🎉A new version of the Monday Morning Mortgage Tip with Emmy Hanson at Dakotaland Federal Credit Union in Brookings.🏛 You can reach Emmy at 605.697.5922 or emmyl@dakotalandfcu.com. Her office is 2423 6th St-Brookings or DakotalandFCU.com⭐ 👉Feel free to share/tag anyone else in this post that you think could benefit from it. And this may be the New n…

Today, I sat down with Mark Waterman from Great Western Bank in Brookings, South Dakota. He talked about PMI or Private Mortgage Insurance. Feel free to Tag/Share anyone else you think could benefit from this video and give Mark a call with any questions. 605.695-4629

Monday Morning Mortgage Tip with Danielle at Dakotaland Federal Credit Union. You can reach Danielle at 605.697.5922, email her at daniellee@dakotalandfcu.com, visit her website at DakotalandFCU.com or go see her in person at 2423 6th St-Brookings. Today was a reminder about the MCC Tax Credit. A great program for some of you to take advantage of a…

Monday Morning Mortgage Tip with Justin Froiland at Justin Froiland-NMLS 956715 Fairway Independent Mortgage Corp. You can reach Justin at 605-695-1429 or justin.froiland@fairwaymc.com Website at BrookingsMortgage.com or visit him at 412 5th St-Brookings. Today he talked about the online lenders vs. local lenders. Make sure you do your homework whe…

Monday Morning Mortgage Tip with Stephanie Murray at Dacotah Bank. You can reach her at 605.692.9200 or stephanie.murray@dacotahbank.com. 1441 6th St.-Brookings. Today Stephanie talked about the advantages of Home Equity lines and the different types available. AND, look for her at the Brookings Regional Builders Association Home Show. BrookingsHom…

Monday Morning Mortgage Tip with Mark Waterman at Great Western Bank. You can reach Mark at 605.627.0602 or Mark.Waterman@GreatWesternBank.com. His office is located at 1302 6th St. Brookings or you can visit his website at GreatWesternBank.com. Today we talked about the new FICO score change or how that may or may not affect you when applying for …

Today we talked about being prepared for a little longer acceptance through the RD (Rural Development) program. You can reach Emmy at 2423 6th St-Brookings or www.DakotalandFCU.com. Her phone number is 605.697.6566 or you can email her at emmyl@dakotalandfcu.com.

Last Monday Morning Mortgage Tip in 2019 with Danielle Engels at Dakotaland Federal Credit Union. We talk about a new rule that took effect just a few weeks ago. You can reach Danni at 605.697.5922, daniellee@dakotalandfcu.com Also DakotalandFCU.com or 2423 6th St.-Brookings. Thanks for listening in 2019, and we are ready for 2020! BrookingsHomeTea…

Monday Morning Mortgage Tip with Barb Adelaine at BankStar Financial. You can reach Barb at 605.696.8562 or barb.adelaine@ebankstar.com. Also ebankstar.com or 1301 6th St-Brookings. This is her last episode with me as she will be retiring next year. Thank You for all your help Barb and enjoy your retirement! I am trying to get her replacement to jo…

Monday Morning Mortgage Tip with Mark Waterman at Great Western Bank . You can reach Mark at 1302 6th St-Brookings or GreatWesternBank.com His email is Mark.Waterman@greatwesternbank.com or 605.627.0602. Today we talked about getting ready for the Spring Market. Start getting things ready and get pre-approved so you are ready when you find that hom…

Monday Morning Mortgage Tip with @Justin Froiland at Justin Froiland-NMLS 956715 Fairway Independent Mortgage Corp. talking about a special loan that you may qualify for to help improve or add on to your new home. You can reach Justin at 605.695.1429, visit his website at www.BrookingsMortgage.com, email him at justin.froiland@fairwaymc.com or go v…

Monday Morning Mortgage Tip with Barb Adelaine at BankStar Financial in Brookings. Her contact info is barb.adelaine@ebankstar.com, her website is ebankstar.com, her phone number is 605-696-8562 or you can visit her at 1301 6th St right here in Brookings. Talking today about being Thankful and how real estate is a little different in South Dakota t…

Monday Morning Mortgage Tip with Emmy Lebert at Dakotaland Federal Credit Union. Today we talked about income qualifications with the different programs. You can reach Emmy at 605.697.5922 or emmyl@dakotalandfcu.com. Her office is located at 2423 6th St Brookings and her website is DakotalandFCU.com. Let us know if you have any questions and feel f…

It's Veterans Day and what better time than to talk about VA loans on this Monday Morning Mortgage Tip with Justin Froiland at Justin Froiland-NMLS 956715 Fairway Independent Mortgage Corp. Thank You, Veterans, for all you have sacrificed! You can reach Justin at 605-695-1429 or justin.froiland@fairwaymc.com. His website is BrookingsMortgage.com an…

