Safe Credit Union public
[search 0]
More
Download the App!
show episodes
 
Artwork

1
Perfect Cents Podcast

Alex Becerra, Brit Kelleher

Unsubscribe
Unsubscribe
Monthly
 
Join hosts Alex Becerra and Brit Kelleher on a journey to wards financial wellness and meaningful community involvement. The Perfect Cents Podcast, presented by SAFE Credit Union is a program designed to empower each listener to take control of their financial situation and become a greater force for good in their community. Episodes will feature recurring segments along with occasional guests from around the Greater Sacramento region. Guests will include SAFE Credit Union colleagues, indust ...
  continue reading
 
The "Risk Intel" Podcast was developed to share our collective insights and knowledge working within the Financial Services industry and invite other risk enthusiasts to the show to educate and promote proactive risk management. The show is hosted by Ed Vincent, CEO of SRA Watchtower, a leading SaaS provider of innovative risk management solutions, serving the financial services industry and beyond. Our suite of proprietary technology solutions and methodologies was built “by risk pros for r ...
  continue reading
 
Loading …
show series
 
On this episode of the podcast, Savannah Brown and Miriam Dougherty tackle the topic of Financial Avoidance! This common money behavior often holds people back from taking control of their finances and achieving their financial goals. During the discussion, Savannah and Miriam highlight specific traits that can be used to identify Financial Avoidan…
  continue reading
 
In today's complex financial landscape, effective risk management is critical for the stability and success of any financial institution. Governance, Risk, and Compliance (GRC) teams play a central role in this process, ensuring that organizations are well-protected against potential risks while maintaining compliance with regulatory standards. But…
  continue reading
 
Send us a text In this episode, Shannon Selah, Executive Director of Newberg's Habitat for Humanity shares how this organization works to provide affordable housing to Newberg. She also shares how Habitat for Humanity works, how they go through the difficult process of selecting families for the building program, and why the work is so important. W…
  continue reading
 
In this episode of the Risk Intel podcast, host Ed Vincent, invites Niki White, Chief Growth Officer at SRA Watchtower, back to the show to discuss the critical differences between enterprise risk management (ERM) and the audit functions within a financial institution. The discussion centers on the three lines of defense model, a widely recognized …
  continue reading
 
American households are awash in expensive credit card debt. But where did all this debt come from? In this history of the rise of postwar American finance, Sean H. Vanatta shows how bankers created our credit card economy and, with it, the indebted nation we know today. America’s consumer debt machine was not inevitable. In the years after World W…
  continue reading
 
In this episode of the Risk Intel Podcast, Claire Jordan, SRA Watchtower’s Vice President of Product joins host Ed Vincent to explore the critical role of Key Risk Indicators (KRIs) in enabling risk-informed strategic and operational decisions within financial institutions. The episode dives into the nuances of how different stakeholders consume KR…
  continue reading
 
In the latest Risk Intel Podcast episode, Edward Vincent, CEO of SRA Watchtower, hosts an enlightening discussion with Cathy Jackson, Director of Watchtower Implementation, and Claire Jordan, VP of Product. This episode is a deep dive into best practices for evolving an Enterprise Risk Management (ERM) program, focusing on regulatory guidance, quan…
  continue reading
 
Send us a text When Embold Credit Union came to Newberg at the end of 2023, they immediately began finding ways to get involved, contribute to local nonprofits, and support the community. In this episode, CEO Aaron Goff shares why he believes investing in communities is so important. He also shares Embold's origin story, how credit unions differ fr…
  continue reading
 
Hagley’s Ben Spohn interviews David Alff about his recent book: The Northeast Corridor: The Trains, the People, the History, the Region. In this comprehensive history of America’s most heavily-traveled rail line, Alff shows ow what began as a series of disconnected nineteenth century rail lines became the spine connecting America’s Megalopolis, the…
  continue reading
 
On this episode of the podcast, Alex Becerra & Savannah Brown welcome SAFE Credit Union's 2024 High School Interns! It’s summertime which means it’s time for our interns to take over the Perfect Cents Podcast. Join these amazing students as they discuss the importance of learning financial education fundamentals, credit basics, and valuable skills …
  continue reading
 
