Helping you understand , budgeting, investing, insurance and all things personal finance from a uniquely Canadian perspective. Featuring Christine Conway, a Certified Financial Planner, author and owner of Braun Financial. Along with her husband Cameron Conway, an author in his own right whose trying to better understand this wide world of personal finance. *This is for entertainment purposes only, please consult a local certified financial planner to assist you in developing your financial ...
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Shaping the trajectory of hospital IP to ensure adequate staffing, visibility, education, and influence.
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Starting Retirement Planning Later in Life
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Retirement is just the culmination of all of the decisions we made during our working years…. uh oh! This week we talk about what happens when you wait until the last minute (or decade) to prepare for retirement, and how there is still hope for a decent retirement. It’s the battle of dedication vs expectation that will determine how you enjoy those…
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Conversation with Carolyn Fiutem, MS, CIC, CPHQ, FAPIC
1:24:00
1:24:00
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Welcome back to Voice for Infection Prevention, your trusted source for illuminating discussions with leaders driving innovation in healthcare. I'm your host, Jacob Hutcherson, and today's episode promises to be truly enlightening as we're joined by Carolyn Fiutem, an esteemed leader with a profound passion for infection prevention. Currently servi…
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Retirement planning is just figuring out how to pay the bills without working. This week we take inspiration from the book “ Pay Cheques and Play Cheques - Retirement income solutions for Canadians” by Tom Hegna, Robert Gawthrop & Steve Tate to figure out how to plan for the retirement we actually want. Learn to save for retirement like you do vaca…
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Conversation with Kate Maguire, MS, MPH, CIC
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Welcome back to Voice for Infection Prevention, your go-to podcast for enlightening conversations with leaders shaping the landscape of infection prevention. I'm your host, Jacob Hutcherson, and today's episode is truly special as we sit down with Kate Macguire, a distinguished figure in the field. Kate currently holds the esteemed position of Dire…
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I couldn’t think of a joke so I hired a consultant, now go sign up for my new joke subscription service, only $99.99 per month. This week we review “Accelerating out of the Great Recession” by David Rhodes and Daniel Stelter of Boston Consulting Group and see how they figured out everything after it has already happened. Find out how companies rise…
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Welcome back to Voice for Infection Prevention, your trusted source for illuminating discussions with leaders shaping the landscape of infection prevention. I'm your host, Jacob Hutcherson, and today's episode promises to be nothing short of inspiring as we welcome a rising star in the field, Marko Predic. Marko's innovative approach and dedication…
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This week Christine takes inspiration from a recent interview with economist & author of “A Map of the New Normal” Jeff Rubin and talks about what he sees as the future of the global economy. We talk about deglobalization, trade isolation, the return of the middle class, energy transition and the growing battle between cost and convenience that imp…
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Conversation with Brenna Doran, PhD, MA, ACC, CIC
1:01:17
1:01:17
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Welcome back to Voice for Infection Prevention, your premier destination for thought-provoking discussions with leaders shaping the future of infection prevention. I'm your host, Jacob Hutcherson, and today, we are privileged to welcome Brenna Doran to our show. Brenna's diverse expertise and unwavering dedication make her a formidable force in the…
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I quantify, therefore I am. This week we talk about how to run your life like a small business owner and understanding the Key Performance Metrics that can make your life better. Lean how organization, prioritization and cooperation can help you better handle the everyday things in life. If you live in British Columbia, Alberta, Saskatchewan, Manit…
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Conversation with Chad Neilsen, MPH, CIC, FAPIC, FACHE
1:09:00
1:09:00
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Welcome back to Voice for Infection Prevention, where we bring you captivating conversations with leaders at the forefront of patient safety and healthcare excellence. I'm your host, Jacob Hutcherson, and today, I'm thrilled to introduce Chad Neilsen to our audience. Chad's journey exemplifies the epitome of leadership, spanning across healthcare a…
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Compounding, the cause of and solution to all of life's problems. This week we talk about how the concept of compounding interest can either be you best friend or greatest enemy when it comes to your finances. What is the difference between good debt and bad debt, how compounding is different than your rate of return and why is the number 72 so imp…
