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Sequences Podcasts Berlin School : Modular: Symphonic: Cosmic : Ambient : Cinematic : Darkwave : New Age : Chillout : Experimental: World: Click on podcast number to see track info. Bios & photos at www.sequencesmagazine.com, podcast page. Let's start with a bit about ourselves. We published an audio/magazine called Sequences for nearly twenty years and at the beginning of 2012 started podcasting on iTunes & more recently on Mixcloud & Soundcloud. We publish two editions each month, approx 3 ...
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Our goal is to provide valuable information so you can reach PEACE OF MIND through planning. FOLLOW NOW so you are armed with straight forward planning tips for when you're ready to get started! EASIEST WAY TO REACH US: https://www.zammittilaw.com http://www.yourplanningattorney.com ABOUT VAL -- Valerie is an admitted math nerd who never intended on becoming an attorney. A little bit of luck helped her find estate planning, elder law and probate as her focus. Valerieโ€™s natural care-giver ten ...
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#257 | Can't My Mom Just Take My Kids? "๐˜”๐˜ฐ๐˜ฎ ๐˜ด๐˜ข๐˜ช๐˜ฅ ๐˜ด๐˜ฉ๐˜ฆ'๐˜ญ๐˜ญ ๐˜ต๐˜ข๐˜ฌ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฌ๐˜ช๐˜ฅ๐˜ด, ๐˜ด๐˜ฐ ๐˜ธ๐˜ฆ'๐˜ณ๐˜ฆ ๐˜ข๐˜ญ๐˜ญ ๐˜ด๐˜ฆ๐˜ต." Is that really all there is to it? If something happens to you, what's the guardianship process like? Will your mom get your kids, just because that was the understanding in your family? How do you make it legal? Will your wishes hold up in Court? ๐—ฃ๐—ฎ๐—ฟ๐—ฒ๐—ป๐˜๐˜€, ๐—น๐—ถ๐˜€โ€ฆ
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#256 | ๐—ช๐—ฒ ๐—”๐—Ÿ๐—Ÿ ๐—ก๐—ฒ๐—ฒ๐—ฑ ๐—œ๐˜. But ๐—ข๐—ป๐—น๐˜† ๐Ÿฏ๐Ÿฏ% ๐—ผ๐—ณ ๐—ฌ๐—ผ๐˜‚ Are Getting it Done! We tackle an age old question, with a healthy dose of reality. Still think estate planning is irrelevant? If you're 18 or older, this episode is personal and it applies to you, ๐™ฌ๐™๐™ž๐™ก๐™š ๐™ฎ๐™ค๐™ช'๐™ง๐™š ๐™จ๐™ฉ๐™ž๐™ก๐™ก ๐™–๐™ก๐™ž๐™ซ๐™š by the way. It's time to blow this statistic away. ๐—ง๐—ต๐—ผ๐˜€๐—ฒ ๐Ÿฏ๐Ÿฏ% ๐—ž๐—ป๐—ผ๐˜„ ๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—จ๐—ฝ! ๐Ÿ’ฏ -- Weโ€ฆ
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#155 | ๐—ง๐—ต๐—ถ๐˜€ ๐—ฆ๐˜๐˜‚๐—ณ๐—ณ ๐——๐—ข๐—˜๐—ฆ๐—ก'๐—ง ๐—š๐—ผ ๐—ถ๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ง๐—ฟ๐˜‚๐˜€๐˜ Got a Trust? Great! ๐——๐—ผ๐—ป'๐˜ ๐—๐˜‚๐˜€๐˜ ๐——๐˜‚๐—บ๐—ฝ ๐™€๐™ซ๐™š๐™ง๐™ฎ๐™ฉ๐™๐™ž๐™ฃ๐™œ ๐—ถ๐—ป ๐—ง๐—ต๐—ฒ๐—ฟ๐—ฒ. ๐Ÿซฃ We get it. You want to avoid Probate. So do we. But there are at least 3 things you probably won't want to put in your Trust. We break down what they are and what to do with these assets instead. -- Weโ€™re here to help you learn more! Please commentโ€ฆ
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We anticipate that this will be the only podcast for September. To make up for it, weโ€™ve decided to do another extended edition to keep you entertained for this month. Download BioS: https://we.tl/t-aKQ67c9PZcPlaylist No 25701.34 Venja โ€˜Bioluminescenceโ€™ (album Live@ Electronic Circus Summer Edition 2024) https://venja.bandcamp.com08.18 Venja feat: โ€ฆ
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#254 | ๐—–๐—ฎ๐—ป ๐—ฌ๐—ผ๐˜‚ ๐—š๐—ฒ๐˜ ๐—ฎ ๐—ฆ๐˜๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—™๐—ฟ๐—ผ๐—บ ๐—ฆ๐˜๐—ฒ๐—ฝ ๐— ๐—ผ๐—บ? What happens if you inherit a house from one parent or stepparent but theyโ€™re no longer married to your other parent? Will you lose the step-up basis? Will you have to pay capital gains now? Do you need to worry about inheritance tax? We've got you covered. -- Weโ€™re here to help you learn more! Please comโ€ฆ
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๐Ÿค‘$๐Ÿณ๐Ÿฌ ๐— ๐—œ๐—Ÿ๐—Ÿ๐—œ๐—ข๐—ก๐Ÿค‘ Is Some of it Yours?! That's how much is sitting out there in unclaimed funds. Could some of it belong to you? Don't get ghosted ๐Ÿ‘ป by your own cash. Here's where to find it, how to file a claim and go get your money! -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to yโ€ฆ
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#252 | Can the Irrevocable be Revoked? You've created an irrevocable trust, your circumstances drastically changed and now you need to access some of those assets. Does this mean you're screwed? It can get complicated but it may be possible. There are definitely a few things you'll want to discuss with your attorney, which we'll outline for you herโ€ฆ
