We conclude our series on how listing agents help sellers with Tom Krieger sharing his 40+ years of experience. We dive into the intricacies of managing contracts, orchestrating various parties involved, handling inspections and appraisals, and ensuring a smooth process. Learn the essential steps and strategies that make a successful way to sell yo…

We continue our series on how agents effectively represent sellers in part 3 of hiring an agent to sell your house. Tom Krieger shares his extensive insights and experience in the real estate industry, focusing on the importance of effective communication, managing showings, understanding offers and explaining the terms to the seller, and ensuring …

In today's episode, we delve into the second part of the ways listing agents provide value to their sellers. Join Jill and Tom as they continue to share their insights and expertise on crucial aspects like disclosures, property inclusions, managing tenants as needed, and effective marketing strategies. Learn how top agents ensure the best possible …

Why would you want to hire an agent to sell your house? Jill Paddock talks with Tom Krieger, the team lead, about the top ways real estate agents add value for their clients, particularly sellers. Learn in this part 1 of a 4 part series the crucial steps involved in property valuation, navigating disclosures, setting expectations, marketing propert…

We welcome back Joseph Jex, a Dave Ramsey-trained financial coach, to discuss the top three financial pitfalls and how to avoid them, ensuring a path to financial stability and freedom. Joseph offers expert advice on mitigating student loans, managing credit responsibly, and the smart approach to car payments. Discover practical tips that cater spe…

You gotta start these essential strategies for achieving financial freedom if you haven't already! Join Heather Oliboni and special guest Joseph Jex, a Dave Ramsey-trained financial coach, as they explore effective ways to own your money and your financial independence. In this episode, Joseph shares his journey from Alabama to financial coach, his…

In this episode we dissect the challenges and strategies around property pricing in the ever-evolving market of 2024. With industry insights straight from MLS, our experts dive into the current trends and forecast the future dynamics that could influence real estate decisions. In this episode, we're joined by seasoned real estate professionals who …

In Arizona we're seeing so many changes with the 55+ communities and the impact of economic factors on senior living choices. Our host, Jill Paddock, and team lead Tom Krieger, discuss the current state of the real estate market for seasoned citizens. Since we are a destination state, we particularly focusing on the decisions surrounding snowbird h…

Top Tucson agent, Jill Paddock gives us some alternative ways to buy a home, sharing invaluable insights into navigating the 2024 real estate market, especially for first-time homebuyers. Despite rising prices and fluctuating interest rates, there are still avenues open for those eager to make their first foray into homeownership. This episode expo…

Welcome to the innovative world of alternative housing solutions with Tom Krieger, a 45+ year real estate veteran and head of the TJK team. We explore the fascinating realm of Accessory Dwelling Units (ADUs) and beyond. In this episode of the Nitty Gritty of Real Estate Podcast, we demystify the concept of ADUs, tiny homes, modular homes, and the c…

In this episode, we lean on the expertise of Eric M. Schroeder, President of Fidelity National Title Southern Arizona to unraveling the mechanisms behind property title theft and how to safeguard your assets. We expose the nuances of how criminals manipulate real estate transactions to illicitly gain from property sales, posing as legitimate owners…

Embark on a journey into the future of home buying in 2024 with Alicia Sanchez and Roman Lopez from Ferrari Mortgage, as they navigate the intricacies of securing a loan in an ever-evolving market. This episode delves deep into the expected market trends, the influence of interest rates, and the Federal Reserve's pivotal decisions that could reshap…

In our new segment, "Behind the Sign," we hear the real stories from real estate agent, Melissa Preciado, a dynamic Realtor® based in Tucson, Arizona. In this candid conversation, Melissa shares her journey from military brat to real estate maven, revealing the highs and lows of the industry, personal growth, and the power of resilience. Whether na…

Explore Tom Krieger's extensive 40-year journey in the real estate industry on the Nitty Gritty of Real Estate Podcast. From his roots in the building trades to establishing a family-like real estate team, Tom shares his experiences, challenges, and successes. This episode unveils the significance of team dynamics, investment strategies, and creati…

In this episode we explore Alicia's journey from Phoenix to Tucson, her transition from property management to becoming a shining star agent. Discover the pivotal moments that led her to a career in real estate, her passion for helping people during significant life changes, and the mentorship and team structure that fueled her decision. Alicia sha…

Join us on a journey through the eyes of Daniel Strickler, a dedicated agent on the TJK team with Keller Williams Southern Arizona. In our special segment, "Get to Know the Team," Daniel shares his transition from a small-town upbringing to navigating the complexities of the real estate industry. Discover how Daniel's family influence, his initial …

We sit down with our very own Jill Paddock from the TJK team for an intimate conversation about her unexpected journey into real estate. Beginning her career as a teacher, Jill navigates through personal challenges and career transitions, ultimately finding her path in the real estate industry. This episode dives deep into Jill's personal and profe…

