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A podcast for people who like wine but not the snobbery that goes with it. I talk about wine in a fun, straightforward, normal way to get you excited about it and help you drink better, more interesting stuff. About half the shows feature guests and are informal but educational discussions between me and a passionate wine friend –they aren't interviews. All guests are personal friends or friends of friends in wine so like any conversation between friends, we’ll talk back and forth, interrupt ...
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Fun With Annuities® Podcast is hosted by America’s Annuity Agent, Stan The Annuity Man®. Hear brutal annuity facts with no sales pitches from the top independent agent in the country, licensed in all 50 states. Author of 7 books, Stan dives deep on all annuity types and strategies. It’s fun, learning the contractual truths on how annuities actually work and if they’ll fit your personal retirement lifestyle. Listen in on how you can be livin’ the reality, not the dream.
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Humanity's Thundering Brainstorms Turned Blundering Brain Farts They are priceless, multifaceted jewels of misjudgment. Masterworks of the moronic. Steroid-juiced stupidity wearing a size 9XX dunce cap embroidered with one simple word: “Duh.” They are the colossally, cringingly, often laughably bad notions that have leapt from the short-circuiting synapses of some of the world’s brightest (and dimmest) brains, now faithfully retold here as "100 of the Worst Ideas in History, The Podcast." Ba ...
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October 2019 update: This audio tour is no longer available. Unfortunately, part of the route has roadworks going on at the moment (so you cannot complete the route as the audio advises). —— Original description below this line —— Immerse yourself in the ghastly words of the master of terror, leading you through the maze of Dublin’s nightmare streets on a petrifying audio adventure. Beginning in the city centre (beside Dublin Castle) and ending God knows where, this weird walking tour is not ...
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Sunny Anderson hosts Cooked and Booked, the podcast where food and true crime get blitzed, blended and baked into one deliciously dangerous dish. Sunny is best known as a Food Network host, but she’s also a true crime obsessive. In each episode she walks guests through wild stories of scams, heists and criminal capers with tasty twists. Like any good menu, this podcast has a wide array of offerings. Some stories are savory, like one man’s multi-year scam to create and sell millions in fake v ...
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The self-guided audio walking tour is a full hour of shivers, goosebumps, laughing and trying to stay alive while you discover Dublin's spooky past.Ireland's #1 radio station, RTÉ Radio 1, interviewed the creators: This report by Evelyn O'Rourke aired on "Today with Sean O'Rourke" on 26th October 2017.Purchase the full immersive audio tour here on …
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Are you ready for BRAM Stoker Festival 2017? Enjoy this free audio preview to get you in terrifying mood! Prefer to listen via your favourite podcast player? Simply search for "Bram Stoker Festival" in your favourite podcast app.To purchase our FULL immersive BRAM audio walking tour for just €5.80, visit https://bramstoker.awesound.com Tip: Click "…
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In this episode, The Annuity Man discussed: How to use Indexed Annuities efficiently The two sides of an indexed annuity Focusing on what annuities really do Key Takeaways: Indexed Annuities can be used as an efficient delivery system for Income Riders, which provides guaranteed lifetime income. There are two sides to an Indexed Annuity: the accumu…
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This is the third in the series of Grape Miniseries Refreshes to complete the trifecta of Cabernet Sauvignon and parents – Cabernet Franc and Sauvignon Blanc. The short of it: Sauvignon blanc has character!! Love it or hate it, you know what you’re getting when you have a wine made from this grape. Whether it be citrusy, acidic, and minerally from …
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In this episode, The Annuity Man and Pam Krueger discuss: Finding fiduciary financial advisors Customizing an annuity according to your goal Rejecting pushy pitches from agents Avoiding costly mistakes through education Key Takeaways: Seek independent, fee-only, fiduciary advisors focused solely on your interests, not commissions or product sales. …
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What Were They Thinking? You say you feel tired, run down, achy and breaky? Well, fortunately your barber (yes, the same guy who trims your coif) has just the cure: He hangs you upside down while slicing open an artery to let your blood drain out. And while there's very little evidence this kind of age-old medical remedy will make a sick person fee…
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In this episode, The Annuity Man discussed: Pragmatic approach to financial planning How annuities are primarily priced Four primary benefits of annuities Closing the gap with annuities Key Takeaways: Prepare for either party leadership scenarios to ensure financial stability. Approach financial planning with a pragmatic mindset, always employing t…