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#251 | ๐—›๐—ผ๐˜„ ๐— ๐—ฒ๐˜€๐˜€๐˜† ๐—–๐—ผ๐˜‚๐—น๐—ฑ ๐—ถ๐˜ ๐—š๐—ฒ๐˜? If you choose an executor or trustee and they pass away before you, what happens to your estate plan? This can happen, especially for those who choose siblings or trusted agents that are from their generation or older. The key is making sure your plan has fail-safes built in like the ones in this episode. -- Weโ€™re herโ€ฆ
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#250 | ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐—ณ ๐— ๐˜† ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฎ๐—ฟ๐˜† ๐—ฃ๐—ฎ๐˜€๐˜€๐—ฒ๐˜€ ๐—•๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—œ ๐——๐—ผ? You could be covered, need a simple update or possibly an entire new plan. Much depends on how your estate plan was set up in the first place. Does your plan have the protections outlined in this episode? -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additionโ€ฆ
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#249 | Is it an Asset or Income? In estate planning it makes a huge difference! Whether or not you're retired is a major factor in which plan might be right for you. The devil's in the details! -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to youโ€ฆand plus, it would be awesome if yโ€ฆ
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Hello, everyone; thanks for tuning in. Weโ€™ve been asked a few times over the years why we donโ€™t have podcasts dedicated to only one style of music, like Berlin School or ambient music, chill-out or New Age. Plenty of excellent mixes are available online. Weโ€™re here to introduce you to new sounds from electronic musicians worldwide. โ€œVariety is the โ€ฆ
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#248 | Where Should You Keep the Originals? Imagine your family tearing apart your house to try to find a Will. Or what if your attorney retires or worse, passes away? ๐—ช๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—ณ๐—ฒ๐˜€๐˜ ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ to store your original documents ๐˜ˆ๐˜•๐˜‹ make sure that ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜๐—ฟ๐˜‚๐˜€๐˜๐—ฒ๐—ฑ ๐—ฎ๐—ด๐—ฒ๐—ป๐˜๐˜€ ๐—ฐ๐—ฎ๐—ป ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ them? Find out why your home filing cabinet is probably NOT the best placโ€ฆ
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#247 | ๐Ÿ—ฃ๏ธ ๐—ช๐—ต๐—ผ ๐—ฆ๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—ฌ๐—ผ๐˜‚ ๐—ง๐—ฒ๐—น๐—น ๐—”๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป? You've done the work. Your estate plan is in place. Now, who needs to know? There are ๐—ฎ๐˜ ๐—น๐—ฒ๐—ฎ๐˜€๐˜ ๐Ÿฑ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜ ๐—ฝ๐—ฒ๐—ผ๐—ฝ๐—น๐—ฒ that you'll want to talk to now. So ๐˜„๐—ต๐—ผ should you share with, ๐˜„๐—ต๐—ฒ๐—ป should you talk to them and ๐—ต๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป do you want to divulge? Watch this video to find out! -- Weโ€™re heโ€ฆ
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#246 | What Happens if I Forget to Fund My Trust? ๐—ช๐—ต๐—ฎ๐˜ ๐—›๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป๐˜€ ๐—ถ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐—ก๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—™๐˜‚๐—ป๐—ฑ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ง๐—ฟ๐˜‚๐˜€๐˜? Funding is when you transfer assets into the trust. So, what happens if someone has a trust but they ๐—ป๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—ณ๐˜‚๐—ป๐—ฑ it or they ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐—ณ๐˜‚๐—ป๐—ฑ it? This is one of the most common estate planning mistakes we see, so this one is a must-see! -- Weโ€™re here to help you leaโ€ฆ
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#245 | Do We Have to Create Our Own Trust Now? Dad had a trust. The brothers are beneficiaries. Now what? Do they each need to create their own trust to receive their inheritance? Find out the answer and the reason why in this episode. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge usefulโ€ฆ