Monday Morning Mortgage Tip with Mark Waterman at Great Western Bank. We're talking about HELOC's today. You can reach Mark at 605-627-0602 or Mark.Waterman@GreatWesternBank.com or GreatWesternBank.com and the office at 1302 6th St. Brookings. Feel free to share with anyone you think would benefit from this information!…

After being off for some training, the Monday Mortgage Tip is back! This week I'm joined by Justin Froiland from Fairway Independent Mortgage to talk about the advantage of hiring a real estate agent to sell your house or property. You can reach Justin at 605.695.1429 or justin.froiland@fairwaymc.com. His site is www.BrookingsMortgage.com and his o…

Monday Morning Mortgage Tip with Justin Froiland at Fairway Independent Mortgage Corp. Today we talked about IRRRL for VA Refinance. You can reach Justin at 605.695.1429 or justin.froiland@fairwaymc.com. His site is www.BrookingsMortgage.com and his office is located at 412 5th St-Brookings. BrookingsHomeTeam.com…

In this episode, we talk with Danielle about what exactly is Credit Karma and can you use their information? She also talks about a useful tool to help make sure your credit stays clean, simply go to www.annualcreditreport.com. You can reach Danielle at 605-697-5922 or DakotalandFCU.com. Her email is daniellee@dakotalandfcu.com or visit her at 2423…

In this special episode, I talk with Brent Adney, the Director of Home Ownership with the South Dakota Housing Development Authority Group about the Mortgage Credit Certificates (MCC) tax credit. This is a topic that some agents out there might not understand and could be very important to some potential home buyers. For any more questions, you can…

Today we talk with Mark about the importance to keep checking out those rates, they could be going up! You can reach Mark at 605-627-0602, email him at Mark.Waterman@GreatWesternBank.com or go see him at his office - 1302 6th St Brookings, SD.

In today's episode we talk with Barb Adelaine at BankStar Financial, about making sure you check around with local banks to compare rates and see what works best for you! You can reach Barb at 605.696.8562, email her at barb.adelaine@ebankstar.com or visit her website: ebankstar.com.

In this episode we talk with Emmy Lebert from Dakotaland Federal Credit Union and look at auctions so you know how to be prepared for them and your financing options. Also don't forget about our 8th annual GAS OUT CANCER event this Thursday! If you have any questions for Emmy, you can reach her at 605.697.6566, visit her website DakotalandFCU.com, …

In this episode we talk with Mark about how much can you save by paying down your principle balance over 30 yrs. You can reach Mark at 605-627-0602, email him at Mark.Waterman@GreatWesternBank.com or go see him at his office - 1302 6th St Brookings, SD.

In this episode, Stacy Himley with Guaranteed Rate joins us to talk about appraisals, and what is a "property inspection waiver." You can reach Stacy at 605-690-2305, email her at stacy.himley@rate.com, or visit her website at www.Rate.com/StacyHimley. Her office is located at 305 4th St-Brookings. Got a question for us? Let us know here. Feel free…

Today Mark talked about re-financing and the benefits that you could get from doing that. You can reach Mark at 605-627-0602, email him at Mark.Waterman@GreatWesternBank.com or go see him at his office - 1302 6th St Brookings, SD.

In today's episode we talk with Barb Adelaine at BankStar Financial, here in Brookings about what are those expenses in your closing costs and how does that look. You can reach Barb at 605.696.8562, email her at barb.adelaine@ebankstar.com or visit her website: ebankstar.com.

Monday Morning Mortgage Tip with Justin Froiland at Justin Froiland-NMLS 956715 Fairway Independent Mortgage Corp.. Today he talked about closing credits and closing service fees. You can reach Justin at 605.695.1429 or justin.froiland@fairwaymc.com. Or www.Brookingsmortgage.com or visit him at 412 5th St in Brookings. Got a question for us? Ask it…

In this week's episode, we are talking with Andrew Jallo from Dacotah bank about some of the common questions he gets from millennials and how to search for the best loan program. You can reach Andrew at 605.692.8600 or andrew.jallo@dacotahbank.com. His office is 1441 6th St-Brookings. Feel free to share this episode with anyone else that you think…

Monday Morning Mortgage Tip with Stacy Himley at Guaranteed Rate. We talked about Investment Properties and how those loans work. You can reach Stacy at 605-690-2305, email her at stacy.himley@rate.com, or visit her website at www.Rate.com/StacyHimley. Her office is located at 305 4th St-Brookings. Got a question for us? Let us know here. Feel free…

Not sure what an assumable loan is? In this episode we sit down and ask Justin Froiland at Fairway Independent Mortgage to explain all the details. You can reach Justin at 605.695.1429 or justin.froiland@fairwaymc.com. His site is www.BrookingsMortgage.com and his office is located at 412 5th St-Brookings.…

Can't you just pre-approve yourself? In this episode, Barb from BankStar Financial breaks down what a pre-approval consists of and why you need a professional to help you out.

