Best Retire Ready Podcasts (2024)

1
Mastering Retirement: Key Mistakes and How to Avoid Them 11:43

5h ago11:43

11:43

Welcome to the Retire Ready Podcast! In this episode, hosts Kolin and Kyle explore essential tips to avoid common retirement planning mistakes. Key topics include: Emotional Investing: How letting emotions drive your investment decisions can impact your long-term financial health. Social Security Timing: The consequences of claiming Social Security…

1
How to Avoid the #1 Retirement Mistake That Could Cost You Thousands 7:12

3d ago7:12

7:12

Welcome to Retire Ready Too, the podcast dedicated to helping first-generation wealth builders achieve financial freedom and retire with confidence. Hosted by Renee Collins, CPA and financial planner, this show dives deep into the essential steps you need to take to secure your retirement. In each episode, we explore key financial strategies, commo…

1
Creating a Retirement Plan: Tailoring Your Plan to Your Needs 19:12

1h ago19:12

19:12

Episode Takeaways: Don't panic during market swings and focus on long-term indicators Diversify investments and avoid having all your eggs in one basket Consider lifetime income annuities for guaranteed income in retirement Manage debt and eliminate high-interest debt Create a retirement plan tailored to your individual needs Seek guidance and educ…

1
Life After Work

5h ago

—

In this episode, discover essential strategies to ensure a comfortable and fulfilling life after work. From calculating your retirement savings needs to diversifying your investments, we'll provide actionable insights to help you achieve your financial goals.By Rob Kirvan

1
Retirement Planning for What You Can and Cannot Control 15:08

3h ago15:08

15:08

In this episode, Kyle and Kolin dive into the crucial topic of control in retirement planning. They discuss three aspects you can’t control, such as tax rates, inflation, and market volatility, and how to navigate these challenges effectively. They also explore three critical elements you can control, including withdrawal rates, risk management, an…

1
Top 5 Common Triggers Leading to Retail Therapy 14:06

10h ago14:06

14:06

Have you ever had a day that just felt like it didn't go the way you had hoped? Maybe you came home and said, "I just need to escape," and found yourself indulging in some retail therapy? "While it can feel great in the moment, it can also come with some side effects" This week's episode delves into how to enjoy a little bit of retail therapy witho…

1
7 Investment Mistakes to Avoid for a Smoother Retirement Journey 16:16

3d ago16:16

16:16

In this episode of the Retire Ready Podcast, Kyle and Kolin dive into the common investment pitfalls that can derail your retirement planning. From the risks of confusing short-term and long-term investments to the dangers of letting emotions and media hype dictate your decisions, they cover essential strategies to help you stay on track. Tune in f…

1
The 9 Biggest Regrets of Retirees

2h ago

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In this episode, we dive into the top nine regrets commonly expressed by those in retirement. From saving habits to spending decisions, we'll uncover valuable lessons to help you avoid these pitfalls and create a more secure financial future. Armed with this knowledge, you can confidently navigate your retirement journey and make the most of your g…

1
Seven Questions to Ask Yourself Before Retirement 15:12

22d ago15:12

15:12

In this episode of the Retire Ready Podcast, hosts Kyle and Kolin delve into the crucial questions you need to consider before entering retirement. Whether you're planning to retire soon or just starting to think about it, this episode is packed with practical insights and advice to help you prepare. The hosts cover seven essential questions, inclu…

1
Replacing the Paycheck: The Key to a Successful Retirement! 19:57

11d ago19:57

19:57

Episode Takeaways: Diversify retirement savings and avoid having all your eggs in one basket. Create a plan for retirement income to replace the paycheck. Consider guaranteed income annuities as a source of lifetime income. Take advantage of the current opportunity to lock in high payout rates. Be aware of inflation, taxes, and market volatility wh…

1
5 Tips to A Healthy Relationship With Your Money 17:02

25d ago17:02

17:02

Have you ever heard that in order for you to have financial success, you need to have a healthy relationship with your money? Well, what does that mean exactly? Join Renee Collins, CPA, financial planner, and founder of Retire Ready, as she delves into the concept of having a healthy relationship with your money and how it can transform your financ…

1
Panic Isn't an Investment Plan

24d ago

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Financial markets can be volatile, but impulsive decisions based on fear are rarely profitable. In this episode, we dissect the psychology behind panic selling and explore proven strategies to stay calm and focused during market downturns. Learn how to create a resilient investment plan that can weather any storm.…