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#244 | ๐Ÿ  Can I Sell a Home in a Living Trust?๐Ÿ  There are actually a lot of things you can do with your assets in a Living Trust. You'll want to make sure your Trust is worded correctly and there are few other details to take into consideration. Don't worry. We'll cover all that and more in this episode. -- Weโ€™re here to help you learn more! Please โ€ฆ
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#243 | ๐—ช๐—ถ๐—น๐—น ๐— ๐—ผ๐—บ ๐—œ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜ ๐——๐—ฎ๐—ฑ'๐˜€ ๐——๐—ฒ๐—ฏ๐˜?! ๐Ÿ˜ฑ Scenario: Dad passed away. An insurance refund check is expected, and Mom needs to open an estate in order to cash it. Can Dad's creditors now come after Mom for his debt? We'll break it down here. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge usefuโ€ฆ
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#242 | When Someone Dies, What Happens Next Legally? First of all, our deepest condolences to anyone who is currently facing this difficult time in their lives. Our purpose is to help you through the legal process and give you peace of mind that things are handled correctly, while you and your family focus on healing. -- Weโ€™re here to help you learโ€ฆ
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#241 | ๐ŸšซDonโ€™t Put Your Kids On Your Bank Accounts!!๐Ÿšซ Wait. What? Why?! ๐Ÿ˜ฑ There are 2 main reasons, but the bottom line is it doesn't benefit you that much and it could cost your kids bigtime later. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to youโ€ฆand plus, it would be awesome โ€ฆ
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#140 | The Truth About the โ€œReading of the Willโ€ A bickering family together in the lawyer's office. A catchy Taylor Swift song. All sorts of images may come to our heads when we think about a Will Reading. Here's what really happens and how it might affect you. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this โ€ฆ
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#239 | ๐Ÿฅด๐Ÿฅด๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐—ณ ๐—ง๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐Ÿฎ ๐——๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜ ๐—ช๐—ถ๐—น๐—น๐˜€?!๐Ÿฅด๐Ÿฅด Bottom line, the most recent one may stand. However, this video outlines 6 mitigating factors that may make it worth it to contest the newer version. Discover what some of your option may be here. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowleโ€ฆ
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Our second edition for July has a diverse range of exciting new album releases. On AD Music, we have Divine Matrixโ€™s inventive ambient music peppered with great sequencing and rhythmic motion, with Udo Hantenโ€™s โ€œLive In Belgiumโ€ features his guest, the legendary guitarist and keyboard player Klaus Hoffmann-Hoock, on ninety minutes of the most amaziโ€ฆ
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#238 | Why is Everyone So Freaked Out About Probate?! Facts. There are many different reasons why you DON'T want you or your family to ever have to go through Probate. This episode breaks down just 10 of the biggest reasons why most people try to avoid Probate whenever and however possible. If you're facing a lengthy administration process because โ€ฆ
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#237 | What if There's No One I Trust?! You're ready to start your estate plan, but you don't trust anyone in your family to make financial or health decisions for you if you're incapacitated. Or you don't have anyone you trust enough to be the Trustee at your passing. So, now what do you? This shouldn't be the thing that stops you from being proteโ€ฆ
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#236 | ๐——๐—ผ ๐—ช๐—ฒ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ผ ๐—จ๐˜€๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฆ๐—ฎ๐—บ๐—ฒ ๐—”๐˜๐˜๐—ผ๐—ฟ๐—ป๐—ฒ๐˜†? When someone passes, do you have to use the same attorney that drafted their Trust or Will? What if you don't like or feel comfortable with them? The Administration process can take a while, especially if Probate is required, so here are a few important things to consider before making your final decisionโ€ฆ
