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Firm & Final: The Legends of Stop Loss and Reinsurance is an exciting stop-loss industry podcast from BCS Financial Chief Actuary Mehb Khoja. Mehb brings together legends from the stop loss, reinsurance, and self-funded industries to discuss current and future stop loss issues and trends and share legendary experience and advice for the next generation of stop loss and reinsurance superheroes. ​Record and submit your question at legends@bcsf.com to be featured on a future episode! BCS Financ ...
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Join Mehb and Mike Kroupa, Benefits Advisor for Connor & Gallagher OneSource for the next episode of Firm & Final! Mehb and Mike will talk about finding passion in what you do, the parallels between home remodeling and the insurance industry, and the fear of change that is holding many employers back. Plus, Mike shares his tips for transitioning to…
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This episode features our first actuarial guest of Season 2! Welcome Dave Rowbottom, Founder and CEO of Reinsurance Actuarial Solutions to Firm & Final. Listen in to hear Mehb and Dave discuss career paths, changes in the reinsurance industry, and an honest discussion about the risks and rewards of starting your own business. Actuaries, reinsurance…
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Episode 9’s guest is Laura Morrison, Vice President, National Healthcare Practice, Risk Strategies. Laura shares her career experience, why she decided to get into the insurance business, and the path she’s forging for other women in the industry through women’s networking groups. Mehb and Laura also discuss the risks and opportunities facing the i…
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Mehb chats with Lucy Carter, Senior Vice President – Accident and Health Practice Leader, BMS Group in this next episode. Their discussion covers a wide-range of topics focusing on the international reinsurance market. You’ll hear about the differences between the U.S. and London healthcare experience, and get a detailed sense of what it’s like bro…
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If you listen to stop loss podcasts, you KNOW this next guest! “Self Funded with Spencer” podcast host and SVP, ParetoHealth joins Mehb for episode 7 of Firm & Final. You won’t want to miss this discussion about the power of content, growing your online audience and building your brand, and changes occurring in the insurance industry. Don’t miss yo…
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In episode 6, Mehb chats with Erin Duffy, Director of Business Development at Imagine360 about her entrance to the industry, mentor and mentee relationships, and the importance of networking on LinkedIn. Erin, who is Chair of the SIIA Future Leaders Committee, also turns the mic back to Mehb and asks some questions about his goals and impact, too! …
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Season 2 of Firm & Final continues with episode 5, featuring Ryan Sachtjen, Co-Founder and CEO of software company ThreeFlow. The conversation kicks off with the largest single stop loss case Ryan ever sold – which happened to be the last case before he left to start ThreeFlow. Listen in to hear about the entrepreneurial side of the stop loss and r…
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In episode 4, Mehb chats with Dale Sagen, VP, Business Development Leader at QBE North America about all things captives in the self-funded/stop loss industry. During the wide-ranging discussion, they talk about the early days of Dale's career, the power of social media and AI, and personal development opportunities (shout-out to mentorship and Toa…
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Greg Gentry is a US domestic baby scoop era adoptee, born in California in 1969. He has been in reunion with maternal family members since 2006, and in 2021 also connected with his paternal side. Greg is a facilitator and interviewer for Fireside Adoptees, a private Facebook group founded in 2021, which is committed to additional outreach through i…
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Season 2 of Firm & Final continues with episode 3 featuring James Donnelly, Senior Broker (Accident, Health and Life) at Lockton Re. James talks with Mehb about college majors, the power of relationships, the art of the deal, and more. Watch or listen on your preferred channel today! Don’t miss your chance to hear from leaders in the Stop Loss and …
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Season 2 of Secret Son keeps rolling along and, based on last week's number, people like hearing about identity! Secrecy is so last season. But not really. It's all a jumble, as we know. ________________________________________________________________________________________________ Join show patron and fellow Midwesterner Bruce Porth and I as we d…
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Next up on Firm & Final is an energizing discussion with Andrew Trupiano, starting with his beginnings in the family business to his current role as President of ATS Underwriting. Andrew and Mehb chat about growing up in the business, "being a sponge", building your personal brand, and the coming charge of guard in the industry. Watch or listen on …
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After a winter hiatus, lots of St. John's Wort and extensive retooling, Secret Son returns for Season 2. Henceforth - also with YouTube video! ________________________________________________________________________________________________ Join Ruth Monnig and I as we discuss growing up in the same Midwesterner town, searching for family and how se…
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Firm & Final Season 2 kicks off with Dan Davey, National Director, Stop Loss at Alliant Insurance Services. Dan chats with Mehb about his career path from intern to industry expert, peppered with advice for newcomers about building relationships and finding your own way in the self-funded industry. Watch or listen on your preferred channel today! D…
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Anna Fienbork was adopted as an infant after five days at the hospital. The fact of being adopted was part of her life from early on. The emotional wounds of this early trauma of separation eventually lead her to doing emotional and spiritual work to face what felt like a black whole inside of her – the sense of having no roots, of somehow being ut…
