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We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by senior writer, Tom Watson, and editor-in-chief, Michelle Baltazar, Friends With Money is a weekl ...
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Building wealth through investing is a gradual process – one that naturally comes with its fair share of success and setbacks. This week on the Friends With Money podcast, Money's Tom Watson talks with financial educator and author Natasha Etschmann (@tashinvests) about her investment journey and the insights she’s gained along the way. What made y…
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July 1st brings money-savings changes! In this BONUS episode of the Friends With Money Podcast, Money's Vanessa Walker and Tom Watson break down the latest financial changes that could save you money. Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au See omn…
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There's a lot of misinformation out there about building a property portfolio, and making the wrong decisions can seriously stall your investment journey. This week on the Friends With Money podcast, Money's Michelle Baltazar cuts through the noise with Damian Collins, property expert and financial guru. Together they help you: Debunk the median pr…
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Should your investment portfolio have a home bias, an international focus or something in between? On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Tony Sycamore, market analyst at IG Australia, to discuss local and international markets and asset allocation. How optimistic are traders about local and global market…
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Can't afford to BUY a house on your own? Property pals might be your answer! With the typical home loan repayment between $3000-$7000 PER MONTH, sharing the burden with your friends may be the key to home ownership. This week on the Friends With Money podcast, Money's Michelle Baltazar chats with Matt Bowen, head of consumer and market insights at …
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Forget confusing financial jargon and feeling lost in a sea of investment options! Is a financial advisor the missing piece to your financial puzzle, or is that an unnecessary cost? This week on the Friends With Money podcast, Money's Michelle Baltazar is joined by Financial Advisor Jeremy Lack from TelstraSuper as they debunk the myths about seeki…
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Australians have $1.5 trillion stashed away in deposit accounts, but are we losing out by settling for subpar savings rates? This week on the Friends With Money podcast, Money’s Tom Watson is joined by Rachel Wastell, personal finance expert at Mozo, to chat about setting yourself up for savings success. Have banks passed on cash rate hikes to save…
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Ready to build wealth but unsure how to begin? Investing in stocks is a great way to jumpstart your financial future. Thanks to new online platforms and mobile apps, trading is more accessible than ever. This week on the Friends With Money podcast, Money's Michelle Baltazar explores the world of stock investing with Craig Keary, CEO of SelfWealth. …
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Tax season is nearly upon us once again, so what are the tax changes you need to know about and the steps you can take to start to prepare? This week on the Friends With Money podcast, Money’s Tom Watson is joined by director of tax communications at H&R Block, Mark Chapman, to talk all things tax in the lead up to the 2024/25 financial year. They …
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Did you know emotions can get in the way of how well you manage your money? Being aware of the money lessons you learned during childhood, and the feelings that come up around finances when you think or talk about them, can be a great first step towards taking control of your finances and creating real wealth. This week on the Friends with Money po…
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The 2024 Federal Budget is less than a week away, so what can we expect to see in the way of cost of living relief and other measures from the government? That's the topic of discussion on this episode of the Friends With Money podcast featuring host Tom Watson and deputy chief economist at AMP, Diana Mousina. What is the economic backdrop to the 2…
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Since Covid restrictions eased, we have been traveling overseas more than ever. But when budgets are tight, how can we save money and still have the holiday we've been dreaming of? This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with Tristan Dakin, ANZ Country Manager at Wise, about saving hundreds of dollars on travel …
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The end of the financial year is fast approaching, so is now the time to check in on your super and consider an extra contribution? This week on the Friends With Money podcast, Money’s Tom Watson is joined by Renae Anderson, manager of select advice at UniSuper, to chat about the super moves worth considering before and after July 1. They discuss: …
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Whether it’s purchasing a home or paying off credit card, we all have financial goals we want to achieve, but seeing them through is not always the easiest of tasks. This week on the Friends With Money podcast, Money’s Tom Watson is joined by Mohamed Khalil, head of financial wellbeing, research and design at ANZ, to discuss the psychology behind g…
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Have you thought about how your super is invested? Taking the time to consider, and even adjust, your investment settings could impact your balance down the track. This week on the Friends With Money podcast, Money’s Tom Watson is joined by Jeremy Lack from TelstraSuper Financial Planning to discuss picking an investment option in your superannuati…
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Interest rates have reached a peak. At least, that’s the consensus among many experts who expect rates to start to fall in the near future. So how can borrowers and savers prepare? This week on the Friends With Money podcast, Money’s Tom Watson is joined by Rachel Wastell, personal finance expert at financial comparison website Mozo, to discuss the…