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# 235 | I Got Kids, A House & A Business - Where Do I Start? Sound like "lions, tigers and bears, oh my"? It may seem like a lot, but actually your core plan doesn't have to be as complicated as it sounds. In this episode we break down the basic documents every adult age 18 or older needs, as well as what a family with property and a business may wโ€ฆ
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#234 | ๐— ๐˜† ๐—”๐˜๐˜๐—ผ๐—ฟ๐—ป๐—ฒ๐˜† ๐——๐—ถ๐—ฒ๐—ฑ/๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—ฑ, ๐—ก๐—ผ๐˜„ ๐—ช๐—ต๐—ฎ๐˜?! What happens when your trusted attorney passes away or is no longer practicing? Do you have to start over? How do you get your original documents? There will be a process to obtain new counsel, but we've broken down 3 steps you definitely want to take and given you some other ideas and suggestions to hopeโ€ฆ
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#233 | Who Pays the Capital Gains Now? An inherited home is sold 2 years after someone passes. Who will have to pay Capital Gains? The estate or the beneficiaries? Timing is everything and this episode will explain more. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to youโ€ฆand pluโ€ฆ
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#232 | Can the HOA Foreclose on a House in Trust? This is a serious question with some huge potential consequences. HOA's don't often mess around and can definitely place liens for unpaid dues. So what if the house is in a trust? Can they still put a lien on it? Could they take it?! -- Weโ€™re here to help you learn more! Please comment and let us knโ€ฆ
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#231 | I'm Dead Broke - Why Do I Need an Estate Plan? Did you know? Estate plans just don't just protect your stuff and they're not just for after you die. Proper protection planning includes protecting you now and is necessary even if you don't own a single asset. This episode breaks down the what, why and how to get it done. Weโ€™re here to help yoโ€ฆ
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In this issue, you will find a diverse electronic music collection that offers unique interpretations of the genre. We encourage you to explore all these new albums and more with an open mind and a sense of adventure. Enjoy!Download bios: https://we.tl/t-tcYRq2HXVMPlaylist No 25402.28 Kellerkind Berlin โ€˜Little School Of Berlinโ€™ (album Way Out) httpโ€ฆ
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#230 | Rentals, LLCs & Trusts - How Do They Work? Have you heard this before? "If you have rental property, you should have an LLC. If you have an LLC, it should be part of your estate plan." So how does it all work. Who owns and/or controls what? This episode breaks down the order and function of each part of the equation so you, your property andโ€ฆ
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#229 | ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐—ณ ๐— ๐˜† ๐—ง๐—ฟ๐˜‚๐˜€๐˜ ๐—ถ๐˜€ ๐—ฆ๐˜‚๐—ฝ๐—ฒ๐—ฟ ๐—ข๐—น๐—ฑ? It may surprise you to know that the age of your Trust doesn't matter as much as how it is set up and worded. Watch this video and then talk to your estate planning attorney to make sure your Trust is truly meeting your needs and wishes. -- Weโ€™re here to help you learn more! Please comment and let us know if yoโ€ฆ
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#228 | ๐—œ'๐—ฑ ๐—ฅ๐—ฎ๐˜๐—ต๐—ฒ๐—ฟ ๐—ฃ๐—ผ๐—ธ๐—ฒ ๐— ๐˜† ๐—˜๐˜†๐—ฒ ๐—ข๐˜‚๐˜ ๐—ง๐—ต๐—ฎ๐—ป ๐—ง๐—ฎ๐—น๐—ธ ๐—”๐—ฏ๐—ผ๐˜‚๐˜... My Own Death! Just know that this is one of the most common reasons for people not starting essential planning. So, you're not alone. But we're going to help you push past the procrastination. Trust us. You'll want to. -- Weโ€™re here to help you learn more! Please comment and let us know if you foโ€ฆ
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#227 | Are Joint Tenants on the Home OK? Is it Ok to add your kids as joint tenants in common on your home? It's probably not a good idea, and here are at least three different reasons why. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to youโ€ฆand plus, it would be awesome if you wโ€ฆ
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#226 | It's the IRS - So It's Good News & Bad News What happens if you want to sell a house and you have the Tax ID number for the Trust but not the confirmation from the IRS. Not all is loss, but you will have to jump through some hoops. Here's what to do. -- -- Weโ€™re here to help you learn more! Please comment and let us know if you found this adโ€ฆ
