The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market. Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. https://www.opespartners.co.nz/investment/prope ...
…
continue reading
1
How we built a $1.5 Million property portfolio by 35 ⎥ Ep. 1886
23:42
23:42
Play later
Play later
Lists
Like
Liked
23:42
In this episode, Elliot Power joins us for a Case Study Sunday. Elliot shares how he built a $1.5 million property portfolio by 35 and 37. He also shares how he and his wife became mortgage-free when she was just 33. For more from Opes Partners: …
…
continue reading
1
The future of interest rates explained (2025 predictions) ⎥ Ep. 1885
12:22
12:22
Play later
Play later
Lists
Like
Liked
12:22
In this episode, we discuss the future of interest rates ... and our interest rate predictions. This includes how far interest rates may fall, and the reasons why. Try our new Interest Rate Comparison tool. For more from Opes Partners: …
…
continue reading
1
Trump wins – How it impacts NZ? ⎥ Ep. 1884
13:51
13:51
Play later
Play later
Lists
Like
Liked
13:51
In this episode, we discuss how Donald Trump's election win in the US presidential election impacts New Zealand. This includes the impact on house prices and the potential impact on interest rates. Ultimately property investors, landlords and home buyers can use this information to assess how it impacts them. For more from Opes Partners: …
…
continue reading
1
Pay off your mortgage early or invest? What's better? ⎥ Ep. 1883
16:23
16:23
Play later
Play later
Lists
Like
Liked
16:23
In this episode, we discuss what's better – paying off your mortgage early, or investing? We take you through the pros and cons so you can make the right decision for you. Try our new Interest Rate Comparison tool. For more from Opes Partners: …
…
continue reading
1
From 2,000 to 30,000 people. Is this NZ's fastest growing city? ⎥ Ep. 1882
17:14
17:14
Play later
Play later
Lists
Like
Liked
17:14
In this episode, Sam Broughton, the Mayor of Selwyn District, joins us. He talks about how he (and the council) are managing Rolleston's enormous growth. Over the last 24 years, Rolleston's population has grown by 11% per year. So, what are the opportunities for property investors and first-home buyers? For more from Opes Partners: …
…
continue reading
1
How to find a house (the data-driven way) ⎥ Ep. 1881
15:48
15:48
Play later
Play later
Lists
Like
Liked
15:48
In this episode, Ed shares his exact process for finding a house. This includes the sort of properties he is currently looking for and how to figure out what you want to offer for a property. This includes how to get the numbers and the data property investors need to confidently buy properties. For more from Opes Partners: …
…
continue reading
1
New tool: Should I fix my mortgage rate for 1, 2 or 5 years? ⎥ Ep. 1880
11:38
11:38
Play later
Play later
Lists
Like
Liked
11:38
In this episode, we discuss our new interest rate comparison tool. You can use this to decide how long you want to fix your mortgage interest rate for. This includes how to factor in considerations like: "What happens if interest rates drop?" For more from Opes Partners: …
…
continue reading
1
"I worked in property for 17 years, here's what I learned" ⎥ Ep. 1879
20:42
20:42
Play later
Play later
Lists
Like
Liked
20:42
In this episode, we are joined by Will Alexander from Bayleys. He discusses his 17-year journey in property. He talks about what he learned from his mother, the former CEO at Barfoot and Thompson. And the types of renovations he does to increase the value of his properties. Try our new web app Opes+, click the link to sign up. For mor…
…
continue reading
1
Will cutting red tape REALLY save you money? ⎥ Ep. 1878
17:15
17:15
Play later
Play later
Lists
Like
Liked
17:15
In this episode, we are joined by Leonie Freeman from the Property Council to discuss the government's RMA reforms. This includes how much the red-tape cutting will save and what the opportunities are for property investors. For more from Opes Partners: …
…
continue reading
1
How to still buy property when you lose your job ⎥ Ep. 1877
14:45
14:45
Play later
Play later
Lists
Like
Liked
14:45
In this episode, we discuss how to manage your mortgage and still buy property ... even when you lose your job. We talk about the roles that are most likely to be made redundant and how to have the right conversation with your boss to make sure you have the confidence to buy an investment property. Try our new web app Opes+, click the l…
…
continue reading
1
How to get money to develop properties ⎥ Ep. 1876
15:35
