Learn How to Win the Mortgage Game when Buying, Selling or Refinancing MLO (Modern Loan Officer) one of the fastest growing Financial Podcasts. MLO focuses on assisting everyone in winning the Mortgage game. If you are planning to Buy, Sell or Refinance your Home this is Podcast to follow. Hosted by Licensed Mortgage Advisor & Loan Officers: Addison Nett (Addy Nett) NMLS 1542184 - Casey Carpenter NMLS 1458123 - Mikal Mele NMLS 963197 - Mortgage Express, LLC - NMLS COMPANY ID: 40831 | EQUAL H ...
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Show Up. Hustle. Repeat. Every. Day.
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Welcome to the Loan Officer Sales Training podcast with The Mortgage Calculator, where we equip you with the strategies and techniques needed to skyrocket your sales production in the competitive world of lending. Whether you're a seasoned loan officer or just starting your career, this podcast is your go-to resource for mastering the art of lead generation, effective calls, and follow-up strategies that drive results. Here's a glimpse of what you can expect: 1. Lead Generation Mastery: Disc ...
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The Keith and Kelly Show is a weekly real estate podcast focused squarely on the real estate agent and their success. We basically have two characters from different backgrounds converging on a topic that both know very well – the world of real estate. Keith Robert Gordon is a real estate broker and businessperson. Kelly Moser is a professional high-performance coach. Keith brings his vast expertise as a veteran broker since 1984 with over 4000 closed sell-side transactions, the author of “T ...
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Recasting vs. Refinancing | What's The Difference?
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Send us a text Casey, Addy, and Mikal sit down to cover topics ranging from "Girl Talk" to making sure you're really seeing all the options available to you when it comes to refinancing vs recasting. Mikal Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage …
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Fan Mail Request: Competing Against Cash Offers
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Send us a text How can anyone Compete with a Cash offer? 1. Understanding different types of "cash offers" - not always literal cash, can be from hard money loans, lines of credit, 1031 exchanges, etc. 2. Tips for making a competitive offer as a financed buyer: - Submit offers quickly, with a short timeline (e.g., 24-hour response) - Minimize conti…
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Send us a text 1. Property taxes in Oregon are unique - they are paid annually in November, unlike most other states where they are paid twice a year. 2. There are discounts available for early payment of property taxes in Oregon - up to 3% if paid in full by the 15th of November. 3. The fiscal year for property taxes in Oregon runs from July 1 to …
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Send us a text Addy & Casey sit down to cover the true cost of purchasing a home, and the cost of homeownership. Are you ready to purchase knowing the real cost? Mikal Mele Mikal Ashley Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage Advi…
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The Risks Of Switching Lenders While In Transaction
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Send us a text Mikal and Addy discuss the risks of switching mortgage lenders while home shopping or in transaction. Learn the pros and cons of navigating a switch as a homebuyer. Mikal Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage Advisor NMLS 1542184…
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Send us a text Addy & Casey discuss their favorite tips and tricks to combat the pitfalls of inflation. 1. Introduction - The hosts, Casey and Addy discuss the impact of inflation on American households. - They emphasize the importance of taking action to combat the effects of rising costs. 2. Importance of Tracking Spending - The hosts recommend g…
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MLO - Return Episode - New Home & Much to Discuss
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Send us a text After a long break and a physical move of our studio, MLO is back and with a new Co-Host, Mikal Mele. Our director and President of Mortgage Express welcomes us to our new home and then we dive into some brewing topics within Real Estate & Mortgage: Refinancing: what to know and the importance of breakeven points Social Media Content…
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Send us a text Post Fed Meeting discussing between Mikal, Casey and Addy. Reviewing the impact on the recent reduction of interest rates and how to create a strategy to survive 2025. Mikal Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage Advisor NMLS 1542…
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Getting Creative - Alternative Financing
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Send us a text The MLO crew dives into some creative alternative financing options. Specifically geared towards bank statement loans, self employed individuals and Military Veterans. Mikal Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage Advisor NMLS 1542…
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Loan Officer Sales Training 06/10/24: Mortgage Sales Cycle
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In this episode of "Loan Officer Sales Training," we take a comprehensive look at the mortgage sales cycle—a critical process that every successful loan officer must master. Join us as we break down each stage of the cycle, from lead generation and initial contact to application processing, underwriting, and closing the deal. Our host will provide …
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Loan Officer Sales Training 06/03/24: Lead Stats
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Are you ready to elevate your loan officer career with the power of data? Welcome to "Lead Stats," the ultimate podcast designed to transform how you understand and utilize sales statistics. As part of the acclaimed "Loan Officer Sales Training" series, "Lead Stats" offers a comprehensive and engaging exploration of the numbers that drive success i…
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Loan Officer Sales Training 5/20/24: Closing & Post Closing Sales