1
The Secret to Social Security Success: Timing and Tips That Could Change Your Retirement 11:49

29d ago11:49

11:49

Are you nearing retirement and wondering when to start claiming Social Security? In this episode, Kyle and Kolin dive deep into one of the most crucial financial decisions you'll make in retirement. They discuss: Timing Your Claim: When is the best time to start claiming Social Security benefits? Should you take it early, at full retirement age, or…

1
Preparing for the Transition into Retirement 17:11

7d ago17:11

17:11

The conversation discusses the stock market's performance in the first 100 days of the year and its potential impact on the rest of the year. It emphasizes the importance of diversification and having a plan to protect retirement savings. Steve suggests the use of lifetime income annuities as a way to create a personal pension and provides informat…

1
The Importance Of Tax Diversification 17:38

1M ago17:38

17:38

Summary The conversation discusses the importance of tax diversification in retirement planning. It explains the concept of tax diversification and how it can help individuals control their taxes over their lifetime. The conversation also explores the three tax buckets: non-qualified taxable money, tax-deferred money, and tax-exempt money. It empha…

1
Taking Advantage of High Interest Rates with Annuities 19:29

18d ago19:29

19:29

Interest rates are high, but that doesn't mean it's all doom and gloom. Annuities can be a good option for those who need more income, want income from guaranteed sources, or seek peace of mind. Guaranteed income can protect against market downturns and provide a stable source of cash flow. It's important to diversify retirement savings and conside…

1
Overcoming Financial Challenges for Women: Building Wealth Against the Odds 14:57

1M ago14:57

14:57

In the pursuit of financial freedom and wealth building, women encounter distinct hurdles. With a landscape defined by a persistent gender wage gap, the reality of living longer, the disproportionate burden of student loan debt, and the often overlooked role as primary caregivers, the financial journey for women is complex. In this episode, we delv…

1
Building Wealth When You Are Starting With Nothing 8:49

1M ago8:49

8:49

Struggle to believe wealth is possible starting from zero? Then, this episode is crafted just for you! Renee Collins, a CPA Financial Planner, shares empowering insights on how to set your wealth-building journey into motion, even if you’re starting with nothing. The episode is inspired by Anne-Lyse Wealth's article, How To Build Wealth When You Do…

1
Exploring Financial Therapy with Rahkim Sabree: Bridging Emotional Wellness and Financial Health 49:07

1M ago49:07

49:07

Rahkim Sabree Talks About His Path to Financial Therapy | Helping with Financial Healing Join us in this engaging interview with Rahkim Sabree, a dedicated supporter of financial empowerment and an experienced entrepreneur in the financial services industry. Rahkim walks us through his exciting career journey, from starting as a part-time bank tell…

1
What to do When a Loved One Dies

1M ago

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Losing a loved one is a difficult experience, both emotionally and financially. This episode provides essential guidance on navigating the complex financial and estate landscape after a death. We'll cover crucial steps like locating important documents, understanding probate, and making informed decisions about assets, debts, and taxes.…

1
Planning For Sequence Of Returns Risk | Case Study 28:31

1M ago28:31

28:31

In this episode, Kolin and Kyle discuss a case study of a married couple who retired with $1.5 million in tax-deferred accounts. The couple had several concerns, including when and how to claim Social Security, the need for more comprehensive financial planning, uncertainty about how much they could spend in retirement, adjustments needed in a down…

1
Refinancing Retirement Savings through Annuities 18:34

1M ago18:34

18:34

Today we talk about the opportunity to refinance retirement savings through annuities. Steve explains that with interest rates being high, it is a good time to take advantage of the benefits of annuities. He emphasizes the importance of being proactive and asking questions about retirement savings. Get your Complimentary Portfolio Review! See omnys…

1
Market Update with Mike Binger

2M ago

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Buckle up for a deep dive into the current market climate! This episode features Mike Binger, President of Gradient Investments, who breaks down recent trends and offers expert insights on where your money should be headed. Don't miss this chance to get ahead of the curve to help you make informed financial decisions.…

1
$2 Million Household Retirement Plan 18:05

2M ago18:05

18:05

In this episode, Kolin and Kyle continue their case study of a married couple with $2 million in assets who are close to retirement. They discuss the income plan, tax planning, and investment strategies for the couple. The income plan includes exploring spending options, maximizing Social Security benefits, and choosing a withdrawal strategy. The t…

1
$4 Million Household Retirement Plan 23:37

2M ago23:37

23:37

In this episode, Kolin and Kyle discuss a case study of a married couple in their mid-50s who are planning for retirement. The couple has a desired retirement age of 61 for the husband and 62 for the wife. They currently have an income of $270,000 and a desired retirement income of $144,000 per year. Their assets include $3.1 million, with the majo…

