Best Michela Allocca Break Your Budget Podcasts (2024)

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79. My Top 10 Intentional Splurges I’ve Made in my Late 20s 36:31

2h ago36:31

36:31

On this episode of DDOD, Michela shares her top 10 intentional splurges she has made in the last few years. These items are her most used products/items/etc that she has intentionally researched, planned for, and purchased. They span all price ranges, starting at $45 to $700. Links to everything I shared: https://shopmy.us/breakyourbudget/shelves G…

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78. How to Create a Holiday Savings Plan 21:55

7d ago21:55

21:55

On this episode of DDOD, Michela shares how you can start saving and budgeting for the holidays! Learn quick tips to plan your holiday budget, who you’ll buy for, map out expenses, and shop intentionally. GET RAKUTEN: https://www.rakuten.com/r/MICHEL156676?eeid=28187 OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH CO…

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77. Back-to-Basics: 5 Personal Finance Moves to Make in Your 20s/30s 33:36

14d ago33:36

33:36

On this episode of DDOD, Michela breaks down the 5 things you need to do to get started on (or refresh) your financial journey. This is a back-to-basics episode where the foundations of financial literacy are discussed at length, including budgeting, account frameworks, setting goals, money tools, and financial routines. OWN YOUR CAREER: https://br…

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76. Life Update: I'm Moving! My Current Favorites! Chatty Q+A! 42:27

21d ago42:27

42:27

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links Birks I got: https://www.birkenstock.com/us/-boston-soft-footbed-suede-leather/…

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75. 10 Micro Habits that are Sabotaging Your Finances 26:05

28d ago26:05

26:05

On this episode of DDOD, Michela shares 10 micro habits that might be keeping you broke. All of these micro habits are things you could be doing that are sabotaging your money. The best part is that they are all easily adjusted or changed, and don’t require getting a new job or increasing your salary. Do you do any of these? Leave a comment to let …

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74. How to Get a [New] Job By the End of 2024 36:12

1M ago36:12

36:12

On this episode of DDOD, Michela discusses a game plan to take advantage of the September Surge! The September Surge is a period after the summer but before the holiday season where recruiters and companies are the most focused on filling positions. She discusses how to give your public facing profiles a facelift, up your networking game, and put t…

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73. Ask Michela: Becoming a Morning Person, Balancing Financial Goals, Saving Too Much, and More! 47:03

1M ago47:03

47:03

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela answers your money/career/life questions! From…

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72. Credit Cards 101: Building Your Credit + How to Choose the Right Card for You 28:11

2M ago28:11

28:11

(sorry the audio on this is a tad weird!) OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela does…

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71. 5 Tips to Navigate a Looming Recession 34:19

2M ago34:19

34:19

HYSA vs. CD Article: https://www.ally.com/stories/save/cd-vs-savings-account/ OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…

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70. 5 Tips to Get Your Spark Back 28:52

2M ago28:52

28:52

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela shares 5 steps to get your spark back if you a…

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69. Asking the Right Questions and Negotiating EVERYTHING ft. Matt Schulz 57:42

2M ago57:42

57:42

On this episode of DDOD, Michela is joined by Matt Schulz to discuss tactics for advocating for and negotiating your money! Matt Schulz is a credit analyst at lending tree, and has been featured on national shows like good morning America, today show, NBC nightly news and more to share his expertise around personal finance and taking control of you…

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68. Ask Michela: (Personal) Dating, Travel Plans, Books, Spending/Splurging, & More! 33:26

3M ago33:26

33:26

This week Michela is answering your personal questions! She shares an update on how dating is going, future travel plans and a big trip for 2025, how she organizes future purchases, her "menu" for emotional shopping, books she is reading, combining finances and more! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH CO…

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67. Catch Up + A Few Favorites: East Coast Recap, My Thoughts on SF & More! 32:56

3M ago32:56

32:56

On this episode of DDOD, Michela does a formal life catch up from her last few weeks of travel. Between her time in NYC, on Cape Cod, and in SF - she shares a ton of new life updates and perspectives! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PL…

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66. 5 Unconventional Money & Career Lessons I've Learned in my 20s 24:23

