John D Perrings public
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Longtime Car and Driver editor Eddie Alterman thinks all cars are great, even the awful ones. But some cars, he says, transcend their "car-ness” and have a story to tell. On Car Show!, Alterman tells those stories. Stories of the vital cars — the ones that have changed how we drive and live, whose significance lies outside the scope of horsepower or miles per gallon. Because some cars are more than just a pile of metal, glass, and rubber. Some cars are rolling anthropology. Launches May 18, ...
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The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform. Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking. Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your mone ...
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Each Week - Pop: The History Makers presents a new one-hour interview with an icon of popular culture. If you prefer watching the interviews - go to my YouTube podcast channel -https://www.youtube.com/@popthehistorymakers Online - Per Martinsen - Norwegian's Electronic Godfather!UPDATE and DEEP DIVE interviews include:Raz Lindvall (formerly Rob 'n' Raz), Louis C. Oberländer (Jeremy Days), Justin Currie (Del Amitri), Fish (Update interview) Phillip Boa, Toyah, Anne Clark (the poet who continu ...
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In today's episode, we discuss a misleading IUL ad we found on Instagram. We break down the numbers to explain why this ad (and IUL in general) is, in our professional opinion, a smoke-and-mirrors game. Indexed Universal Life (IUL) is often touted as "unbundled whole life insurance" or, worse, just like an investment but with no risk... Nothing cou…
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Today, we have a special guest, Dave Mozeika, co-founder of the cash flow platform called Currence. In episode 103, we discussed the problem of a lack of focus on savings and spending. Today's topic, Currence, is the solution to that problem. Currence is about setting up a better cash flow structure that, combined with IBC, can create financial fre…
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In this episode, we'll discuss how IBC positively affects every stage of life, from your first job and accumulation to retirement and transferring a financial legacy. Tune in! ---- EPISODE HIGHLIGHTS: (02:08) Starting Your Financial Journey: First Job (10:47) Building a Family and Financial Security (19:50) Accumulation Phase: Growing (and Protecti…
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My latest Quantum Tech Pod with Enrique Lizaso Olmos, Founder and CEO of Multiverse Computing, is live!Enrique has a degree in mathematics, a PhD in biostatistics, an MD, and an MBA. He is also a former university professor, having taught engineering, mechatronics, statistics, finance, and marketing at the Universitat Autonoma de Barcelona.For 22 y…
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We have spent a lot of time discussing why paying premiums is great and why we should want to pay them for as long as possible. From an Infinite Banking perspective, why would we not want to capitalize our "bank" to the greatest extent possible? This begs the question: is it ever appropriate to not pay a premium for a long time? A "Single-premium" …
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For 15 months after he was released from prison, Michael Alig, also known as the Party Monster, lived with David Maurici. Sour Candy & Chaos chronicles the crazy situations that swirled around Michael Alig during his post-prison return to New York City. This is the story of his new book; SOUR CANDY and CHAOS; My Life with the Party Monster - the af…
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How and when should you use IBC to pay for expenses vs just paying cash? In this episode, we share a "recurring expense funds" model that proves the mechanics of using The Infinite Banking Concept to better pay for large recurring expenses. Subscribers to the IBC MASTERY online course can watch a deep-dive video explanation of the recurring expense…
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Mousse T. on his Top Five tracks; Yes, Horny & Sex Bomb, and some surprises° Mousse T., born Mustafa Gündoğdu, renowned German DJ, record producer, and songwriter, is celebrated for his contribution to the house music scene. Here he talks about his Top Five tracks. Please share and subscribe! Mousse T. rose to international fame with his 1998 hit s…
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My latest Quantum Tech Pod with Zhanet Zaharieva, Chief Operating Officer of Quantum Dice, is live!Zhanet earned a DPhil from the University of Oxford in Materials Science where she designed novel methods for the development of quantum dot technologies.As the result of creating a patent application from her doctoral research, Zhanet began consideri…
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Do you even *want* to get well financially? Humans tend to reject solutions to their problems. In the book Becoming Your Own Banker, Nelson Nash talks about the problem most people face: they do not have control over their need for financing throughout their lives. If there is a solution to this problem, can you think of any reason not to embrace i…