1
Maximizing Tax-Free Income with Roth Conversions 15:40

2M ago15:40

15:40

Consider doing Roth conversions if you are in the right tax situation and have other liquid assets to pay the taxes. Social Security is in trouble but unlikely to go away completely; it is important to be proactive and make informed decisions about when to start taking benefits. Have a mid-year financial checkup to re-evaluate retirement contributi…

1
We Have $1.9 Million & Retiring In 3 Years, How Much Can We Spend? 17:44

2M ago17:44

17:44

Summary In this episode, Kolin and Kyle walk through a retirement income plan for a couple who are planning to retire in the next few years. They discuss the couple's income levels, assets, and spending capabilities. They also explore different strategies for maximizing social security, tax planning, and investment planning. The episode emphasizes …

1
9 Misconceptions About Roth Conversions 18:40

2M ago18:40

18:40

In this episode, Kolin and Kyle discuss nine misconceptions about Roth conversions. They debunk the idea that Roth IRAs are always better than IRAs, explaining that the choice depends on individual circumstances. They also emphasize the importance of comprehensive tax planning and caution against winging it or converting large amounts without a str…

1
Taking Action: Proactive Steps for Financial Success 19:51

2M ago19:51

19:51

The conversation discusses the opportunity to capitalize on high interest rates before and during retirement. Then, the importance of refinancing retirement plans to take advantage of higher rates. Steve shares examples of how individuals can benefit from refinancing annuities and highlights the need for proactive action. The conversation also addr…

1
We Have $1.7 Million, How Much Can We Spend In Retirement? 17:24

3M ago17:24

17:24

In this episode, Kyle and Kolin discuss a case study of a married couple near retirement. The couple plans to retire in 12 months and has a planning life expectancy of 90 for the wife and 85 for the husband. Their primary insurance amount for Social Security is $2,800 and $2,200 per month. They have a net essential spending goal of $6,000 per month…

1
The Negative Perception of Annuities 14:58

3M ago14:58

14:58

Takeaways: Many retirement savers are concerned about outliving their assets and are considering annuities as a source of guaranteed income. There is a lack of interest in annuities among clients, despite their desire for safer portfolios and income protection. The word 'annuity' has a negative connotation in the industry, but it offers stability a…

1
3 Withdrawal Strategies For Retirement Income 19:23

3M ago19:23

19:23

Summary In this episode, Kyle and Kolin discuss three common retirement portfolio income strategies: spending portfolio income, the 4% rule, and risk-based income guardrails. They explore the pros and cons of each strategy and provide examples to illustrate their application. The conversation delves into the nuances of each strategy, highlighting t…

1
Unlocking Guaranteed Retirement Income 18:15

3M ago18:15

18:15

With many Gen Xers in their late 50s, it's critical to shift from potential savings to guaranteed income plans. Steve shares his old-school approach to stabilizing retirement income and explains why your current retirement plan might just be a paper promise. Discover how to create real, reliable cash flow, explore the surprising benefits of rolling…

1
Sequence of Returns Risk With Investing Near/In Retirement 20:46

3M ago20:46

20:46

This episode goes into the intricacies of investing in retirement, focusing on long-term S&P growth, sequence of returns risk, and bucket approaches. It emphasizes the impact of market volatility on retirement income and the importance of strategic investment decisions. The episode concludes with a call to action for seeking professional advice. Ta…

1
DIY Home Repairs Gone Wrong & How to Safeguard Your Retirement 19:11

3M ago19:11

19:11

Steve draws parallels to retirement planning, emphasizing why it's crucial to get expert advice rather than going it alone. Steve shares valuable insights on navigating the complexities of retirement, including the benefits of income annuities as a hedge against potential Social Security shortfalls. Call Steve today at 508-544-0560 to learn how to …

1
Your Retirement Calendar

3M ago

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Don't wing it! In this episode we break down a step-by-step plan to map out your ideal retirement timeline, from maximizing your savings now to navigating Social Security and beyond. Get ready to turn your retirement dreams into a clear and actionable roadmap.By Rob Kirvan

1
DIY Home Repairs Gone Wrong: The Hidden Dangers and Smart Retirement Planning Tips 19:11

3M ago19:11

19:11

Transitioning from home safety to financial security, the episode dives into why retirement planning is not a DIY project. Steve discusses the complexities of retirement strategies, the challenges of navigating annuities online, and how to create a reliable income plan to ensure you don't outlive your savings. With insights on Social Security's unc…