In this thought-provoking episode, we go into the sensitive yet crucial topic of estate planning and its impact on real estate. Hosted by Joe Brown and Heather Oliboni, this episode explores what happens to a parent's house after they pass away. We explore the intricate process of handling property inheritance, including the legalities, emotional c…

This podcast is not only helpful for those in the throws of making a decision to buy in a 55+, but it's also for those looking to understand when it's time to move into an assisted living facilities. Not to mention, for those millennials and Gen x'ers who are looking for those warning signs of their aging parents. In this episode, Tom Krieger, an e…

In this episode of the Nitty Gritty of Real Estate Podcast, we explore the crucial topic of affordability versus wants and needs in the home buying process. Join Heather Oliboni and our Realtor® guest Alicia Sanchez, as they discuss how the real estate market has evolved over the past decade, especially post-recession and in the wake of COVID-19. T…

The tough, pressing issues facing today's homebuyers... In our latest episode, we tackle a significant concern: the millennial fear of missing out in the ever-changing real estate market. Join us as Alicia, our esteemed number two buyer's agent, shares her insights and strategies to help millennials navigate these challenges. We discuss the rising …

Welcome to the world of credit myths and realities, especially when it comes to home buying! 🏠💳 Join us as we sit down with expert loan officer, Seanna Cormier who unravel the truths about credit checks, their impact on your credit score, and strategies for improving your overall credit health. From hard and soft credit inquiries to dealing with co…

Welcome to another episode of the Nitty Gritty of Real Estate podcast, where we unravel the complexities of mortgage lending and discuss the trending topics that homebuyers and sellers are buzzing about. In this informative session, we're joined by Seanna Cormier from Guild Mortgage, who sheds light on the often-confusing topic of mortgage buy down…

Join top real estate agent, Jill Paddock and mortgage expert Seanna Cormier from Guild Mortgage as they unravel the intricacies of down payment assistance programs. Whether you're a first-time buyer or looking for more affordable housing solutions, this episode sheds light on how these programs can propel you towards homeownership. Delve into vario…

Explore the vibrant history of Tucson, AZ🌵. This episode unravels the rich tapestry of Tucson's past - from its foundation in 1776 as a Spanish Presidio to its current standing with its understated architectural and cultural brilliance. See why Tucson is, both figuratively and literally, cooler than its neighboring desert cities, and learn about it…

In this episode we unpack the pivotal role of the Buyer Advisory in Arizona's real estate landscape. Because of the nuances of due diligence, navigate the maze of property restrictions, zoning laws, and HOA bylaws, this episode is an essential listen for both first-time homebuyers and seasoned real estate enthusiasts who don't recall this documents…

Let's get into the often misunderstood world of buyer agency with Tom Krieger and the team's leading buyer's agent, Jill Paddock here in Tucson. Explore the intricacies of buyer representation, from the role of a buyer's agent to how they add value to the real estate transaction. This episode provides invaluable insights for both first-time buyers …

Dive deep into the complexities of real estate lending with Jill Paddock, the leading agent for the Tom J. Krieger Team in Tucson, Arizona. In this episode, we unravel the often-misunderstood intricacies of lending for different property types, from condos and manufactured homes to townhomes and co-ops. Gain insights from a realtor’s perspective on…

Ever heard that you need a 20% down payment, a perfect credit score, and a two-year job history to buy your first home? Think again! We're here to bust these myths wide open and uncover the truth behind buying your first home as a millennial or Gen Z. Dive into the world of down payments, credit scores, job stability, and much more with our expert …

Dive into the financial intricacies of owning a home versus renting. With hosts Alicia Sanchez and Tom Krieger, you'll unravel the mysteries behind mortgage and rental payments, understanding interest rates, and how the choice between owning and renting affects your wealth over time. Did you know that with today's rates, a $2,100 monthly rent might…

Dive into the Pima Tucson Lighthouse Program, the breakthrough for home buyers! 🏡 Join us as Nicole Johnson, the Community Development Champion from Pima Tucson Housing Innovation Hub, spills the beans about this exciting down payment assistance initiative. Discover how Tucson IDA and Pima IDA have collaborated to offer unbeatable interest rates an…

Join Heather Oliboni and real estate industry veteran Tom Krieger, from the Tom J Krieger team, as they dissect the intricate world of the real estate market. With over 40 years of experience, Tom brings a wealth of knowledge about the ebb and flow of markets, while Heather adds insights from her 8-year experience post-crash. In this episode, they …

Welcome back to the Nitty Gritty of Real Estate. In this episode, we delve into the often confusing world of Medicare. With the help of our guest Rob Young, a licensed Medicare service agent and experienced insurance professional, we aim to demystify the ABCs (...and the rest) of Medicare and provide crucial insights into what you need to know. Nav…