15:35
Play later
Play later
Lists
Like
Liked
15:35
In this episode, we are joined by Garrick Wynne to talk about how developers can get money to build properties. This includes how much money you need to get a loan for a development, and the types of people who can and can't get a loan to develop properties. We also mention our upcoming event for developers. This is about how developers can grow fr…
…
continue reading
1
Postcode prejudice – it could cost you $100,000+ ⎥ Ep. 1875
14:12
14:12
Play later
Play later
Lists
Like
Liked
14:12
In this episode, we discuss postcode prejudice. A mindset where you ignore properties in investable suburb ... and only want to buy rentals in high-end suburbs. We go through what postcode prejudice is, who is impacts and how to avoid it. Try our new web app Opes+, click the link to sign up. For more from Opes Partners: …
…
continue reading
1
How to build your Property Panel – your panel of property advisers ⎥ Ep. 1874
14:11
14:11
Play later
Play later
Lists
Like
Liked
14:11
In this episode, we discuss how to build your Property Panel. This is your panel of property advisers. The people you go to get advice about property investment. This includes who to listen to and when. Try our new web app Opes+, click the link to sign up. For more from Opes Partners: …
…
continue reading
1
Will the Government Create Housing Over Supply in NZ? ⎥ Ep. 1873
13:05
13:05
Play later
Play later
Lists
Like
Liked
13:05
In this episode, we discuss the fast-track consenting legislation that is currently going through Parliament. We dig through the details to see how many houses could be built, where they are being built and if it could create an oversupply. Ultimately, this helps property investors understand whether house prices will keep going up in the future. T…
…
continue reading
1
"I bought my first home at 23. Now I'm a property investor" ⎥ Ep. 1872
17:52
17:52
Play later
Play later
Lists
Like
Liked
17:52
In this episode, we are joined by Will Thomas to discuss how he bought his first home at 23. Now he's a property investor, and he Airbnbs out the home he bought to live in. Will talks us through the highs and lows and what his next steps in property are. For more from Opes Partners: …
…
continue reading
1
How to buy property through the share market – REITs review ⎥ Ep. 1871
10:37
10:37
Play later
Play later
Lists
Like
Liked
10:37
In this episode, we discuss how to invest in property through the share market. Specifically, we review Real Estate Investment Trusts (REITs), how they work, how to buy shares, and what the returns look like. That way property investors can decide – "should I invest in a REIT?" For more from Opes Partners: …
…
continue reading
1
7 ways to legally pay less tax (for property investors) ⎥ Ep. 1870
13:21
13:21
Play later
Play later
Lists
Like
Liked
13:21
In this episode, we are joined by Marc from Opes Accounting to discuss the 7 ways property investors can legally pay less tax. This includes including all your tax deductions and claiming all your costs (including the ones you might not have thought of). Try our new web app Opes+, click the link to sign up. For more from Opes Partners: …
…
continue reading
1
These 3 secret changes let you borrow more money for a house ⎥ Ep. 1869
12:33
12:33
Play later
Play later
Lists
Like
Liked
12:33
In this episode, we discuss 3 secret changes that are letting investors and home buyers borrow more money to buy a house. This includes changing servicing test rates and changes in the banks lending criteria. We also mention our new free web app Opes+, click the link to sign up and try it out. For more from Opes Partners: …
…
continue reading
1
Commercial vs residential property – what makes more money in 2025? ⎥ Ep. 1868
21:01
21:01
Play later
Play later
Lists
Like
Liked
21:01
In this episode, we debate what's better – commercial or residential property? And what will make more money in 2025. For this, we are joined by Lloyd Budd, the CEO of Bayleys in Auckland. Lloyd walks us through what an entry level commercial property looks like, what is costs and the potential returns. We compare that with residential property and…
…
continue reading
1
What houses can you buy for under $500K in NZ? ⎥ Ep. 1867
12:02
12:02
Play later
Play later
Lists
Like
Liked
12:02
In this episode, we discuss the houses that you can still buy for under $500k in Auckland and across New Zealand. We're often told that houses in New Zealand are expensive (and they are). But, the data we often read in the media doesn't tell the full picture. So we dive into the numbers and show how many properties can still be picked up cheaply. F…
