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‘Banking on Air’ is the official Vacuumlabs podcast hosted by Helene Panzarino and Marcel Klimo covering the challenges, opportunities, perspectives and opinions that matter to fintech community, In this podcast, we are looking under the hood of the changing face of technology, digital banking, payments, while sharing the expertise in creating solutions for the digital journey for incumbents, community banks, and fintechs.
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MASASHI OSAKU provides DJ mixes of Progressive,Electro,Tech House on the Podcast for the world directly.As picking up latest tracks,he's gonna take you up through your ears at any place. ----> Introduction about "MASASHI OSAKU" ----> Masashi Osaku is a DJ specializing in Electro/Progressive/Tech/Acid House and is a master of the decks delivering fabulous mixes with the highest level of quality and class. He is constantly learning, improving and searching the world for the newest, hippest tun ...
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Vacuumlabs has partnered with Galgal, an Indian startup, to develop a modern money management app that aims at helping Indian youth to better monitor and save their money. The co-founder and CEO of Galgal, Harsh Chhatrapati talks in detail about the journey that he embarked on in 2017 and how Galgal was born.…
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Underbanked communities in countries such as Nigeria daily suffer from limited access to internet banking, high transaction fees and obstacles to get support from their family members that work all around the globe. Based on the personal experience, SympliFi found a very smart solution how to avoid these pains and provide support to local people to…
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Fintech has a new target in its sights: routine business admin. Many businesses continue to spend significant amounts of time on recurring tasks that, until now, have required interactions with financial institutions. We sat down with Nick Heller, CEO of tomato pay, and Kevin Sefton, co-founder of untied, to talk about how Fintech is offering busin…
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The third episode of our crypto series with David Stancel, our cryptocurrency expert and CTO at Fumbi, is here! The first episode focused on basic crypto terms & explanation of how it works; the second episode was about Ethereum and smart contracts. The third episode - as always, moderated by our host Helene Panzarino - brings the topic of decentra…
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Or why smart contracts aren’t so smart! After a basic introduction to the crypto world and an explanation of its most-used terms, we are here again for a second crypto episode! David Stancel, our cryptocurrency expert here at Vacuumlabs, and CTO at Fumbi, returned to join Banking on Air host Helene Panzarino. This time, they focused on smart contra…
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From a passion project to a secure crypto wallet with 170k+ downloads! Yoroi light wallet is a result of the cooperation between EMURGO and Vacuumlabs, and we are really proud of the product. But what is Yoroi exactly? And what does it mean to work on blockchain projects like this? And what is the future of this industry? Marcel Klimo, host at Bank…
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Would you believe it's possible to release a digital bank within 18 months? Hard to imagine, right? Well, Mox in Hong Kong managed to do it. What is more, they did it mostly from home because of the pandemic! Our podcast host, Marcel Klimo, had a pleasure to welcome Deniz Güven, CEO of Mox, in our latest episode of Banking on Air. Deniz not only sh…
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Is blockchain technology only for technology-savvy people? Or can it be applied to everyday life? And if so, how? In our latest Banking on Air episode, Marcel Klimo had a chance to talk to Nicolas Arqueros from EMURGO, a core solutions provider to the Cardano ecosystem. As Nicolas knows this third generation of blockchain very well, he shared his t…
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Crypto and blockchain - how many people really know what these terms truly mean? We decided to bring experts together to shed some light on these topics in a series of crypto-related episodes. Listen in as host Helene Panzarino is joined by David Stencel — cryptocurrency expert and CTO at Fumbi — and learn everything you need to know about these bu…
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What does true digital transformation mean for banks? For an organization as complex as a bank, there is a lot to consider: picking the right technology stack, making the migration to the cloud, picking the right technical partners, and so much more. Most banks jump in without even fully grasping the key decisions and their consequences, but that’s…