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Join Shane Bouel and I as we delve into searching, societal resistance to our search and piecing together our new identity. ________________________________________________________________________________________________ Shane Bouel, an Australian adoptee, is a compelling voice shedding light on the intricate journey of adoption. In his thought-pro…
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On today's episode, Patricia Knight Meyer and I talk black market babies, the power of genetic mirroring and the magic of Glen Campbell. Join us! ________________________________________________________________________________________________ A baby-scoop era black-market "adoptee," Patricia was sold along a curb outside a Texas hospital and grew u…
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Amy Lokken and I delve into the challenges of being a transracial Minnesota adoptee, the openness of 1970s hippies and the fiery spirit of Betty Jean Lifton. Join us! ______________________________________________________________________________________________ Amy Lokken is a biracial, transracial adoptee, born in the Upper Midwest in the mid-sixt…
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Join Emily and I as we discuss Paris, embracing the sublimity of a neurodivergent mind and fearfully admitting to others what they actually already know about us. _____________________________________________________________________________________ Emily is a 40-year old domestic infant adoptee, born outside of Chicago, Illinois. Her roots are plan…
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Episode 16 marks the final episode of season 1! Don't miss out on this conversation with Gary Nidds, Executive Vice President, Crum & Forster, as he chats with Mehb about all things stop loss, reinsurance, and self-funding. Gary's story, and the stories shared over the previous 15 episodes, help us understand the career journeys of some of the lege…
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Larry Thompson's career began with "group school" in 1977 and has lasted through a myriad of companies, roles, and even two attempts to leave the industry. He was the youngest EVP in the history of Dun & Bradstreet, worked for all the major carriers (except Cigna), has bought and sold 8 TPAs, and has been heavily involved in industry organizations.…
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Emma Stevens and I discuss being the adoptee chameleon, secondary rejection and scanning strangers' faces wondering if they might be family. Join us! ___________________________________________________________________________ Emma Stevens is a U.S. domestic adoptee from birth and has survived layers of trauma that have put her on multiple journeys.…
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Join Mehb and Richard Fleder, President and CEO of ELMC Risk Solutions, LLC, for episode 14 of Firm & Final!​ Richard, a serial entrepreneur who has been working in the industry since the 1970s, has started and sold a TPA, a broker/dealer, and a conglomerate of MGUs. Hear more about his experiences, including what has stayed the same and what has c…
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Searching and finding disrupts long-standing family dynamics. Jack Dermody and I delve into how newly arrived adoptees are like bombs thrown into a family and how the knowledge gained by searching offers us an invaluable new perspective on ourselves. Letting go of what could have been, Billie Eilish and even Lawrence Welk make an appearance. Wunner…
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Channel your inner entrepreneur for this episode! Mehb chats with Alison Saifer, President and CEO of independent consulting firm Actuarial Management Strategies about the "dynamic, constantly-changing" stop loss and reinsurance industry. With 26 years of experience on both sides of the aisle, Alison compares and contrasts what it means to work on …
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Tune in to hear Ken Maginot, Partner at Mercer, chat about his background, how he got started in the self-insurance industry, and the processes and innovations he developed at Mercer over the years – many of which are now table-stakes in the industry. ​ Connect with Ken Maginot on LinkedIn Don’t miss your chance to hear from all the legends of the …
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David Lynch's story and mine run rather parallel. BPD adoptive mother? Check. False leads in our father searches? Also check. Our Lady of Corporal Punishment primary school? Oh, yeah. Join David and I as we delve into these topics, Barbara De Angelis and much more! ____________________________________________________________________________________…
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In another not-your-average-actuarial discussion, Mehb chats with Rob Bachler, Principal and Consulting Actuary at Milliman, about his 20+ years of experience in the stop loss industry, the term “spaggregate”, and the breadth of work he has done beyond traditional actuarial roles. Connect with Rob Bachler on LinkedIn Don’t miss your chance to hear …
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From rural Chile to urban Sweden, Maria Diemar started life with a huge journey. Join Maria and I as we discuss kidnapping investigations, maddening bureaucratic red tape and '90s Nordic Neo-Nazis. Los Secretos are everywhere! _______________________________________________________________ My name is Maria Diemar. I’m 47 years old, adopted, a teach…
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In episode 10, BCS Chief Actuary Mehb Khoja chats with Mike Ferguson, President & CEO of the Self-Insurance Institute of America, Inc. (SIIA), about the objectives SIIA is driving to bring value to members, the challenges facing the industry, and his advice for the future generation of self-insurance leaders. Packed with insightful discussions and …
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Dave Brown has his own Tales of the City. Join us for episode #11 of Secret Son as we discuss coming out in the 70s, implicit memory and meeting inebriated relatives for the first time. Thanks for listening! ________________________________________________________________________________________ I am a domestic adoptee born in Virginia, raised in S…
