Best RICP Podcasts (2024)

1
Eric Ludwig, PhD, CFP® and Chet Bennetts, CFP®, CLU®, ChFC®, RICP®: Using AI in Financial Services 37:42

15d ago37:42

37:42

How prepared are you for the changing landscape of financial advisory with AI tools at your disposal? In this episode, Ana Trujillo Limón, Director, Coaching and Advisor Content, speaks with Eric Ludwig, PhD, CFP®, Asst. Prof. of Retirement Income, Director: Center for Retirement Income, RICP Program Director, The American College of Financial Serv…

1
Greg Opitz: Client Communication Strategies for Election Years 32:59

5h ago32:59

32:59

Data shows that regardless of who is currently in office, the ebb and flow of the markets and economy continues to move to its own rhythm. Opinions and emotions go hand in hand and can often create biases when discussing financial plans with a client. This week on Framework, Ana Trujillo Limón, Director, Coaching and Advisor Content, welcomes back …

1
5 Common Portfolio Mistakes, Ep #360 21:50

1h ago21:50

21:50

It’s easy to make mistakes in your investment portfolio, but as you get closer to retirement, it becomes more important than ever to make sure you are maximizing your financial health so that you can achieve your long-term goals. In this episode of Retirement Starts Today, we’ll take a look at an article written by Christine Benz which highlights s…

1
Home Care vs Facility 52:01

3h ago52:01

52:01

Brian discusses where you can receive care and how long-term care insurance helps you age in place.By Brian Ott, RICP, CLTC

1
The Retire as You Desire SHOW - Episode # 1 - Master Debt Management & Maximize Retirement Savings 45:24

4d ago45:24

45:24

Episode Summary:In this episode, we delve into the financial challenges faced by entrepreneurs and the importance of strategic saving and investing for a secure retirement. The host shares inspiring stories and lessons learned to help listeners avoid common pitfalls.Key Takeaways:The impact of compounding interest on long-term savings.The significa…

1
Episode 137: The Evolution of Messaging in the Financial Advisory Industry 51:36

2h ago51:36

51:36

In this episode, Wade and Alex discuss the evolution of messaging in the financial advisory industry and the importance of retirement income planning. They highlight the transition from brokers to investment managers to wealth managers and the shift from accumulation to decumulation. They emphasize the need for comprehensive financial planning that…

1
Super-Savers Confidence Score, Ep #349 16:12

1h ago16:12

16:12

What would you say your retirement confidence level is? If you’re like many super-savers, it may be surprisingly low. In this episode of Retirement Starts Today, we’ll explore an article from Investment News that dives into a phenomenon where wealthier Americans who are confident in their money management skills still feel shaky about retirement an…

1
Biggest Mistakes 52:01

7d ago52:01

52:01

Brian explains some of the biggest mistakes people make with planning for Long-term care.By Brian Ott, RICP, CLTC

1
Episode 136: Personal Values Investing - Understanding and Using ESG Investments in Your Portfolio 44:33

3h ago44:33

44:33

In this conversation, Bob French and Rob Cordeau discuss ESG (Environmental, Social, and Governance) investing and its growing popularity. They explore the different ways investors can align their portfolios with their personal values and beliefs. They also address common misconceptions about ESG investing, such as it being solely for liberal inves…

1
How to Avoid This IRS Penalty, Ep # 358 15:40

3h ago15:40

15:40

We may think of many things when it comes to rising interest rates, but often we fail to understand how that could lead to rising IRS penalties. In this episode of Retirement Starts Today, we’ll take a look at an informative article from the WSJ about how to avoid rising IRS penalties. Make sure to stick around for the listener questions segment wh…

1
Old Plans vs New 52:01

17d ago52:01

52:01

Brian explains the advantages of the new long-term care plans compared to the original plans.By Brian Ott, RICP, CLTC

1
Episode 135: RISA® in Action with James Matthews 59:44

1h ago59:44

59:44

In this conversation, Wade Pfau, Alex Murguia, and James Matthews discuss retirement income and the Retirement Income Style Awareness (RISA) framework. James shares his background in the retirement income space and his realization that traditional retirement planning advice was lacking. The conversation touches on the limited investment options in …