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Will digital banking move towards all-encompassing apps or will the future see more personalized niche product offerings? Can fintechs learn from the huge gaming industry and harness creative design and gamification to provide a potent hook for customers, building in high-level entertainment value to bolster digital banks’ market share? In this epi…
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High Street banks have strong long-term relationships with an enormous breadth of individual customers, but how can banks cost-effectively transform that relationship capital to boost their bottom line? Listen in, as host Helene Panzarino is joined by our guest Nicolai Hack, Head of Strategy & Partnerships at cloud-native savings and investment pla…
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What’s the best way to now effectively offer digital services to the US SMB market to deliver the banking tools to really help them grow their businesses? Being underbanked is something we’d more readily associate with developing nations rather than the US, yet underbanking is prevalent in the United States too. In the US, most small and medium-siz…
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Is it easier to set up and grow a new bank within a major financial institution, or is it better to be unencumbered and create a neobank free of those ties? You might well think that large established banks offer a welcoming space for neobanks, providing appropriate expertise and essential technology. But the reality is that being part of a major f…
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Processing digital payments is a complex operation: it only takes a few seconds yet there’s some powerful technology involved. How does it all work? Our latest podcast episode with Joanne Dewar, CEO of Global Processing Services (GPS), takes us ‘behind the scenes’ for a look into the world of digital payments processing. With high-profile customers…
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Do banks know how to maximize value from their clients’ data and at the same time make a positive difference to the customer experience? There’s certainly no shortage of data: Where customers shop, where they travel, their hobbies, even their favorite foods. By transforming insights from this data and successfully channelling these into banking ser…
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Digital transformation is now integral to the banking industry and no incumbent can simply afford to ignore this. Yet delivering digital services takes a lot more effective planning and specialist expertise than appears at first sight. Download our podcast with Martin McCann, CEO and Co-Founder of Trade Ledger, a leading player in lendtech. Trade L…
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What does the concept ‘Islamic finance’ say to you? Is it solely pegged to a religion from the Arab world? In this episode, we want to shed some light on this fascinating topic, cut through some of the misconceptions, and tell you more about how this well-established, yet very different, banking culture works and what it has to offer. In our third …
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Why are neobanks born, and what is the key for success in the banking industry? The answers are twofold: fulfilling specific community needs, and focusing on a relationship with customers. Without those, their position on the market is endangered. Listen to our second podcast installment hosted by Helene Panzarino. With her guest Donald Hawkins, He…
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Fintech and innovation go hand in hand. But how do big financial institutions respond to the need to innovate? Do they get this right? Frustratingly, the answer is often “no.” Listen to our first podcast installment hosted by Helene Panzarino. Helene is in business conversation with Nektarios Liolios, and he opens up about his thoughts and his weal…
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Solving environmental issues with Doconomy financial service tools? Yes! Listen to this episode where Mathias Wikstrom (CEO) and Johan Pihl (Founder and Head of Innovation) at Doconomy discuss how they brought to market a credit card that enables its users to behave more sustainably. Finding an intersection between banking services and decreasing C…
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Banking on Air is here! A new podcast concept, brought to you by Helene Panzarino & Marcel Klimo from Vacuumlabs, is covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. We’re making this series so we can share our experience and expertise in creating solutions for the digital journey for incumb…
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On this episode of Banking in Air, we talk with Peter Murray from W2 about changing needs of identity verification and anti-money laundering across the world, so that you can understand who your customers are across the world. Here is a quick rundown of the episode: 0:19 What is KYC, AML and ID&V 1:50 How and why you might need W2 3:40 Changing bus…