3M ago24:23

24:23

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…

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65. Freakout to Freelance: My Career Transformation in my 20's 25:50

3M ago25:50

25:50

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…

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64. Why Taking a Pay Cut Was the Best Career Decision I've Ever Made 32:20

4M ago32:20

32:20

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…

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63. The Blueprint to Build a Powerful Personal Brand 42:00

4M ago42:00

42:00

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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62. Recipe for a Hot Girl Summer (Steps, Protein, Body Care, Makeup, and more!) 47:40

4M ago47:40

47:40

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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61. How to Save Money at the Grocery Store & Waste Less 34:16

4M ago34:16

34:16

On this weeks episode, Michela shares 5 tips to save more money at the grocery store! She keeps her grocery budget between $250-$300 per month by implementing the 3-2-1 method, shopping her pantry, and implementing the other strategies she talks about. If you are looking to trim your grocery budget, this episode is for you! OWN YOUR CAREER: https:/…

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60. I'm in my ~Hobby Era~ and You Should Be, Too!! 41:44

4M ago41:44

41:44

In this episode, Michela talks all about hobbies! Over the last year, she has been focused on exploring different hobbies and figuring out what she is passionate about. Learn why hobbies are so important, all about the hobbies Michela has fallen in love with, and get ideas for a hobby you can start this year. Cool people have hobbies! OWN YOUR CARE…

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59. Optimize Your Wardrobe and Elevate Your Style ft. Lauren Morley 43:55

5M ago43:55

43:55

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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58. How I Cleared My Skin: Birth Control, Diet, Exercise, Products and Lifestyle Changes 36:20

5M ago36:20

36:20

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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57. Ask Michela (Career): Balancing a Side Hustle and a 9-5, Managing your Manager, Registering Your Business & More! 58:58

5M ago58:58

58:58

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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56. How to Start & Scale a 6-Figure Side Hustle 1:01:56

5M ago1:01:56

1:01:56

On this weeks episode of DDOD, Michela breaks down how to choose a side hustle and the 4 phases to follow to get started. You'll learn the difference between skill-based and low/no-skill side hustles, how to come up with a side hustle idea, content marketing and leveraging social media for business, coming up with a service or offer idea, digital p…

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55. How I Am Upgrading and Elevating my Life in my Late 20s 40:58

6M ago40:58

40:58

On this episode, Michela shares 3 ways she is upgrading her life in her later twenties. As part of the discussion, she covers lifestyle creep and when it is and is not OK and how to put a purchase into the context of your financial plan. OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7…

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54. Side Hustle to 7-Figure Business: Lessons from 2 Years of Self-Employment 41:15

6M ago41:15

41:15

On this episode of DDOD, Michela reflects on two years of working on Break Your Budget full-time. From major accomplishments (that are not properly celebrated) to key lessons and takeaways she's learned about working over the last 2 years, if you're someone who wants to start a business or is just looking for some re-assurance that you're on the ri…

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53. Spring State of the Union 29:09

6M ago29:09

29:09

In this episode, Michela shares her ins & outs for spring 2024! She is in her fitness, hobbies, and homemaking eras and you'll hear more about each in this episode! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbu…

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52. 8 Ways to Elevate Your Career in Your 20s & Beyond 51:31

6M ago51:31

51:31

On this episode of DDOD, Michela shares a special announcement about her brand new book, Own Your Career! Plus, she covers 8 ways you can elevate your career in your 20s and beyond, from defining success at work to upgrading your resume and starting a side hustle (and more!) OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: htt…

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51. Spring Clean Your Money, Career, & Life! 44:00

7M ago44:00

44:00

Spring is OFFICIALLY in the air! On this weeks episode, Michela shares practical tips to organize and clean up your finances, refresh your career, and freshen up your space + personal life! SIDE HUSTLE GUIDE: https://breakyourbudget.myflodesk.com/ucl3676u06 RESUME TEMPLATE: https://breakyourbudget.myflodesk.com/e985fd77-7555-40b0-9595-96b6cffa3e69 …

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50. 10 Things I No Longer Buy 38:39