1
My Ex Has Your Inheritance… Ep # 357 17:45

1h ago17:45

17:45

When was the last time you checked your beneficiaries on your retirement account? After listening to today’s episode, I guarantee you’ll be logging in to verify. In the retirement headlines segment, we’ll check out a Yahoo Finance article titled ”They Broke Up In 1989, But Now His Ex-Girlfriend Is Inheriting His $1 Million Retirement Account After …

1
What is LTC? 52:01

23d ago52:01

52:01

Brian goes back to the basics of what long-term care is and how insurance works.By Brian Ott, RICP, CLTC

1
Episode 134 YouTube Live Q&A (not really): Answering Your Questions about Portfolio Allocation in Retirement 36:14

4d ago36:14

36:14

In this episode, Wade and Alex answer listener questions about portfolio allocation in retirement. They discuss the impact of low yields on TIPS and how it affects a retiree's portfolio. They also explore the optimal allocation of assets in taxable, tax-deferred, and tax-avoided accounts. Additionally, they address the role of annuities in retireme…

1
Samantha Allen: How AI is Transforming Digital Marketing 25:18

29d ago25:18

25:18

How can financial advisors best leverage AI to revolutionize their digital marketing efforts? In this episode, Ana Trujillo Limón, Director, Coaching and Advisor Content, welcomes Samantha Allen, Senior Vice President of Digital Marketing at Carson Group, to explore the intersection of digital marketing and the financial services industry. Samantha…

1
I Just Retired. Why Am I Unhappy? Ep #356 23:05

5d ago23:05

23:05

While, for some people, the transition to retirement goes perfectly smoothly, that’s not the case for everyone. Most of us are counting the days until retirement. We’re excited by all the prospects this new stage in life will bring. However, some people struggle with the change. In this episode of Retirement Starts Today, we’ll look at a common iss…

1
No Legal Protection 52:01

21d ago52:01

52:01

Brian explains how estate planning fails in protecting assets from Long-term care.By Brian Ott, RICP, CLTC

401
Episode 133: YouTube Live Q&A (not really): Answering Your Retirement Planning Questions with Rob Cordeau 40:49

1M ago40:49

40:49

In this episode, Alex, Wade and Rob answer listener questions about retirement planning. They discuss topics such as asset allocation, selling RSUs, managing sequencing risk, and when to claim Social Security. They provide insights on diversification, tax implications, and the importance of considering both sequence risk and concentration risk. The…

1
Semi-Retire to Spend More $$$?! Ep #355 15:08

12d ago15:08

15:08

It’s no secret that I want you to spend more money in retirement. Why? Because you’ve worked for it! Retirement is about living the life that you have saved for all these years, so I’m looking for any way I can find to help you get out there and enjoy it. One way that has been gaining popularity in recent years is semi-retirement. In this episode o…

1
Policy Stacking 52:01

1M ago52:01

52:01

Brian discusses the advantages of stacking multiple policies over time.By Brian Ott, RICP, CLTC

1
From Victims to Advocates (All About Internet Scams) 24:25

1M ago24:25

24:25

If you are older and you have money, you are the prime target for financial scams, and there are a lot of them out there. What can you do to avoid becoming a victim and instead become an advocate for yourself and others? We’ll talk about that and tell you how to spot scams before they’re able to take advantage. This ‘elder fraud’ has been on the ri…

501
Episode 132: YouTube Live Q&A (Part 3) 35:02

1M ago35:02

35:02

In this conversation, Alex Murguia and Wade Pfau discuss various topics related to retirement planning, including glide paths, asset allocation, index funds, and tax planning. They address questions about implementing a rising equity glide path, asset allocation across different types of accounts, the performance of index funds, and the availabilit…

1
Jessica Golson, CIPM & Erin Wood, CFP®, CRPC, FBS®: Empowering Women in Wealth – Unpacking the Trends in Investment 34:33

1M ago34:33

34:33

Want to learn how female entrepreneurs are reshaping the investment landscape? In this episode, Ana Trujillo Limón, Director, Coaching and Advisor Content, speaks with Jessica Golson, CIPM, SVP, Investments and Trading at Carson Group, and Erin Wood, CFP®, CRPC, FBS®, SVP, Financial Planning and Advanced Solutions at Carson Group. They explore the …