In this episode of the Risk Intel Podcast, SRA Watchtower CEO Edward Vincent and Cathy Jackson, Director of Watchtower Implementation, delve into the best practices for evolving an Enterprise Risk Management (ERM) program. This insightful conversation covers the historical overview of risk management, the current state and challenges, emerging tren…
  continue reading
 
Send us a text Safe Families for Children hosts vulnerable children and creates extended family-like support for families through a community of devoted volunteers who are motivated by compassion to keep children safe and families together. -Safe Families Mission Statement In this episode Deana Vanden Hoek, a Family Coach Supervisor with Safe Famil…
  continue reading
 
In this episode of the Risk Intel Podcast, Ed Vincent, host and CEO of SRA Watchtower, invites Cathy Jackson, Director of Watchtower Implementation to the show to delve into the transformative shift in risk management within financial institutions. This discussion is part one of a multi-part series focusing on best practices for enhancing Enterpris…
  continue reading
 
In the United States, courts make policy through their interpretation of law and regulations. Through litigation, policy decisions are given the force of law. When litigation fails, then the object of regulation is often lost. This applies to the world of digital technologies, where corporate consolidation and the churn of ever-evolving technology …
  continue reading
 
In the ever-evolving landscape of financial risk management, the ability to accurately assess and manage risk is paramount. This episode of the Risk Intel Podcast, hosted by Ed Vincent sheds light on the transformative power of risk maturity self-assessments in building robust enterprise risk management programs. Joined by Niki White, Chief Growth …
  continue reading
 
Send us a text In April 2022, a fire destroyed one of DCI's main parts and assembly buildings. As one of the largest dental equipment suppliers in the world—and one of Newberg's largest employers—the results could have been catastrophic. But instead, what happened was nothing short of a miracle. In this episode, Senior Vice President Tim Murphy sha…
  continue reading
 
In this episode of the Risk Intel Podcast, host Ed Vincent invites Shawn Ryan back to the show to dive deeper into the recent Interagency Third-Party Risk Management (TPRM) Guidance released in May 2024. The guidance from the Federal Reserve, FDIC, and the OCC included five critical aspects of third-party risk management: planning, due diligence, c…
  continue reading
 
The Channel Islands lie between Britain and France, and historically occupied a space between Europe and the Americas within circuits of movement around the Atlantic world of the eighteenth and early-nineteenth centuries. This position as a place in-between gave the Channel Islands special significance to migrants, refugees, smugglers, and pirates.…
  continue reading
 
In this episode of the Risk Intel Podcast, host Ed Vincent, sat down with Shawn Ryan, Chief Financial Officer at SRA Watchtower, to delve into the intricacies of third-party risk management relating to safely onboarding FinTech partners. Their discussion centered on the recent May 2024 joint interagency guidance on third-party risk management and i…
  continue reading
 
On this episode of the podcast, Alex Becerra & Hector Madueno welcome SAFE’s professional experts, Lawrence Lomeli and Kevin Hagedon to discuss what it’s like to purchase a car in 2024. Together they share helpful considerations, tips, and tricks to help consumers navigate their next car buying experience with knowledge and confidence. Topics inclu…
  continue reading
 
Send us a text REACH Northwest "mobilizes community to support & equip children and families impacted by foster care with programs, resources, and tools to help them thrive." In this episode, Executive Director Shirley Turner shares the importance of coming together as a community to support foster families. She also shares the story of how REACH N…
  continue reading
 
The organization “Junior Achievement” was first conceived in 1916 when three wealthy, influential men decided that American youth needed to be educated on the values of hard work, thrift, and the developing hierarchy of corporate management. From that beginning, however, the organization’s purpose evolved to promote the American system of free ente…
  continue reading
 
In this insightful episode, Ed Vincent, CEO at SRA Watchtower continues the conversation with Niki White, Chief Growth Officer at SRA Watchtower. Building on their previous discussion, they delve into how a robust risk culture can be quantified to enhance institutional efficiency, strategic alignment, and shareholder value. Listen to learn more. Fo…
  continue reading
 
