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Dollars & Sense with Joel Garris of Nelson Financial Planning helps You make Sense out of all of life's decisions involving Your Dollars. Joel is a CERTIFIED FINANCIAL PLANNER, a Certified Financial Fiduciary and a former corporate attorney who helps you change your life with a successful financial plan that provides you with peace of mind for the future. Visit www.NelsonFinancialPlanning.com or call 407-629-6477 to schedule a free one on one conversation. Offering securities through Nelson ...
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On this podcast Joel Garris is joined by Rob Field to discuss perception vs reality involving current economic climate. Also, three major tools and two considerations involving estate planning blended families. These topics and more on this week's radio show/podcast. originally aired 7/14/24By Joel Garris of Nelson Financial Planning
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The Real Return on Alternative Investments
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On this podcast Joel Garris is joined by Chet Cowart to discuss the benefits of using a 529 savings plan to help pay for education. Plus, Joel shares his personal interaction with alternative investments and what the real investor rate of return is. These topics and more on this week's radio show/podcast. originally aired 7/1/24…
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Are Private Equity Investment’s Dragging Down Pensions?
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On this podcast Joel Garris is joined by Zach Keister to discuss the importance of starting to save early and the power of compounding and its impact on your retirement. Also they discuss the role of private equity within pensions and individual investor portfolios in reference to poor performance and limitations. These topics and more on this week…
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On this podcast Joel Garris is joined by Kristin Castello to discuss the rising amount of IRS scams and how to avoid them. Joel and Kristin provide three key take aways to help protect yourself from said scams. Plus, they discuss real property scams and what you can do to avoid them. These topics and more on this week's radio show/podcast. original…
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On this podcast Joel Garris discusses what you should do if you get a letter from the IRS. Plus, recorded deed notice letters that are simply nonsense in their request for funds to receive a free copy of your recorded deed. Finally, he mentions some of the complications about discussing inheritance with the next generation and provides five things …
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On this podcast Joel Garris discusses the prevalent online view that the United States is in demise. He provides several statistics that shows quite the opposite is true. Plus, three key takeaways to help generation Z combat a disturbing trend of increasing credit card debt relative to past generations. Finally, the biggest failure of retirement pl…
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The Correlation Between a Postage Stamp and Inflation
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On this podcast Joel Garris wishes all our mothers a very happy Mother’s Day! This program features an in-depth discussion on the most recent earnings season. Plus, how the postage stamp is a classic inflation indicator. Finally, the implications for your money if the Federal Reserve chooses not to lower interest rates. These topics and more on thi…
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On this podcast Joel Garris is joined by Nelson Financial Planning’s newest Certified Financial Fiduciary Chet Cowart to discuss what it takes to get a mortgage in today’s world. Plus, the limitations of getting advice from short clip videos like the ones featured on TikTok. These topics and more on this week's radio show/podcast. originally aired …
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On this podcast Joel Garris is joined by Christina Lamb to discuss the IRS dirty dozen tax scams that individuals need to be aware of. Plus, in connection with the firm’s 40th anniversary on May 1st, they spend some time reminiscing about some of the most important headlines that have happened over the last 40 years! These topics and more on this w…
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Financial Mistakes to Avoid When Approaching Retirement
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On this podcast Joel Garris discusses some of the financial mistakes to avoid as you approach retirement. Plus, Joel shares his personal observation about his recently completed audit with the IRS. Also, what are some of the strategies to avoid an audit? These topics and more on this week's radio show/podcast at https://www.spreaker.com/episode/577…
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On this podcast Joel Garris discusses purchases that most retirees often regret. Plus, what kind of cash saver are you in? Finally, steps to take whether you’re getting a refund or owe this tax year. These topics and more on this week's radio show/podcast. originally aired 4/14/24By Joel Garris of Nelson Financial Planning
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On this podcast Joel Garris shares examples of how artificial intelligence is improving efficiency and ways in which it is helping markets grow. Plus, the new rules of purchasing a home and the four items you need to be aware of in this changing home buying market. These topics and more on this week's radio show/podcast. Originally aired 4/7/24…
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On this podcast Joel Garris outlines ways to become a millionaire that don’t involve lottery tickets. Plus, the latest self-proclaimed crisis by the financial industry and why you should steer clear of the products that are getting offered as a solution. also, a recap of quarter one 2024 performance. These topics and more on this week's radio show/…
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Who Is MAGI and How Does She Increase Your Tax Bill?
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On this podcast Joel Garris is joined by Kristin Castello CFP CPA CFF to discuss how you can deal with the impact of modified adjusted gross income on your tax bill. Plus, ways to minimize the impact of the survivor tax trap when a spouse passes. These topics and more on this week's radio show/podcast originally aired 3/24/24…
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What's The Difference Between Filing Jointly and Separately?