1
How To Spend Your Money To Maximize Happiness, Ep # 354 17:38

19d ago17:38

17:38

We’ve all heard the saying, “Money can’t buy happiness.” However, research suggests that while money may not buy lasting joy, it can certainly enhance our lives if spent wisely. The key lies in how we spend our money. On this episode of Retirement Starts Today, we’ll explore a recent article on spending money to maximize your happiness. Stick aroun…

1
Annuities and LTC 52:01

2M ago52:01

52:01

Brian discusses stereotypes and the preconceived notions that some people have about annuities. He also goes into how they can work with long-term care planning.By Brian Ott, RICP, CLTC

601
Episode 131: The Impact of the Election on the Stock Market and Retirement Planning 47:35

2M ago47:35

47:35

In this conversation, Alex and Bob discuss the impact of the election on the stock market and retirement planning. They emphasize the importance of looking at historical data and not getting caught up in the rhetoric and uncertainty of the election cycle. They also highlight the recency effect and how campaigns are information machines that can inf…

1
Your AI Retirement, Ep #353 22:04

28d ago22:04

22:04

By now, we’ve all heard of AI, but many people still have mixed feelings about this revolutionary tool. Since I’ve been using it in my life on a daily basis, I have been wanting to share how you all can use AI to help with retirement planning. When I came across this article from Business Insider, I knew I found my opportunity. Even if you’ve never…

1
Does Every Birthday Count? 52:01

2M ago52:01

52:01

What is the best age to get a plan in place?By Brian Ott, RICP, CLTC

1
From "I Do" to "I Still Do 29:26

1M ago29:26

29:26

As you approach retirement, one of the most significant changes you'll experience is the amount of time you spend with your spouse. After years of balancing work, raising children, and managing day-to-day responsibilities, retirement offers an opportunity to reconnect and rediscover each other. This transition, however, also comes with its own unex…

701
Episode 130: YouTube Live Q&A (Part 2) 51:57

2M ago51:57

51:57

In this episode, the conversation covers various aspects of long-term care, including qualifying for long-term care insurance, alternative options for funding long-term care, and the role of Medicaid. Alex and Wade also discuss the importance of planning for long-term care and the potential challenges faced by individuals who cannot afford to pay f…

1
Jake Bleicher, CFA: Carson's Women's CEO Fund 24:42

2M ago24:42

24:42

Women-led companies aren’t just a moral choice, they can be a smart financial investment. In this episode, Ana Trujillo Limón, Director, Coaching and Advisor Content, speaks with Jake Bleicher, CFA, Portfolio Manager, about investing trends with a special focus on the Carson Women's CEO Fund. Jake shares his unique journey from pre-med to the finan…

1
Social Security's 'Biggest Myth' & Jury Duty Scams, Ep # 352 25:33

1M ago25:33

25:33

Many factors should come into play when deciding when to take your Social Security benefit but doomsday headlines shouldn’t be one of them. On this episode, you’ll hear how Social Security’s biggest myth is costing retirees a lot of money. Don’t get caught unaware! Make sure to stick around until the end to hear about a jury duty scam that even I h…

1
Plan Funding Options 52:01

2M ago52:01

52:01

Learn about all of the unique ways to fund the new Asset Based plans.By Brian Ott, RICP, CLTC

801
Episode 129: YouTube Live Q&A (Part 1) 43:37

2M ago43:37

43:37

In this conversation, Wade Pfau and Alex Murguia discuss retirement planning and how to determine how much can be spent from a portfolio without running out of money. They touch on the use of Monte Carlo simulations and the funded ratio approach. They also highlight the limitations of Monte Carlo simulations and the importance of considering the ma…

1
Is the 4% Rule Too Safe? Ep #351 21:45

2M ago21:45

21:45

The 4% rule is the “golden rule” of retirement planning. Everyone is familiar with it and it’s easy to work out for some quick, back-of-the-napkin math. Since it is so easy to calculate and implement, many use it as their retirement withdrawal rule. However, this approach may be overly conservative. While using a significantly higher withdrawal rat…

1
I Want My Money Back 52:01

2M ago52:01

52:01

Brian goes through why these new plans that pay you back, work so well for so many people!By Brian Ott, RICP, CLTC

