Money: you make it, you want more of it, and you want to protect it. We are The Real Money Pros, a show hosted collaboratively by experts who specialize in investing, financial and estate planning, taxes, insurance, and any other way to grow wealth. Plus, we make it fun! We help you know good advice from bad – especially when everyone seems to want a piece of your money.
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Company Stock in a 401(k), Early Retirement Withdrawals, & IRS Penalties (8/24/2024)
1:21:32
1:21:32
Play later
Play later
Lists
Like
Liked
1:21:32
This Saturday, we start by exploring the tax-efficient approach of Net Unrealized Appreciation (NUA) for managing company stock within a 401(k), explaining how you can potentially lower your tax burden. We analyze the anticipated Federal Reserve rate cuts and their implications for different market sectors and your investment portfolio. Do you feel…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Tipping Culture, Opportunity Zones, & Minimizing Taxes (8/17/2024)
1:21:45
1:21:45
Play later
Play later
Lists
Like
Liked
1:21:45
How much do you tip the waiter when they ask? On Saturday, we dove into the complexities of taxation for tipped employees, exploring whether tips should be taxed and how it impacts Social Security, FICA, and eligibility for tax credits and public assistance. We also discuss the potential benefits of investing in Opportunity Zones, areas designated …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Making Adjustments When Markets Are Volatile (8/10/2024)
1:21:41
1:21:41
Play later
Play later
Lists
Like
Liked
1:21:41
In this episode, we dive into the complexities of market volatility and its impact on retirement planning, particularly for those approaching retirement. We discuss the recent market sell-off, its global roots, and the implications for the 401(k) accounts of those nearing retirement. You'll learn about the carry trade strategy and how it influences…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Investment Mistakes When Using IRAs (KFBK - 8/3/2024)
41:29
41:29
Play later
Play later
Lists
Like
Liked
41:29
Jeremiah Bates runs solo to break down asset allocation vs. asset location: diversification vs. location. He also compares Roth IRAs and traditional IRAs, focusing on tax advantages and when to use each, including backdoor Roth IRA strategies for high-income earners. Tackling market volatility, he discusses the stock market's unpredictable nature a…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Balancing Portfolios During Political Disruption (8/3/2024)
1:21:32
1:21:32
Play later
Play later
Lists
Like
Liked
1:21:32
We dive into the recent market volatility influenced by key economic indicators like jobs reports, leading to a shift from equities to bonds. We also discuss various investment strategies, emphasizing the importance of a balanced portfolio, the potential risks in tech stocks, and the nuances of speculative trading with options. We also explore how …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Rate Cuts: Macro Economics vs. Personal Finance (7/27/2024)
1:21:37
1:21:37
Play later
Play later
Lists
Like
Liked
1:21:37
Recent GDP data shows higher-than-expected growth driven by robust consumer spending, suggesting a healthy economy… But does your personal finances feel the same way? Our discussion also covers the Federal Reserve's potential interest rate cuts amid moderating inflation and strong GDP growth, and their implications for the economy and stock market.…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Saving as a Business Owner: Why It's Unfair (7/20/2024)
41:02
41:02
Play later
Play later
Lists
Like
Liked
41:02
In the second hour of last Saturday's show, Brian Wiley and guest Matt Nadeau, an advisor with Piershale Financial Group of Apollon, tackled retirement planning and tax management for small business owners. Brian criticized the uneven retirement savings options between large and small businesses, advocating for uniform deferral limits. They highlig…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Cybersecurity Crises and Impacts on Tech Sector (7/20/2024)
41:33
41:33
Play later
Play later
Lists
Like
Liked
41:33
In this episode, Jeremiah Bates is joined by Ben Barzideh, a Wealth Management Advisor with Piershale Financial Group of Apollon. They discuss the recent CrowdStrike cybersecurity incident that occurred last Friday and its significant impacts on industries and the stock market. They emphasize the importance of diversification in investment portfoli…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Managing Retirement Before It Comes (6/29/2024)
1:21:38
1:21:38
Play later
Play later
Lists
Like
Liked
1:21:38
Jeremiah and Nic explore crucial aspects of financial planning and retirement readiness. We emphasized the necessity of open dialogue about money matters and ensuring that financial decisions align with personal goals and needs. Our discussion covered diverse income sources for retirement, managing expenses within budget constraints, and addressing…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Trusts, Tax Implications, & Long-term Care Strategies (6/22/2024)
41:16
41:16
Play later
Play later
Lists
Like
Liked
41:16
