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Ep - 64 - New Year Budgeting podcast
Manage episode 388321040 series 3426902
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New Year is an opportunity to get our finances under control. There is the quiet period after Christmas to review all our accounts and to work out if there is money to be saved.
More people are using cash to give themselves better control of their money. It is much more difficult to overspend when the cash runs out and we notice every overspend.
It is tougher this year to balance budgets but there are quick wins for all of us if we check our bank accounts and credit cards.
We also need to check if we are using all the apps and services that we are paying for.
We have one advantage this New Year in that all employees and self employed will be getting a discount on their National Insurance premiums from January 6. Many more will get a pay rise in the New Year.
No budget can be sorted in one session. Little and often is the way to make progress.
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