Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country?You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds.Start your financial journey today!🌱 Sign up for FREE and start investing in mutual funds: ⁠https://rampver.com/invest-yt⁠🤝 Join the Ra…

Living a life of abundance encompasses a mindset of gratitude, generosity, and fulfillment. It's about recognizing and appreciating the richness of experiences, relationships, and opportunities that surround us. Start your financial journey today!🌱 Sign up for FREE and start investing in mutual funds: ⁠https://rampver.com/invest-yt⁠🤝 Join the Rampv…

Struggling to save money or making impulsive purchases? You're not alone! Our emotions and past experiences can seriously impact our finances. That's where the psychology of money comes in. Start your financial journey today!🌱 Sign up for FREE and start investing in mutual funds: https://rampver.com/invest-yt🤝 Join the Rampver Online Community: htt…

2024 is your chance to level up your finances and make smarter money moves! Whether you're looking to pay off debt and taxes, boost your savings, or start investing, there are simple steps you can take to reach your financial goals. The good news is you can now invest in CMI Mutual Funds through Rampver Online, for as low as ₱1,000! Know more about…

Being financially prepared for emergencies is crucial for maintaining stability and peace of mind. Establishing an emergency fund is a proactive and prudent strategy to ensure you have a financial cushion when unexpected expenses arise, such as medical bills, car repairs, or sudden job loss. Aim to save at least three to six months' worth of living…

Introducing our newest Mutual Fund partner, COL Investment Management, Inc. (CMI) by COL Financial! CMI is an SEC-licensed Investment Company Advisor (Fund Manager) responsible for the administration and portfolio management of COL Equity Index Unitized Mutual Fund (CEIF) and COL Strategic Growth Equity Unitized Mutual Fund, Inc. (CSG). The good ne…

This year, make it a point not about setting unrealistic goals that leave you feeling overwhelmed and defeated. Instead, we're all about building habits and systems that is more sustainable and achievable in the long run. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire…

Financial IQ is a measure of how well you manage and use money. Having a high financial IQ doesn’t mean that your investments can predict the flow of the market or determine if you will get rich in the long run, but you tend to make money decisions, spend, and save money by managing it wisely. Know more about Rampver Financials and how we can empow…

Toxic Filipino money beliefs encompass a range of detrimental attitudes and superstitions prevalent in the culture, often hindering financial progress and perpetuating poverty cycles. One such belief is the notion of "bahala na," which translates to "come what may." This fatalistic approach to life discourages proactive financial planning and encou…

Investing for beginners is a pivotal step towards financial growth, but it requires careful planning and understanding. Start by building a solid foundation of financial knowledge; learn about different investment options, risk tolerance, and the power of compounding interest. Setting clear goals is essential – whether it's saving for retirement, b…

In this episode, we are pleased to share the insightful talk given by our Head Of Strategy, Marketing, and Business Transformation Enro Mendoza. This was recorded during the Abundance Conference by Bro. Bo Sanchez's Truly Rich Club last September 3, 2023. We extend our gratitude to our friends at TRC for granting us permission to share this valuabl…

Gusto mo bang malaman kung papano magkaroon ng ₱1 million, gamit lang ang ₱1,000? "Too good to be true" ba na ang 1000 pesos niyo ang susi para kayo ay yumaman at maabot na ang inyong mga pangarap sa buhay? O baka mamaya ay isa lamang itong clickbait? Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://ra…

Stock prices rise and fall due to 3 sets of market factors- macroeconomic, microeconomic, and systemic market changes. We'll take a closer look at each of these three categories of factors and discuss examples of how they can impact stock prices, and how we, as investors, can properly react to these market changes. Know more about Rampver Financial…

Travel insurance provides essential financial protection and peace of mind for travelers. Whether exploring the pristine beaches, trekking through the lush mountains, or immersing oneself in the vibrant culture all of over the world, having travel insurance ensures that visitors are safeguarded against unexpected events such as trip cancellations, …

The challenge of saving money in the Philippines can be attributed to a combination of economic, cultural, and social factors. Limited access to financial education and services also plays a role, as many people lack the knowledge and resources to effectively manage their finances and save for long-term goals. Furthermore, the extended family syste…

Which is a better investment: Properties vs. Real Estate Investment Trusts (REITs)? It's a common belief among Filipinos that real estate or property investment is the go-to choice for a secure investment. However, a new contender has been gaining popularity in the world of investments - Real Estate Investment Trusts or REITs. Which one is the bett…