Jeremiah Bates and attorney Steve Rausch emphasize the significance of estate planning and the benefits of using trusts to manage assets, maintain control, and minimize tax implications. They compare the tax implications of gifting property versus transferring through an estate plan, stressing the importance of understanding cost basis and capital …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
When to Make the S-Corp Election: Insights w/ Shahar Plinner (6/15/2024)
41:28
41:28
Play later
Play later
Lists
Like
Liked
41:28
We are joined by Shahar Plinner, the CEO and founder of Formations, to delve into essential tax planning and business structuring strategies for small business owners. We discuss the significant benefits of transitioning to an S corporation, including reduced self-employment taxes and simplified financial management. Learn how Formations offers com…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
How to Properly Protect Your Assets (6/15/2024)
41:26
41:26
Play later
Play later
Lists
Like
Liked
41:26
In this episode of The Real Money Pros, host Brian Wiley and attorney Steve Rausch from Gravis Law explore key topics in estate planning and asset protection. Steve explains the differences between wills, which go through probate, and trusts, which can avoid probate if properly set up. They discuss the importance of titling accounts and designating…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Hedging U.S. Markets, Annuity Pitfalls, & Rule 72(t) (6/1/2024)
1:21:20
1:21:20
Play later
Play later
Lists
Like
Liked
1:21:20
Brian and Jeremiah are back live to discuss recent market movements, emphasizing the Federal Reserve's efforts to manage inflation and the impact of the latest PCE data on interest rates. They cover various investment strategies, recommending dividend-paying stocks over conservative options like CDs, and critically examining fixed and indexed annui…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Generating Retirement Income with Three Buckets (5/18/2024)
1:21:38
1:21:38
Play later
Play later
Lists
Like
Liked
1:21:38
In this episode, Brian Wiley rides solo and provides essential financial advice on generating income for retirement through a three-bucket strategy: cash for immediate needs, income for consistent revenue streams, and growth for long-term investments. The discussion includes tips on avoiding emotional investing, the benefits of index funds, and the…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Life Insurance & Trust-Based Planning (5/11/2024)
41:21
41:21
Play later
Play later
Lists
Like
Liked
41:21
Happy Mother’s Day! In this weekend’s discussion, Brian Wiley and Jeremiah Bates highlight the critical role of life insurance in providing a safety net for loved ones during challenging times. They give tips for calculating the ideal coverage amount based on factors like income, lifestyle, and future financial needs. Additionally, they guys explor…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
The Calculator Answer vs. Client Answer (5/4/2024)
1:21:22
1:21:22
Play later
Play later
Lists
Like
Liked
1:21:22
Who's ready to retire? Most of us are ready mentally, but how about financially? Jeremiah Bates and Alex Lundgren share real-life client stories about individuals who didn't believe they were prepared for retirement, only to discover they were, and vice versa. The easiest way to set yourself up for that next step? Prepare an in-depth plan. They als…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Corporate Transparency, IRS Penalties, & Timeshare Troubles (4/20/2024)
1:21:21
1:21:21
Play later
Play later
Lists
Like
Liked
1:21:21
Brian teaches us a good life lesson about paying your dues on time... If he had taken his own advice, he could have saved $8,000! Last Saturday, he was joined by fellow advisor Nic Daniels and attorney Steve Rausch to discuss the trickiness of filing taxes and the potential penalties for mistakes. Does Brian have a claim to avoid that large IRS pen…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Items Retirees Need to Know (4/13/2024 on KFBK)
41:15
41:15
Play later
Play later
Lists
Like
Liked
41:15
Brian Wiley broadcasts from the suburbs of Chicago with fellow advisor, Ben Barzideh with Piershale Financial Group to dive deep into the world of investment methodologies, market volatility, retirement planning, and active money management. In this episode, they explore various investment approaches—from buy-and-hold to tactical strategies—highlig…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Strategic SS Planning & Tax Efficiency in Retirement (4/13/2024)
1:21:20
1:21:20
Play later
Play later
Lists
Like
Liked
1:21:20
This past weekend, we welcomed fellow advisors and radio show hosts from Piershale Financial Group, based in Illinois. We began with advice on Social Security planning, discussing optimal benefit ages based on pension income, IRAs, and Roth conversions. We cautioned against over-reliance on pre-tax retirement accounts, advocating for diversificatio…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Can Your Family Live Without You? (4/6/2024)
1:21:22
1:21:22
Play later
Play later
Lists
Like
Liked
1:21:22