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The Cabernet Sauvignon refresh was episode 535, so I thought that on the heels of that it was time to do a refresh Cab Sauv's parents. This week is the Cabernet Franc refresh and next week will be Sauvignon Blanc, so you can have the full picture of the parents and the offspring. Cabernet Franc is an underrated grape and things seem to be changing …
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What Was He Thinking? From the time of his Presidential election victory, he's seen by his opponents as the self-indulgent, ego-driven, sex-crazed, junk-food-lusting embodiment of the Me Generation. Despite his unquestionable intelligence (a Rhodes Scholar) and political acumen (a governor by age thirty-two), this sitting President -- knowing full …
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In this episode, The Annuity Man discussed: How different your life could be with more money Retiring from work and the markets Investing safely and smartly Living off of guarantees Key Takeaways: People in the news and most financial advisors will tell you always to keep money in the markets, but you have to ask yourself this: will more money make…
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According to all the data – both anecdotal and industry –white wines have staged a huge comeback and are on the way to becoming more popular than red wines. The good news is that there are so many underrated, undiscovered white wines that you can enjoy year-round. Many of us drink seasonally, and when the weather cools down, we shift right to reds.…
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In this episode, The Annuity Man discussed: Ensuring a stable retirement regardless of politics How annuities are priced Planning for political uncertainty Tailoring annuities to your financial goals Key Takeaways: Annuities provide a guaranteed income floor regardless of political outcomes. Take emotions out of financial decisions, and focus on bu…
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What Were They Thinking? With archrival General Motors taking the pole position in America’s big-car sales race, Ford management, despite warnings of an oncoming late 1950s economic recession, decides to invest the then-astonishing sum of $400 million to create “an entirely new kind of car.” But just as consumer anticipation shifts into high gear, …
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In this episode, The Annuity Man discussed: Lifetime income and principal protection Return of your money Peeling of the interest to solve income needs Key Takeaways: Annuities aren’t only for lifetime income, some products just protect the principal like a MYGA or a Fixed Annuity. With lifetime income, annuity companies are on the hook to pay a re…
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In this show I host Alex Milner from Natte Valleij. He is my first South African guest and the first Cinsault-focused producer I've had on the show. Photo: Alex Milner. Credit: Natte Valleij Instagram I first learned about Natte Valleij from a local importer who presented the wine as an option for a wine dinner I put together with a restaurant part…
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What Was He thinking? In a mad scramble to secure a dashing actor “who can wear the tux, tote the pistol and woo the girl,” mega-producer Albert Broccoli has a famous actor squarely in his sights to play 007. Proclaiming “An American can’t play James Bond,” said actor instead opts to make such cinematic stinkers as Fuzz, White Lightning and The Man…
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In this episode, The Annuity Man discussed: When is it a good time to buy an annuity? Are annuities for market growth? Annuity sales tactics to be wary of Key Takeaways: Annuities aren’t for everybody. If you need to transfer risk, need contractual guarantees, or solve for principal protection, income for life, legacy, or long-term care, then it’s …
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Cabernet Sauvignon is the most planted wine grape in the world. Loved by winemakers and wine drinkers alike, this grape has the potential to make wines with excellent fruit, power, complexity, and structure with outstanding aging ability. In this show, I do a refresh of a show I did 11 years ago (!), discussing Cabernet in all its glory – from the …
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In this episode, The Annuity Man and Terry Savage discuss: What is “chicken money”? Considering future crises in your financial plan Seeking trusted advisors Building an income floor Key Takeaways: Your “chicken money” is money that you can’t afford to lose. CDs, treasury bills, money markets, AAA municipal bonds, and MYGAs are suitable options. MY…
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What Were They Thinking? Hyped as a tough, high-energy, off-season alternative to the venerable National Football League, XFL games boast blaring rock music, trash-talking coaches, no penalties for excessive roughness, plus lingerie-clad cheerleaders. Sounds good on paper. Looks bad on the playing field -- and even worse on TV. Listen, laugh and le…
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In this episode, The Annuity Man discussed: Locking in for three years and over The top three safest money When to go for CDs and treasuries Key Takeaways: Ask yourself how long you want to lock the money in for. MYGAs provide the highest contractual guarantee if it’s three years and over compared to CDs and treasuries. The safest money out of all …
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In this show, I continue to take a page out of my own book -- literally! In this back to basics show, I return to review basic wine vocabulary from chapter 1 of the "Wine For Normal People" book and introduce a new series that I'll be doing now that I'm hosting the show alone... This Back to Basics series is my updated take on some basics, without …