7M ago38:39

38:39

On this episode of DDOD, Michela shares 10 things she no longer is buying. Learn more about spending guidelines and find inspiration to reduce unnecessary spending so you can save more money! INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PL…

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49. Become Invaluable at Work: Career Lessons from the Career Contessa (Lauren McGoodwin) 42:49

7M ago42:49

42:49

On this episode of Don't Depend on Daddy, Michela sat down with Lauren from Career Contessa. Lauren shares the most important career lessons she's learned, practical advice for navigating a career crisis, how to create and enforce boundaries in the workplace, and so much more! Career Contessa: https://www.instagram.com/careercontessa/ INVESTING MAS…

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48. Lessons I've Learned About Myself After One Year of Living Alone 30:02

7M ago30:02

30:02

On this episode of DDOD, Michela shares her top lessons from one year (so far) of living alone. It is a less scripted and more self-reflective episode sharing how she has navigated self-discovery from living alone and become more self-reliant and self-aware. If you are someone who lives alone or desires to live alone, this episode is for you! INVES…

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47. How to Be Alone Without Feeling Lonely 52:02

7M ago52:02

52:02

On this weeks episode of Don't Depend on Daddy, Michela shares her journey of feeling lonely throughout her twenties and how to navigate it. You can expect to learn practical tips to feel less lonely, become your own best friend, build confidence in solitude. The lessons in this episode apply no matter your life or relationship status! Join the BYB…

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46. Intentional Splurging: Buying Less and Buying Better 1:02:02

8M ago1:02:02

1:02:02

On this week's episode, we're talking SPLURGING! Michela shares how her spending priorities have shifted throughout her twenties, how to figure out if you can actually afford something, how to stop impulse shopping, and intentional splurges she has made as well as some of the intentional splurges submitted by listeners. If you're looking to overhau…

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45. Ask Michela: Saving for House, Changing Careers, Choosing a Side Hustle, Plastic Surgery? 49:27

8M ago49:27

49:27

On this weeks episode of Don't Depend on Daddy, Michela is answering listener questions across money, career, and personal life. She covers how to save for a house, how I would invest $10k, career changes, side hustles, nose jobs, personal goals and more! RETIREMENT PLANNING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy…

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44. Where should you live in your 20s? 54:07

8M ago54:07

54:07

Does the city you live in throughout your 20s matter? In short, yes. So how can you figure out *exactly* where to live? In this episode, Michela breaks down the 3 major questions to ask yourself when deciding where to live. She also shares her personal experience deciding between Boston and Los Angeles, and why LA ended up being the right city for …

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43. Travel on a Budget: How to Maximize Your Credit Card Rewards with Benny Fillo 45:49

9M ago45:49

45:49

On this episode, I sat down with Benny Fillo to talk about credit cards and travel points! Benny has leveraged credit card points to travel first and business class all over the world, from Dubai to Hong Kong to Sydney and everywhere in between. He shares his best tips for finding the right card, ways to earn as many points as possible, how to get …

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42. MY ROUTINE ERA: Morning, Night, Solo-Friday Night In, & More! 39:00

9M ago39:00

39:00

On this week's episode Michela breaks down all of her ROUTINES. From the details of her morning and night routines, to all the things she does during the weekend when spending time alone, hanging out with friends, and focusing on self-care. Plus, she shares some of the products she purchased that have elevated her routines and are worth the hype! D…

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41. Ask Michela: My Budget Breakdown, Spending Habits, Social Media, Balancing Side Hustles & 9-5, Dating, Work/life Balance & more! 1:03:02

9M ago1:03:02

1:03:02

This week Michela does a long overdue Q+A covering your most popular personal finance, career, business, and personal questions! From spending habits, leveraging social media for your business, dating, and everything in between. If you’d like to submit questions for future Q+A episodes, make sure to be following @breakyourbudget on Instagram. ORDER…

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40. Things That Have Made My Life Better in My 20's (money, career, life) 46:54

9M ago46:54

46:54

On this weeks episode, Michela shares all the things that have improved her quality of life throughout her twenties. She covers personal finances, career tips and decisions, and some wellness, lifestyle, productivity, and routine advice! Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: …

