Send us a text Miguel Armaza travels to SF for an interview with Rujul Zaparde, CEO & Co-Founder of Zip, a leading SaaS & Fintech platform recently valued at $1.5 Billion that’s focused on bringing smarter procurement and spending software for small and large enterprises. Founded in 2020, Zip today serves hundreds of clients, including giants like …

Send us a text Miguel Armaza interviews Michael Tannenbaum, CEO of Figure, one of the largest US fintech platforms building infrastructure and embedded products. Founded in 2018 by Mike Cagney, also the founder of SoFi and past guest of the show, Figure is now the largest non-bank originator of Home Equity Lines of Credit in the US having done $11 …

Send us a text Miguel Armaza interviews Diya Jolly, Chief Product and Technology Officer at Xero (XRO.AX), a $22Bn tech giant that offers accounting and CFO management services for small businesses worldwide. Xero is one of the largest fintechs in the world. Their latest total annual revenue was $1.6Bn and they’ve doubled in size over the last thre…

Send us a text Miguel Armaza interviews Raimundo Morales, CEO of Yape, the dominant fintech app in Peru and certainly one of the biggest consumer fintechs in the world. Yape has 16 million users in Peru, which represents 80% of the country’s total population. On average, they process 550+ million payments a month and are doubling in volume on a yea…

Send us a text Miguel Armaza interviews Darian Shirazi, General Partner at Gradient Ventures, an early-stage venture fund focused on AI and data-rich companies, with Google as its major LP. Prior to Gradient, Darian founded and sold Radius, a B2B Customer Data Platform. He is also an early investor in companies including Lyft, Udemy, Carbon Health,…

Send us a text In this episode, I sit down with Andrew Endicott, who’s my co-founder at Gilgamesh Ventures and who also previously built Petal, a New York fintech company. Andrew and I discussed a research report we recently published in collaboration with the Wharton School of Business. We examined the incredible impact that 15 leading fintech com…

Send us a text Miguel Armaza brings you a deep dive into one of the most pressing issues facing the financial industry today: consumer fraud prevention and identity verification. Over the last couple of years, Miguel has interviewed some of the top leaders in identity management and fraud-fighting, and in this episode you’ll hear a summary of the m…

Send us a text [Original air date, March 28, 2023] Miguel Armaza interviews Mercedes Bent, Partner at Lightspeed, a global venture capital firm founded in the year 2000. Over the last 23 years, they have secured over $18 billion in committed capital and backed over 500 companies, including Snap, Affirm, Faire, Grubhub, Carta, Blend, and a long list…

Send us a text Miguel Armaza interviews Alex Konrad, Senior Editor at Forbes, where he covers venture capital and startups. Alex also edits and curates the famous Midas List and The Forbes 30 Under 30 VC category. He is a central figure in the world of Venture Capital, Tech, and Fintech and I suspect you’ll enjoy hearing what he has to say. We disc…

Send us a text Miguel Armaza interviews Melissa Guzy, Co-Founder and Managing Partner of Arbor Ventures, a global fintech-focused fund with offices across Asia, the Middle East, Europe, and the US. Founded in 2012, some of their portfolio companies include Tabby, TrueAccord, Grab, and Fundbox. We discuss: Melissa’s early days as a VC investor at Va…

Send us a text [Original air date, May 9, 2023] Miguel Armaza sits down with David Haber, General Partner at Andreessen Horowitz (a16z), one of the largest Venture Capital funds in the world, founded in 2009 by Marc Andreessen and Ben Horowitz. Based in NYC, David focuses exclusively on investing in global fintech. Before a16z, he founded Bond Stre…

Send us a text Miguel Armaza interviews Rakefet Russak-Aminoach, Managing Partner at Team8, a global Venture-Creation and VC Fund with over a 1 billion dollars in AUM, that creates and invests in companies focusing on Fintech, Cybersecurity, Data & AI, and Digital Health. Since launching in 2014, Team8 has built 20 companies and achieved over two b…