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Happy St. Patrick’s Day! On this podcast Joel Garris discusses 5 steps to creating a plan of action to achieve your financial goals. Plus, how human behavior can derail your investment results. Also, what’s the difference between filing jointly and separately for married couples? These topics and more on this week's radio show/podcast. originally a…
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On this podcast Joel Garris analyzes the Florida college prepaid plan and its recent price reductions. Plus, what’s right with the economy and why there might be some optimism against the current headlines. These topics and more on this week's radio show/podcast. originally aired 3/10/24By Joel Garris of Nelson Financial Planning
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Five Major Life Events That Affect Finances
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On this podcast Joel Garris & Rob Field discuss five major life events that should trigger immediate reevaluation of finances. Also, Rob shares some of the Social Security changes for 2024. These topics and more on this week's radio show/podcast. originally aired 3/3/24By Joel Garris of Nelson Financial Planning
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On this podcast Joel Garris discusses some of the early tax season trends NFP has encountered and how you might save money by addressing those trends. Plus, what’s the mystery behind RMD’s? finally, how you can improve your credit score. originally aired 2/26/24By Joel Garris of Nelson Financial Planning
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On this podcast Joel Garris discusses three distinct topics involving what happens when you pass away. First, he talks about the way in which property actually passes and gives the listening audience a list of things to think about on whether they need a trust or not. Also, what are the types of taxes you can encounter upon your passing. These topi…
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Four Conclusions of Underperformance Within Alternative Funds
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On this podcast Joel Garris discusses the need to check your year-end statement to make sure you don’t have any ETFs within your portfolio. Plus, Joel stresses the importance of checking your Money Market statement to verify what interest rate you are really getting for your cash. Finally, he talks about the Super Bowl market indicator. These topic…
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On this podcast Joel Garris & Rob Field discuss the federal filing requirements for new small business owners that apply in 2024 under the Corporate Transparency Act. They also give insight on what information small business owners need to file with the US Treasury prior to year-end. Plus, what existing small business owners need to file with the U…
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On this podcast Joel Garris is joined by fellow Certified Financial Fiduciary and IRS enrolled agent Christina Lamb to discuss the latest on the Employee Retention Credit along with the health benefits of budgeting. Plus, the importance of accurate tax planning and tax advice as it relates to your investments and your retirement. These topics and m…
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On this podcast Joel Garris discusses two disturbing trends that are increasing in 2024.Investors are finding that financial advisory fees are increasing at a greater amount than normal. Joel talks about how you can determine how much you’re paying for your financial services by looking at your annual statements. Plus, Joel talks about how to avoid…
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Our top 10 tax changes episode for 2024! On this podcast Kristin Kalley joins Joel Garris to discuss the latest tax changes and how they impact you. This topic and more on this week's radio show/podcast. originally aired 1/14/24By Joel Garris of Nelson Financial Planning
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On this podcast Joel Garris discusses how you can have better money habits in the new year. Plus, some of the trends you need to be aware of in order to best position yourself in the new year. Also, he explains two traps that investors most likely will fall into during 2024. These topics and more on this week's radio show/podcast. originally aired …
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On this week’s year end podcast Joel completes his fearless forecast for 2024 and recaps how we did in 2023. In addition, he covers some of the major headlines for 2023 and their economic impacts. Plus, a detailed discussion on some of the things that tripped people up in 2023, negatively impacting their investment results and how to avoid those sa…
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On this week's show, Joel provides an economic perspective to the holiday shopping season, along with a variety of interesting economic stats about the Christmas holiday. The dark clouds behind holiday shopping unfortunately manifest themselves as an increase in credit card balances and hardship withdrawal going into the end of the year. Joel talks…
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On this podcast Joel Garris is joined by fellow Certified Financial Fiduciary and CFP Kristin Kalley to discuss some of the year-end tax exchanges that Americans need to know about to save on their taxes for next year. Also, they discuss the push from Washington DC and the financial services industry to make contributions to Roth IRAs in order to g…
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On this podcast Joel Garris discusses the milestones of turning 50, 60, 70 and some of the things you need to think about during the course of those decades in order to have the best future and retirement. Also, Joel discusses a variety of things you can do before the end of the year to reduce your taxes. These topics and more on this week's radio …
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On this podcast Joel Garris outlines some of the financial fundamentals that we all need to follow in order to achieve financial success. 2023 has been a decent year for performance but unfortunately many people have missed out as a result of not adhering to some of the fundamental financial concepts. Joel talks about these concepts at length in hi…
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On this podcast Joel Garris & Rob Field have an ongoing discussion on the importance of planning your legacy to improve overall retirement. Plus, Rob Field provides an update on Social Security COLA and increased wage base. These topics and more on this week's radio show/podcast. originally aired 11/26/23…
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On this podcast Joel Garris & Rob Field discuss how to have a happy and quality retirement by improving the social aspects of your life. Whether you’re approaching retirement or are in retirement you need to consider the social, health and legacy aspects of your life in order to ensure the years you spend in retirement are enjoyable. These topics a…
