
Liked
24:10
#77: Dr. Peter Jacobsen on gasoline shortages, population, and the environment (5/19/21)Links:Why Politicians, Not Hackers, Are to Blame for the Gasoline Shortage https://fee.org/articles/why-politicians-not-hackers-are-to-blame-for-the-gasoline-shortage/Is Having Children in 2021 Really ‘Environmental Vandalism’?https://fee.org/articles/is-discour…
M
Money For the Rest of Us
1
Why The Productivity Slowdown Could Lead to Lower Living Standards
22:11
22:11
Play later
Play later
Lists
Like
Liked
22:11
Why productivity growth is key to creating wealth. Why U.S. productivity growth is slowing, and what we can do to increase business and personal productivity. Topics covered include: How productivity is measured and how it relates to GDP, inflation, and living standards How productivity growth has led to more food, better health, better housing, an…
M
Money For the Rest of Us
1
Is Another Great Inflation Coming? Best Inflation Hedges
29:37
29:37
Play later
Play later
Lists
Like
Liked
29:37
How today's inflationary environment is similar and different from the great inflation of the 1970s. What are the best assets to protect your portfolio if the next great inflation is here. Topics covered include: How is inflation measured and why the pandemic made calculating inflation difficult What causes inflation Why is inflation increasing cur…
P
Plugged In
1
#76: Tom Shepstone on oil and gas in Pennsylvania (5/10/21)
39:22
39:22
Play later
Play later
Lists
Like
Liked
39:22
#76: Tom Shepstone on oil and gas in Pennsylvania (5/10/21)By IER
Seven ways to manage fear in order to improve your investing. How fear can be beneficial. Topics covered include: Why fear can be both helpful and harmful Why expected investment returns are lower from a year ago What are the drivers of asset class returns What is a bucket approach to investing and why it can be helpful What are ways to automate in…
M
Money For the Rest of Us
1
Climate Change, ESG, and What Should Investors Do?
24:44
24:44
Play later
Play later
Lists
Like
Liked
24:44
How businesses, households, governments, asset managers, and investors interact in unpredictable ways to address the risks and opportunities related to climate change and other global trends. Why ESG investing goes beyond just buying an ESG fund or ETF. Topics covered include: What are incentives, constraints, opportunities, and risks faced by busi…
P
Plugged In
1
#75: Dr. David Kreutzer on green jobs past and present (4/28/21)
24:24
24:24
Play later
Play later
Lists
Like
Liked
24:24
Dr. David Kreutzer's testimony in front of the U.S. Senate Committee on Banking, Housing, and Urban Affairs followed by a discussion of green jobs past and present.Links:21st Century Communities: Capitalizing on Opportunities in the Clean Energy Economy: https://www.banking.senate.gov/hearings/21st-century-communities_capitalizing-on-opportunities-…
M
Money For the Rest of Us
1
How to Make Money With Dai, BlockFi and the Evolving DeFi Ecosystem
22:05
22:05
Play later
Play later
Lists
Like
Liked
22:05
What is decentralized finance and how it is seeking to solve the shortcomings of centralized finance. How BlockFi and MakerDAO, early entrants in the DeFi space work. How to earn up to a 9% yield with cryptocurrency lending. Topics covered include: How centralized finance differs from decentralized finance (DeFi) What are the shortcomings of centra…
P
Plugged In
1
#74: Joakim Book on human progress and sensible environmentalism
37:50
37:50
Play later
Play later
Lists
Like
Liked
37:50
Joakim Book on human progress and sensible environmentalism.Links:Joakim's work at AIER: https://www.aier.org/staffs/joakim-book/Climate Catastrophism and a Sensible Environmentalism: https://www.aier.org/article/climate-catastrophism-and-a-sensible-environmentalism/“Sustainability” Misses the Point: https://www.aier.org/article/sustainability-miss…
M
Money For the Rest of Us
1
Inflation, the National Debt and the U.S. Dollar - What Could Go Wrong?