Send us a text [Original air date, July 4, 2023] Miguel Armaza brings you a curated selection of the best lessons, stories, and candid reflections about raising venture capital. You’ll hear directly from some of the strongest fintech entrepreneurs around the world spanning four continents. The founders featured in this episode have built revolution…

Send us a text Miguel Armaza interviews Anthony Denier, Group President of Webull Corporation, a global digital investment platform serving 20 million users in over a dozen countries worldwide. We discuss: What it takes to be a great trader on and off the trading floor How technology, client demands, and regulation transformed the trading industry …

Send us a text Miguel Armaza interviews Mikhail Lomtadze, CEO of Kaspi.kz (NASDAQ:KSPI), one of the largest publicly traded fintechs in the world and the leading tech platform in Kazakhstan. Kaspi is traded on the Nasdaq and has a current market cap of $24 billion dollars. They also have incredible numbers. They serve 15 million customers, in a cou…

Send us a text Miguel Armaza interviews Blake Hall is the CEO & Co-Founder of ID.me, one of the leading US companies in identity verification with over 130 million users. Founded in 2011, ID.me has raised around $300 million in equity from BoxGroup, Blu Venture, Moonshots Capital, Capital G, Morgan Stanley, Viking Global, and a long list of impress…

Send us a text Miguel Armaza interviews Vishal Garg, CEO & Founder of Better.com (NASDAQ: BETR), a publicly traded online mortgage lender that has funded more than $100 billion in mortgage volume in the last decade. Prior to going public in 2023, they raised capital from a long list of VCs, including Activant, Softbank, AmEx, Citi, and Goldman amon…

Send us a text Miguel Armaza interviews Charles Moldow, General Partner at Foundation Capital, a 30-year old venture capital firm with $3+ billion in AUM. Charles joined Foundation in 2005 and over the last two decades has led early-stage investments for many companies, 14 out of which either went public or were successfully acquired. Some of his i…

Send us a text Miguel Armaza interviews Oliver Hughes, Head of International Business at TBC Bank, a Central Asian leading bank that’s publicly traded on the LSE with a $2B market cap. Oliver is also a true fintech leader - in the past, he was the CEO of Russia’s Tinkoff bank, where he built the operations from scratch to become the most profitable…

Send us a text Miguel Armaza interviews Rodger Desai, CEO & Founder of Prove, one of the leading global companies in identity verification and fraud reduction. Founded in 2008, Prove serves over one thousand corporations, including 9 of the top 10 US banks, and has raised around $200 million from Wellington, Oak HC/FT, Apax Digital, Mass Mutual, Am…

Send us a text Miguel Armaza interviews Doug Ricket, CEO & Co-Founder of PayJoy, a global fintech with $300+ million in annualized revenue that provides credit to over 10 million customers across Latin America, Africa, and Southeast Asia. Founded in 2015, PayJoy reached profitability in 2023 and has raised almost $200 million in equity financing fr…

Send us a text Miguel Armaza interviews Rebecca Lynn, Co-Founder & General Partner at Canvas Ventures, an early-stage VC with almost $900 million AUM, focused on Series A & B in fintech, digital health, marketplaces, and logistics. Rebecca has been operating or investing in fintech for over 25 years and has also been ranked on the Forbes Midas List…

Send us a text Miguel Armaza interviews Asaf Horesh, Managing Partner of Vintage Investment Partners, a $4B global fund investing in VC funds, growth companies and secondary investments. Founded in 2003, Vintage has invested in several of the world's leading venture funds and has exposure to over 2000 technology companies. We discuss: Going from Ap…

Send us a text Miguel Armaza interviews Mike Seckler, CEO of Justworks, one of the largest platforms for SMBs providing HR, Tax, and payroll services in the US and Internationally. Founded in 2012 in NYC, Justworks recently crossed $300 million in annual revenue and is backed by some of the best NY-based VCs, including Bain Capital Ventures, FirstM…

Send us a text Miguel Armaza interviews Jack Zhang, CEO & Co-Founder of Airwallex, a global payments and treasury giant that moves $7 billion in monthly transaction volume and serves 100,000+ clients, including Brex, Rippling, and SHEIN. Founded in Melbourne in 2015, Airwallex was last valued at $5.5 billion and has raised 900 million dollars from …