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Conversation with Christine Zirges, DNP, ACNS-BC, CIC, FAPIC
47:10
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Welcome back to Voice for Infection Prevention, your go-to podcast for insightful discussions with trailblazers in the realm of infection prevention. I'm your host, Jacob Hutcherson, and today, I'm delighted to be in the company of Christine Zirges, an esteemed leader with a profound impact on infection prevention practices. Christine's journey is …
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Live your life in a way that no one wants to dance on your grave. This week we ask the question, “Why do I need to leave a legacy?” and figure out what happens to all of our hard work and things when we are gone. In terms of money its all about maximizing the gifts, minimizing the taxes, setting timing of receipts. But its all more important than m…
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Conversation with Tamara Behm MSN, RN, CIC, FAPIC
51:47
51:47
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Welcome to the inaugural episode of Voice for Infection Prevention, where we dive deep into the world of infection prevention. I'm your host, Jacob Hutcherson, and today, we embark on an enlightening journey with a true leader in the field: Tamara Behm. Tamara Behm is a powerhouse in infection prevention, currently serving as the interim Director o…
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Conversation with Chaz Rhone, MPH, CIC, FAPIC
52:06
52:06
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Welcome back to Voice for Infection Prevention, where we bring you insightful conversations with leaders shaping the landscape of infection prevention. I'm your host, Jacob Hutcherson. Today, we're honored to be joined by Chaz Rhone, a distinguished figure in the field, whose commitment to patient safety and expertise have garnered him accolades in…
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Conversation with Rashida Conway, MSN, RN, CIC
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41:15
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Welcome back to Voice for Infection Prevention. I'm your host, Jacob Hutcherson. Today's episode is a special one as we sit down with a next-generation leader in the field: Rashida Conway. Rashida Conway serves as the Director of Infection Prevention at Kaiser Permanente, where she brings her expertise and dedication to the forefront of healthcare.…
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The best way to achieve a goal is to just lower the bar. This week we set a goal to explain how to best achieve your goals and more importantly how to structure those goals in a way to make them easy, challenging and fulfilling. If you live in British Columbia, Alberta or Saskatchewan letus help you take care of the people you love and visit braunf…
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To make money you have to spend money, so that means the more I spend the more I make right? This week we jump into the Investo-dome for Fund-a-mania 2024 to see which type of investment fund comes out on top. We’ll talk about index funds, mutual funds and segregated funds and find out why all of them cost as much as they do and see how each of the…
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We did it bureaucrats, we saved the country from income inequality, now everyone is poor. This week we check in with several new reports on the growing trend of poverty in Canada and how 25% of people are struggling to cope with this new reality. Canadians are suffering from a perceived loss of control, increased stress and other related issues and…
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Coming July 8, 2024! Shaping the trajectory of hospital IP to ensure adequate staffing, visibility, education, and influence.By Jacob Hutcherson of Clutch Recruitment
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There’s only one way to truly deal with my deep emotional struggles… Shopping Spree! This week we review “In the Realm of Hungry Ghosts” by Gabor Mate and talk about how the same underlying roots of addiction influence our poor spending choices. Better understand what our brain is doing and how we try to cope through addiction, spending and other l…
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So when do I start having debt freedom? That’s the neat part, you don’t! This week we talk about how our culture of debt is designed to keep us in debt and how investors profit from it. Learn about asset backed securities, various mortgage repacking strategies and other ways your debt makes other people money, or even yourself? If you live in Briti…
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Oh God, not the verbal bees, I can’t take anymore of these buzzwords. This week we talk about clarity, priorities, leveling up and saying no along with other concepts Christine learned recently at a coaching event and reading two different books. We examine “10x is Easier than 2x” by Dan Sullivan & Dr. Benjamin Hardy and “Essentialism” by Greg McKe…
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This week we respond to a fan question about whether ornot it’s a good idea to withdraw from an RRSP before age 71. We talk about strategies that can work and some of the pit falls that can increase taxes, lower benefits and generally waste your hard earned investment gains. If you live in British Columbia, Alberta orSaskatchewan let us help you ta…
