Best The Annuity Man Podcasts (2024)

1
You Already Won! Why Are You Still Playing?: Shootin' It Straight with Stan (TAM Classic) 11:59

1h ago11:59

11:59

In this episode, The Annuity Man discussed: Not everyone needs to be exposed Bonds and market volatility Looking into lifetime income Questions to ask your advisor Key Takeaways: Financial advisors tend to advise their clients to do 60% equity and 40% bond split or that they always have some exposure, but it doesn’t apply to everybody. People who’v…

1
Annuities Dummies 36:17

5h ago36:17

36:17

In this episode of the Liquidity Event Podcast, AJ and Shane tackle the story of a couple who won the Powerball but faced tragic consequences when investing their winnings with an insurance salesman. They also answer a listener's question about the financial reality of marrying your long-term partner. Don't miss this! Got questions? Leave us a voic…

1
25% Annuity Bonus…Is It Real?: Shootin' It Straight with Stan (TAM Classic) 9:59

1h ago9:59

9:59

In this episode, The Annuity Man discussed: Bonuses are not the true benefits Unethical practices that rush an annuity sale Focus on what really matters Key Takeaways: Upfront bonuses are merely a part of the contract rather than the true benefits they seem to be. Focus instead on the lifetime income guarantee, on the financial stability and predic…

1
Jason Fichtner: Understanding A Changing Retirement Landscape (TAM Classic) 49:37

2h ago49:37

49:37

In this episode, The Annuity Man and Jason Fichtner discuss: Preparing for depletion Preaching to a hurricane Maximizing returns and minimizing risks The real danger zone Key Takeaways: There’s going to be depletion in combined trust funds in 2024. In response to this, you can delay claiming your social security until you absolutely need it, you ca…

1
Summer Wedding Budget Nightmare 39:05

1d ago39:05

39:05

Join hosts AJ and Shane on this episode of the Liquidity Event Podcast as they tackle the financial stress of summer weddings. Discover how to manage wedding expenses without falling into debt, featuring real-life stories and expert advice. Plus, they answer a listener's question about the collapse of Synapse Bank, discussing the safety of online b…

1
Understanding Annuity Payout Options - Shootin' It Straight with Stan (TAM Classic) 11:01

3d ago11:01

11:01

In this episode, The Annuity Man discussed: Annuities are customizable An example of life with cash refund What does it mean to get a joint-life policy Options and choices when getting an annuity Key Takeaways: A life-only contract means that the annuity company is on the hook to pay as long as you’re breathing, but the money goes away when you die…

1
Live off the Interest Until You Can’t: Shootin’ It Straight With Stan (TAM Classic) 10:19

10d ago10:19

10:19

In this episode, The Annuity Man discussed: What does it mean to live off the interest? Living off guaranteed interest When interest rates go down If you can’t live off of the interest Key Takeaways: At the time of this taping, some money markets are 4, some CDs at five, and some MYGAs at five and a half. A lot of you out there have enough funds th…

1
John Olsen: Annuity Royalty Shares Wisdom (TAM Classic) 31:56

11d ago31:56

31:56

In this episode, The Annuity Man and John Olsen discuss: The suitability approach and consumer trust How the annuity industry can be better Approaching people who hate annuities Risk management and risk transfer Key Takeaways: There is a considerable certainty that companies out there are determined to give the right product to their clients. If yo…

1
Gallivanting 4% Closer to Retirement 29:57

22d ago29:57

29:57

Join Shane and guest co-host John on the Liquidity Event Podcast as they explore the enduring 4% rule in retirement planning. They delve into its history, effectiveness, and relevance for those aiming for early retirement - along with some its pitfalls. Is it merely useful guideline or should it be part of your journey to financial independence? We…

1
Defer 2 SPIA (MYGA-2-SPIA): Shootin' It Straight With Stan (TAM Classic) 14:00

17d ago14:00

14:00

In this episode, The Annuity Man discussed: What are MYGAs and SPIAs? Annuities are contractual commodities MYGA to SPIA Key Takeaways: A MYGA, Multi-Year Guaranteed Annuity, is the annuity industry's version of a CD. The good news about MYGAs is that the interest rate is locked in and non-callable. This means that when interest rates go down, you’…