Meet Warren Buffett, the legendary "Oracle of Omaha." With a remarkable track record, he stands as an iconic American businessman and investor, celebrated globally for his unparalleled success in the world of finance. Serving as the Chairman and CEO of Berkshire Hathaway, a multinational conglomerate with a diverse business portfolio across various…

Are E-Wallets and Digital Banks Still Safe? With the growing popularity of e-wallets and digital banks, these services have never been more accessible, convenient, and preferred by Filipinos. Cashless shopping, QR code payments, cashback deals, and high-interest savings that have become a part of our daily lives. However, along with the convenience…

Health and Life Insurance coverages doesn't need to to be expensive. By bundling standalone products together from reputable providers, Rampver can help you create a cost-efficient protection and healthcare portfolio while maximizing benefits for you and your loved ones. Know more about Rampver Financials and how we can empower you for financial su…

Our Chairman Rex Mendoza shares a study led by a Harvard Business School professor that proves that having money or having a higher income can lead to higher sense of happiness, satisfaction, and control. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠⁠https://rampver.com/radio-inquire⁠…

Hello, mga ka-RFF! You may have heard that investing in stocks can be a great way to create wealth over time. That's certainly true. But do you really know how the stock market works? Do you know what makes a stock market different from a stock exchange or a stock index? Do you know what a stock is, and the reasons why big Philippine companies list…

Pag-IBIG MP2, SSS WISP Plus, and PERA are like special savings options from the Philippine Government that help regular Filipinos get ready for retirement. Think of them as ways to set aside a little money now so you can enjoy it later when you're not working anymore.In this episode, we're going to talk about five choices that regular Filipinos can…

Global investors have expressed concerns about investing in the Philippines due to various issues, including political instability, regulatory challenges, and inconsistent economic policies. Additionally, infrastructural limitations, bureaucratic red tape, and lingering concerns about corruption have further deterred some international investors. W…

Investing in the stock market can provide an opportunity to become a part-owner of a business. When you buy shares of a company's stock, you are essentially buying a portion of ownership in that company. As a stockholder, you have certain rights, including voting on important company decisions, receiving dividends (if the company pays them), and po…

Expanding your investment portfolio is a fundamental step towards achieving financial growth and security. A diversified portfolio involves spreading your investments across different asset classes, industries, and geographical regions. By doing so, you can reduce the overall risk of your investments and increase the potential for higher returns. S…

Soldivo Bond Fund is a great option for people who want their money to be safe and grow over time. You can start investing in this fund for as low as ₱1,000!It's a fund of different types of high-grade fixed-income investments that are carefully chosen by experts. The fund aims capital preservation by investing in government and high grade corporat…

In light of the current state of the Philippine stock market, long-term investors may question the effectiveness and worthiness of consistent, regular investing. Despite investing for extended periods, such as 5 or 10 years, they may still be awaiting positive results. In this episode, Rampver Financials Chairman Rex Mendoza, drawing from his exten…

In this episode, Jason Gutierrez will be discussing Mortgage Redemption Insurance also known as MRI.This type of insurance offers peace of mind to homeowners by ensuring that their mortgage will be paid off, providing financial security for their dependents and allowing them to remain in their home without the added burden of mortgage payments.Know…

Are you ready to stay ahead of the curve in the world of investing? Join us as we unveil the hottest business trends that are set to shape the future of the Philippine economy! In this episode, we will share the six key areas and industries that offer immense potential for savvy investors. From infrastructure development, real estate, and e-commerc…

Investing in a condo can be a smart financial decision for various reasons. Condos often have a lower entry cost compared to single-family homes, making them more accessible for potential investors. Additionally, condos typically come with amenities and shared facilities, such as swimming pools, fitness centers, and security services, which can att…

You are not going to believe what our EVP Jung Fernando, has to share something about Inflation. Inflation, when kept within moderate and controlled levels, can bring several benefits to the market.Overall, when inflation is carefully managed, it can promote economic dynamism, incentivize investments, and contribute to the overall stability and gro…

Decluttering your budget is a powerful step towards financial freedom and peace of mind. By taking a closer look at your income and expenses, you can identify areas of overspending or unnecessary costs. Regularly review and adjust your budget to stay on track and make room for savings and investments. Decluttering your budget allows you to regain c…

Mindful spending is a transformative approach to managing our finances, one that empowers us to make intentional and conscious choices about how we use our money. It involves being fully present and aware of our financial decisions, aligning our spending with our values and priorities. By practicing mindful spending, we cultivate a deeper understan…

Are you looking for investments that provide dividend income?Dividends or regular income payments can be an attractive form of investing. The payments can be made annually, quarterly, even monthly, and they come in the form of cash payments. Dividends can be a way to replace income, or they can be a way to use income to purchase more assets to grow…