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Picking a fund is like buying an apple… why are there so many of them... Gala and Fuji are different… forget it I’ll just get this green one. This week we go behind the scenes and talk about how we evaluate and compare investment funds for our clients day to day, all without losing our sanity. We talk about how we break down geography, risk, sector…
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A dollar saved is a dollar that still doesn’t trust you. This week it’s another edition of financial planner confessions as Christine give you quick tips on how to save money and better allocate your financial resources. Money saving tips such as don’t take kids to candy stores, keep Christine away from espresso beans and how to assign true value t…
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The key to retire early is to just give up… working… everyday. This week we confront a new study which shows the changing face of retirement expectations in Millennials. The classic forced march to 65 is out and a new face of retirement is emerging where people are looking to better enjoy their lives. Despite inflation, and high interest costs, and…
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Don’t you know DIY is the way to go with everything in life, goodbye plumbers, accountants, lawyers, and doctors, wait why am I suddenly sick, being sued, getting audited and wet? This week take you through the wild west of financial advisors and help you understand everything about pricing, designation types, services offered, specializations for …
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"The commitment needs to be a commitment to grow the economy, and the budget will balance itself,” -Justin Trudeau, Leader of the Opposition, February 2014. This week it's Budget Blow-out-palooza 20-24 exclusively on Tax-Payer Per View. Cameron makes the great sacrifice and reads through the proposed budget to see what will impact your personal fin…
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Of course I’ve filled and paid my taxes, I did that over a year ago. This week we cover some helpful hints for this year’s tax filing season, and to make sure you don’t forget to file! Changes to RRSP Home Buyer’s Plan, CERB repayment deductions, indexation adjustments and more thrilling line items to help you take stock of the past year and what y…
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Of course I’m ready and saved up to retire, it should only cost about $1400 to get new tires on my van, oh wait that’s not what retirement means, it’ll cost how much!?? This week we review “How to Retire with Enough Money: And How to Know What is Enough” by Teresa Ghilarducci Ph.D, an academic that can actually communicate with average people. Find…
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What is the good life? “To crush your enemies, see them driven before you, and to hear the lamentations of their women.” This week we review “The Good Life” by Robert Waldinger & Marc Schultz to see how our health and well-being are dictated by our overall happiness and connections with others. What have these authors learned from The Harvard Study…
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What goes up can only go higher - you have no power here laws of thermodynamics! This week we talk about the classic business cycle and show how the stages of Recovery, Expansion, Slowdown, Contraction are unavoidable yet predictable. Find out where we are not in the cycle, what to look out for and how to thrive in these regular seasons of transiti…
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If I had nickel for every time someone told me about a myth that keeps me away from more nickels, I could retire. This week we evaluate “Smoke and Mirrors: Financial Myths that Will Ruin Your Retirement Dreams” by David Trahair. Has this Canadian accountant figured out the five myths which holds us back from financial success or are we just being n…
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Finally, it’s time for me to make money off someone else’s debt! This week we talk about all things fixed income and whether you want it in your portfolio or not based on your risk tolerance requirements. We explain what bonds are, why they’ve been broken in the past couple of years and what to expect going forward. So, get ready to see how, if and…
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At least when the robots take over I won’t have to pick my own stocks anymore. This week we go over fresh research from Ray Dalio and see if the current tech sector is in a bubble that is about to burst or is simply overvalued. What is the state of the Magnificent 7 ( or AAAMMNT for short), what could be the true impact of AI and are we all just ge…
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The government giveth, and the government taketh away. This week we catch you up on several changes the federal government has unleashed in 2024. Changes that’ll put more or less money in your pocket, or realistically give you more so they can take even more back. Get ready for repriced carbon tax, new dental care options, increased TFSA limits and…