In this Risk Intel Podcast episode, host Ed Vincent and Niki White, Chief Growth Officer at SRA Watchtower and former Chief Risk Officer, delved into the intricacies of establishing and cultivating a culture of risk within financial institutions. Their discussion highlighted key drivers that influence risk culture and offered valuable insights on t…
  continue reading
 
The “attention economy” has gotten lots of press in recent years as tech companies and advertising firms have begun to perceive human attention as a limited resource and to fight for their share of the potential revenue to be generated by it. However, the concept of human attention as an economically valuable resource goes back well beyond digital …
  continue reading
 
In this episode of the Risk Intel Podcast, we invite Tyler Pihl, VP - Enterprise Risk at Service Credit Union back to the show to share best practices and guidance on crafting risk appetite statements. Tyler provides valuable insights on rewriting and maintaining risk appetite statements, integrating risk management into organizational culture, and…
  continue reading
 
On this episode of the podcast, Alex Becerra & Miriam Dougherty share the best financial advice they ever received from their moms. Together they discuss the importance of responsibly managing credit cards and how to take full advantage of promotions & rewards. They also talk about the benefits of having an organized money management system, keepin…
  continue reading
 
Send us a text In this episode, we explore how the Providence Newberg Medical Center and the Providence Newberg Health Foundation work together to provide excellent healthcare for the Newberg Community. Dr. Amy Schmitt, Chief Medical Officer and Interim CEO at Providence Newberg Medical Center, and Doug Cain, Executive Director of the Providence Ne…
  continue reading
 
In this episode of the Risk Intel Podcast, Tyler Pihl, VP of Enterprise Risk at Service Credit Union joins the show to share his journey and expertise on building a proactive risk culture. Tyler highlights the evolution of ERM at Service CU, the importance of communication and relationships, and the continuous effort required to maintain a robust r…
  continue reading
 
While it is often assumed that early industrialization was a spatially and socially concentrated phenomenon, associated primarily with white capitalists in the northwestern and northeastern corners of Europe and North America respectively, the historical reality was much more complex, and more interesting. While Britain and New England played signi…
  continue reading
 
In the fast-paced world of FinTech, navigating regulatory landscapes requires a keen understanding of evolving standards and proactive collaboration. Listen as we explore insights from a recent Risk Intel episode featuring Phil Goldfeder, CEO of the American Fintech Council, and Ed Vincent, CEO of SRA Watchtower as they discuss regulations around t…
  continue reading
 
Send us a Text Message. Ewing Young played an instrumental role in Oregon's—and specifically Newberg's—formation. In this episode, Doug Root, co-founder of Ewing Young Distillery in Newberg, shares Ewing Young's family history and the story of how he came to Oregon. In this fascinating and engaging story, you'll learn how Ewing Young time and again…
  continue reading
 
In the ever-evolving landscape of financial services, risk management stands as a critical pillar safeguarding the integrity and stability of institutions. Recently, the Risk Intel Podcast had the privilege of hosting Debbie Bianucci, the President and CEO of ProSight Financial Association, to delve into key risk management trends in banking. Debbi…
  continue reading
 
In this episode, Ben Spohn Interviews Kevin Kenny on his book Making Sense of the Molly Maguires which recently had a special 25th anniversary release. The Molly Maguires were a secret organization operating in Pennsylvania’s Coal Region during a period of labor unrest in the 1860s and 1870s. This period culminated in the execution of twenty suspec…
  continue reading
 
In the latest episode of the Risk Intel podcast by SRA Watchtower, CEO Edward Vincent and Chief Growth Officer Niki White delve into a crucial aspect of risk management within financial institutions: identifying and dismantling hidden factories. The episode offers actionable diagnostic questions across four key areas: reporting, operations & proces…
  continue reading
 
Send us a text In this episode, Leigh Jensen, Executive Director of Taste Newberg, shares what makes Newberg such a great spot to visit. Taste Newberg is Newberg’s Destination Marketing Organization, and it helps use tourists' dollars to benefit our town. In this episode you'll learn about the role of Taste Newberg, how it benefits the community, a…
  continue reading
 