Emotions such as fear, greed, and impatience can cause individuals to make impulsive decisions, buy or sell at the wrong time, or ignore sound investment strategies. Successful financial decision-making requires individuals to separate their emotions from their investments and make decisions based on facts, data, and a clear understanding of their …

Emergency funds and savings are essential for achieving financial security and peace of mind. An emergency fund is a pool of money that is set aside to cover unexpected expenses, such as a medical emergency, car repair, or job loss. It provides a safety net that can help you avoid going into debt or depleting your savings when unforeseen circumstan…

Are you in need of a financial advisor but feeling unsure of how to choose one? With so many advisors out there, it can be overwhelming to know where to start. By considering these key qualities, you'll be able to find an advisor who can help you achieve your financial goals.We'll take you through the top qualities to consider when selecting a fina…

With so much information available online, and the rise of DIY (Do-it-yourself) investing, many people are questioning whether getting a financial advisor is worth it.Do you need a financial advisor? The answer depends on different factors — the complexity of your finances, how comfortable you are managing investments, where you are in your wealth …

As we grow older, planning for our retirement becomes an essential part of our financial planning. Unfortunately, many Filipinos fail to save and invest early, which can lead to financial hardships during their retirement years. To help you prepare for your golden years, we are excited to share a video featuring our Chairman Rex Mendoza. In this vi…

Are you curious about what really happened with the closure of US regional banks Silicon Valley Bank and Signature Bank, and the flash acquisition of Credit Suisse by UBS? Have you been wondering about the cause of the recent global banking turmoil? Are rate hikes to blame? In this video, we delve into the details and provide insight into the event…

If you're looking to expand your investment portfolio and grow your wealth, then this video is for you. In today's episode, our SVP Ms. Jung Fernando is going to discuss the top 5 hottest investments in the Philippines that you need to know about. These investment opportunities have been gaining popularity in recent years.From real estate investmen…

While financial gains are an essential aspect of investing, considering ESG factors can lead to long-term benefits for both investors and society as a whole.ESG investing is an investment approach that considers a company's impact on the environment, society, and governance factors in addition to traditional financial metrics. ESG investing can pla…

Get to know more about Soldivo Strategic Growth Fund! Enjoy best of both worlds as this fund is invested in both blue-chip stocks for steady growth and small to mid-cap stocks for higher earnings potential.Soldivo Funds are investment vehicles of choice for investors who seek diversified, well-managed funds that can fulfill life’s dreams. For inves…

Insurance is a contract between an individual or business and an insurance company that provides protection against financial loss due to unexpected events, such as accidents, illnesses, or natural disasters. Insurance has been an important part of modern society, helping individuals and businesses manage risks and recover from unexpected events.Fo…

Compounding interest occurs when the interest earned on an investment is reinvested, leading to even more interest being earned in subsequent periods. This compounding effect can help an investment grow at an exponential rate, allowing for substantial gains over the long-term. By contributing a regular amount and allowing the interest to compound o…

In this episode, we explore the key similarities and differences between investing and trading. Whether you are new to the world of finance, or an experienced investor looking to enhance your understanding of these two strategies, this video is for you.First, we start by defining the difference between investing and trading. Investing is a long-ter…

Jollibee Foods Corporation is a multinational chain of fast-food restaurants headquartered in Pasig, Philippines. It is the largest fast-food chain in the Philippines, with over 1,400 stores nationwide, and has a growing presence in other countries, such as the United States, Canada, and China. Jollibee is known for its signature products such as C…

Sign up with Shari-Shari with their Libre Plan: https://www.shari-shari.io/?utm_source=rampver Now you can invest in your beloved US brands such as Starbucks, McDonalds, Coca-Cola, and more! Shari-Shari's fully digital platform allows Filipinos to invest in the US stock market without having to open a US bank account. For as low as 1USD (₱55), you …

As the Chinese zodiac marks 2023 as the Year of the Water Rabbit, it's a symbol of longevity, peace, and prosperity in Chinese culture. This animal also represents the way we manage our assets and investments. Our SVP and Head of Sales, Marketing, and Distribution, Jung Fernando, shares the top 5 strategies for saving during the Year of the Water R…

Hello mga ka-RFF! We are delighted to share with you the first part of MyTrade's 2023 market outlook last January 13, 2022. Our Chairman Rex Mendoza shares how we can position for growth in anticipation of strong market and economic recovery. Know more about Rampver Financials and how we can empower you for financial success: https://rampver.com…