Do you ever look at your yearly premiums paid for insurance and wonder why you even pay that much for something that may never happen? But what if it does? Brian and Jeremiah talk about risk management, but not the kind you mitigate within your investment portfolio. They discuss the importance of life insurance, explain the differences between whol…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
The Tough Financial Conversations (3/30/2024)
41:27
41:27
Play later
Play later
Lists
Like
Liked
41:27
In this Easter day show, Brian dives into the nuanced world of financial advising, focusing on the hurdles advisors encounter when approaching sensitive subjects with clients. He shares his personal experiences and insights on how advisors should navigate discussions about retirement risks, overspending, and faulty investment strategies. The roles …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Not WHAT You Invest, But HOW You Invest (3/23/2024)
1:21:21
1:21:21
Play later
Play later
Lists
Like
Liked
1:21:21
Are you invested the right way? And we’re not talking about the actual investments that you hold, but rather the things that you do BEFORE you even invest a dollar. Brian and Jeremiah, focus on being tax-efficient, implementing insurance, and diversifying account titles. The key to successful wealth management is making sure all sides of the circle…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
When Hairdressers Get a Real Estate License (3/16/2024)
1:21:14
1:21:14
Play later
Play later
Lists
Like
Liked
1:21:14
This show focuses on the major news surrounding the litigation involving the NAR, the National Association of Realtors. If you’re unsure of what exactly is going on, we have Steve Rausch, an attorney with Gravis Law, explain what the class action lawsuit is and what it could mean for the NAR. Are 6% commissions fair for consumers to pay? We discuss…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Your Death Binder & Credit Score Woes (3/9/2024)
1:20:52
1:20:52
Play later
Play later
Lists
Like
Liked
1:20:52
The rise in interest rates has already started to slow. In turn, we’ve seen an increase in home listings, but can buyers even afford the mortgages? Dave Perry with Guild Mortgage (formerly Academy Mortgage) joins the show to help talk about credit scores and how they are evaluated when applying for a mortgage. Can you still get a home with a low cr…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
The New Age of Financial Scamming (3/2/2024)
1:21:03
1:21:03
Play later
Play later
Lists
Like
Liked
1:21:03
Financial scams aren't anything new – they've been around for a while now. However, with the help of technology, their prevalence and complicated nature have only increased, especially with the progression of artificial intelligence. Have you been scammed before? We have! In the second hour, Jeremiah and Brian help to explain the basic workings of …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
The Not-So-Simple Social Security System (2/24/2024)
1:21:24
1:21:24
Play later
Play later
Lists
Like
Liked
1:21:24
All things Social Security! Okay – it may be a sort of boring topic, but navigating the Social Security system by yourself isn't as easy as you may think. Try getting to know all 2,700+ rules that apply! Alex Lundgren sits down with Jeremiah and gives some tips around Social Security filing strategies: implications of filing too early, spousal bene…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Taxes Top of Mind with Stephanie Helms (2/17/2024)
1:21:31
1:21:31
Play later
Play later
Lists
Like
Liked
1:21:31
As we start to near the end of February, questions about tax-related items start to flood in for advisors and CPAs all around the nation. So what better time to bring in a tax expert? Our partner and friend, Stephanie Helms, joins us via phone to talk about tax topics that should be top of mind and answer any caller questions. How to properly take …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Tax Tactics, Emotional Bonds, & Inherited Treasures (2/10/2024)
41:12
41:12
Play later
Play later
Lists
Like
Liked
41:12
In our first-ever live show for KFBK, we discuss the nuances of inheriting property, including the tax implications and gifting strategies. Brian and Jeremiah share heartfelt stories about emotional attachments to inherited items, offering guidance on whether to keep, sell, or gift them. Plus, we discuss the importance of establishing asset value, …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Leaving Legacies: Inheritance & Nostalgia (2/10/2024)
1:21:11
1:21:11
Play later
Play later
Lists
Like
Liked
1:21:11
The year is 2074, and your grandkids just inherited your extensive Pokémon card collection... What should they do with it? Brian and Jeremiah spend most of the show talking about and taking calls surrounding the topic of inheriting items. If you've ever been left with something that you're just not quite sure what to do with, the guys give some ide…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Separating Politics from Portfolios (2/3/2024)
1:21:05
1:21:05
Play later
Play later
Lists
Like
Liked
1:21:05