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In this insightful episode of "Loan Officer Sales Training," we dive deep into the crucial phases of closing and post-closing sales. Join us as we explore strategies and best practices for ensuring a smooth closing process, maintaining client satisfaction, and leveraging post-closing opportunities to enhance long-term relationships and generate ref…
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Loan Officer Sales Training 5/13/24: Marketing Yourself as a Loan Officer
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In this episode of "Loan Officers Sales Training," we delve into the crucial aspect of marketing yourself effectively as a loan officer. With the competitive landscape of the mortgage industry, standing out is paramount, and your personal brand plays a significant role in attracting clients and growing your business. Join us as we explore actionabl…
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Loan Officer Sales Training 5/06/24: Beating Competitor's Rates
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In this compelling episode of "Loan Officer Sales Training," we tackle one of the most common challenges faced by mortgage professionals: competing with lower interest rates offered by competitors. Join our host, a seasoned loan officer with a knack for staying ahead of the game, as they dissect strategies to effectively address this issue head-on.…
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Loan Officer Sales Training 5/3/24: Loan Officer Success Stories Part 5
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In the fifth installment of "Loan Officer Success Stories," we continue our journey of inspiration and empowerment by showcasing the triumphs of loan officers who have achieved remarkable success in the mortgage industry. Join our host as they share captivating narratives and insightful interviews with individuals who have overcome obstacles, seize…
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Loan Officer Sales Training 5/01/24: How to Close More Loans as a Loan Officer
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In this dynamic episode of "Loan Officer Sales Training," we dive deep into the art and science of closing more loans in the competitive mortgage industry. Join our host, an experienced loan officer and sales guru, as they unravel the key strategies and techniques essential for increasing your loan closing rate. Explore proven methods for building …
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Loan Officer Sales Training 4/29/24: Fortune is in The Follow Up
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In this episode of "Loan Officer Sales Training," we delve into the often underestimated art of follow-up and its profound impact on your success in the mortgage industry. Join our host, seasoned loan officer and sales expert, as they uncover the strategies and techniques that can transform a simple inquiry into a closed deal. Discover why follow-u…
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Loan Officer Sales Training 4/26/24: How to Use Your Sphere
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In this episode of "Loan Officer Sales Training," we explore the invaluable resource of your sphere of influence and how to leverage it effectively to grow your lending business. Join us as we discuss the significance of nurturing relationships within your sphere, including friends, family, colleagues, and past clients. Learn how to cultivate trust…
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Loan Officer Sales Training 4/25/24: How to be a Confident Salesperson
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In this episode of "Loan Officer Sales Training," we delve into the essential trait of confidence and how it can elevate your effectiveness as a salesperson in the lending industry. Join us as we explore practical strategies and mindset shifts to help you cultivate and maintain confidence in your sales role. We'll discuss techniques for overcoming …
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Loan Officer Sales Training 4/24/24: How to Sell on Social Media
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In this episode of "Loan Officer Sales Training," we dive into the world of social media selling and explore effective strategies for loan officers looking to leverage these platforms to grow their business. Join us as we unpack the nuances of selling on social media, from identifying your target audience to crafting engaging content that drives co…
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Loan Officer Sales Training 4/23/24: How to Retain Clients
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In this episode of "Loan Officer Sales Training," we tackle one of the most crucial aspects of building a successful career in lending: client retention. Keeping clients satisfied and loyal is essential for long-term success, and in this episode, we'll explore proven strategies to help you do just that. Join us as we discuss the importance of foste…
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Loan Officer Sales Training Series 4/22/24: Using The Flywheel Concept
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In this episode of "Loan Officer Sales Training," we delve into a powerful concept that can revolutionize your approach to building and maintaining client relationships: the Flywheel Concept. Just as a flywheel gains momentum with each rotation, your business can gain momentum with each positive interaction and transaction. Join us as we explore ho…
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Loan Officer Sales Training 04/18/24: How to Use Texts Effectively as Loan Officers
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Welcome to "Mastering Text Communication for Loan Officers," a pivotal addition to our Loan Officer Sales Training series. In today's digital age, text messaging has become a fundamental tool for loan officers to communicate with clients efficiently and effectively. This podcast is your guide to leveraging text communication to enhance client relat…
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Loan Officer Sales Training Series 4/17/24: How to Manage Client's Expectations
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Welcome to "How to Manage Clients' Expectations," a crucial installment in our Loan Officer Sales Training series. In the world of lending, understanding and effectively managing clients' expectations can make or break a deal. Join us as we dive deep into the strategies, techniques, and insights necessary to navigate this critical aspect of client …