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I have altered the meaning of RRSP, pray I do not alter itany further. This week Cam makes up a new acrostic about RRSP’s, Christine goes over advice from a trusty accountant, and we give our 4 factors to determine if you should make an RRSP contribution. So, dig out your trusty 2023 T1 General tax form and follow along. If you live in British Colu…
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Today is about loss, heartbreak and the idea that it won’t happen to me. Part of life is about adapting to things we wish didn’t happen and how to best prepare for the unthinkable. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Keep the conversation going on our Facebook Page and Group…
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“My investment strategy used to be with ‘it’, but then they changed what ‘it’ was. Now what I’m with isn’t ‘it’ anymore and what’s ‘it’ seems weird and scary. It’ll happen to you!" This week we talk about the market and economic outlook for 2024 and see that it is a tale of two conflicting opinions. Is recession still a risk, what equities are over…
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Make work not profit, oh that’s where I went wrong. This week we conclude our two-part series on small business and talk about how to build a realistic business plan that enhances profitability. Find out how your personal finance habits can make or break your company, and profitability, and sanity. Plus some tips from Mike Michalowicz’s book “Profi…
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The best way to not get laid off, is to be your own boss… I hope. This week we talk about one of the best ways to take control of your personal finances, starting a small business. Is it right for you, can you handle being a “jack of all trades,” and can you master the art of systemization? Find out what it really takes to make things work and the …
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How Life Stages Impact Your Use of RRSPs and TFSAs
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This week we talk about how different stages in your life impact how you use RRSPs and TFSAs. What is strategy could be best for each age group, what will help you net the most returns and what is some of the fine print that most people don’t notice. If you live in British Columbia, let us help you take care of the people you love and visit braunfi…
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A new year, a new me, a new series of mistakes to make. This week we help you start the year off right with some of our favorite personal finance tips that we think will help you in 2024. Everything from market timing, to adjusting your finances for wanted & unwanted life changes and finding low cost ways to reduce stress. If you live in British Co…
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Jingle bells, budget’s broke, bills are on the way, Oh, what fun it will be, to live in a one-horse open sleigh, hey! This week we reminisce about our most popular and engaged with podcasts of 2023 and see if our advice… ramblings, still holds up. Also we talk about what happens behind the scenes and what we are looking forward to talking about in …
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“Family, religion, friendship. These are the three demons you must slay if you wish to succeed in business.” This week we talk about Ray Dalio’s book “Principles for Success” and how you can better live your life thanks to the founder of an asset management firm. Turns out the secret isn’t finding joy through buying and crushing smaller business. R…
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Quick tips to End 2023 and Start 2024 Right
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Step:1 evaluate all of your 2023 financial decisions, Step: 2 drink coco and watch Christmas rom-com’s, Step: 3 gaze into the void, Step 4: repeat step 1. This week we go over 14 different tips you help you close out 2023 and get ready for another exciting year (can we please just have one boring year). Everything from budgeting, insurance, debt ma…
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Will Canadians Be More Like Santa or Scrooge This Christmas?
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32:39
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The best way to spread Christmas Cheer, is spending loud for all to hear. This week we see how much Canadians are expected to spend over the holidays. Some are saying spending going up, pleasing Santa and others say its going down to the delight of Scrooge. Find out what factors are at play and how can you better prepare for the Christmas season wi…
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Home is where the debt is. This week talk about the new First Home Savings Account (FHSA) and how your can maximize your ability to overpay for a house. We also talk about how your can combine this with other tax advantaged savings options to build up a deposit of over $163,000 per person. If you live in British Columbia, let us help you take care …
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Some of you may suffer, but it's a sacrifice I am willing to make. This week Cam gives his debriefing on a recent event he attended headlined by Bank of Canada Senior Deputy Governor Carolyn Rogers and how you apparently need to do a better job at fixing the economy. We talk about Canada’s continued high interest rates, lagging productivity, decrea…
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