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Episode 114: RWS Live (not really): Answering Your Safe Withdrawal Rate & Annuity Questions (Part 8)
Manage episode 403447800 series 3330615
- Consider the insurance aspect of annuities and view them as a way to protect against longevity risk and provide guaranteed income in retirement.
- When deciding between investing and buying a QLAC, focus on the insurance benefits and peace of mind rather than potential investment returns.
- SPIAs and FIAs can be used in combination to provide both guaranteed income and growth potential in retirement.
- Buffer assets can help reduce sequence risk and allow for a higher withdrawal rate from an investment portfolio.
- Retirement decisions should not be solely based on financial considerations, but also on personal fulfillment and well-being.
Links
Registration for the next Retirement Income Challenge is OPEN: Learn more and join us for this LIVE 4-Day event starting on March 4th-7th, 2024 from 12:00 -2:00 PM ET each day by visiting risaprofile.com/podcast
The Retirement Planning Guidebook: 2nd Edition has just been updated for 2024! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"
147 episodes
Episode 114: RWS Live (not really): Answering Your Safe Withdrawal Rate & Annuity Questions (Part 8)
Manage episode 403447800 series 3330615
- Consider the insurance aspect of annuities and view them as a way to protect against longevity risk and provide guaranteed income in retirement.
- When deciding between investing and buying a QLAC, focus on the insurance benefits and peace of mind rather than potential investment returns.
- SPIAs and FIAs can be used in combination to provide both guaranteed income and growth potential in retirement.
- Buffer assets can help reduce sequence risk and allow for a higher withdrawal rate from an investment portfolio.
- Retirement decisions should not be solely based on financial considerations, but also on personal fulfillment and well-being.
Links
Registration for the next Retirement Income Challenge is OPEN: Learn more and join us for this LIVE 4-Day event starting on March 4th-7th, 2024 from 12:00 -2:00 PM ET each day by visiting risaprofile.com/podcast
The Retirement Planning Guidebook: 2nd Edition has just been updated for 2024! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"
147 episodes
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