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Loan Officer Sales Training 04/16/24: How to Use Reciprocation as a Loan Officer
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Unlock the power of reciprocation in your loan officer journey! In this episode of "Loan Officer Sales Training," we delve into the art of using reciprocation to build stronger relationships, win clients, and close deals effectively. Join us as we explore proven strategies, real-life examples, and actionable tips to leverage reciprocation in your s…
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Loan Officer Sales Training 04/15/24: Staying Motivated as a Loan Officer
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In the fast-paced world of mortgage lending, maintaining motivation is key to success. Join us on Loan Officer Sales Training as we delve into the art of staying motivated as a loan officer. In this episode, we explore effective strategies and techniques to keep your spirits high and your productivity soaring. From setting meaningful goals to culti…
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Loan Officer Sales Training 04/12/24: The Art of Closing Loans
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In this episode of "Loan Officer Sales Training," we explore the dynamic landscape of the mortgage industry and the importance of embracing change. Hosted by Kyle Hiersche, this episode offers valuable insights and practical strategies for loan officers seeking to adapt and thrive in an ever-evolving market. Join us as we discuss the key drivers of…
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Loan Officer Sales Training 04/11/2024: How to do Follow Up Calls
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In this episode, we dive into the art of follow-up calls and unveil proven strategies for loan officers to maximize their effectiveness. Hosted by Kyle Hiersche, this engaging discussion explores the importance of follow-up calls in nurturing client relationships and driving loan conversions. Join us as we uncover the secrets to crafting compelling…
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Loan Officer Sales Training 04/10/2024: How to Partner With Realtors on Advertising
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In this episode, we delve into the art of building successful partnerships with realtors to enhance your advertising efforts as a loan officer. Hosted by Kyle Hiersche, this insightful discussion explores effective strategies for leveraging the expertise of real estate professionals to amplify your marketing campaigns. Join us as we uncover the ben…
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Loan Officer Sales Training 04/09/2024: Utilizing Events as Loan Officers
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Welcome to another enlightening episode of "Loan Episodes Sales Training"! In this installment, we're diving deep into the world of event utilization for loan officers. Hosted by Kyle Hiersche, this episode is your ultimate guide to leveraging events as a strategic tool to boost your lending business. Join us as we uncover the untapped potential of…
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Loan Officer Sales Training 04/08/2024: Email Marketing For Loan Officers
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Join us on "Loan Officer Sales Training" for an insightful episode on email marketing strategies tailored specifically for loan officers. Hosted by Kyle Hiersche, this episode dives deep into the world of email marketing and its effectiveness in the lending industry. Tune in as we explore proven strategies for building targeted email lists, craftin…
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Loan Officer Sales Training 04/05/24: Embracing Change in the Mortgage Industry
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In this episode of "Loan Officer Sales Training," we explore the dynamic landscape of the mortgage industry and the importance of embracing change. Hosted by Kyle Hiersche, this episode offers valuable insights and practical strategies for loan officers seeking to adapt and thrive in an ever-evolving market. Join us as we discuss the key drivers of…
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Loan Officer Sales Training 04/04/24: Understanding Mortgage Products
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Join us for an enlightening episode of "Loan Officer Sales Training" as we delve into the world of mortgage products. Hosted by Kyle Hiersche, this episode serves as a comprehensive guide to help loan officers and borrowers alike understand the various mortgage options available in today's market. Tune in as we break down the different types of mor…
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Send us a text Breaking down the details of work history - self employed, W2, job changes, etc. - and how they impact a loan approval. Addison Nett Mortgage Loan Originator NMLS 1542184 New American Funding Website/Contact https://www.newamericanfunding.com/mortgage-loans/addisonnett Casey Carpenter Mortgage Loan Originator NMLS 1548123 New America…
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Loan Officer Sales Training 04/03/24: How to Get Over The Fear of Calling
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In this episode of "Loan Officer Sales Training," we tackle a common challenge faced by many professionals: the fear of making phone calls. Hosted by Kyle Hiersche, this episode provides practical strategies and techniques to help loan officers overcome call anxiety and excel in their sales efforts. Join us as we delve into the root causes of call …
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Loan Officer Sales Training 04/02/24: How to Bring Value to The Marketplace
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In this episode, we delve into the essential topic of bringing value to the marketplace. Hosted by Kyle Hiersche, this episode explores actionable strategies for professionals seeking to stand out and thrive in today's competitive landscape. Join us as we discuss the importance of understanding market needs, identifying opportunities for innovation…
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Loan Officer Sales Training 3/29/24: How to Prospect for Commercial Loans
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In this episode of "Loan Officers Sales Training," we're diving deep into the world of commercial lending with a focus on effective prospecting techniques. Whether you're a seasoned loan officer or new to the commercial lending arena, mastering the art of prospecting is essential for success. Join us as we explore a range of strategies designed to …
