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Episode 10: From Payday Lending to AI: Navigating the Credit Risk Landscape
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In this episode of The Data & AI Podcast, this month's host Sam Maughan and seasoned fintech leader Tim Trailor embark on a journey through the evolving landscape of Credit Risk Analytics.
From the early days at Capital One to the disruptive impact of payday lending, fintech innovations, and the rise of Buy Now, Pay Later schemes, Tim shares invaluable insights into the challenges and transformations in the Credit Risk sector.
Sam & Tim discuss the shift from traditional SAS technology to open-source solutions, the impact of AI on consumer lending, and strategies for attracting top talent in this dynamic field. Join us as we delve deep into the past, present, and future of credit risk, exploring the pivotal moments and trends that shape today's financial world.
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Envisso (formerly Kinetic) turns merchant risk into a growth strategy for payments companies. Through a deep understanding of financial risk and the power of AI, their solutions enable clients to identify and mitigate credit, fraud, compliance and overall merchant risk with unprecedented clarity. They also effectively replace outdated practices like manual assessments and collateral requirements with truly merchant-centric solutions, including automated onboarding, real time monitoring of credit, fraud and compliance risks; and embedded protection via insurance. Find out more at: https://envisso.com/
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