Our latest episode, a delightful sequel to "Under the Tucson Sun", opens with a tasteful exploration of Tucson's vibrant food scene, recognized as a UNESCO City of Gastronomy. From the lip-smacking Sonoran hot dog to the delightful chimichanga, our conversation unravels Tucson’s culinary treasures and their fascinating origins. Beyond delectable cu…

Ready for a journey under the Tucson sun? Tune into the Nitty Gritty Real Estate Podcast, where we dig into the richness of living in Tucson, Arizona! Join Heather and Joe as we shift gears from real estate to lifestyle, where we swap figures and listings for stories and fun facts. From its vibrant history, tracing back to 1776 and even 4,000 years…

Real estate experts Daniel Strickler and Tom Krieger delve into the realities of For Sale By Owner (FSBO) transactions. With over 45 years in the business, Tom provides an in-depth analysis of house pricing challenges and the inherent risks of selling your own home, while shedding light on popular misconceptions related to platforms like Zillow, Tr…

Welcome to the newest episode of the "Nitty Gritty of Real Estate" podcast! Today, hosts Heather Oliboni and Alicia Sanchez, two transplants from Phoenix and Florida respectively, dive into the reasons behind the massive migration to Southern Arizona. Explore the data and insights provided by nationwide moving companies about the inbound traffic to…

In this episode of the Nitty Gritty of Real Estate Podcast, we dive deep into the current growth in Southern Arizona's industries and the implications for real estate in the area. From tech giants like Intel and TSMC building factories in Phoenix, to the expanding aerospace industry, to the burgeoning "battery belt" for electric vehicles, Arizona i…

In this episode, Heather is joined by Jill Paddock we go into the world of home updates, upgrades, and how they truly impact your home's value. We get it - who doesn't love the sparkle of a marble countertop or the plush feel of a new carpet? But does every dollar you spend on updates and upgrades directly translate into increased market value? We …

Join us in this informative episode of The Nitty Gritty of Real Estate Podcast, as we delve into the crucial topic of 'Deferred Maintenance and Home Value Loss'. We are thrilled to have Jill Paddock, the leading real estate agent from the esteemed Tom J Krieger Team, Tucson, Arizona, who shares her expert insights on the impact of home maintenance …

Listen in as we discuss the potential pros and cons of short-term rentals, the impact of changing definitions, and the importance of having a well-defined end goal in mind before diving in. Tom shares his insights on the variety of motivations behind short-term rentals, the role of property appreciation, and the necessity of sound financial plannin…

We'll be diving into the three reasons why delinquency rates are low among homeowners. First up, we'll talk about the high amounts of equity that homeowners have built up. Next, we'll explore how tightened lending practices have ensured that only creditworthy borrowers are getting approved for mortgages. And finally, we'll look at why people just a…

Looking to go green and save money on your energy bills? Switching to solar power for your home may be the answer. In this episode, we explore the pros and cons of installing solar panels on your home and we'll dive into the two most common ways to finance solar panel installation: solar leases and solar loans. With a solar lease, you can lease the…

If you own a home, you may be wondering how to protect it and ensure it goes to your loved ones in the event of your passing. One solution is to create a trust and transfer ownership of your home to it. In this episode, we discuss the advantages of having your home in a trust. Have questions for the podcasters? Reach out to them: Jill Paddock- Jill…

Discover the Best Ways to Own Your Home in Arizona: Expert Tips You Need to Know! With several options to choose from, the process of taking title can be daunting. But don't worry, we've got you covered. In this video, we'll explore all the different ways you can take ownership of your property in Arizona. However, we cannot stress enough the impor…

Astrologer, Lynette Corsten, gives Tom Krieger her take on the current and future market through the lens of astrology. She also offers up some advice on a way to plan on getting into your dream home through dream boards. If you are interested in Lynette's book, Dream Boards & Other Mystical Secrets, see it on Amazon here: https://a.co/d/fpjmdoY Ge…

Builders, especially in rural areas of Arizona, are unable to pull the required 100 year water certificate required by the state to begin new subdivisions. The state has finally found a solution in a multinational and state solution between an Israeli company, Mexico, and Arizona with a desalination plant. We outline what our sources have found and…

In this conversation, Jill interviews Daniel Strickler, an expert on new manufactured homes. They discuss the difference between mobile homes, manufactured homes, and modular homes. They discuss the importance affixture, and how it applies in AZ, the engineering certification for lenders to lend on the property, and the importance of finding land w…

While rates are hovering between 6%-7% and stabilizing, we are beginning to see more buyers come back into the market to buy. The upward trend of rates scared many away, however, it looks like we have found the top that the market is willing to bear and therefore, causing home prices to flatline and in some places that were especially over inflated…

This method of keeping your home to rent as you are looking for a "move-up" home is always a great move if you are looking to build that generational wealth we are always harping on. However, there are a lot of things that go into owning multiple properties and they can all come with pros and cons. Have questions for the podcasters? Reach out to th…