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Send us a text How to avoid getting blindsided in the home buying process. Addison Nett Mortgage Loan Originator NMLS 1542184 New American Funding Website/Contact https://www.newamericanfunding.com/mortgage-loans/addisonnett Casey Carpenter Mortgage Loan Originator NMLS 1548123 New American Funding Website/Contact https://www.newamericanfunding.com…
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Loan Officer Sales Training 3/27/24: How to Prospect For 2nd Mortgages
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Welcome to "Loan Officers Sales Training"! In this insightful episode, titled "How to Prospect For 2nd Mortgages," we delve into the strategies and tactics essential for identifying and engaging potential clients seeking second mortgage solutions. Join us as we explore a range of effective prospecting methods tailored to the unique needs and prefer…
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Loan Officer Sales Training 3/26/24: How to Prospect For Reverse Mortgages
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Welcome to "Loan Officers Sales Training"! In this enlightening episode, titled "How to Prospect For Reverse Mortgages," we explore the nuanced art of identifying and engaging potential clients for reverse mortgage products. Join us as we uncover a range of proven strategies designed to connect with seniors seeking financial solutions for their ret…
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Loan Officer Sales Training 3/25/24: How to Prospect For Fix & Flips
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Join us on "Loan Officers Sales Training" for an insightful episode titled "How to Prospect For Fix & Flips." In this session, we'll unlock the secrets to successful fix and flip prospecting strategies. Whether you're a seasoned loan officer or new to the game, understanding the intricacies of this niche market is essential for success. We'll delve…
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Loan Officer Sales Training 3/22/24: MLO Success Stories Part 4
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Welcome back to "Loan Officer Sales Training," where we bring you real-world inspiration and insights to fuel your success in the lending industry. In this fourth installment of our "MLO Success Stories" series, we continue to showcase the journeys of top-performing Mortgage Loan Officers (MLOs) who have achieved remarkable success in their careers…
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Loan Officer Sales Training 3/21/24: Special Guest Loan Officer
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Welcome back to "Loan Officer Sales Training," where we bring you the insights and expertise you need to thrive in the competitive world of lending. In this special episode, we're thrilled to host a distinguished guest: a seasoned loan officer with a wealth of experience and success in the industry. Join us as we sit down with our special guest to …
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Send us a text Media adds to the confusion with their highlights, low lights and interpretations. The big news. What you need to know and what you should probably forgot. Addison Nett Mortgage Loan Originator NMLS 1542184 New American Funding Website/Contact https://www.newamericanfunding.com/mortgage-loans/addisonnett Casey Carpenter Mortgage Loan…
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Loan Officer Sales Training 3/20/24: How to Manage Your Time as a Loan Officer
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Welcome back to "Loan Officer Sales Training," the podcast dedicated to empowering loan officers with the skills and knowledge to excel in their profession. In this episode, we delve into one of the most critical aspects of success in the lending industry: time management. Being a loan officer is demanding, with countless tasks, client meetings, an…
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Loan Officer Sales Training 3/19/24: How to Get Loans From Your Sphere
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Welcome to "Loan Officer Sales Training," where we equip loan officers with the tools and techniques needed to excel in their profession. In this episode series, titled "How to Get Loans From Your Sphere," we focus on one of the most valuable assets in a loan officer's toolkit: their sphere of influence. Hosted by seasoned industry professionals, e…
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Loan Officer Sales Training 3/18/24: How to Get Mortgage Leads on Facebook
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Welcome to "Loan Officer Sales Training," your ultimate resource for loan officers seeking to excel in the world of lending. In this episode, "How to Get Mortgage Leads on Facebook," we explore the power of social media, specifically Facebook, as a lead generation tool for mortgage professionals. Join us as we dive into effective strategies and tac…
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Loan Officer Sales Training 3/15/24: How to Use Open Houses as a Loan Officer
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Welcome to another enlightening episode of "Loan Officer Sales Training." Today, we're tackling a topic that can significantly boost your business: utilizing open houses as a loan officer. Join us as we explore innovative strategies and proven techniques to leverage open houses as a powerful tool for generating leads and building connections within…
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Loan Officer Sales Training 3/14/24: Special Guest Loan Officer
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In this exciting episode of "Loan Officer Sales Training," we're thrilled to welcome a special guest loan officer to the show. Join us as we sit down with a seasoned industry expert who brings a wealth of knowledge and experience to the table. Our guest shares invaluable insights, success stories, and practical strategies that have propelled their …
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Send us a text Job Report Data Inflation Figures Election Period All Time Credit Card Debt Managing your Budget Addison Nett Mortgage Loan Originator NMLS 1542184 New American Funding Website/Contact https://www.newamericanfunding.com/mortgage-loans/addisonnett Casey Carpenter Mortgage Loan Originator NMLS 1548123 New American Funding Website/Conta…
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