Monday Morning Mortgage Tip with Justin Froiland at Justin Froiland-NMLS 956715 Fairway Independent Mortgage Corp. In this episode we talk about what the difference is between a home inspection and an appraisal. You can reach Justin at 605.695.1429 or justin.froiland@fairwaymc.com. His site is www.BrookingsMortgage.com and his office is located at …

Is it a good idea to payoff your loan early, and can you? In this episode we talk with Andrew from Dacotah Bank about what it means to add extra mortgage payments and how it affects your loan overall. You can reach Andrew at 605-692-8600 or email at andrew.jallo@dacotahbank.com. Website is https://www.dacotahbank.com/mortgage and office is 1441 6th…

In this episode we talk with Danielle Engels who is a Real Estate Loan Officer with Dakotaland Federal Credit Union. Dakotaland Website Dakotaland Facebook page

Andrew from Dacotah Bank joins us again to talk about credit scores. He reminds us that a credit score – is your score, you need to own it and take control of it. He talks about the different types of debt from “good” debt to revolving debt, and what affects your overall score. Having a better credit score can smooth over the mortgage process and g…

Monday Morning Mortgage Tip with Stacy Himley at Guaranteed Rate. Do you need 20% down to buy a home? We talk about the different options available including ones for our veterans. You can reach Stacy at 605.690.2305, email her at stacy.himley@rate.com and her website at www.Rate.com/StacyHimley. Or you can stop by her office is at 305 4th St. Suit…

Monday Morning Mortgage Tip with Mark Waterman at Great Western Bank. In this episode we talk about how does a home inspection effect a mortgage. You can reach Mark by calling him at 605-695-4629, email him at Mark.Waterman@greatwesternbank.comWebsite or visit his website at GreatWesternBank.com.

Monday Morning Mortgage Tip with with Barb Adelaine at BankStar Financial. Today we're talking about getting preapproved! Where do you start? If you have any questions after listening to this for Barb, you can reach out to her at 605-696-8562 or email barb.adelaine@ebankstar.com. You can also check out her website at ebankstar.com or visit her at 1…

In this episode we talk about the $7500 in grants that are available and a reminder of our upcoming National Open house event this weekend. Thanks to Andrew for joining us again on the podcast, you call him at 605.692.8600, email at andrew.jallo@dacotahbank.com or visit his website is Dacotahbank.com.…

In this episode, Shane is joined by Andrew Jallo at Dacotah Bank to explain some of the different grands that are available for South Dakota home owners. You can visit Andrew at his office at 1441 6th St in Brookings, give him a call at 605.692.8600, or email him at Andrew.Jallo@dacotahbank.com. You can also visit his website at https://www.dacotah…

Monday Morning Mortgage Tip with Emmy Lebert at Dakotaland Federal Credit Union. Talking about Refinancing using equity in your home. You can reach Emmy at 605.697.5922 or www.DakotalandFCU.com. Her address is 2423 6th St-Brookings and email is emmyl@dakotalandfcu.com. Let us know if you have any questions. BrookingsHomeTeam.com.…

Monday Morning Mortgage Tip with Mark Waterman at Great Western Bank. Is a Bridge Loan an option for you in today's market? Check out this episode and if you have questions for Mark, you can reach him at 605.695.4629 or Mark.Waterman@GreatWesternBank.com. Also GreatWesternBank.com and at 1302 6th St in Brookings. BrookingsHomeTeam.com…

Monday Morning Mortgage Tip with Stacy Himley from Stacy Himley at Guaranteed Rate. How does Overtime pay work when applying for a mortgage? Listen to this episode to learn more. You can reach Stacy at 605.690.2305, email her at stacy.him@rate.com, or visit her at her office which is located at 305 4th St. Suite A here in Brookings. Check out her w…

This week for the Monday Mortgage Tip, we are joined by Barb Adelaine with BankStar Financial.

In this episode we're going over a loan estimate form with your mortgage lender and using that to compare what fees that institution is charging you vs. other institutions. It gives you a chance to compare apples to apples in bank fees in order to get a loan.

Monday Morning Mortgage Tip with Justin Froiland of Fairway Independent Mortgage Corp. We're talking about repairing your credit and the best ways that you can do that. You can reach Justin at 605.695.1429 or BrookingsMortgage.com. His email is justin.froiland@fairwaymc.com or stop by and see him at 412 5th St in Brookings. For more real estate inf…

Monday Morning Mortgage Tip with Andrew Jallo at Dacotah Bank talking about Loan Estimate and how that works. You can reach Andrew at 605.692.8600 email is Andrew.Jallo@dacotahbank.com. Website is https://www.dacotahbank.com/mortgage and office is at 1441 6th St in Brookings. For more real estate information, visit us at BrookingsHomeTeam.com…