Best W Ben Utley Podcasts (2024)

1
Should physicians pay off their mortgage or invest more before retiring ? 28:31

1d ago28:31

28:31

In this episode, Nate and Ben tackle the important question of whether physicians should prioritize paying off their mortgage or investing additional resources as they approach retirement. The discussion highlights the balance between managing debt and maximizing investment opportunities while addressing the unique financial challenges faced by phy…

1
How should physicians adjust their investments right before retirement 23:23

8d ago23:23

23:23

In this episode, Nate and Ben focus on the critical topic of investment adjustments that physicians should consider as they approach retirement. They explore how these adjustments can impact financial stability and long-term goals, addressing questions commonly faced by physician families. Through personal anecdotes and professional insights, the h…

1
Should we push hard now and slow down in our 50's 23:49

15d ago23:49

23:49

In this episode, Nate and Ben tackle the critical question of whether physicians should prioritize intense work and savings during their early career to achieve the goal of slowing down in their 50s. They delve into the financial implications of this strategy, discuss various listener questions about managing student loans, and emphasize the import…

1
Should we put all our resources toward our student loans? 24:05

22d ago24:05

24:05

In this episode, Nate and Ben explore the essential financial decisions that physician families face regarding student loan management and resource allocation. The hosts discuss how to strike a balance between paying off student debt and achieving other financial goals, such as saving for retirement and funding children's education. This episode fe…

1
Am I eligible for a Solo 401k ? 26:19

29d ago26:19

26:19

In this episode, Nate and Ben delve into the specifics of solo 401(k) eligibility for physicians. They address common misconceptions and intricacies related to retirement accounts, discussing various financial strategies that physicians can consider as they navigate their professional careers. The hosts provide insights into the benefits and limita…

1
Should I open an ABLE account for my child with a disability? 22:08

1M ago22:08

22:08

In this episode, Nate and Ben discuss the importance of financial planning for families with children who have disabilities, focusing specifically on the benefits of ABLE accounts. They explore how these accounts can provide financial security while enhancing the quality of life for individuals with disabilities. The hosts also share personal anecd…

1
Pension or 403b: Which should I choose ? 22:44

1M ago22:44

22:44

In this episode, Nate and Ben discuss the crucial financial decision physicians face when choosing between pension plans and 403(b) retirement plans. They explain the nuances of each option, emphasizing the impact these choices can have on long-term financial stability. The discussion addresses common concerns about retirement savings, tax implicat…

1
Should my taxable account mirror the investments in my Roth IRA? 29:27

2M ago29:27

29:27

In this episode, Nate and Ben dive into the specific considerations that physician families should take into account regarding investment strategies. They discuss whether taxable accounts should reflect the asset allocation of Roth IRAs, the intricacies of life insurance needs, and the importance of proactive identity protection. The hosts also sha…

1
At what net worth should I begin a financial plan? 29:33

2M ago29:33

29:33

At what net worth should you begin a financial plan? Nate and Ben tackle this critical question, along with other financial challenges faced by physician families, including investment opportunities, insurance needs, and managing unexpected financial situations. Drawing on real-life conversations with physicians, they provide practical insights int…

1
What Insurance Strategies Should you Consider for your Future? 33:31

2M ago33:31

33:31

In this episode, Nate and Ben discuss various financial situations and questions from physician families, focusing on investment strategies, insurance options, and effective management of inherited assets. Key Points: - Investing $700,000: The hosts address a question from an OB-GYN who has $700,000 in their bank account. They emphasize the importa…

1
Are adjustable rate mortgages right for you? 31:35

2M ago31:35

31:35

In this episode, Nate and Ben explore essential financial topics for physician families, including the management of inherited assets and considerations for insurance coverage. The conversation also touches on investment strategies and mortgage options relevant in today's climate. Key Points: - Consolidating Inherited Accounts: Consolidation of inh…

1
Should you increase stocks before retirement? 35:49

3M ago35:49

35:49

In this milestone 80th episode of the Physician Family Financial Advisors podcast, Nate Reineke and Ben Utley celebrate their journey with some lighthearted banter before diving into pressing financial questions from their listeners. They cover key topics like maximizing health savings accounts (HSAs) under COBRA, the best practices for rebalancing…

1
Great income and a job I love but no balance - What should I do? 34:30

3M ago34:30

34:30

In this enlightening episode, we delve into the world of estate planning and work-life balance specifically tailored for physicians. We cover essential strategies to secure your financial future while maintaining a fulfilling personal life. Learn about the crucial differences between wills and trusts, the importance of durable power of attorney, he…

1
Why does it feel like we don't make great money? 27:43

3M ago27:43

27:43

In this new episode, we dive deep into financial strategies that can help secure your family's future, especially for high-earning physicians. Discover how a $50,000 inheritance can be a game-changer for your child’s education when invested in a 529 plan. We also explore how to efficiently manage large cash reserves in business accounts to optimize…

1
Should I be taking more risk? 35:53

3M ago35:53

35:53

In this episode, we dive deep into the realm of socially responsible investing (SRI) and how physicians can align their investment portfolios with their personal values. We explore the core principles of SRI, including the pros and cons of avoiding investments in controversial industries like tobacco and firearms, and discuss the potential for a te…