26:45
26:45
Play later
Play later
Lists
Like
Liked
26:45
With a ballooning U.S. federal budget deficit, a growing national debt, and double digit increases in the money supply, is it time to bet against the dollar? Topics covered include: What is driving the double digit increases in U.S. home prices Why hasn't inflation spiked in line with rising home prices What is the velocity of money and why is it f…
P
Plugged In
1
#73: Trisha Curtis on oil markets and the current regulatory environment
43:07
43:07
Play later
Play later
Lists
Like
Liked
43:07
Since founding PetroNerds, Trisha Curtis has been recognized for her passion and expertise in developing strategies based on micro and macro market intelligence with on the ground intel.Ms. Curtis has a tenacious focus on solving root problems, supporting clients in organizational effectiveness, and developing and implementing growth strategies. Sh…
With interest rates rising does it still make sense to own bonds? Yes. This episode explores the role of bonds including why they are more effective at hedging stock losses than protective put options. Topics covered include: David's business and investment philosophy How bond funds have performed in 2021 Three disparate views on the direction of i…
There has never been this much money in the world. Now is the time to own real property. Topics covered include: How to buy something with Bitcoin How cryptocurrencies are similar and different from fiat currencies What is legal tender Why there has never been this much money in the world Why central banks can control interest rates but not inflati…
P
Plugged In
1
The Energy Update - Week of March 22nd, 2021
4:23
4:23
Play later
Play later
Lists
Like
Liked
4:23
This week we highlight new blogs from IER discussing rising gasoline prices, the aftermath of the Texas blackouts, and Paris going the way of Kyoto.Links:Biden May Get His Wish: $100 Oil on the Horizon https://www.instituteforenergyresearch.org/fossil-fuels/gas-and-oil/biden-may-get-his-wish-100-oil-on-the-horizon/The Aftermath of the Texas Blackou…
M
Money For the Rest of Us
1
Are Non-fungible Tokens (NFTs) Good Investments?
24:14
24:14
Play later
Play later
Lists
Like
Liked
24:14
How do non-fungible tokens work, what are the risks, and how do NFTs fit within the landscape of investments. Topics covered include: Investing in physical art versus cryptoart How NFTs work on the ethereum blockchain How Ethereum differs from Bitcoin What is the purpose of investing and are NFTs investments How much energy do cryptocurrencies and …
P
Plugged In
1
The Energy Update - Week of March 15th, 2021
4:05
4:05
Play later
Play later
Lists
Like
Liked
4:05
This week we highlight a new blog from IER discussing rising gasoline prices. Plus a new episode of the Plugged In podcast featuring Robert Bryce discussing the Texas blackouts.Blog - Gasoline Prices, Oil Prices Tick Up - https://www.instituteforenergyresearch.org/fossil-fuels/gas-and-oil/gasoline-prices-oil-prices-tick-up/Podcast - The Plugged In …
P
Plugged In
1
#72: Tom Pyle speaks to the Colorado Oil and Gas Association (3-12-21)
5:18
5:18
Play later
Play later
Lists
Like
Liked
5:18
IER’s president Tom Pyle discussed IER’s work on the oil and gas industry’s contributions to the Coronavirus vaccine at a webinar hosted by the Colorado Oil and Gas Association.By IER
How much can you earn investing in farmland and what are the risks? What are the ways to invest in farmland? Topics covered include: What determines farmland investment returns How much has U.S. farmland appreciated historically How much income does farmland investing generate Why the amount of U.S. farmland is shrinking Has another commodity super…
M
Money For the Rest of Us
1
How The Covid Shock Nearly Destroyed The Financial System
26:19
26:19
Play later
Play later
Lists
Like
Liked
26:19
Why the Federal Reserve had to step in again to sop runs on money market mutual funds and keep the financial system from imploding. Topics covered include: What are the differences between shocks and vulnerabilities What are the four main vulnerabilities the Federal Reserve monitors How deleveraging and demands for liquidity lead to market stresses…
P
Plugged In
1
#71: Robert Bryce on Texas, Reliability, and Natural Gas Bans(3-3-21)
26:07
26:07
Play later
Play later
Lists
Like
Liked
26:07
Robert Bryce, an Austin-based journalist and author of six books on energy, joins the show to discuss his experience during the texas blackouts and discusses the importance of diversification in energy sources.Links:• This Blizzard Exposes The Perils Of Attempting To ‘Electrify Everything’:https://www.forbes.com/sites/robertbryce/2021/02/15/this-bl…
This week the team highlights recent materials focusing on the extreme weather in Texas and the subsequent blackouts that impacted millions of residents. Links• ARTICLE Understanding the Texas Energy Predicament: https://www.instituteforenergyresearch.org/renewable/understanding-the-texas-energy-predicament/• PODCAST The Plugged In Podcast #70: Ken…