Send us a text Miguel Armaza interviews Alberto Dalmasso, CEO & Co-Founder of Satispay, the largest fintech in Italy and one largest fintechs in Europe. Founded in 2013, Satispay has 4 million consumers and 330,000 merchants active on the platform. Started as a payments network, they’ve now evolved to a wider financial services ecosystem and super-…

Send us a text Miguel Armaza interviews Nick Peddy, CTO of Clear (YOU:NYSE), a publicly traded company with over 20 million members that’s built one of the largest identity platforms in the world. If you’ve ever travelled through an airport in the US, you’ve definitely seen them. Most recently, Clear expanded into financial services by launching it…

Send us a text Miguel Armaza interviews Lauren Kolodny, Co-Founder & Managing Partner at Acrew Capital, a multi-stage venture capital fund with over a billion dollars in assets under management. Some of their fintech investments include Chime, Gusto, Coinbase, Bilt, Vanta, and Klar. We discussed: Lessons from over a decade of investing in technolog…

Send us a text Miguel Armaza sits down with I sit down with Eric Poirier, CEO of Addepar, a global tech and data company with over $5 trillion in client assets managed on the platform and clients in more than 45 countries. Founded in 2009 by Joe Lonsdale and Jason Mirra, Addepar has raised half a billion dollars from a long list of great investors.…

Send us a text In this special episode, Miguel Armaza brings you a compilation of the best insights and actionable learnings on what it takes to be a great VC investor from 10 amazing interviews recorded over the last two years with early and late-stage investors. The Partners and leaders featured in this podcast, represent firms with a combined $1…

Send us a text Miguel Armaza sits down with Michael Blaugrund, CEO of DriveWealth, a fintech platform and broker-dealer enabling investing products for businesses and consumers worldwide. Founded in 2012, DriveWealth works with over 100 corporations in almost all continents, including Revolut, BTG Pactual, GBM Mexico, MoneyLion and many more. They …

Send us a text [Original air date, Nov 8, 2022] Miguel Armaza sits down with Matt Harris, Partner at Bain Capital Ventures and one of the Fintech OG legends who started his investing career back in 1995 and has been working with fintech entrepreneurs throughout several cycles. Some of his investments include GoCardless, Orum, Finix, Acorns, and man…

Send us a text Miguel Armaza sits down with Sohail Prasad, CEO and Co-Founder of Destiny and Co-founder of Forge (NYSE: FRGE). Destiny is creating a family of exchange-traded products that will enable anyone with a brokerage account to invest in publicly traded portfolios of private technology companies. Their first and flagship product, the Destin…

Send us a text Miguel Armaza sits down with David Magerman, Managing Partner and Co-Founder of Differential Ventures, an early-stage fund that invests in data-focused entrepreneurs building enterprise technology. In a past life, he spent 22 years in leadership roles at Renaissance Technologies (RenTech), a hedge fund with over $100 billion in AUM a…

Send us a text Miguel Armaza sits down with Shamir Karkal, Co-Founder of Sila, a fintech company that’s raised over $20m to modernize payments. Shamir is also a true OG in fintech. He previously co-founded Simple, the first US neobank built for the smartphone era, and sold it to BBVA in 2014 for $117 million. We discuss: Selling Simple to BBVA and …

Send us a text Miguel Armaza sits down with Bill Capuzzi, CEO of Apex, a company that’s built capital markets infrastructure to enable investing. Their customers include major global banks, Webull, eToro, SoFi, and a long list of financial institutions with $115B+ in AUM and 21 million brokerage accounts. In 2023 the company reportedly had over $40…

Send us a text Miguel Armaza sits down with Wayne Slavin, CEO & Founder of Sure, a leading insurtech SaaS and infrastructure company powering embedded products for some of the world’s most recognized brands and carriers. They’ve raised over $120m from Menlo Ventures, IA Capital, David Rubenstein’s Declaration Partners, Plug and Play, and many more.…