1
Tight on cash, where do I start saving first? 37:56

4M ago37:56

37:56

In this new episode, we delve into the nuanced world of financial planning tailored specifically for physicians. We tackle the intricate challenges and opportunities that come with high-performing stocks like Tesla, navigate the complexities of tax implications associated with practice buy-in loans, and explore robust investment strategies perfect …

1
Should I be more aggressive with my college investments? 27:18

4M ago27:18

27:18

In this insightful episode, we delve into the multifaceted world of financial planning for physician families. Hosts Nate Reineke and Ben Utley provide expert advice on navigating home building, real estate transactions, and investment strategies, all tailored to the unique needs of medical professionals. From addressing the emotional and financial…

1
Should I put my cash in treasuries? 24:25

4M ago24:25

24:25

In this episode of the Physician Family Financial Advisors podcast, hosts Nate Reineke and Ben Utley, both Certified Financial Planners, delve into a variety of financial strategies tailored specifically for physician families. They explore how to maximize the safety and returns on extra cash by examining different investment options such as U.S. T…

1
Should you contribute to your company’s cash balance plan? 32:25

4M ago32:25

32:25

Find the secrets to optimizing your retirement and investment strategies with our latest episode! Discover why solo 401(k) might outshine SEP IRAs for self-employed physicians, especially if backdoor Roth conversions are on your radar. We'll also guide you through the critical decision-making process around contributing to 457(B) plans, dissecting …

1
Are we on track for retirement? 38:58

5M ago38:58

38:58

On today’s episode we answer more of your questions! Are we on track for retirement? My mom and dad need a little help with money - how much can I help? Is now the right time to upgrade in house? Another physician inheritance: what should I do with my extra money? I am looking at hiring a financial advisor, what questions should I ask them? I keep …

1
How will you invest my money? 26:47

5M ago26:47

26:47

On today's episode we answer YOUR questions! Should I stop contributing to my taxable account and 529s if we are going to move in a year? How much can we contribute to our grandchildren's 529 accounts without going over the gift limit? How much does college cost? If I go with Physician Family and you manage my accounts, how will you invest my money…

1
Should I pay off my house with my inheritance? 23:19

6M ago23:19

23:19

How do I use my 529 to pay for college? Should I make regular 529 withdrawals or can I leave the 529 money in the account growing tax free as long as possible? I received a large inheritance, should I pay off my 2.5% mortgage? Should I count on merit based scholarships? Should I let my 1-year CD rollover at Alliant or move it to a cash reserves acc…

1
Should I pay down debt or invest? 21:32

7M ago21:32

21:32

On today’s show… Is it finally time to pay off my student loans? I make $700,000 a year and I want my spouse to work..am I wrong? Should I put my college money in cash or 529s? Did my $2M home purchase derail my retirement? Am I putting too much in my 529? New city, new job. Can I wait a while to start saving for retirement while everything is in f…

1
How should I choose a tax preparer? 17:09

7M ago17:09

17:09

On today’s show… • How do I choose the right tax preparer? • Why didn’t my automatic payment come out for my mortgage? • Should we move closer to our parents? • Should I count on hitting my RVUs? • Should I buy into my surgery center? • I am 10-years from retirement, should I cancel my life and DI insurance? • How do we combine finances in my secon…

1
Are Financial Advisors Worth it for Physicians? 29:52

8M ago29:52

29:52

You’ve been waiting for it all this time. So here we are, on our 67th episode - here comes the shameless self promotion. Right? I mean what advisor doesnt think they are worth it. Well not only do we believe we are worth it, we can prove it. On today’s show, Nate and Ben share three ultra-simple moves that are so basic and so valuable that even sup…

Podcasts Worth a Listen

W Ben Utley Podcasts

Podcasts Worth a Listen

1
Physician Family Financial Advisors Podcast; Personal Finance for Doctors with Children

W. Ben Utley and Nate Reineke

1
Should physicians pay off their mortgage or invest more before retiring ? 28:31

1
How should physicians adjust their investments right before retirement 23:23

1
Should we push hard now and slow down in our 50's 23:49

1
Should we put all our resources toward our student loans? 24:05

1
Am I eligible for a Solo 401k ? 26:19

1
Should I open an ABLE account for my child with a disability? 22:08

1
Pension or 403b: Which should I choose ? 22:44

1
Should my taxable account mirror the investments in my Roth IRA? 29:27

1
At what net worth should I begin a financial plan? 29:33

1
What Insurance Strategies Should you Consider for your Future? 33:31

1
Are adjustable rate mortgages right for you? 31:35

1
Should you increase stocks before retirement? 35:49

1
Great income and a job I love but no balance - What should I do? 34:30

1
Why does it feel like we don't make great money? 27:43

1
Should I be taking more risk? 35:53

1
Tight on cash, where do I start saving first? 37:56

1
Should I be more aggressive with my college investments? 27:18

1
Should I put my cash in treasuries? 24:25

1
Should you contribute to your company’s cash balance plan? 32:25

1
Are we on track for retirement? 38:58

1
How will you invest my money? 26:47

1
Should I pay off my house with my inheritance? 23:19

1
Should I pay down debt or invest? 21:32

1
How should I choose a tax preparer? 17:09

1
Are Financial Advisors Worth it for Physicians? 29:52

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