…
continue reading
1
I discovered the hidden truth about rental supply and demand ⎥ Ep. 1866
18:17
18:17
Play later
Play later
Lists
Like
Liked
18:17
In this episode, we dig through the data from realestate.co.nz to see what tenants are searching for ... and what property investors are servicing up. This is to find hidden gaps in the market to see where there could be opportunities for property investors to make more money. For more from Opes Partners: …
…
continue reading
1
I started developing properties at 13-years old – here's how ⎥ Ep. 1865
16:15
16:15
Play later
Play later
Lists
Like
Liked
16:15
In this episode, we are joined by Sanmeet Singh to talk about how he started developing properties at just 13 years old. In this Case Study Sunday, he talks about how his father brought him into the family development business. He translated for his dad at the bank and learned the tools of the trade. Now, he continues to develop properties as part …
…
continue reading
1
Revealed: What renters really want (what they search for online) ⎥ Ep. 1864
17:31
17:31
Play later
Play later
Lists
Like
Liked
17:31
In this episode, we share new data from realestate.co.nz that shows what renters really want. This includes what renters search for when they are looking for properties ... and what the most important factors are. We also mention our new free web app Opes+, click the link to sign up and try it out. For more from Opes Partners: …
…
continue reading
1
Flooding in Dunedin: What landlords need to know ⎥ Ep. 1863
10:26
10:26
Play later
Play later
Lists
Like
Liked
10:26
In this episode, we discuss what property investors and landlords needs to know about the Dunedin floods. That includes how to avoid flood-prone properties ... and the key things we can learn from this experience. We also mention our new free web app Opes+, click the link to sign up and try it out. For more from Opes Partners: …
…
continue reading
1
Inflation hits 2.2% – what does it mean for interest rates? ⎥ Ep. 1862
11:13
11:13
Play later
Play later
Lists
Like
Liked
11:13
In this episode, we discuss the latest inflation numbers. These show that inflation has hit 2.2% – the lowest in over 3.5 years. We share what property investors can expect when it comes to lower interest rates ... and what to think about when applying for your mortgage. We also mention our new free web app Opes+, click the link to sign up and …
…
continue reading
1
Where should I invest in NZ? [2024]
1:26:22
1:26:22
Play later
Play later
Lists
Like
Liked
1:26:22
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'Where should I invest in NZ? Join Ed and Andrew as they analyse data using our Opes Area Analyser and Opes+ web app, and discuss the different mindsets between homebuyers and investors And a bit of fun to wrap up when they hand out awards …
…
continue reading
1
Furnished vs unfurnished properties – What makes investors more money? ⎥ Ep. 1861
11:22
11:22
Play later
Play later
Lists
Like
Liked
11:22
In this episode, we compare furnished and unfurnished properties. This includes the extra costs and rental returns that come when you furnish your property. We also discuss which sort of properties should be furnished ... and which don't matter so much. For more from Opes Partners: …
…
continue reading
1
Make $200k from a granny flat? How much will a minor dwelling increase my property's value? ⎥ Ep. 1860
11:34
11:34
Play later
Play later
Lists
Like
Liked
11:34
In this episode, we discuss how much adding a granny flat to your property increases its value. This includes whether a minor dwelling is more of a cashflow / rental-return proposition ... or whether it's more of an equity play. This is so property investors can know what return they can expect when building a granny flat. For more from Opes Partne…
…
continue reading
1
Capital Gains Tax in NZ? - The arguments for and against ⎥ Ep. 1859
15:12
15:12
Play later
Play later
Lists
Like
Liked
15:12
In this episode, we discuss whether NZ needs a capital gains tax. We go through the arguments for and against and what it means for NZ property investors. We also share how investors reacted to the discussion of a capital gains tax after Ed's recent appearance on Newstalk ZB. For more from Opes Partners: …
…
continue reading
1
How I bought 12 houses in 3 years ... as a full time property flipper ⎥ Ep. 1858
15:07
15:07
Play later
Play later
Lists
Like
Liked
15:07