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#225 | Can the Beneficiary Carry Capital Losses? If the beneficiary sells a property, can they carry any capital losses? Someone got some misinformation, which we'll clear up for you here. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to youโ€ฆand plus, it would be awesome if you woโ€ฆ
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#224 | What About Timeshares? With all the snowbirds in NY and NJ, timeshares are often an issue with estate planning and this is a very frequently asked question. So we'll talk pros, cons and what to do with your timeshare, and most importantly WHEN. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional โ€ฆ
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#223 | So Who Gets What Now? Listener Question: There's NO WILL. What happens when a parent dies with one living child and one grandchild of a deceased child? It will likely depend on the intestacy laws of your state, but here's how it'll go down in New York. -- -- Weโ€™re here to help you learn more! Please comment and let us know if you found this โ€ฆ
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#222 | ๐—–๐—ฎ๐—ป ๐—ฌ๐—ผ๐˜‚ ๐——๐—ถ๐˜€๐—ถ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜ ๐—ฆ๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ? Absolutely! HOWEVER, this episode has some specific suggestions as to how to make sure your wishes are followed should your heir at law decide to contest your estate plan. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to youโ€ฆand plus, it would beโ€ฆ
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#221 | ๐——๐—ผ ๐—œ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ผ ๐—ฃ๐—ฎ๐˜† ๐—ง๐˜„๐—ถ๐—ฐ๐—ฒ?! If you live in one state and you sell a property in another, do you have to pay taxes twice? Reporting in both states is likely mandatory, as for payment....well you'll have to watch the video to find out. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge usefโ€ฆ
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#220 | ๐—ฌ๐˜‚๐—ฝ! ๐—œ๐˜'๐˜€ ๐™๐™ƒ๐˜ผ๐™ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ! One of the most common questions we get is, "What makes a Trust better than a Will?" There are a many but this video just breaks down our Top 5. -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to youโ€ฆand plus, it would be awesome if you would SUBSCโ€ฆ
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#219 | ๐—œ๐˜ ๐—ถ๐˜ ๐—ง๐—ผ๐—ผ ๐—Ÿ๐—ฎ๐˜๐—ฒ ๐˜๐—ผ ๐—š๐—ฒ๐˜ ๐—ฎ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ? So, you've created a Trust and funded it with your property. Good for you!! But, now you need a mortgage, or a HELOC or just need to use some of the equity. How will this affect your Trust? Is it even possible? -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional โ€ฆ
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SEQUENCES PODCAST NO 253 Part 1 & 2Check out our latest double edition featuring a wide variety of music. Part 1 includes music from sequential, Berlin School, progressive, neo-classical and modular genres, perfect for those who enjoy energetic and dynamic sounds. Meanwhile, part 2 delves into ambient, symphonic, and experimental music, offering a โ€ฆ
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Check out our latest double edition featuring a wide variety of music. Part 1 includes music from sequential, Berlin School, progressive, neo-classical and modular genres, perfect for those who enjoy energetic and dynamic sounds. Meanwhile, part 2 delves into ambient, symphonic, and experimental music, offering a more introspective and immersive liโ€ฆ
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#218 | Can I Just Use a Transfer on Death Account? If I have a Transfer on Death bank account, will it give my beneficiaries the access they need? Do I still need an estate plan? This video talks about the advantages and limitations of this type of bank account and why more is essential. -- Weโ€™re here to help you learn more! Please comment and let โ€ฆ
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