1
You Are Not the Beneficiary 33:09

1M ago33:09

33:09

This week on the Liquidity Event Podcast, Shane and John chat about a real-life story that shows why updating your beneficiary info is so important. Back in the '80s, Jeff added his then-girlfriend Peggy to his 401(k). Fast forward 30 years, multiple relationships, and Peggy's now set to get $1.2M after Jeff's passing—all because he never updated t…

1
Annuity Fancy or Annuity Contractual?: Shootin’ It Straight With Stan 5:42

24d ago5:42

5:42

In this episode, The Annuity Man discussed: The four main concerns that annuity addresses Why you should stay away from fancy annuities Things to consider when buying annuities Key Takeaways: Annuity contracts are designed to address four key concerns: principal protection, lifetime income, legacy planning, and long-term care. However, not all annu…

1
Dana Anspach: Juicing Your Retirement Plan (TAM Classic) 42:04

25d ago42:04

42:04

In this episode, The Annuity Man and Dana Anspach discuss: Juicing your retirement money How can you know if you’re “retirement-ready” What are some things you have to consider when setting up your retirement plan The four percent rule Key Takeaways: Don’t underestimate what more you can juice from your retirement plan. You might very well end up w…

1
How to Solve The Housing Crisis 38:22

1M ago38:22

38:22

This week on the Liquidity Event Podcast, AJ & Shane dive into the heart of the housing crisis. In this episode, they discuss the surprising ways climate change is impacting home insurance, making it harder for people to protect their properties. Whether you're a homeowner, renter, or just curious about the future of housing, this podcast is for yo…

1
Annuity Contractual Guarantees Change Lives: Shootin’ It Straight With Stan 7:58

1M ago7:58

7:58

In this episode, The Annuity Man discussed: Annuity solutions to retirement problems The four things that annuities solve for How annuities can give peace of mind, flexibility, and freedom Key Takeaways: Retirement can be a daunting prospect, with the uncertainty of how long your savings will last and the fear of running out of money. However, annu…

1
A Personal Finance Columnist on Destination Weddings, Financial Scams, and Loaning Your Boyfriend Money 52:17

2M ago52:17

52:17

This week on the podcast we're joined by the incredible Charlotte Cowles, financial advice columnist for The Cut. Charlotte is known for her valuable insights on investing, saving and spending. She joins AJ on the pod to discuss the skyrocketing cost of weddings, what it's like being a financial advice columnist, why people can't follow basic finan…

1
Annuity Doublers Gives Your Money Back Quicker When You Get Sicker: Shootin’ It Straight With Stan 7:54

1M ago7:54

7:54

In this episode, The Annuity Man discussed: What annuity doublers refer to The true story of annuity doublers Key Takeaways: Annuity “doublers” isn’t as lucrative as it seems. You become eligible for enhanced payment if you are found to be unable to do the five daily functions of life. The additional value given in enhanced payments is subtracted d…

1
David Blanchett: Retirement Income Investing in a Low-Yield World (TAM Classic) 48:33

1M ago48:33

48:33

In this episode, The Annuity Man and David Blanchett discuss: People’s irrational preference A gap between perceived and actual ability Is cryptocurrency going to last? Investing when there are low yields Key Takeaways: In theory, people should be indifferent between spending down their portfolio and living off of it - but investors aren’t always r…

1
Looking for a Man in Finance 34:22

2M ago34:22

34:22

Tune in to Episode 105, "Looking For A Man In Finance," where AJ & Shane dive into weight-loss drugs like Ozempic and tackle a listener's rent hike dilemma. Should you tough it out or find a new place when rent keeps climbing? And ladies, look no further, we found your 6 foot 5 man in finance! Blue eyes too! Get ready for a lively chat filled with …

1
There’s No ROI Until You Die With Lifetime Income Annuities: Shootin’ It Straight With Stan 5:59

2M ago5:59

5:59

In this episode, The Annuity Man discussed: The four primary annuity types for lifetime income There’s no ROI until you die with lifetime income annuities Two important questions to consider when buying annuities Key Takeaways: There are four primary annuity types providing lifetime income: Single Premium Immediate Annuities, Deferred Income Annuit…