In this episode, we are joined by Ash Binnie, a full time property flipper. He shares how he bought 12 properties in 3 years and became a full-time property flipper. This includes how much money you need to start flipping properties, and how he stepped away from his full-time job. For more from Opes Partners: …
…
continue reading
1
Philip Polkinghorne's property: can he sell it and can you get it cheap? ⎥ Ep. 1857
11:48
11:48
Play later
Play later
Lists
Like
Liked
11:48
In this episode, we discuss the case of Philip Polkinghorne, but from the perspective of his house sale. Polkinghorne has been the centre of a high-profile court case, involving the death of his wife. Since her passing Polkinghorne has attempted to sell the property. But, does the stigma of a death in the house impact the property's value? We dig t…
…
continue reading
1
OCR Slashed: What it means for interest rates ⎥ Ep. 1856
11:44
11:44
Play later
Play later
Lists
Like
Liked
11:44
In this episode, we discuss the Reserve Bank's most recent move to slash the Official Cash Rate (OCR). This move will likely cause interest rates to fall further, it cheaper for investors and first home buyers to get into the market. For more from Opes Partners: …
…
continue reading
1
3 clever negotiation tactics when buy a property ⎥ Ep. 1855
12:57
12:57
Play later
Play later
Lists
Like
Liked
12:57
In this episode, we discuss the 5 clever negotiation tactics you can use when you buy a property. That's whether it's for an investment or for your first home. These are the clever clauses to negotiate. We also mention our new app, Opes+, click the link to try it out. For more from Opes Partners: …
…
continue reading
1
Cross-lease to freehold conversions – how much money can I make? ⎥ Ep. 1854
15:11
15:11
Play later
Play later
Lists
Like
Liked
15:11
In this episode, Kirstie from Good Title joins us to talk about cross-lease conversions. This includes how much a cross-lease conversion costs and how much money property investors and first home buyers can make. For more from Opes Partners: Sign up for the week…
…
continue reading
1
How long do the good times & bad times last? Tony Alexander ⎥ Ep. 1853
22:04
22:04
Play later
Play later
Lists
Like
Liked
22:04
In this episode, we are again joined by economist, Tony Alexander. He shares how long you can expect the good and bad times to last through the property cycle. We also mention to check out Tony Alexander's surveys, click the link to read. For more from Opes Partners: Sign up …
…
continue reading
1
What's the next Covid? – Tony Alexander ⎥ Ep. 1852
21:02
21:02
Play later
Play later
Lists
Like
Liked
21:02
In this episode, we discuss what the next big thing to rock the property market will be. We're joined by independent economist, Tony Alexander, to crystal ball gaze and guess what could be coming next. For more from Opes Partners: Sign up for the weekly Private Property newsle…
…
continue reading
1
"I bought my first home at 23 ... Here's how I did it" [Case Study Sunday] ⎥ Ep. 1851
15:51
15:51
Play later
Play later
Lists
Like
Liked
15:51
In this episode, we are joined by Joshua Watson to discuss how he bought his first home at just 23 ... in 2024. Joshua shares what he bought, where he bought ... and how we got the money to buy his first home. He also shares what his next steps are to grow his wealth. For more from Opes Partners: …
…
continue reading
1
Tony Alexander: What's happening in the property market? ⎥ Ep. 1850
17:36
17:36
Play later
Play later
Lists
Like
Liked
17:36
In this episode, we are joined by Tony Alexander, an independent economist. He talks us through what's happening in the NZ property market and what he's seeing in his surveys. For more from Opes Partners: Sign up for the weekly Private Property newsletter…
…
continue reading
1
How much money you should have by age (net worth + income) ⎥ Ep. 1849
13:29
13:29
Play later
Play later
Lists
Like
Liked
13:29
In this episode, we discuss how much money you should have based on your age. This includes what your income and net worth should be based on the median New Zealander your age. We also introduce the Wealth Equation, which comes from The Millionaire Next Door. It's a simple guide to get a feel for whether your on track for how much money you 'should…
…
continue reading
1
Why is house insurance 30% more expensive?! ⎥ Ep. 1848
12:22
12:22
Play later
Play later
Lists
Like
Liked
12:22
In this episode, we discuss why house insurance is so damn expensive! Most house insurance is becoming up to 30% - 40% more expensive. This is because of the Auckland floods and Cyclone Gabrielle. Insures feel that they've under-priced risk in New Zealand. So they are readjusting the costs. We also mention our new app, Opes+, clic…