1
Inside the World of Part-Time Travel Jobs 21:28

1M ago21:28

21:28

Retirement is often seen as a time to relax and finally enjoy the fruits of decades of hard work. But for many retirees, the idea of completely stepping away from work is not appealing. Instead, they are finding ways to stay busy, contribute to their communities, and even enhance their retirement experience through part-time jobs. In this episode, …

901
Episode 128: Long-Term Care Planning (Part 12): The Different Features of Long-Term Care Planning 53:16

2M ago53:16

53:16

In this episode, Wade and Alex discuss the different features of long-term care insurance. They cover topics such as waiting periods, benefit periods, benefit amounts, inflation adjustments, and methods of payment. They also touch on the administrative aspects of managing long-term care insurance and qualifying expenses. In this conversation, Alex …

1
Gold and Groceries, Ep #350 16:33

2M ago16:33

16:33

Did you know that you can buy gold at your local Costco? However, just because it’s easy to buy doesn't mean it’s easy to sell. In this episode of Retirement Starts Today, we’re exploring gold and its role in your retirement portfolio. To do that, we’ll take a look at a retirement headline from WSJ and i’ll share my thoughts on the latest gold rush…

1
Hidden Costs 52:01

2M ago52:01

52:01

Brian expands on last week's show and goes through the often overlooked and ignored costs that come with a long-term care situation.By Brian Ott, RICP, CLTC

1
Unlocking the Zzzecrets to Quality Sleep 25:41

2M ago25:41

25:41

May is ‘Better Sleep’ month and it’s no secret how important good sleep is to health, longevity and overall happiness. That’s especially true for retirees because as we get older, our sleep gets worse and worse. In this episode, we're discussing the often-overlooked aspect of retirement fulfilness: sleep quality. Join us with Victor as we discuss t…

951
Episode 127: Long-Term Care Planning (Part 11): Traditional Long-Term Care Insurance Policies 48:42

3M ago48:42

48:42

In this conversation, Alex and Wade discuss traditional long-term care insurance policies. They address the declining popularity of these policies and the shift towards hybrid policies. They also cover topics such as premium payments, care coordinators, and the importance of starting early with long-term care planning. Wade emphasizes the need to r…

1
Greg Opitz: EQ in Financial Planning 24:46

3M ago24:46

24:46

How do some financial advisors seem to effortlessly connect and succeed with their clients? This week we’re discussing the framework of Emotional Intelligence (EQ) and how it can significantly impact your success as a financial advisor and enrich your personal life. In this episode, Ana Trujillo Limón, Director, Coaching and Advisor Content, speaks…

1
Risk Management: Spring Client Meetings, Ep #349 29:13

2M ago29:13

29:13

Risk is what is left over after you think you’ve thought of everything. – Carl Richards Getting to financial independence is job #1, but staying financially independent comes a close second. To do so you’ll need to be aware of the risks that could empty your accounts. Being vigilant of these risks and having a plan to work through or avoid them cou…

1
How Much in Your Bucket 52:01

3M ago52:01

52:01

Brian discusses considerations for deciding the right amount of long-term care insurance.By Brian Ott, RICP, CLTC

1051
Episode 126: Long- Term Care Planning (Part 10): Medicaid as A Funding Source 32:36

3M ago32:36

32:36

In this episode, Wade and Alex discuss Medicaid as a funding source for long-term care. They touch on the importance of Medicaid planning and the different rules and qualifications that vary from state to state. They also highlight the need for specialized elder law attorneys to navigate the complexities of Medicaid. Wade shares his personal experi…

1
Spend More Money! Ep #348 17:13

2M ago17:13

17:13

There are two ways you can ruin your retirement: running out of money and dying with regret. If you are listening to this podcast, chances are, you’ve been a diligent saver and probably aren’t in danger of the first one. That’s why, today, we’re exploring an article from the White Coat Investor on ways to spend more money. Don’t risk ending your da…

1
How to Help Your Grandchildren Save for Their Future 10:03

3M ago10:03

10:03

So this gets very complicated because in 20 years from now, who knows what the cost of college will be? We can guess. But it's been one of the fastest growing costs perspectives in the United States over the past 30 years, and not to mention some of our clients and some of the people who we work with. They didn't go to college and they've been able…

1
When Does It Make Sense To Self-Insure? 52:01

3M ago52:01

52:01

By Brian Ott, RICP, CLTC

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