In this episode of the Risk Intel podcast, we bring back ERM experts Cathy Jackson, Beth Nilles, and Niki White to recap their previous examples of identifying hidden factories within their financial institutions. Each guest shared real-life examples to highlight the importance of mitigating risks associated with redundant processes and helped to q…
  continue reading
 
In this episode Roger Horowitz interviews Vilja Hulden (University of Colorado-Boulder) about her new book, The Bosses' Union: How Employers Organized to Fight Labor before the New Deal. Her book explores how business organizations, especially the National Association of Manufacturers, sought to weaken labor unions in the first quarter of the 20th …
  continue reading
 
On this episode of the podcast, Alex Becerra & Hector Madueno talk about the Credit Union Difference and the various, unique ways SAFE Credit Union embodies the philosophy of “People Helping People.” Throughout the episode they discuss SAFE’s Financial Capability Month and Building CommYOUnity Month campaigns while spotlighting the work that is bei…
  continue reading
 
In this episode of the Risk Intel Podcast, we continue the conversation of hidden factories and highlight real-world examples from subject matter experts in risk management, across the banking industry. Today’s guest is Cathy Jackson, Director of Implementations for Watchtower, who brings a unique perspective to the table, having experienced hidden…
  continue reading
 
Send us a text In this episode, Young Life Area Director Michael Rilee shares how Young Life reaches young people where they are at and helps them grow in their relationship with Jesus. Michael also shares about the unique challenges of being a Christian organization that reaches young people who often don't share the same beliefs. To learn more ab…
  continue reading
 
In the latest episode of the Risk Intel podcast, Beth Nilles, Watchtower's Director of Implementations, sheds light on the pervasive issues of hidden factories within the banking industry. Through a candid discussion with host Ed Vincent, Beth shares her firsthand experiences and insights into the operational challenges faced by financial instituti…
  continue reading
 
The self-employed have many motivations for choosing or accepting their working arrangements. A business model that taps into the desire for people to “work for themselves” can mobilize the capital, networks, and labor of large numbers of people at comparatively low cost. Whether through franchising, direct-selling, or other methods, major firms be…
  continue reading
 
In this Risk Intel Podcast, host Ed Vincent invites Niki White, Chief Growth Officer at SRA Watchtower to the show to share a real-world example from her past life as a Chief Risk Officer that epitomizes the challenges of hidden factories in risk management. Niki shares a funny story that revolves around one seemingly innocuous box in her office th…
  continue reading
 
Send us a text In this episode, Winter Skyberg shares about the Buy Nothing groups in Newberg. The Buy Nothing project is a way for people to give and receive, share, lend, and express gratitude through the "gift economy", where true wealth is the web of connections formed between people who are real-life neighbors. At first, Buy Nothing may look l…
  continue reading
 
Hidden factories are prevalent throughout all industries, banking is not exempt. These inefficiencies lurk beneath the surface, silently eroding productivity and increasing risk. In the latest episode of the Risk Intel Podcast, the focus is squarely on uncovering these elusive inefficiencies. Host and SRA Watchtower CEO Edward Vincent and guest Sha…
  continue reading
 
Nitrogen is the most abundant element in the Earth’s atmosphere, it is essential to life and biological processes, and yet it is virtually impossible to access nitrogen absent the mediation of something or someone that can “fix” gaseous atmospheric nitrogen into a stable form. Historically, these mediators were biological organisms, such as cyanoba…
  continue reading
 
On this episode of the podcast, Hector Madueno and Miriam Dougherty welcome Sallie Mae’s Director of Relationship Management, Jeff Lackey, to discuss the importance of the FAFSA for new college students. Together they provide helpful insights into the process of completing the FAFSA, various types of financial aid students may qualify for, and much…
  continue reading
 
In this Risk Intel podcast, host Edward Vincent welcomed back Shawn Ryan, Chief Financial Officer at Strategic Risk Associates (SRA) to continue the conversation of hidden factories and what a Hidden Factory could look like inside a bank? These covert inefficiencies, often overlooked, can significantly impede operational effectiveness and risk mana…
  continue reading
 
Loading …

Quick Reference Guide