1
Unlimited Shrimp FIRE 34:36

2M ago34:36

34:36

AJ & Shane chat about the dream of early retirement and what it takes to get there. Plus, we're diving into the juicy news about Red Lobster's bankruptcy—what happened to everyone's favorite cheddar bay biscuit spot? And don't miss our listener question segment, where we help out with a dilemma on early exercising non-qualified stock options (NSOs)…

1
How the Annuity Sausage Is Made: Shootin’ It Straight With Stan 11:20

2M ago11:20

11:20

In this episode, The Annuity Man discussed: The pricing mechanism of annuity products Annuities are commodity products Buy only the products that you understand Key Takeaways: Annuity pricing is primarily based on life expectancy, with interest rates playing a secondary role. Another key factor in annuity pricing is that annuity prices change based…

1
Roger Whitney: How To Rock Your Retirement (TAM Classic) 44:38

2M ago44:38

44:38

In this episode, The Annuity Man and Roger Whitney discuss: The two retirement crises Balancing on the teeter-totter Before going into fancy tactical stuff Focusing on what you can control Key Takeaways: There are two retirement crises: one is when people don’t have enough money to pay the bills when they can’t work anymore. The other crisis is for…

1
Was the 401(k) a Mistake? 31:30

2M ago31:30

31:30

In Episode 103, we dive deep into the complexities of retirement planning, pondering the question: Was the 401(k) a misstep? Join us as we dissect the recent insights from a New York Times article and navigate the landscape of retirement savings - has this great, post-pension experiment really worked out? Plus, we tackle a listener's pressing quest…

1
The Perfect Annuity Does Not Exist: Shootin’ It Straight With Stan 8:55

2M ago8:55

8:55

In this episode, The Annuity Man discussed: Focusing on guarantees The best annuity Finding the annuity best suited for you Key Takeaways: Annuities are financial products that can provide a steady stream of income during retirement, but they come with both benefits and limitations. It's essential to approach annuities with a clear understanding of…

1
We're Back Witches! 35:58

3M ago35:58

35:58

Shane and AJ are back! Did you miss them? We did! This time, things are different. We've still got luke warm takes on the financial markets, don't worry. But now our hosts will answer YOUR audience questions. Less news, more actionable advice. In our inaugural episode in this format, our hosts take on some questions about freelancing, getting paid …

1
The Cost of Waiting to Purchase an Annuity: Shootin’ It Straight With Stan 9:42

2M ago9:42

9:42

In this episode, The Annuity Man discussed: Don’t time the market when buying annuities The cost of waiting for the perfect moment Key Takeaways: Don’t time the market when buying annuities. Instead of trying to find the perfect moment, determine whether you actually need an annuity by asking yourself what you want the money to do and when you want…

1
Steve Parrish: Rational and Phased Retirement Planning (TAM Classic) 47:57

2M ago47:57

47:57

In this episode, The Annuity Man and Steve Parrish discuss: People don’t understand annuities Preparing for diminished capacity Life expectancy is good and getting better Managing your retirement plan Key Takeaways: Annuities are not an investment, it’s a form of insurance that makes investments even better. Address problems in advance while you st…

1
Always Reverse Engineer Annuity Income Quotes: Shootin’ It Straight With Stan 7:59

3M ago7:59

7:59

In this episode, The Annuity Man discussed: Be strategic and efficient when purchasing annuities Reverse engineering annuity quotes Maximizing retirement income Key Takeaways: When it comes to purchasing annuities for retirement income, it's essential to be strategic and efficient with your money. This is why you should aim to use the least amount …

1
Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan 8:47

3M ago8:47

8:47

In this episode, The Annuity Man discussed: The value of annuities for lifetime income planning Laddering strategy with annuities Placing an annuity inside a trust Key Takeaways: When it comes to planning for lifetime income, annuities can be a valuable tool. However, it's essential to approach annuities with strategies that allow for flexibility a…

1
Gary Baker: The Growth of Group and Fee-Based Annuities 49:48

3M ago49:48

49:48

In this episode, The Annuity Man and Gary Baker discuss: The Secure Act's role in making annuities more accessible within 401(k) plans Lifetime guaranteed income options within 401(k) target date funds The widespread inclusion of lifetime income options How annuities can alleviate pressure on Social Security Key Takeaways: The retirement landscape …

