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Social Security, Annuities, and Inherited Roth IRAs: Q&A #2431
Manage episode 432220416 series 2424283
Jim and Chris sit down to discuss listener questions relating to Social Security, annuities, and inherited Roth IRAs.
(5:30) George asks about how he can determine the best time for his wife to claim her Social Security benefit.
(16:45) George wonders how his mother-in-law can get the Social Security Administration to use the monthly earnings test rather than the annual earnings test.
(28:00) Jim and Chris next tackle a question from a listener regarding their answer on the July 6th Q&A Show #2627 on how the 5-year rule on Roth qualified distributions impacts a non-spouse beneficiary who inherits a Roth IRA if the beneficiary never owned a Roth IRA before. The original answer was incorrect, and Jim and Chris take the opportunity with this listener’s question to clear up the confusion.
(53:45) A listener looks for clarification on a previous podcast episode regarding variable annuities within IRAs.
(1:04:15) A listener wonders about implementing a multi-year guaranteed annuity (MYGA) in his retirement plan.
Articles Referenced:
https://irahelp.com/slottreport/part-2-inherited-roth-ira-by-spouse-beneficiary-5-year-clock-issues/
The post Social Security, Annuities, and Inherited Roth IRAs: Q&A #2431 appeared first on The Retirement and IRA Show.
338 episodes
Manage episode 432220416 series 2424283
Jim and Chris sit down to discuss listener questions relating to Social Security, annuities, and inherited Roth IRAs.
(5:30) George asks about how he can determine the best time for his wife to claim her Social Security benefit.
(16:45) George wonders how his mother-in-law can get the Social Security Administration to use the monthly earnings test rather than the annual earnings test.
(28:00) Jim and Chris next tackle a question from a listener regarding their answer on the July 6th Q&A Show #2627 on how the 5-year rule on Roth qualified distributions impacts a non-spouse beneficiary who inherits a Roth IRA if the beneficiary never owned a Roth IRA before. The original answer was incorrect, and Jim and Chris take the opportunity with this listener’s question to clear up the confusion.
(53:45) A listener looks for clarification on a previous podcast episode regarding variable annuities within IRAs.
(1:04:15) A listener wonders about implementing a multi-year guaranteed annuity (MYGA) in his retirement plan.
Articles Referenced:
https://irahelp.com/slottreport/part-2-inherited-roth-ira-by-spouse-beneficiary-5-year-clock-issues/
The post Social Security, Annuities, and Inherited Roth IRAs: Q&A #2431 appeared first on The Retirement and IRA Show.
338 episodes
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