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Albert Hammond's career spans over five decades, characterized by his exceptional talent as both a performer and a songwriter. His early work in the 1960s included co-founding the British band The Family Dogg, which achieved moderate success. However, it was his solo career in the 1970s that propelled him to international fame. To watch on YouTube …
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Buying things based on interest rates alone can be a big problem. We seeing the proof of that right now in the commercial real estate market where owners having to refinance at higher rates is causing fire-sales pretty much across the board. It's also true with other asset classes like whole life insurance. Sometimes people will pass up whole life …
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On Part 2 of the Carl McIntosh interview (Loose Ends) we conclude the story which sees the band split, and Carl gives his opinion today on former members Jane and Steve. Both parts are available as audio and YouTube podcasts. To see this interview on YouTube use these links.... For Part One use this link: https://youtu.be/JeYTBBMOldo?si=20V6Pc0v23z…
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My latest Quantum Tech Pod with Andrei Dragomir – Co-Founder and CEO of quantum company Aquark Technologies is live!Andrei grew up in Romania in a house with a scientific focus: his mother is a professor of physics, and his father is an engineer. He remembers as a kid going to his mom's lab after school, where his toys of choice were the devices ly…
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Part 1 of the story of Carl McIntosh of Loose Ends. If you want to watch this interview go here: https://youtu.be/JeYTBBMOldo?si=20V6Pc0v23zjxKzS⁠ Part 2 is also now online. Loose Ends formed in 1980 when Carl McIntosh, a native of London, England, met Steve Nichol and Jane Eugene (then Loose End). The trio quickly gained attention with their disti…
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For Groenalund's Martin Gerke, music is a time machine with which one can travel to the year 1979 in order to reshape the future from there. This was for Martin, ABBA's best year. Not only is their music reminiscent of ABBA, Martin uses the same techniques in the studio to recreate their authentic sound, and has even worked Janne Schaffer, known fr…
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Be sure to check the link below for additional resources in this episode! This week, we discuss the almost unreal financial potential of saving money. Yes, saving money. In today's world of unicorn startups, crypto, and all-time-high bull markets, saving money can sometimes seem like a wasted effort. We're here to show you that good, old-fashioned …
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Belouis Some on his TOP FIVE songs - the list is below with youtube links to watch them, but to find out his number one you'll have to watch the podcast.⁠ ⁠ YouTube link to watch the interview; https://youtu.be/Xnlz-njHeFQ?si=7k_E6zPp3v71zd8j⁠ ⁠ Charismatic British singer-songwriter, Belouis Some, carved out a niche for himself in the music industr…
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My latest Quantum Tech Pod with Lawrence Gasman, President of IQT Research, is live! Lawrence Gasman, a renowned expert in quantum technology, hails from North London and is an alumnus of Manchester University, where he studied mathematics and philosophy. He further honed his skills with an MBA from the prestigious London Business School. Over the …
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Discover the untold ABBA story of Sweden's greatest guitarist, Janne Schaffer. Learn about his incredible journey and his impact on the iconic band's sound. If you want to see this on YouTube - go here: Janne Schaffer, born on September 24, 1945, in Stockholm, Sweden, a highly acclaimed guitarist known for his versatile and innovative style. He ros…
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A new documentary of Ace of Base, directed by Jen von Reis has been released. Siblings Jonas, Jenny, and Linn Berggren, along with their friend Ulf Ekberg, took the world by storm in late 1992 with their record-breaking debut album Happy Nation (Later reissued as The Sign) Watch on YouTube here. https://youtu.be/zfsTAWzjyNk?si=ufF2V9jJYA5-zwHI If y…
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This week, we talked to a real client, Ian King, who has an impressive professional life. Ian works full-time in enterprise tech but is also a business owner and successful real estate investor. Ian talks about how, by ditching his ego and focusing on capitalizing (Infinite Banking) first rather than rushing to own more real estate "doors," he has …