1
There’s NO Annuity Sweet Spot to Purchase: Shootin' It Straight With Stan 8:47

3M ago8:47

8:47

In this episode, The Annuity Man discussed: Annuities are contracts The perfect time to buy an annuity You can’t time contracts Key Takeaways: There is no "sweet spot" to purchase annuities, as all types have contractual guarantees that should be analyzed. Remember that annuities are contracts, not investments. The perfect time to buy an annuity is…

1
Transfer Your Risk to Annuity Contractual Guarantees: Shootin' It Straight With Stan 8:47

3M ago8:47

8:47

In this episode, The Annuity Man discussed: What annuities solve for Transfer of risk The three phases of retirement Key Takeaways: Annuities solve for PILL: Principal protection, Income for life, Legacy, and Long-term care. There’s no G for growth, or R for Returns. If you want growth and returns, do not buy an annuity of any type. Annuities are b…

1
Jamie Hopkins: Retirement Planning And The Why That Makes You Cry (TAM Classic) 52:36

3M ago52:36

52:36

In this episode, The Annuity Man and Jamie Hopkins discuss: ROS - Return on Sleep From an accumulation to a decumulation mindset Living your retirement meaningfully Changing your relationship with money Key Takeaways: People often don’t care about optimal, people care about being happy. Giving people a good retirement experience, a Return On Sleep,…

1
You Already Own At Least 2 Annuities: Shootin' It Straight With Stan 7:24

3M ago7:24

7:24

In this episode, The Annuity Man discussed: The best inflation annuity on the planet. The second annuity you already own RMDs are an annuity payment Key Takeaways: Annuities that adjust for inflation offered by the private sector have their initial payments drastically lowered to make up for the index increase. You don’t need to get that because yo…

1
Get Your Annuity Income Ducks in a Row: Shootin' It Straight With Stan 11:56

4M ago11:56

11:56

In this episode, The Annuity Man discussed: What retirement is all about The ducks that you may already have Annuity income ducks Key Takeaways: Retirement, or chapter two of your life, is the time that you need money hitting the bank account so that you can go live your life. This chapter is going to be all about you, about your lifestyle, and abo…

1
Marcia Mantell: Cookin' Up Your Retirement Plan 52:02

4M ago52:02

52:02

In this episode, The Annuity Man and Marcia Mantell discuss: The value of simplicity in understanding financial concepts Getting ready for the emotional aspect of retirement The key to financial success in retirement The importance of creating an estate plan Key Takeaways: If you can’t explain a concept or product simply to somebody who doesn’t liv…

1
Your Retirement Plan Is Not an Annuity Game: Shootin' It Straight With Stan 12:46

4M ago12:46

12:46

In this episode, The Annuity Man discussed: The standard of a fiduciary Your retirement is not a game Annuities as guarantees and as commodities Key Takeaways: Be wary of people in the annuity industry who sell one product to every type of person. In most cases, the product they’re selling is the highest commission product. The annuity you buy has …

1
Annuity Decisions Should Be Simple & Contractual: Shootin' It Straight With Stan 12:59

4M ago12:59

12:59

In this episode, The Annuity Man discussed: Buying contractual guarantees Keeping it simple with annuities Annuities that adjust for inflation Key Takeaways: Buy annuities only for their contractual guarantees. Don’t buy an annuity for hypothetical, theoretical, back-tested returns. Don’t buy an annuity for the upfront bonus. Buy an annuity for wha…

1
Andy Panko: Financial Planning Demystified and Unemotional (TAM Classic) 52:26

5M ago52:26

52:26

In this episode, The Annuity Man and Andy Panko discuss: How advisors should construct their fees The complexity of decumulation Making the plan as good as it can be Cryptocurrency is a lottery ticket Key Takeaways: The work isn’t linear to the asset size; advisors shouldn’t make more money just because assets go up. In the same way, advisors shoul…