Jeremiah, Brian, and Steve Cilley navigate through economic trends and financial strategies. Contrary to past recession predictions, they discuss the importance of anchoring financial plans to personal goals, urging listeners not to let politics dictate their approach. Unraveling the true essence of portfolio rebalancing, the hosts delve into its s…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Economic Trends, Emotional Challenges in Business, & Roth IRA Strategies (1/27/2024)
1:21:22
1:21:22
Play later
Play later
Lists
Like
Liked
1:21:22
In this episode, Jeremiah covers key economic topics like inflation moderation and interest rate policies, exploring their impact on investor sentiment. We also discuss the emotional aspects of selling a business and the growing influence of Artificial Intelligence in the restaurant industry. What industry is under attack next? We provide practical…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Crypto Spot ETFs & Taxing the Rich (1/20/2024)
1:20:57
1:20:57
Play later
Play later
Lists
Like
Liked
1:20:57
The passengers aboard the Boeing airplane that had its door blow out during mid-flight are trying to sue the manufacturing company. Is it justified? Serial entrepreneur Steve Cilley sits with Brian and Jeremiah to talk about how he would approach the situation as a business owner. How do you retain customers after something like that? Now that cryp…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Crypto Spot ETFs Approved: Does Mainstream Equal Safe? (1/13/2024)
1:21:01
1:21:01
Play later
Play later
Lists
Like
Liked
1:21:01
If you could go back in time and change your path in life, would you? The big news this week was the approval of Crypto Spot ETFs, allowing the masses to actually own cryptocurrencies like Bitcoin without having to open crypto-specific accounts. Now that it's going to be more accessible, is it appropriate for your long-term portfolio? Brian and Nic…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Are We Back Live or Is It A.I.? (1/6/2024)
1:21:16
1:21:16
Play later
Play later
Lists
Like
Liked
1:21:16
WE ARE LIVE AGAIN, BABY! Happy New Year to everyone, and we hope you're as happy to have us back doing the show live as we are. Jeremiah and Brian start by talking about Boeing's most recent incident and the potential implications that could create for its stock. They discuss paying professionals for services, TSP rollovers, A.I., and much more. If…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
New Year Predictions & Preparations (12/30/2023)
1:21:43
1:21:43
Play later
Play later
Lists
Like
Liked
1:21:43
Every end of the year, we give our personal predictions for 2024; Everything from sector performance, real estate, and more. Plus, we review our last year's predictions! What did we get right and what did we get wrong? Let's just say Brian's pessimism of home builder stocks in 2023 was greatly proven wrong... Will crypto and tech rule 2024? Tax pla…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Rate Cuts & The Surge in A.I. (12/16/2023)
1:21:24
1:21:24
Play later
Play later
Lists
Like
Liked
1:21:24
The DJIA hit record highs, and the Fed expects to cut rates... what a week! To start the first hour, Brian and Jeremiah mostly discuss lowered interest rates and how that should (or should not) affect your investment portfolio. Which investments perform best in times of lower interest rates? They also focus on investors looking to generate income t…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Employer Intricacies & Exiting Annuities (12/9/2023)
1:20:38
1:20:38
Play later
Play later
Lists
Like
Liked
1:20:38
The labor market is not what it used to be. These darn kids just don't want to work anymore! Or maybe the issue is way more complicated than just that. Steve Cilley of Ataraxis PEO joins Jeremiah to discuss all things employment—things that employers and the self-employed need to pay attention to before the year is over and be sure to give it atten…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
It's the Season to Give – Just Not to the IRS (12/2/2023)
1:21:34
1:21:34
Play later
Play later
Lists
Like
Liked
1:21:34
In the first hour, Brian flies solo to talk about his most recent DIY investor mistake... Yes, even he makes mistakes! He explains what to do to prevent what he did and gives other tips on picking and buying companies during market pessimism. Who doesn't like buying things on sale? Jeremiah helps end the hour with a November market update – it was …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Corporate Corruption & Consumer Spending (11/25/2023)
41:27
41:27
Play later
Play later
Lists
Like
Liked
41:27
We hope everyone enjoyed their Thanksgiving weekend! First, Jeremiah and Nic discuss the Corporate Transparency Act, legislation that was passed to enhance transparency in entity structures and ownership in order to prevent money laundering and other illegal business activities. Sounds great to prevent the funding of terrorism and other misuse of f…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Leveraging Options, Inheritance Strategies, & Getting Started (11/18/2023)
1:21:38
1:21:38
Play later
Play later
Lists
Like
Liked
1:21:38
Understanding the concept of options and how they're used to leverage your position in a security can be confusing for many investors. Even more daunting to put them into action within your own portfolio! While Brian and Jeremiah don't go super far into the concept, they talk about when to use leveraging strategies and how to implement them safely.…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Secure 2.0 Updates, Spending Culture, & Tax Loss Harvesting (11/11/2023)