Send us a text Miguel Armaza sits down with Dan Rosen, Founder of Commerce Ventures, a fintech and retail-focused fund that’s been building an impressive portfolio since 2013. Some of their investments include Bill.com, Marqeta, Socure, Moov, MX, and many more. We discuss: Building a Venture fund and how their thematic strategy has evolved in the l…

Send us a text In this special episode, we explore valuable company-building lessons and mistakes shared by 18 of our guests from over last 2 years. So if you’re building a business, I hope you find it helpful. This show is divided into four categories of insights: Organizational Culture Product Strategy Leadership Tactics Sales and Marketing Each …

Send us a text This episode was the most popular one of 2023 - it first aired Apr 18, 2023. Enjoy and have a happy new year! Miguel Armaza sits down with Nilan Peiris, Chief Product Officer at Wise (WISE.L), a global fintech that helps clients move money around the world. Founded in 2011 by Kristo Käärmann and Taavet Hinrikus, Wise went public on t…

Send us a text Miguel Armaza sits down with Maëlle Gavet, CEO of Techstars, a premier global accelerator and one of the world's most active pre-seed investors. Techstars was founded in 2006 and has backed almost 4000 companies with a combined portfolio market cap of $105B. Some of their invested companies include Remitly, Chainalysis, DataRobot, an…

Send us a text Miguel Armaza sits down with Luis Silva, CEO & Founder of Cloudwalk, where they are building an interplanetary payment network. Headquartered in Brazil, Cloudwalk has now expanded internationally, is profitable, and recently crossed annual revenue of $400 million. They are backed by Valor Capital, Coatue, DST, FIS, Plug and Play, The…

Send us a text Miguel Armaza sits down with Sarah Hammer, Executive Director and Professor at the Wharton School. Sarah has a long history of leading multiple fintech and financial institutions at Wharton, in the private sector, and also in the public sector. Additionally, Sarah leads the Cypher accelerator, Wharton’s fully-remote and non-dilutive …

Send us a text Miguel Armaza sits down with Ohad Samet, CEO & Co-Founder of TrueML, a leading platform of fintech products to enable intelligent, digital customer communication, which in clues TrueAccord, a leading debt recovery and collections platform with a consumer-friendly digital experience. They are backed by AmEx, Arbor Ventures, BoxGroup, …

Send us a text Miguel Armaza sits down with Jason Guss, CEO & Co-Founder of Octane Lending, the leading software and credit provider for purchases of powersports vehicles, RVs, and outdoor power equipment. Founded in New York City in 2014, Octane now funds over a billion dollars in annual loans and is backed by Valar Ventures, Contour, IA Ventures,…

Send us a text Miguel Armaza sits down with Emmalyn Shaw, Managing Partner at Flourish Ventures, a global fintech-focused fund with over $850 million in assets under management. Flourish Ventures is also a permanent capital vehicle that aims to back companies that can create systemic change and help build a more fair financial system. Some of their…

Send us a text In this episode (originally published Jan 3, 2023), Miguel Armaza brings you a curated selection from the best lessons, reflections, and secrets on how to build and manage an amazing board of directors. Whether you’re a CEO managing a board, an investor who sits on several, an independent board director, or you just want to learn, we…

Send us a text Miguel Armaza sits down with Stuart Sopp, CEO and Co-Founder at Current, one of the largest New York fintech platforms offering financial services to US consumers. Launched in 2015, Current serves almost four million customers and is backed by Andreessen Horowitz, Tiger Global, TQ Ventures, Avenir, Sapphire Ventures, Foundation Capit…

Send us a text Today we bring you a living legend. Miguel Armaza sits down with Howard Morgan, Chair and General Partner at B Capital, a global investment firm with $6.3 billion in AUM and 160+ portfolio companies. Howard is also a true technology pioneer. He was one of the first people in history to experience the web, and had computer #50 on the …

Send us a text Miguel Armaza sits down with Ben Miller, CEO & Co-Founder of Fundrise, the largest direct-to-investor alternative asset manager in the US, that has grown from an idea to a platform with over 2 million active users and $3.3 billion in real estate private equity, private credit, and growth-stage venture capital. We discuss: How a produ…