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39. 2024 Ins & Outs: How I Am Elevating My Life (New Era of Don't Depend on Daddy) 53:24

9M ago53:24

53:24

In this episode, Michela shares some updates to expect from Don't Depend on Daddy going forward + a brand new segment - I want to hear from you! Then, she shares her 2024 INS and OUTs: personal, wellness, mindset, friendships, hobbies, routines and more. Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PL…

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38. 2023 Wrapped: Spending Recap, Career Review, Personal Wins + Top Purchases! 1:02:01

10M ago1:02:01

1:02:01

In this episode, Michela is sharing her top takeaways, lessons, and accomplishments for 2023 across personal finance, career, and personal life. She shares what she has accomplished in each area, her biggest struggles, as well was goals she is working towards in 2024. Plus, Michela shares how much she spent in 2023 through a spending recap, as well…

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37. 2024 Financial Goals + Resolutions: Setting Goals You Can Stick To 46:16

10M ago46:16

46:16

In this episode, Michela shares strategies for setting financial goals, how to build them into your plan, and how to set financial resolutions and intentions for the new year. At the end of the episode, she also shares examples of financial goals and some of the goals + intentions you are working towards! (submitted on IG) FREE FINANCIAL PLAN CRASH…

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36. Ask Michela: The 50/30/20 Rule, Dating when Your Life is on Social Media, Tips for Living in a HCOL + More 41:47

10M ago41:47

41:47

On this weeks episode, Michela answers listener questions, including: 1. Do I still follow the 50/30/20 rule in spite of my lifestyle changes and spending? 2. What was the most important finance class I took in college? 3. Is a 401k worth it if your employer doesn’t match? 4. What are my personal/business goals for 2024? 5. What factors should I co…

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35. 3 Tips to Prepare for Year-End Performance Conversations 27:20

11M ago27:20

27:20

On this episode, Michela shares 3 tips to prepare for your year-end performance conversation. If you are seeking a raise or promotion, or just want to feel more confident, these tips will help you go into the conversation prepared. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/r…

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34. Financial Shifts I've Made from My Early to Late Twenties 47:24

11M ago47:24

47:24

In this episode, Michela shares 3 ways she has shifted her approach to personal finance throughout her twenties. From taking a really restrictive approach to her money and career to completely transforming how she spends, saves, and works, this episodes goes deep into how you can re-shape the way you think about money as you move through the defini…

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33. A Financial Plan WILL Change Your Life + 4 Steps to Get Started 40:38

11M ago40:38

40:38

In this episode Michela breaks down the benefits of having a financial plan and the 4 step framework you can follow to create one before 2024. Plus, she shares WHY spending the time ahead of the new year to do this is so important. She also provides an update on the new features you can expect within the Personal Finance Dashboard 5.0. ORDER OWN YO…

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32. 3Navigating a Competitive Job Market, Gen Z in the Workplace, Networking Tips for Introverts + More with Eddiana Rosen! 1:08:36

11M ago1:08:36

1:08:36

In this episode Michela sat down with Eddiana Rosen of @careersinreview! Eddiana is an Employee Relations Specialist with 10 years of experience and she shares her guidance on navigating the competitive job market, standing out during the application process, how to update your resume for success, communicating with recruiters, using LinkedIn durin…

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31. Financial Routines to Build Long-Term Wealth 49:24

11M ago49:24

49:24

This week Michela shares a life update and then deep dives on financial routines. The benefits of a financial routine plus how to work through a weekly money routine and a monthly money routine. If you struggle to budget, to stick to a budget, or with overspending, then you'll benefit A LOT from a financial routine! ORDER OWN YOUR MONEY! https://am…

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30. How to Create LIFE-WORK Balance 40:53

12M ago40:53

40:53

On this episode Michela shares some of the most important lessons she has learned in her career, from not equating your identity with your job to setting boundaries at work. She also shares three important boundaries you can implement to create LIFE-WORK balance and get the most out of your free time! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd G…

Podcasts Worth a Listen

Michela Allocca Break Your Budget Podcasts

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