1
Annuities Will Do What You Contractually Need: Shootin' It Straight With Stan 10:10

5M ago10:10

10:10

In this episode, The Annuity Man discussed: Don’t buy the dream Backtested numbers are not guaranteed What an annuity is for Key Takeaways: Do not buy hypotheticals, dream sales pitches, or back-tested returns. Do not buy the annuity dream because you're going to own the contractual reality. There’s no such thing as a “guaranteed and back-tested” r…

1
Don’t Buy Annuity Hypothetical Returns: Shootin' It Straight With Stan 14:05

5M ago14:05

14:05

In this episode, The Annuity Man discussed: Annuities are contracts How Indexed Annuities should be used Don’t buy an annuity for market returns Key Takeaways: To say that something is “guaranteed and backtested” means that there is nothing guaranteed at all. Annuities are contracts, buy them for what they will do and not what they might do. Indexe…

1
Terry Savage: The Savage Truth For Your Money in 2024 53:42

5M ago53:42

53:42

In this episode, The Annuity Man and Terry Savage discuss: 401k and annuities What does it mean to be a fiduciary? Annuities are commodity products Always have some chicken money Key Takeaways: When you are in the accumulation phase, there should be no limitations at all on the upside. You’re better off focusing on accumulation during the 401k time…

1
Annuities Can Have Flexible Income Start Dates: Shootin' It Straight With Stan 11:07

5M ago11:07

11:07

In this episode, The Annuity Man discussed: The four lifetime income products How annuities are priced The simplicity of SPIA Getting the highest guarantee Key Takeaways: There are four lifetime income products: Single Premium Immediate Annuities, Deferred Income Annuities, Qualified Longevity Annuity Contracts, and Income Riders that can be attach…

1
Belt & Suspenders Annuity Strategies: Shootin' It Straight With Stan 13:11

5M ago13:11

13:11

In this episode, The Annuity Man discussed: State guaranty funds The true safety of the industry Life insurance companies are more regulated Assigning unused money to beneficiaries Key Takeaways: If you look at the state guaranty fund, each state has a specific rule in place to protect you and your money in case something happens to the carrier. Yo…

1
Christine Benz: Avoiding Blind Spots in Your Retirement Portfolio Planning (TAM Classic) 50:13

5M ago50:13

50:13

In this episode, The Annuity Man and Christine Benz discuss: Why Christine is so passionate about financial education and retirement portfolio planning. Why decumulation is not bad (and when it is a good thing). Retirement blindspots to be aware of. Staying mindful of additional, variable costs in your spending plan. Bucket approach investing and p…

1
Exchange Your Income Rider for a SPIA: Shootin' It Straight With Stan 12:19

5M ago12:19

12:19

In this episode, The Annuity Man discussed: The Income Rider and the accumulation value Two numbers you need before you transfer to SPIA Calculating a SPIA quote When you should transfer to a SPIA Key Takeaways: The Income Rider is an attachment to a policy that guarantees a lifetime income stream but it’s a separate calculation from the accumulati…

1
Swallow the Seminar Food, NOT the Annuity Pitch: Shootin' It Straight With Stan 11:13

6M ago11:13

11:13

In this episode, The Annuity Man discussed: Swallowing the food but not the pitch Annuities are never one-size-fits-all Focusing on contractual guarantees Key Takeaways: If you ever get invited to an annuity “seminar”, then remember to swallow the food but not the pitch. Don’t be swayed by misleading terms and enticing promises. When it comes to an…

1
Chuck Jaffe: Top Money & Life Topics for 2024 55:36

6M ago55:36

55:36

In this episode, The Annuity Man and Chuck Jaffe discuss: Politics and economy Looking into how inflation affects you How Indexed Annuities should be used The question for cryptocurrency Key Takeaways: Politics don’t create the economy. There are a lot more factors that go into it than just who is in power. Economic forecasts sometimes become inacc…

1
Increase Your Annuity Income Floor as You Age: Shootin' It Straight With Stan 13:03

6M ago13:03

13:03

In this episode, The Annuity Man discussed: Creating a solid income floor for retirement Considering your income Many ways to create income Key Takeaways: Going into chapter two of your life, you have to do your own thing. Stop keeping score. You’ve already won the game, you already have enough money, so why are you still playing? It’s important to…

Podcasts Worth a Listen

The Annuity Man Podcasts

Podcasts Worth a Listen

Quick Reference Guide