Decoding Data Localization for Payments in India with Skyflow's Sanjeev Sharma

Partially Redacted: Data, AI, Security, and Privacy

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In this episode, Sanjeev Sharma, Product Lead from Skyflow, joins the show to explore the complex landscape of payment data residency regulations in India, focusing on the Reserve Bank of India's (RBI) 2018 mandate for local data storage and its impact on digital payments. The discussion covers the regulatory roles of RBI and NPCI, the challenges international businesses face in adapting to these regulations, and the implications for consumer data protection and business continuity.

Sanjeev and Sean delve into the technical and operational hurdles companies encounter, such as interpreting intricate payment flows and modifying global IT systems for local compliance. The episode also highlights the influence of technological innovations on payment systems, like mobile penetration and UPI, and offers strategic advice for entrepreneurs navigating this regulatory environment.

The episode provides a comprehensive overview of the evolving digital payment sector in India, emphasizing the importance of regulatory compliance for fostering innovation and security.

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