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What Were They Thinking? What would you call an outdoor game where one player heaves a weighted, foot-long, metal-tipped dart hihg into the air, hoping to land it in the middle of a plastic hoop placed at the feet of his opponent some 20 feet away? You’d call it “lawn darts,” “Jarts,” “garden darts”—or maybe just “the most idiotically dangerous kid…
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In this episode, The Annuity Man discussed: The right product for the right situation What is lifetime income? Income from interest Key Takeaways: An agent selling an annuity product as a one-size-fits-all product is like a doctor prescribing one medication for everyone. There is a right product for the right circumstance, and if a person doesn’t n…
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In this show, I take a page out of my own book -- literally! In this back to basics show, I review some basic wine vocabulary from chapter 1 of the Wine For Normal People book and introduce a new series that I'll be doing now that I'm hosting the show alone... Taylor Swift has "Taylor's version" of her songs, and similarly, this Back to Basics seri…
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In this episode, The Annuity Man discussed: Planning with simplicity Annuity products overview Consumer-focused future of annuities Tuning out the noise Key Takeaways: Lifetime income is priced primarily on your life expectancy and interest rates play a secondary role in pricing. Shop all carriers for the highest contractual guarantee, don’t gamble…
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What Was He Thinking? While his bandmates were conjuring up the mop-top pop-music elixir that soon exploded into Beatle mania, Pete Best decided travel to the beat of his own drum. Refusing to fit in with John, Paul and George, Pete traded in his "ticket to ride" to worldwide fame and fortune for a license to drive a Liverpool delivery truck. Liste…
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In this episode, The Annuity Man discussed: Acknowledging your wealth The scars of scarcity Should you be worried about inflation Setting up contractual guarantees Key Takeaways: Be rational about the wealth that you have. Don’t say you’re not rich if you are not one of the 40% of Americans today who have $400 to their name and are struggling. Ackn…
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This is an encore presentation of a wonderful show I did with Serge Doré, importer of French wine (and American via Quebec…) and friend of the podcast, joins us to talk about the Loire Valley. It's especially relevant for those of you who are part of the Wine Access/WFNP wine club, as the "All Serge, all the time" shipment is heading your way soon!…
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More of the Best of the Worst Whiskey rings, hanging chads, criminal contra-dictions, depressing obsessions, heaping helpings of guns and butter -- American Presidents and their staffs have cooked up then served up an onerous, odorous batch of stinkin' thinkin' over the last 200-plus years. These six examples spotlight how the ideas of yesterday—fr…
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In this episode, The Annuity Man discussed: Automating your income Establishing an automated income stream Reverse-engineering your income goal Key Takeaways: Automating your income is about creating more income floor to add to your lifetime income stream with Social Security which increases with inflation. This is where annuities come into play si…
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Ok, I know this is an obscure show and I promise we’ll get back to mainstream stuff next week, but there is a reason for doing this show now. PLUS, it's super dorky stuff and that's awesome! I was putting together the Wine Access shipment with Serge Doré that is going out soon and one of the wines was from the small appellation of Saint Mont. I pri…
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In this episode, The Annuity Man and Sheryl Garrett discuss: The role of a financial planner How the industry should be Hiring the right planner Being aggressive with cash flow Key Takeaways: Many personal, financial, economic, and psychological things are coming together all at once. The planner’s role is to help clients see through all of that an…
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Presiding over five Boston Red Sox World Series titles in fifteen years, the team's ownership confidently believes their roster is doubtlessly strong enough to withstand the departure of star pitcher Babe Ruth, a.k.a. “The Bambino.” So they conjure up the idea, in 1920, to sell Ruth to the then-lowly New York Yankees. What happens next is an histor…
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In this episode, The Annuity Man discussed: Claiming your social security You can’t time annuities Three phases of retirement Key Takeaways: Social security payments get higher if you wait until 70 because you’re older which means that your life expectancy is less, meaning that there are fewer projected payments. Fewer payments mean that those paym…
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For more than 30 years, dei Principi di Spadafora has been quietly churning out some of Sicily’s best wines in a tiny enclave of Virzì, about 35 miles southwest of Palermo, on Sicily’s west coast. Photo: Francesco and Enrica Spadafora. Courtesy of dei Principi di Spadafora The Spadafora family has been in Sicily since 1230, and their family came fr…
