Each week John Croze and John Goodhue of APO Financial give you the straight talk and honest answers you need to understand the complexities of retirement planning. John Croze uses his 30 years of teaching math and science, as well as football coaching experience, to help you learn about your retirement options. John Goodhue, Founder and CEO of APO Financial uses his many years of experience and law background to tell you what you need to know to have a satisfying retirement. There's a diffe ...
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A Retirement Misstep That Could Cost You As Much As $130,000
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David Piatt joins us from the APO Denver office. David, John, and Jeff discuss: 1. The current state of the market and economy 2. A Retirement Misstep that could cost you as much as $130,000 3. Listener Questions 4. 7 Big Retirement Mistakes to AvoidBy John Croze, John Goodhue
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What To Do Ahead Of The Feds First Rate Cut In Years
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In this episode John, Jeff, and John discuss current events, possible rate cuts, and what to do ahead of these rate cuts.By John Croze, John Goodhue
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16 Mistakes To Avoid When You Get Into Retirement
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54:28
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In this episode John, John, and Jeff discuss inflation, 16 mistakes to avoid when your getting into retirement, and they answer listener questions.By John Croze, John Goodhue
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Moves To Make For Retirement Planning If You're Worried About The Economy.
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APO Advisor David Piatt joins John and Jeff to discuss current economic conditions, moves to make for retirement planning if you're worried about the economy, FAQs about Medicare, and David answers listener questions.By John Croze, John Goodhue
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In this episode John, Jeff, and John discuss 3 key elements of a retirement plan, investing in commodities, key ages along your retirement journey, and important estate planning documents.By John Croze, John Goodhue
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12 Things You Must Know To Maximize Your Social Security Benefits
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In this episode Jeff, John, and John discuss 12 things you must know to maximize your social security benefits. Also why 675 is no longer the ideal retirement age, and 10 things you should know about estate planning.By John Croze, John Goodhue
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Small Decisions That Can Make A Big Impact On Your Retirement
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In this episode John, John, and Jeff discuss small decisions that can have a big impact on your retirement portfolio. Also, social security claiming myths debunked, lump sum or a monthly pension, and is it too late to join this bull market?By John Croze, John Goodhue
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The Election Can Affect Taxes, Social Security, And Your Retirement
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In this episode John, Jeff, and John discuss the election and how it can affect your retirement, factors to consider in checking the health of your retirement plan, and an exit strategy for active landlords.By John Croze, John Goodhue
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In this episode John, Jeff, and John discuss asset strategies to diversify your portfolio, will the stock market rash in 2024, pros and cons of a self-directed IRA, and risk in retirement.By John Croze, John Goodhue
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5 Reasons To Take Social Security Early And 4 Reasons Not.
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In this episode John and Jeff discuss 5 reasons to take social security early and 4 reasons not. Also 6 financial actions to take the year before retirement, 7 misconceptions about annuities, and 8 habits of highly successful retirees.By John Croze, John Goodhue
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Factors Affecting How Much Retirement Savings You'll Need
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In this episode Joh, Joh, and Jeff discuss factors affecting how much retirement savings you\ll need. Also how to invest for retirement, and 10 frightening retirement statistics that should scare you.By John Croze, John Goodhue
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Big Retirement Obstacles You Must Overcome
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In this episode John, John, and Jeff discuss current events, the possibility of a recession, and 10 retirement obstacles you must overcome.By John Croze, John Goodhue
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15 Retirement Mistakes And Why They'll Shrink Your Nest Egg
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In this episode John and Jeff discuss 15 retirement mistakes that can shrink your nest egg and how to invest without the stock market.By John Croze, John Goodhue
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Money Mistakes People Often Make In The First Year Of Retirement
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In this episode John and Jeff discuss money mistakes people often make in the first year of retirement.By John Croze, John Goodhue
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Do These Things If You're Planning On Retiring In 5 Years