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In this episode of Banking in Air, we talk with Jaijit Bhattacharya from Zerone Microsystem about the Indian payment card market and how his mobile POS is empowering millions of merchants to now accepts payments in a country, which nearly doubled the total number of cards in just a few months. Here is a quick rundown of the episode: 1:36 ZUP POS in…
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In this episode of Banking in Air, we talk with Angela Davies from Thames Technology about issuing cards and how biometric cards are the next generation of secure payment perfectly suited for the current world Here is a quick rundown of the episode: 1:21 Introduction of Thames Tech 1:05 How does Thames Technology work and how did it get started? 3:…
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In this episode, we interview Dom Pym, co-founder of Up Bank about the open banking landscape in Australia, the launch of their banking API and how their focus on being a contrarian technology company has helped them bring features to market in record speed to become Australia’s first next-gen digital bank. Here is just a small taste of how differe…
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In this episode, Brano Vargic talks with Marcel about the fintech scene in Southeast Asia, hypergrowth of the local market and gives tips on how to get started in the region as a company coming in from Europe or the Americas. Brano is currently the COO of Home Credit Vietnam, a quick loan, financing and credit card company originally from the CEE, …
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In this episode, we speak about the cloud, banking, and complexity of the system. Switching his career from speech to banking, Paul reveals his insights on establishing a successful company and challenges that need to be overcome. Here is a rundown of the episode, if you want to jump ahead: 01:00 What is Thought Machine? 5:00 Building Mox bank in H…
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In this episode, we talked about Buy now, pay later service which has a big potential in CEE region. Also, Michal shared history and challenges of Twisto as well as his predictions for future. Here is a rundown of the episode, if you want to jump ahead: 0:45 what is Twisto 4:00 How are they mitigating risk at Twisto? 3:30 how was Twisto name and 7:…
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In this episode of Banking in Air, we speak with Monika Nemeth about her transition from the telco sector into finance and payments. The fintech and banking sector is going through a massive opening and renaissance due to open banking regulation like PSD2 and instant payment schemes. This is going to transform business processes and bring completel…
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Sheel is co-founder of Better Tomorrow, a seed stage VC firm investing in Fintech companies globally. His own startup experience includes 2 successful FinTech exits – a payments company and a high-stakes auction company, and he is GP of the 500 Fintech fund. He formerly worked as a financial services consultant at BCG and started his FinTech career…
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Mary Alcantara is the Deputy Managing Director of MKB Fintechlab, Hungary's first fintech innovation lab and design competence center owned by MKB Bank. At Fintechlab, Mary leads the innovation team, brokers bank partnerships with startups and scaleups, and coordinates events and educational programming. She is passionate about open innovation, bui…
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Balazs Vinnai is a serial entrepreneur, investor and mentor for growth stage companies.He is currently the president of W.UP, which helps banks unleash the power of real-time data to understand and serve their customers better. In this episode, we speak about how he got started in the industry when phones only supported WAP websites and how his vis…
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Brad van Leeuwen is the COO and co-founder of Cledara. He enjoys creating things that make the world better. His personal mission is to try to understand things from first principles and move from there. Cledara's mission is to make SaaS scalable for the companies and people that use it. Cledara was named SaaStock SaaS Startup of the Year in 2018, …
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Nick Kerigan is a Fintech and Payments industry veteran, most recently at the role Managing Director - Future Payments at Barclaycard. His team has been responsible for designing and developing innovations such as the award-winning Grab+Go and Dine & Dash.. In this episode we talk about the UK fintech ecosystem helping out with the COVID-19 crisis,…
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On this episode of Banking in Air, we speak to Cristina Vila, the founder of Cledara. Cristina founded her company after seeing how painful managing software-as-a-service subscriptions was for other founders and their CFOs. Cledara empowers companies to manage all their subscriptions in one place, track budgets and have all invoices in one place. W…