1
Investing Near & In Retirement 18:09

3M ago18:09

18:09

Summary In this episode of the Retire Ready podcast, Kolin and Kyle discuss investing in and near retirement. They start by explaining the difference between accumulation and decumulation phases and the importance of focusing on decumulation as retirement approaches. They then dive into the concept of 'naked investing,' where many people invest wit…

1
Crypto Craze

3M ago

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We explore the risks and possible rewards of crypto currency, and unpack what it means for the future of cryptocurrency. Join us as we decipher the Crypto Craze!By Rob Kirvan

1
Ensuring Your Retirement Funds Last 17:31

4M ago17:31

17:31

With many living well into their 90s and even celebrating 100th birthdays, the need for robust financial planning is more urgent than ever. Steve shares insights on the importance of reliable income streams, the role of Social Security, and innovative strategies to ensure your 401(k) doesn't fall short. Will your money last as long as you do? Find …

1
Paying Taxes Now vs Paying Taxes Later 25:51

4M ago25:51

25:51

Summary In this episode, Kolin and Kyle discuss steps five and six of a tax-efficient retirement plan. Step five involves deciding whether to pay taxes now or later, considering factors such as income levels, deductions, and retirement account contributions. Step six focuses on the ongoing management of the plan, including diversifying income sourc…

1
How Much Money Do I Need to Retire?

4M ago

—

Feeling lost about retirement savings? This episode tackles the age-old question: how much money do you REALLY need? We'll explore different factors affecting your retirement nest egg, from lifestyle goals to healthcare costs. Tune in for actionable tips to get you on track for a financially secure future.…

1
10. Retirement Income Options 9:39

4M ago9:39

9:39

Today, we're going to switch things up and discuss the income side of registered accounts. That is, how do I spend the money I've saved for retirement, and more so in the context of the money we've saved through the Registered Retirement Savings Plan, or RRSP. We'll cover the ins and outs of the Registered Retirement Income Fund or RRIF: withdrawal…

1
Steve Joins Howie Carr on the Meet Experts Podcast! 25:10

4M ago25:10

25:10

Steve recently had the opportunity to be a guest on Howie Carr's new podcast, " Meet The Expert Podcast". In this interview with radio legend Howie Carr, Steve sheds light on the ever-changing landscape of retirement planning. From navigating the pitfalls of inflation and taxation to optimizing Social Security benefits and legacy planning, Steve of…

1
What's Your Legacy? with Jay Guerin

4M ago

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In this episode Rob welcomes back Jay Guerin president of Gradient Life Brokerage to discuss how to insure your legacy.By Rob Kirvan

1
Maximizing Retirement Spending & Minimizing Your Overall Tax Bill 20:10

4M ago20:10

20:10

Summary In this episode, Kyle and Kolin discuss steps three and four of a tax-efficient retirement plan. Step three focuses on understanding the order of withdrawals, which involves categorizing money by tax impact and developing a withdrawal strategy. The goals of a withdrawal strategy include maximizing retirement spending, minimizing taxes, enha…

1
Challenges of Retiring Early 16:43

4M ago16:43

16:43

Delve into the complexities of early retirement planning as the discussion unpacks its hurdles and intricacies. From the looming specter of boredom to the daunting realities of financial depletion and soaring healthcare expenses, no stone is left unturned. Emphasis is placed on the critical necessity of crafting a robust financial blueprint capable…

1
Life Insurance Strategies with Jay Guerin

4M ago

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In this episode we explore the world of life insurance. We'll break down the different types of policies, discuss how to determine your coverage needs, and explore strategies to maximize your benefit while keeping costs manageable. Tune in and learn how life insurance can be a valuable tool to protect your loved ones' financial future.…

1
The 3 Tax Buckets In Retirement 22:04

4M ago22:04

22:04

Summary In this episode, Kyle and Kolin discuss the three tax funnels that can be used to build a tax-efficient retirement plan. The first funnel is the tax later bucket, where contributions are made with pre-tax dollars, such as employer plans and IRAs. Distributions from this account are taxed as income. The second funnel is the tax now bucket, w…

1
9. The Investing King of the Ring: RRSP vs TFSA 19:23

4M ago19:23

19:23

In this episode we’re going to answer the big question many Canadian retirement investors have: should I invest through the RRSP or the TFSA. Both have their pros and cons. So we're going to explore those today and talk about which option is the best for which situation. CRA Registered Retirement Savings Plan (RRSP) Guide for Individuals ‍CRA Tax-F…

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