…
continue reading
1
What's the minimum insurance I can get away with an investor? ⎥ Ep. 1847
16:18
16:18
Play later
Play later
Lists
Like
Liked
16:18
In this episode, we discuss the minimum amount of insurance you can get away with as a property investor. This includes the Risk Reducer plan that we've come up with. That way you can see the bare minimum life insurance, trauma insurance and income protection insurance we think you need. For more from Opes Partners: …
…
continue reading
1
Should I break my interest rate to get a cheaper rate? [Break fees] ⎥ Ep. 1846
11:17
11:17
Play later
Play later
Lists
Like
Liked
11:17
In this episode, we discuss whether you should break your fixed interest rate to lock in a lower rate. We discuss the break fees you'd have to pay ... and whether that lower rate is worth it. We also mention our new app, Opes+, click the link to try it out. For more from Opes Partners: …
…
continue reading
1
What's a good cashflow for an investment property in 2024? ⎥ Ep. 1845
13:13
13:13
Play later
Play later
Lists
Like
Liked
13:13
In this episode, we discuss what a good cashflow looks like for an investment property in 2024. Lower interest rates are improving cashflows property investors. But that doesn't mean that investment properties are printing money. So we go through a couple of cashflows to give you a sense about what's realistic in 2024. We also mention our new app, …
…
continue reading
1
"I got cancer at 32 ... and beat it. Now we're mortgage free" [Case Study Sunday] ⎥ Ep. 1844
27:13
27:13
Play later
Play later
Lists
Like
Liked
27:13
In this episode, we are joined by Jason and Amber for another case study Sunday. Amber shares her brave story about how she got cancer in her 30's ... twice. She beat it both times. Throughout their journey they've invested in property and are now mortgage free, living in Papamoa. For more from Opes Partners: …
…
continue reading
1
How to find the best places to buy a house (free data) ⎥ Ep. 1843
14:02
14:02
Play later
Play later
Lists
Like
Liked
14:02
In this episode, we discuss how to find the best areas to invest in. This includes how to use our new Area Analyser tool to get free data. Click the link to try it out. For more from Opes Partners: Sign up for the weekly Private Property newsletter…
…
continue reading
1
How much money can I make investing in property? ⎥ Ep. 1842
10:07
10:07
Play later
Play later
Lists
Like
Liked
10:07
In this episode, we discuss how much money you can potentially make investing in property. That includes how much investors have made in the past, and the different ways you can make money in the future. We also mention our new app, Opes+, click the link to try it out. For more from Opes Partners: …
…
continue reading
1
NZ property market update – Are property prices up? ⎥ Ep. 1841
13:03
13:03
Play later
Play later
Lists
Like
Liked
13:03
In this episode, we give an update on the New Zealand property and housing market. This includes where house prices are rising and falling. And whether it is getting easier or harder for investors to find good tenants. We also mention our new app, Opes+, click the link to try it out. For more from Opes Partners: …
…
continue reading
1
[Review] Housies: $100 to buy a piece of property. Truth or scam? ⎥ Ep. 1840
12:50
12:50
Play later
Play later
Lists
Like
Liked
12:50
In this episode, we discuss Housies, a new app and website where you can buy a piece of property for as little as $100. We dig through the details to see if fractional ownership is legit, or whether it'll flop. We also discuss previous proportional ownership schemes in New Zealand and where they are now. We also mention our new app, Opes+, …
…
continue reading
1
How to diversify your property portfolio (the right way) ⎥ Ep. 1839
14:55
14:55
Play later
Play later
Lists
Like
Liked
14:55
In this episode, we discuss how to diversify your property portfolio, the right way. This includes how to get better returns while taking the same risk. We also mention our new app, Opes+, click the link to try it out. For more from Opes Partners: Sign up for the…
…
continue reading
1
5 steps to spot a dodgy developer: here’s what to do ⎥ Ep. 1838
14:03
14:03
Play later
Play later
Lists
Like
Liked
14:03
In this episode, we discuss the 5 steps property investors can take to spot a dodgy property developer. This includes the 5 searches you can do online to protect yourself as a property investor or first home buyer. We also mention our new app, Opes+, click the link to try it out. For more from Opes Partners: …
…
continue reading