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A swarm of sweet-toothed beetles is chomping away at Australia’s sugar cane crop. So, by cracky, local farmers come up with the perfect solution: Introduce 102 toads from Hawaii to scarf up the bothersome beetle population. Problem solved, eh mates? Not quite. Our Outback sugar farmers thus begin one of the worst ecological calamities in Australian…
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In this episode, The Annuity Man discussed: Creating a solid income floor for retirement Considering your income Many ways to create income Key Takeaways: Going into chapter two of your life, you have to do your own thing. Stop keeping score. You’ve already won the game, you already have enough money, so why are you still playing? It’s important to…
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If you are an avid follower of the show you know that my friend Jim Morris, hospitality guru, and wine industry veteran has been on the show many, many times. His first appearance was on Episode 30 and he has appeared on Episodes 130, 230, and now 530 – as I say, he is the man of the 30s! Photo: Courtesy of Jim Morris This time Jim joins to pull th…
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In this episode, The Annuity Man and Rick Ferri discuss: Outperforming 90% of investors Developing a simple portfolio Five ways to improve your portfolio Facing the risks Key Takeaways: Investing is not as difficult as others would have you believe. The best way to invest is to keep things simple; the fewer moving parts, the better. Develop a simpl…
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An erstwhile sprinkler repairman, Bernard L. Madoff is the embodiment of the American dream, parlaying a paltry $5,000 initial investment in his own securities firm in 1960 into a nearly $1 billion dollar personal fortune by 2008. Shockingly, his American dream becomes a nightmare for thousands of investors who trust his sage advice and reputation …
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In this episode, The Annuity Man discussed: Not everyone needs to be exposed Bonds and market volatility Looking into lifetime income Questions to ask your advisor Key Takeaways: Financial advisors tend to advise their clients to do 60% equity and 40% bond split or that they always have some exposure, but it doesn’t apply to everybody. People who’v…
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This week I welcome Patron Robin Rigby Fisher, a Certified Master Kitchen and Bath Designer and Certified Aging in Place Specialist. Robin has a kitchen design firm in the Portland, Oregon metro area (called Robin Rigby Fisher Design). She has been creating award winning kitchen and baths for more than 28 years and she comes to tell us about the va…
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It’s his wedding night. And in a blissful, celebratory moment, Robert Kearns pops a champagne cork—right into his left eye, leaving him partially blind. Fast-forward ten years. Driving home in a rainstorm, the sight-impaired automotive engineer and part-time inventor squints through his car’s rapidly oscillating windshield wiper. Even with one bad …
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In this episode, The Annuity Man discussed: Bonuses are not the true benefits Unethical practices that rush an annuity sale Focus on what really matters Key Takeaways: Upfront bonuses are merely a part of the contract rather than the true benefits they seem to be. Focus instead on the lifetime income guarantee, on the financial stability and predic…
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Washington State is the second-largest wine producing state in the US with about 1,050 wineries making over 17 million cases of wine. In this show I cover the largest sub region of the Columbia Valley AVA, Yakima Valley AVA (and its sub-AVAs). Map: Yakima Valley Tourism Yakima is in south-central Washington, at 46˚ N latitude. In 1983 it became Was…
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In this episode, The Annuity Man and Jason Fichtner discuss: Preparing for depletion Preaching to a hurricane Maximizing returns and minimizing risks The real danger zone Key Takeaways: There’s going to be depletion in combined trust funds in 2024. In response to this, you can delay claiming your social security until you absolutely need it, you ca…
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Newly reelected and embarking on a national speaking tour, President William McKinley is a busy chief executive—too busy, his staff decides, to meet with a clothier who’s offered to fit the commander in chief with a snazzy piece of outerwear. Instead, the meeting is rescheduled until after McKinley returns from a brief trip to the Pan American Expo…
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In this episode, The Annuity Man discussed: Annuities are customizable An example of life with cash refund What does it mean to get a joint-life policy Options and choices when getting an annuity Key Takeaways: A life-only contract means that the annuity company is on the hook to pay as long as you’re breathing, but the money goes away when you die…
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Wait, I thought you only covered wine in this podcast? I do! And guess what? Vermouth is wine. Vermouth is an aromatized, fortified wine flavored with botanicals like roots, herbs, barks, flowers, seeds, and spices. Although aromatized beverages have been around for millennia, vermouth's origins lie in the Kingdom of Savoie in the 1700s, first in T…
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