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On the first episode of Inside the Vacuum, we speak to Ivan Muck, the co-founder and CEO of Family Finances. Growing up in a family of musicians, he dreamed of becoming a professional drummer and ended up helping banks and fintechs understand the needs of millennials and teenagers. Ivan speaks openly about the challenges they faced over the first f…
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Booking&Contact ? mail@masashiosaku.com "Masashi Osaku Podcast 53" 01.Fake Mood-Don't Miss feat.Jinadu (Armen Miran Remix) 02.Definition/Drums&Arps 03.Audiojack/Reverie 04.Matthias Tanzmann/Coffee Clouds Remix) 05.Huxley/Make It Right 06.Ammo Avenue/Halley 07.Crazy Sonic/Fast Lane 08.Raxon/Orix 09.ARTBAT-Tabu 10.Der Dritte Raum/Hale Bopp (D3R-25 Re…
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Booking&Contact ? mail@masashiosaku.com "Masashi Osaku Podcast 52" 01.Lane 8-Fingerprint (Original Mix) 02.Palmer-Takin' Off (Giom Dark Dub) 03.Idamos-Heads Down - 04.Brett Gould-Belong 05.Marcelo Cura-La Vie Des Raves 06.Mihai Popoviciu-Focus 07.Archie Hamilton-What's In Your Head (Original Mix) 08.Yotto-Crosswalk 09.Sebastien Leger-Trytosphere 10…
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Booking&Contact ? mail@masashiosaku.com "Masashi Osaku Podcast 51" 01.Alex Metric-Always There (Purple Disco Machine Remix) 02.Joyce Muniz-You Always Get Me High 03.Manik&Cari Golden-Recourse 04.Budakid-Anxiously (Original Mix) 05.Dario D'Attis-My Tip 06.Hermanez-Schudder (Collective Machine Remix) 07.Tears For Fears-Shout (Skylark Remix) 08.Spence…
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Booking&Contact ? mail@masashiosaku.com "Masashi Osaku Podcast Vol.50" 01.Freakme-Float Away 02.Adapter-Deep In My Soul 03.Mar-T&Luca Donzelli-Tartune (Betoko Remix) 04.Animal Trainer-Maunder 05.Gorge-Tayo 06.Underworld-Baby Wants To Ride (Heller&Farley Remix) 07.Gabe, Dashdot-Ambition 08.Paco Maroto-Amanita Drums (Pavel Petrov Remix) 09.&ME-Woods …
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Booking&Contact ? mail@masashiosaku.com "Masashi Osaku Podcast Vol.49" 01.Timid Boy-Wired&Uncomfortable (Chaim Remix) 02.Redondo&Ferreck Dawn-Something Else 03.JR-The Life Of Nile (Original Mix) 04.Gardens Of God-Voices From The Past (Original Mix) 05.Mr.V-Jus Dance (Dario D'Attis Remix) 06.Dave Seaman-The Holy Ghost (Dousk Remix) 07.Pele, Shawnecy…
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Booking&Contact ? mail@masashiosaku.com "Masashi Osaku Podcast Vol.48" 01.Jacob Phono/Saatzuchgut (German Brigante Remix) 02.John Barber/Shine 03.Fur Coat/There's No Time 04.Tojami Sessions/Ray Of Hope (Helly Larson Remix) 05.Hot Since 82 VS Joe T Vannelli/The End (Sabb Remix) 06.Bunte Bummler/Target Pitch/ 07.Eric Sneo/Metanoia/ 08.Gonzalez & Gonz…
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Booking&Contact ? mail@masashiosaku.com "Masashi Osaku Podcast Vol.47" 01.Helly Larson/Dreams Of Me (Babak Shayan Remix) 02.Art Department/Robot Heart (Jon Charnis, Prab K & Lovecraft Remix) 03.Newbie Nerdz&Moonwalk&Fractales/This Is You (Giom Remix) 04.Adapter&Matteo Gamb/Tarpadu 05.Michel Cleis/Hey Lady Luck (Jimpster Remix) 06.Sinisa Tamamovi/Re…
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Booking&Contact ? mail@masashiosaku.com "Masashi Osaku Live@Hiroshima, Japan Nay.5th.2013" --> Information [Official Web Site] http://masashiosaku.com/ [Masashi's Release] https://pro.beatport.com/artist/masashi-osaku/155591 [Mixcloud] https://www.mixcloud.com/masashiosaku/ [Plastik Philosophy] http://www.plastikphilosophy.com/ organising events an…
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Booking&Contact ? mail@masashiosaku.com "free track Masashiosaku-Chasing" --> Information [Official Web Site] http://masashiosaku.com/ [Masashi's Release] https://pro.beatport.com/artist/masashi-osaku/155591 [Mixcloud] https://www.mixcloud.com/masashiosaku/ [Plastik Philosophy] http://www.plastikphilosophy.com/ organising events and releasing MIX-C…
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Booking&Contact ? mail@masashiosaku.com Masashi Osaku Podcast Vol.44 "Sink Deeper" 01.Blond.ish/In My Head 02.David Labeij/Technoir (D-Nox&Beckers Remix) 03.Rashid Ajami/Rule The World (Maya Jane Coles Remix) 04.Stimming&David August/Sexy Biest (Gui Boratto Remix) 05.Monte/True 06.Tiger Stripes/This Man (Night Version) 07.Corey Baker&Louie Fresco/B…
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Booking&Contact ? mail@masashiosaku.com Masashi Osaku Podcast Vol.43 "Nucleus" 01.Liquideep/Feel It (Stimming Dub) 02.Los Suruba/Spanish Pantalones (Hot Since 82 Remix) 03.Huxley/Let It Go (Original Mix) 04.Marc Antona/In Flagrante (Original Mix) 05.Luna City Express/The Next Level (Dance All Night Mix) 06.Chris Wood&Meat/JR Juniors (Tiefschwarz Re…
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