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On this podcast Kristin Kalley joins Joel Garris for a discussion on key takeaways and changes for your retirement courtesy of the SECURE Act 2.0. Plus, they highlight why investors should be reviewing their investment allocation particularly where they stand on cash and international markets. These topics and more on this week's radio show/podcast…
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Investor Performance VS Actual Performance
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On this podcast Joel Garris discusses the role of emotions and how it affects our money and our retirement. Plus, he discusses two recent studies that showed American are ill prepared with their finances and miss out on a tremendous amount of investing opportunities. The importance of financial literacy cannot be underestimated. These topics and mo…
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On this podcast Joel Garris discusses five pitfalls of inheriting money as more fully detailed within one of the chapters in our new book Next Gen Dollars & Sense. Free hard copies are available until December 31st by calling us at 407-629-6477. Plus, Joel discusses why setting up auto pay might not be a good financial decision. These topics and mo…
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On this podcast Joel Garris & Christina Lamb discuss our new book and how it can help your children and grandchildren. Plus, Joel is offering complimentary copies of the book until Dec 31st, 2023. Finally, they discuss the four major changes from the SECURE Act that affect your retirement this year. These topics and more on this week's radio show/p…
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On this podcast Joel Garris discusses how crypto currency funds terrorist organizations. Plus, key take aways from his recent trip to California to visit with portfolio managers. Finally, a deep dive into why costs matter from an investment perspective. These topics and more on this week's radio show/podcast. originally aired 10/15/23…
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www.nelsonfinancialplanning.com On this podcast Joel Garris provides three specific examples as to why annuity advertisements are deceiving. Plus, how your withdraw strategy should change to reflect the new 10 year payout for inherited retirement accounts. These topics and more on this week's radio show/podcast. originally aired 10/8/23…
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On this podcast Joel provides updates on three issues discussed in prior radio programs this year. First, he provides an update on the latest statistics on identity theft fraud and what you can do to prevent it. Plus, what the future may look like for savings rates that are currently showing record amounts of cash in Money Markets and cash equivale…
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On this podcast Joel Garris & Rob Field discuss the disturbing practices of large financial institutions that affectively kick clients to the curb once they no longer meet certain account minimums. Plus, they discuss the expected COLA increase from Social Security and Social Security survive benefits Finally, how you can find free money at fltreasu…
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On this podcast Joel discusses the five parts of a mortgage and what you need to know when choosing a mortgage in today’s high interest rate environment. Plus, why it’s important to have an accurate estimate of expenses in retirement.These topics and more on this week's radio show/podcast. originally aired 9/17/23…
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On this podcast Joel discusses some of the recent changes to the Florida Retirement System. Plus, Traditional VS Roth- which is better for you? These topics and more on this week's radio show/podcast. originally aired 9/10/23By Joel Garris of Nelson Financial Planning
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On this podcast Joel & Christina discuss the various energy tax credits that are provided through the inflation reduction acts. Plus, steps needed to be taken to maximize your ability to claim energy tac credits Finally, what can you do to plan for an early retirement? These topics and more on this week's radio show/podcast. originally aired 9/3/23…
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On this podcast Joel discusses the good news that comes with higher rates on your savings accounts and the bad news that comes with the resulting tax bill on that increased interest amount. Plus, he shares the five different documents that you need your college student to sign before they go off to school to provide you with the legal authority nee…
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Hard vs Soft - What Does That Mean For Your Investments?
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On this podcast Joel discusses the evolving economy landscape and how to best position your investments for the road ahead. Plus, he mentions some of the ways to avoid the hard feelings that occur when a family member passes away. Take the time to understand how to distribute items from personal property as those things often create the strongest e…
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What's Going On With The Rules For Inherited Retirement Accounts?
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On this podcast Joel is joined by Kristin Kalley CFF, CPA & CFP to talk about the latest delay by the IRS on instituting clear guidance on the 10-year distribution requirement of inherited retirement accounts. Plus, the latest option for qualified charitable distribution which involves charitable gift annuities. These topics and more on this week's…
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On this podcast Joel discusses how important dividends are in a world where inflation and interest rates costs are much higher. Plus, why it’s so crucial to know how many dividend paying companies you own. Finally, he discusses not being able to get to the new economy without the old economy and what that means for investing going forward.…
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Should You Implement A Dollar Cost Average Strategy?
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On this podcast Joel is joined by fellow Certified Financial Fiduciary Rob Field to discuss why high levels of cash might be a signal to invest on a dollar cost average basis. Plus, they discuss the importance of truly knowing what you own particularly when it relates to cash inside a brokerage account. These topics and more on this week's radio sh…
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Washington's Dirty Trick For High Income Earners
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On this podcast Joel discusses Washington’s dirty trick to force high income earners to only do Roth catch up contributions starting next year. Plus, the supreme court has struck down the student loan cancelation program. What are some of the income driven repayment programs and how can you take advantage of them? These topics and more on this week…
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On this podcast Rob Field & Kristin Kalley discuss five new changes that came from the Secure Act 2.0.This topic and more on this week's radio show/podcast. originally aired 7/16/23By Joel Garris of Nelson Financial Planning
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