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In this episode John and Jeff discuss Things To DO If You’re Planning On Retiring In 5 Years, 12 Hard Truths About Retirement, Why You May Not Want To Pay Off A Mortgage In Retirement, and Signs It Could Be Time To Look For A New Investment Advisor.By John Croze, John Goodhue
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20 Costly Mistakes That People Make Going Into Retirement
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In this episode John and Jeff discuss costly mistakes that people make at the beginning of retirement.By John Croze, John Goodhue
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Twelve Questions Retirees Often Get Wrong About Taxes In Retirement
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54:49
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In this episode John, John, and Jeff discuss: 1. Five Things I Wish I’d Known Before I Retired 2. Five Things An Annuity Salesperson Won’t Tell You 3. Twelve Questions Retirees Often Get Wrong About Taxes in Retirement 4. What Is A Reverse Mortgage, How Does It Work, And What Are The Pros And Cons?By John Croze, John Goodhue
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In this episode john, John. and Jeff discuss rolling over a 401K into and IRA, annuities and pension alternatives, how the presidential race can affect the markets, and avoiding estate planning pitfalls for those people who are getting remarried.By John Croze, John Goodhue
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In this episode John, John, and Jeff talk about retirement income strategies, 5 common retirement fears and how to overcome them, and why the solo years after the death of a spouse are important to plan for.By John Croze, John Goodhue
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In this episode John and John talk about Peak 65 - huge numbers of boomers are turning 65 and what that means. Also 6 ways to diversify your portfolio, the best ways to earn passive income, and common post-retirement risks you should know.By John Croze, John Goodhue
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In this episode john and John discuss how to create a retirement income stream, 4 benefits you're missing if you're not working with a financial advisor, and the pros and cons of fixed annuities.By John Croze, John Goodhue
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In this episode John Goodhue and John Croze discuss the outlook for 2024, 10 long-term investment strategies, whether gold should be in your portfolio, and goals to work towards in 2024.By John Croze, John Goodhue
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Making An Annual Financial Plan Checklist
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In this episode John Croze and John Goodhue discuss making an annual financial plan checklist, how to pay for the soaring costs of elder care, eight mistakes that could upend your retirement, and what to expect when you come in for your complimentary consultation.By John Croze, John Goodhue
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The Economic Outlook For 2024 - Are We Seeing The Light At The End Of The Tunnel?
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In this episode John Croze and John Goodhue discuss the economic outlook for 2024, the various levels of risk involved with different investments, and why the last 5 years before retirement are critical.By John Croze, John Goodhue
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In this episode John Croze and John Goodhue discuss Tips to help your finances last, How to rebalance from within your IRA, Ten essentials for retirement, and Transitioning from work life to retirement life.By John Croze, John Goodhue
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Mutual Funds vs. ETFs - The Differences And Uses.
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In this episode John Croze and John Goodhue discuss Mutual Funds vs. ETFs – the differences and uses, Different types of Annuities, Wills vs. Trusts – Which Is Right For You, and How Social Security, Retirement Account Distributions, and Pensions Are Taxed.By John Croze, John Goodhue
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Understanding Investment Risks And How To Mitigate Them
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In this episode John Croze and John Goodhue of APO Financial discuss investment risks and how to mitigate them, a refresher on IRAs, and the use of target date funds.By John Croze, John Goodhue
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In this episode John Croze and John Goodhue discuss taking ownership of your retirement means having a personalized plan, how alternative assets can play a role in your retirement planning, pension replacements, and the difference between wealth preservation and income generation.By John Croze, John Goodhue
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How To Invest Outside Of The Stock Market
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In this episode, John Croze, John Goodhue, and Jeff Shade discuss Ways to invest outside of the stock market, planning and paying for long-term care, key ages to mark along your retirement journey, and the 4% rule – what is it and why it may not be right for you.By John Croze, John Goodhue
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In this first episode of the Retirement Playbook, John Croze and John Goodhue discuss what this show is all about, how much it costs to be YOU in retirement, the right time to file for social security, and avoiding running out of money in retirement. For your complimentary review of your retirement plan, call 906-523-9030.…
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