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Ever wondered if it’s possible to take out a loan to build your share portfolio? After all, investment loans are common place in property investing. This week on the Friends With Money podcast, Money’s Tom Watson is joined by Lily Elliott, head of margin lending specialists Leveraged, to discuss the ins and outs of margin loans. How are margin loan…
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Home internet and mobile plans may have become part and parcel of everyday life, but that doesn’t mean you need to be paying over the odds to stay connected. This week on the Friends With Money podcast, Money’s Tom Watson is joined by the managing editor of WhistleOut Australia, Alex Choros, to discuss getting a better deal on your broadband and mo…
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When it comes to online shopping, we've quickly become experts at undermining our long-term financial goals. Making better decisions that prevent us from going further into debt and increase our overall cashflow is the key to getting what we want. This week on the Friends With Money podcast, Money's Michelle Baltazar chats with financial educator, …
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Australians are set to pay less income tax from July this year, so what’s changed and who will benefit the most? This week on the Friends With Money podcast, Money’s Tom Watson is joined by the director of tax communications at H&R Block, Mark Chapman, to discuss the revamped stage three tax cuts. Why were the stage three tax cuts proposed in the f…
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With prices soaring above a million dollars, breaking into the property market is a daunting quest. If you're just starting out, Is there a way to own your own home, or is it mission impossible? This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with John Pidgeon, author of Sort Your Property Out & Build Your Future, about…
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Australian investors poured billions of dollars into exchange-traded funds during 2023, but which ETFs returned favour with the best performance? This week on the Friends With Money podcast, Money’s Tom Watson is joined by Cameron Gleeson, senior investment strategist at Betashares, to chat about the performance of the ETF market in 2023 and look f…
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Retirees will naturally want to make the most of their super come retirement, so what kind of income strategies can they employ to ensure their nest egg lasts the distance? This week on the Friends With Money podcast, Money’s Tom Watson is joined by Caroline Rees of TelstraSuper Financial Planning to chat retirement income strategies. How should re…
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Higher than expected price growth surprised many experts last year, but how will the property market perform in 2024? This week on Friends With Money, host Tom Watson is joined by Terry Ryder, managing director of Hotspotting, to dig into the standout property locations around the country for 2024. How did property markets perform in 2023? What wil…
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2024 is heating up to be a great year to invest in the stock market! What are the hot stocks you should be paying attention to? This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with Jess Amir, MooMoo's Market Strategist, about her top tips on what to watch out for in 2024. Simple ways to start investing Ways to educate y…
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What type of investor are you? To get the best return on investment, you need to know! This week on the Friends With Money podcast, by popular demand, Money's Michelle Baltazar chats with Money's investment guru, podcaster, and author, Marcus Padley, about defining investor types by colour. What colour are you? Beware the red zone True blue is prob…
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If you want to know how to make and invest lots of money, one of the best ways is to learn from someone who built their fortune and became a billionaire. In this special edition of the Friends With Money Podcast, Money's Michelle Baltazar chats with Ken Fisher, the billionaire founder and executive chair of Fisher Investments, about the best way to…
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According to the World Economic Forum, cybercrime is the fifth most pressing concern for the global economy. Governments worldwide are spending hundreds of millions to combat lone-wolf hackers and nation-states. Sounds like an investment opportunity, right? This week on the Friends With Money Podcast, Money's Michelle Baltazar speaks with Jess Leun…
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Happy New Year! What will you do in 2024 to improve your financial health? This week on the Friends with Money podcast, Money's Michelle Baltazar chats with author and Comm Bank personal finance expert Jess Irvine about ideas you can implement to improve your finances. Quick wins! Resolutions for the year Ideas that never really work #friendswithmo…
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Aussie banks are increasingly rolling out personalised carbon insights to their app users. But what are carbon footprints, and do they matter? This week on Friends With Money, host Tom Watson is joined by Rachel Alembakis, Managing Editor of FS Sustainability, to chat all things carbon footprints. What is a carbon footprint? Do carbon footprints ev…
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2023 has been a bit of a mediocre year for the Australian market, but could 2024 prove brighter? This week on the Friends With Money podcast, host Tom Watson is joined by chief investment analyst at Wealth Within, Dale Gillham, to chat about the Australian stocks that could shine bright next year. They discuss: How the Australian market has perform…
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Back by popular request! You wanted to know more about Bonds and how to unlock the profit of fixed-income assets - and we deliver! This week on the Friends With Money podcast, Money's Michelle Baltazar chats with Alex Moffatt, Director at Joseph Palmer & Sons, about the benefits and profit of adding Bonds to your portfolio. Back to basics Bonds are…
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Did you know many Australians get their investment advice from social media finfluencers? It's a frightening fact. A recent ASIC (Australian Securities & Investment Commission) conference determined that most of those giving financial advice online are both unqualified and unlicensed. This week on the Friends With Money podcast, Money's Michelle Ba…
