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Ep - 63 Saving Money at Christmas
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Christmas is a tremendous financial strain each year, and it is probably worse this year as interest rates, food prices, energy bills all challenge household budgets. We all need to learn how to do more for less.
There are lots of ways of giving presents that cost nothing, and even more ways of raising extra cash in the next few weeks .
Banks are giving away up to £200 to customers who move their current accounts. It should only take seven days. Cashback schemes are slower, but can provide money for making a purchase that you always planned.
Make sure you plan all your spending and that you get the cheapest price. You need to do research and should be proud of getting a good deal. Nobody wants to be a sucker.
Retailers are as desperate to sell as we are to find gifts that are good value. Some people wait until the New Year sales in an attempt to get bargains.
But less is more when it comes to Christmas. Time together is worth a lot more than the latest toy or gadget. Free is good.
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