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Continuing the ABBA themed shows as we approach Eurovision, this is the story of ABBAMANIA -THE SHOW, an electrifying tribute to the iconic Swedish pop group ABBA that dazzles audiences with its energetic performances and faithful renditions of ABBA's greatest hits. If you want to see this on YouTube - go here: The story of how ABBA won EUROVISION …
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An amazing interview that highlights the importance of the cover band. Their role in helping ABBA'S revival. How they played for the Queen, and even more bizarrely, for Putin, and how they became one of the most successful tribute acts in the world. Please share and like this interview! https://youtu.be/cnlDDpGZaAk?si=MEbkm6cxn5Pz-X69 This is the s…
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Ralf Hildenbeutel, electronic music maestro and sonic architect, lauded for his work in the 90s with Sven Väth, has carved out a successful career in film music, including his highly acclaimed soundtrack to the new Netflix series SUPERSEX. ⁠ ⁠ The latest podcast covers his whole life, including his masterful work with Sven Väth, his work with other…
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My latest Quantum Tech Pod with Carmen Palacios-Berraquero, Founder and CEO of quantum company Nu Quantum, is live! Carmen grew up in Spain and received an MSc in Physics from Imperial College London and a PhD from the University of Cambridge. Nu Quantum was a spin-out of the University of Cambridge’s Cavendish Laboratory in 2018. They are building…
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NOTE - Photo Ola Lager (Premium Rockshot) It's 50 years since ABBA won the Eurovision Song Contest in 1974, and leading up to this year's event, I'm running a series of interviews around the theme.⁠ ⁠ First up is ABBA authority Carl Magnus Palm telling how ABBA won Eurovision - what led up to the competition, the genesis of the song Waterloo and wh…
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Bill Sharpe, British keyboardist and composer, was a founding member of the jazz-funk group Shakatak. Born in 1952, Sharpe developed a love of the piano at an early age, studied music at University, and after a period of being in a band with Trevor Horn, formed Shakatak with Nigel Wright, Roger Odell and Keith Winter. With vocals from Jill Saward, …
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After publishing our 100th episode last week, we thought we'd take it back to basics for episode 101 and provide an "IBC 101" episode. Ten things you should know when getting started with The Infinite Banking Concept®. Join us as we discuss a list John Montoya created over a decade ago. It was no surprise to us that all 10 points are still applicab…
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In the 100th episode of the Strategic Whole Life Podcast, hosts John Montoya and John Perrings bring together two of their best clients, Declan Wilson, owner of Bannside Construction, an SF Bay Area general contracting company, and Brant Scheifler, CEO of Automatic Outreach, a North Carolina SEO company, to share their experiences with The Infinite…
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Evan Spiliotopoulos, reveals the ups and downs on the way to become a Hollywood Screenwriter.⁠ ⁠ Best known for Beauty and the Beast which starred Emma Watson, Dan Stevens and Luke Evans, Spiliotopoulos was born in Greece, left as a teenager to go to the University of Delaware to study film theory, followed by a Masters Degree in Screenwriting at t…
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My latest Quantum Tech Pod with Jan Goetz, Co-CEO of leading quantum company IQM Quantum Computers is live! Jan is a quantum physicist who earned his superconducting quantum circuits doctorate at Technical University of Munich.His company IQM Quantum Computers was founded in 2018 and is building Finland’s first commercial 54-qubit quantum computer …
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Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. When people think of tax-advantaged financial assets, they often think of ROTH accounts and municipal bonds. It's often acknowledged that life insurance has preferential tax treatment, but just as often dismissed because of what they think the…
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Leee John has chosen some great tracks for FIVE OF THE BEST. At the moment Leee has a new album out - INTIMATE GLOW - where the IMAGINATION singer has collaborated with BILL SHARPE (Shakatak), their first release is Take Me Back.⁠ In FIVE OF THE BEST Leee choses five tracks that have influenced him over the years. To watch on YouTube go here: https…
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Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this episode, I was a guest on the Wealth Warehouse podcast with Dave Befort and Paul Fugere and also joined by Brandon Goswick and Nate Dean, hosts of Cash Flow Legendz. These are a few of my inner-circle Authorized IBC Practitioner collea…
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Kid Moxie; New Vangelis? Everyone from Gahan to Badalamenti has or wants to work with this rising star! Kid Moxie is a mesmerizing force in synth-pop and electronic music. Born Elena Charbila, she creates haunting melodies complimented by pulsating beats, a mix of the nostalgic and modern, drawing inspiration from new wave and dream pop. Want to wa…