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It may seem like a long time off, but are you ready for retirement? Planning for the future now will save you a lot of stress and frustration when you finally decided to leave the workforce. This week on The Friends With Money podcast, Money's Michelle Baltazar chats with Money's Senior writer & columnist, Vita Palestrant, about what you need to co…
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It’s often described as the safe-haven asset, but what makes gold so desirable to everyone from central banks to everyday investors? On this episode of the Friends With Money podcast, Money's Tom Watson is joined by chief market strategist at the World Gold Council, Joe Cavatoni, to dig into some of the big questions surrounding investing in gold. …
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Gearing up to buy your first home? Chances are you’ve got a question or two about the process of taking out a mortgage. On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Daisy Stevens, head of lending operations at digital mortgage broker Finspo, to run through the home loan process for first home owners. Is reducin…
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Open banking is giving Australians the ability to share their banking data more securely and with fewer hurdles, but can it save people money? This week on the Friends With Money podcast, Money’s Tom Watson is joined by head of product management at Frollo, Kris Davant, to explore the possibilities of open banking. What is open banking? How is open…
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Global tensions in the Middle East have raised concerns that oil costs could spike, possibly doubling in price in the coming months. How will this affect the cost of living? This week on a bonus episode of the Friends With Money podcast, Money's Michelle Baltazar chats with Shane Oliver, Head of Investment Strategy and Chief Economist at AMP, about…
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Wondering if your investment strategy should be geared towards income, growth or both? On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Adam Smith, chief executive at Saxo Australia, to discuss the pros and cons of growth and dividend stocks. What are growth and dividend stocks? Is it possible to have the best of b…
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How much money do you need to retire? It's a question we get a lot here at Money Magazine - I mean a lot! The latest numbers are out from The Association of Superannuation Funds of Australia (ASFA) on how much you need in your super account to retire well. This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Virgin Mon…
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There are a lot of myths and preconceptions when it comes to retirement. Regardless of age, you can put into action a plan today that will help you achieve your goals and live an epic life. This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Author, Rebecca Wilson, about living your best life and future retirement. Re…
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Is it worth paying for financial planning, or can you do it on your own? A Financial Adviser can be quite costly, and do you get value for your investment? This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with David Sharpe, Financial Adviser and the Chair of the FAAA, about the myths and benefits of getting help planning…
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In this special bonus episode of the Friends With Money podcast, Money's Michelle Baltazar chats with Alex Moffatt, Director at Joseph Palmer & Sons, about the adverse effects of the war in the Middle East on the stock market. #friendswithmoney #warvsthestockmarket #michellebaltazar #bonus Listen on Apple Podcasts: https://apple.co/3mV0Cbr Listen o…
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Should you be investing in the U.S. stock market? This week on the Friends with Money podcast, Money's Michelle Baltazar chats with Tim Townsend, Professional Financial Advisor and a founding partner of Townsend Cobain, about the value of diversifying your portfolio by investing in the U.S. market. Why invest in U.S. shares? What should I be lookin…
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Today, it's relatively easy to start investing in stocks (you can even use a free app!), but roughly 49% of Australians have decided not to. Many have concerns about owning shares and are fearful they will lose everything or that they are not qualified to invest. This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with Bren…
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After a woeful 2022 bonds appear to be making a comeback with investors. But how do they work, and what role do they have in a portfolio? This week on the Friends With Money podcast, Money’s Tom Watson is joined by chief executive of micro-investing app Blossom, Gaby Rosenberg, to drill into the fundamentals of fixed income and bonds. What do we me…
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Spring is one of the busiest times of the year for property sales, but is this spring likely to be a sellers’ or buyers’ market? This week on the Friends With Money podcast, senior journalist Tom Watson is joined by Domains’ chief of research and economics, Nicola Powell, to preview the spring property season. What’s happened in the property market…
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Voluntary contributions can have a significant impact on your super balance over time, but how much can you add and how can you make it happen? This week on the Friends With Money podcast, host Tom Watson is joined by head of advice, experience and enhancements at Aware Super, Peter Hogg, to talk about the small actions that can make a big differen…
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The cost of living is continuing to put a strain on the finances of many Australians, but how is it impacting our credit health? On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by credit reporting expert at CreditSmart, Geri Cremin, to discuss the importance of credit health during the cost of living crunch. How are …
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As the population grows, more Australians are living in strata-titled properties like units and townhouses than ever before. But what do buyers need to know about strata before purchasing? This week on the Friends With Money podcast, Money’s senior journalist Tom Watson is joined by strata lawyer Amanda Farmer to delve into the ins and outs out str…
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