1:21:38
1:21:38
Play later
Play later
Lists
Like
Liked
1:21:38
Jerome Powell's recent statements on Thursday ignite a debate on whether the Federal Reserve should slow down interest rate hikes, exploring the implications of their decisions over the last year. Jeremiah and Nic also cover Required Minimum Distributions (RMDs) and the updates from Secure Act 2.0, effective in 2024, detailing which accounts requir…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Income Generation, Divorce, & Account Fees (11/4/2023)
1:21:37
1:21:37
Play later
Play later
Lists
Like
Liked
1:21:37
In this episode, we tackle the challenges of turbulent markets and difficult life events. Not everything is going to be a win! Jeremiah and Brian offer effective strategies to navigate these potential roadblocks. They also explore methods for generating stable income amidst market volatility, focusing on understanding bond yields and their impact o…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Financial Mentors & Estate Planning Strategies (10/28/2023)
1:21:41
1:21:41
Play later
Play later
Lists
Like
Liked
1:21:41
We have successes and failures throughout the course of life, as is the same with our personal financial management. Brian highlights why we should all try to find a mentor to learn from when it comes to investing, especially for those that may have not have had that sort of education through their upbringing. What types of people to work with and …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
The Cost of Waiting & Asset Allocation During Volatility (10/21/2023)
1:22:08
1:22:08
Play later
Play later
Lists
Like
Liked
1:22:08
Our mortgage expert, Dave Perry, sits down with Jeremiah to discuss the current landscape of 20-year high mortgage rates. Can there still be homebuying opportunities? Dave explains why buying a home, even with near 8% interest rates, is better than not being in the market at all. He provides data to show that waiting any longer may be even more exp…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Farm Bill Failure, CPI Performance, and Year-End Planning (10/14/2023)
1:21:38
1:21:38
Play later
Play later
Lists
Like
Liked
1:21:38
In this episode, we unravel the implications of Congress's recent failure to pass the Farm Bill. As the bill extends beyond just agriculture, what could be the repercussions of it not going through? Jeremiah and Nic discuss the most recent CPI numbers, and although many consumer categories are down in price, we're still feeling it in our wallets. A…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
An Old Man's Economic Outlook (10/7/2023)
1:21:39
1:21:39
Play later
Play later
Lists
Like
Liked
1:21:39
No risk, no reward! Jeremiah and Brian give you a market update and talk about the most recent economic developments, including the most recent and surprising jobs report. Inflation, cost of living, and the stagnation of wages. Alan Holman joins Brian for the self-titled Old Guy Hour to give their old guy perspective on the markets. If you've been …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Your 'Why' Will Tell You Exactly How to Invest (9/30/2023)
1:21:40
1:21:40
Play later
Play later
Lists
Like
Liked
1:21:40
What is your 'why'? Why did you buy that stock? Why did you put your money into a CD? Is it because someone told you to, or did you copy someone else's strategy? There's a reason why it's called personal finance – it's personal to you. Jeremiah and Nic, in the first hour, talk about designing plans that work best for you, regardless of whether it a…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Your Estate Plan Needs Attention NOW (9/23/2023)
41:28
41:28
Play later
Play later
Lists
Like
Liked
41:28
Jeremiah and Nic starts the show with market news – the United Auto Workers' strike, Instacart's IPO, and everything else important you may have missed. The guys move on to talk about the texts and phone calls that we never want to receive... Is your and your family's estate plan updated and where you want it to be? And if you've done those steps a…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Investment Strategies for High Risk Environments (9/23/2023)
47:44
47:44
Play later
Play later
Lists
Like
Liked
47:44
In a volatile market (like the one we are currently experiencing), your investment strategy needs to take a different approach. We need to understand the impacts of investing amidst high market risk and rising interest rates. Alan and Brian start the show by discussing some of the investment opportunities that may be available in this risky environ…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Free Gov't Money & Fear Mongering (9/16/2023)
1:11:25
1:11:25
Play later
Play later
Lists
Like
Liked
1:11:25
Who remembers the good 'ol days? The era of Coronavirus and free government money! If you've seen or heard recent advertisements regarding the ERC (Employee Retention Credit), it may be tempting as a business owner to try to get your hands on this "free" money. We have Steve Cilley of Ataraxis PEO to give his opinion on the matter and urges to keep…
…
continue reading