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Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this episode, we get into the essential attitudes that set buyers up to get the most out of their whole life insurance policy. Not surprisingly, they match up to those needed to practice The Infinite Banking Concept™! Curiosity and Courage …
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Have you ever considered what it must be like to be in a BoyBand? Travelling the world, performing to adoring fans, hanging out with your mates? Benjamin Boyce of Caught in the Act tells his story. To watch this podcast on YouTube - go here: Benjamin Boyce was a member of the 90s pop group "Caught in the Act." Formed in 1992, the group gained popul…
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Dr. Robert, born Robert Howard, is a British musician and lead vocalist of the band The Blow Monkeys. Emerging in the 1980s, the band found success with their distinctive blend of pop, soul, new wave. and Dr. Robert's socially conscious lyrics, all hallmarks of the band's soulful sound. Their hits included "Digging Your Scene" and "It Doesn't Have …
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My latest Quantum Tech Pod with Peter Chapman, President and CEO, of leading quantum computing company, IonQ, is live! Peter had an atypical childhood. He grew up near the Johnson Space Center in Houston because his father was an astronaut who used to fly over the house in his trainer jet. In high school, Peter went to study with the well-known cog…
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Producer Alexx Antaeus was recently recognized with a Grammy for Best Reggae Album alongside Julian Marley for their collaboration on "Colors of Royal". Their work seamlessly blends reggae with electronic and experimental sounds, showcasing Antaeus's exceptional talent and creative vision. Full YouTube interview link here: Please share and like. ht…
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Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this week's episode, we compare policy loans from a whole life insurance policy vs. margin loans. When discussing policy loans used with the Infinite Banking Concept™, sometimes people will be dismissive of the strength of policy loans beca…
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Five of the Best with Papa Dee!⁠ Here he talks about the songs he's been written, covered but most of all been involved in. SPOILER; The list of all FIVE in no particular order are below. For his favourite you'll have to listen to the podcast. ⁠ Here's the link to watch on YouTube;⁠ Please share https://youtu.be/empAMx4I6hI?si=uCD6Rx_in1MKM_8T Let …
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Electronic music composer, producer, and performer, Man Parrish rose to prominence in the early 1980s as a pioneer in the electro and hip-hop music scenes. Recognized for his innovative use of synthesizers and drum machines, Man Parrish helped push the boundaries of electronic music production during that era. Beyond his solo career, Parrish has co…
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Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. In this episode, we talk with Walter Young, co-author of The Fifth Option, about a transformative approach to retirement income planning. Walter challenges typical retirement planning and the "4% Rule" and offers solutions to live a plentiful …
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ABBA authority Carl Magnus Palm gives a rundown of what he believes are ABBA's most SIGNIFICANT songs. To watch this interview on YouTube go here: https://youtu.be/eRNCxqkBSPY?si=a8Pd0GjgeQz3RUb_ This TOP FIVE is a special interview, because it highlights the key moments in the history of ABBA - see if you agree with Carl. Carl Magnus Palm releases…
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John Watts (FIscher-Z) on his FIVE FAVOURITE SONGS ⁠ But what will be his Number one?⁠ SPOILER; The list of the five songs and links to watch them are below (in no particular order) Listen to the full interview and comment what your favourite John Watts song is!⁠ Or watch on YouTube. https://youtu.be/rVDkfnp5TMc?si=u0mveGi2fax74jY6 Fischer-Z, aka J…
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Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners. Today's episode is for those spouses looking for ways to get their significant other on board with The Infinite Banking Concept. Let's work together to get some financial harmony in our lives! As Montoya puts it, IBC is a "common sense test," …
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The TOP FIVE songs that SUZI has been involved in the writing of ...SPOILER; The links are below to watch! BUT her Number One will only be revealed at the end of the feature. Please comment up front on what you think her TOP SONG is (which she has been involved in the writing of!) Other interviews on this site with Suzi include: Full career intervi…
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