How to Afford Health Insurance In Retirement - Before & After 65 | with Jocelyn Wolf

Advised | with Rick Luchini

Thinking of retiring before 65? Don't Miss This One! Today I shed light on Health Insurance in retirement with the help of insurance expert Jocelyn Wolf. We cover how to get affordable coverage before 65, and some pitfalls to avoid now, and after switching to Medicare. Although we mention our local state's exchange, most of these same techniques and concepts will apply to you anywhere in the US.

TIME STAMPS:
00:00 Intro
03:20 Health Insurance Before 65
05:13 Premiums based on income
10:31 Health Insurance through Pennie
13:45 Managing Income and Taxes for Health Insurance
21:22 IRMAA and Medicare Premiums
26:34 Medicare Advantage vs Supplement
29:19 Utilizing Affordable Health Insurance Options

Meet Jocelyn: https://www.evolveinsurancegrp.com/

Born and raised in central Pennsylvania, Jocelyn attended Bishop Guilfoyle High School in Altoona, PA. Jocelyn is a 2013 graduate from Duquesne University in Pittsburgh, PA with a Bachelor’s Degree in Business Administration focused on marketing and sales.
Jocelyn believes that trust is the foundation for a successful client relationship and is committed to acting as an advocate for individuals when navigating their various healthcare choices.
Jocelyn is a licensed health and life insurance agent in Pennsylvania & Maryland specializing in Medicare. Jocelyn is also AHIP (America’s Health Insurance Plans) certified.
Jocelyn is committed to serving the communities where she resides by volunteering with organizations such as serving on the board for the Arc of Blair County and Gloria Gates Memorial Foundation. Jocelyn is a 2020 graduate of the Leadership Blair County Program.
PA Life & Health Producer #893265

Who We Are:
The Advised Podcast is tailor-made for working professionals who are determined to make astute financial choices before they approach retirement age. We believe that everyone deserves the chance to optimize their financial decisions, regardless of their career or background. Our aim is to empower you with actionable advice that bridges the gap between your aspirations and your fiscal reality.

Unlocking Financial Insights:
Join us as we sit down with industry experts who shed light on the intricacies of finance and unveil common misconceptions. Our engaging interviews provide you with practical takeaways that can transform your financial outlook. We're here to guide you through the labyrinth of financial choices, so you can confidently make decisions that resonate with your goals.

Why We Stand Out:
At The Advised Podcast, we're redefining the norms of financial guidance. Host Rick Luchini, a seasoned financial advisor, challenges the status quo by offering expert insights without the hefty price tag. We understand that the financial advisory landscape often overlooks the needs of the working class. Our mission is to bridge that gap by providing you with the knowledge and tools you need to make informed financial decisions.

Educational, Energetic, and Empowering:
Expect an engaging blend of education and energy in every episode. Our conversational approach makes complex financial concepts accessible, while our positive and direct style ensures you walk away with clarity and purpose. Tune in during your daily commute – our episodes are designed to fit seamlessly into your busy schedule.

Your Guide to Financial Confidence:
Host Rick Luchini is your companion on this journey to financial empowerment. Alongside industry experts, he's here to empower you with the knowledge and resources you need to navigate your financial journey successfully. With a new episode dropping every week, you'll have a consistent stream of insights to guide your financial decisions.

The Message:
At The Advised Podcast, we firmly believe that sound financial advice isn't a luxury reserved for those with massive investment portfolios. It's a universal right that impacts your family's well-being, your aspirations, and your peace of mind. Join us in unlocking the secrets of finance and take charge of your financial future – one episode at a time.
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(Episodes release weekly, are under an hour long, and are perfect for your daily commute.)