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Mehb chats with Joann DeBlasis, who started her career as a CPA working in financial reporting. Joann talks about her career path and the chances she took along the way to find the right fit, ultimately spending 30+ years in reinsurance and retiring as a senior leader at The Hartford/Navigators Re. Listen in now! Connect with Joann DeBlasis:​ https…
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Hey! Yeah, you! Why not join us for episode #10? Pamela Karanova is a force to be reckoned with in the adoptee community and has a new Substack you should definitely check out! Pamela and I discuss angelic librarians, going on the wagon and wild dogs deep in the Iowa countryside. And, of course, secrecy! ____________________________________________…
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Employee benefits legend Ray Marra talks with Mehb about the "fun, dynamic, and fast-paced" self-funded industry, particularly in the Hartford, Connecticut area. Surprisingly, these two actuaries steer clear of reserves and rates talk, instead focusing on sales distribution, entrepreneurship, and finding the right career fit. Listen and learn!​ ​ C…
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Join me for episode 9 with Shawn Sigler. We cover the usual stuff - KKK relatives, Cold War Berlin and seeing ourselves in photos of our deceased fathers. Shawn has had an incredible journey of persistence, bravery and self-discovery. Somehow he seems to have emerged from it without bitterness. A very inspiring story and episode! __________________…
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Oi mate, how you going? Join us for episode 8 as I chat with West Coast gal Vicky Graham in her new home in Oz. We investigate the Usual Suspects - romcom-ish reunions, local marsupials and surviving the Land of Misfit Toys. _________________________________________________ ____________________________________ “Mom and Dad adopted me when I was eig…
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Mehb chats with Hobson Carroll, who recently retired from his role as President of MedRisk Actuarial Services, Inc. With 45 years of experience and expertise, Hobson's stories take us back in time to a budding industry in the 70s, to the "big debacle" of the late 90s/early 2000s (and the aftermath), and finally to today - with lots of lessons along…
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Sweet home Chicago! The Windy City plays a big part in Cammie Smith’s story. Join us for episode 7 as we get into how best to sneak into nursing homes, problematic Radio Shack ad campaigns and walking that fine line of being either too black or not black enough. And, as always - secrets! _____________________________________________________________…
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Hey y'all - between us, some days I just wanna be sedated. This is not one of those days. In episode 6 of Secret Son, I head to the Deep South, set on the porch for a spell and have a leisurely tête-à-tête with Alicia Bratton. And, honey, let me tell you, we cover some stuff – progressive Alabama politics (no joke), bayou existentialism and the fre…
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Listen in as Liz Mariner-Ford share her learnings from a 40-year career journey, from when she was the only female in the room, to her first SIIA meeting in 1992, and to her "final stop" at Risk Strategies, where she recently pulled a Tom Brady and about-faced her retirement plans. ​ "I was focused on learning, listening, and ignoring the things th…
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Hey all, did you know that the day destroys the night and night divides the day? Tune into episode 5 to hear author/writing coach Anne Heffron and I get psychedelic. We talk rocky reunions, wrestling with our demons and the psychological efficacy of binge eating. And, of course, breaking on through. _________________________________________________…
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Join Secret Son this week as we journey back to a time when it was morning in America. Reagan was president, the Eurythmics were tearing up the charts and the nation was falling in love with a precocious teenager named Michael J. Fox. Meanwhile, today’s guest and I were sitting next to each other in high school mulling over our own Family Ties. Lia…
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Folks, they threw her to the wolves and she’s come back to lead the pack. Superstar podcaster and adoptee activist Haley Radke joins me this week to regale us with tales of being a secret, stalking and the Great White North. So, while you’re (soberly, of course) shooting off those fireworks on New Years Eve, why not multitask? Put on your headphone…
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I met therapist/adoptee advocate Joe Soll in the mid-90s in New York City. We'll discuss decades-long family searches, "spaciness" and getting fed up with living in secrecy. As we all slowly beat back the darkness and embrace much-needed longer days (I'm looking at you especially, Berlin), this is the perfect episode to shine some light on the adop…
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In this mini episode, Mehb reflects on the first five episodes of Firm & Final and the purpose behind the podcast. “Success leaves clues, and those clues should be something everyone knows.” –Mehb Khoja 🖥️Play on BCS website > https://bcsf.com/firmandfinalpodcast/ 🎧Listen on Spotify > https://spoti.fi/3U7rYuq 🍎Listen on Apple Podcasts > https://app…
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Who better to launch with than the woman who helped me track down my father? Adoptee rights advocate and search angel extraordinaire Annette O' Connell and I talk family searches, secondary rejection and the ecstasy of experiencing genetic mirroring. Somehow I called her by her maiden name of Daly. Apologies! Music by the inimitable Cassis Birgit S…
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Another stop loss legend, Paul Fallisi, President of Windsor Strategy Partners, Inc., shares his insights through an energetic conversation and rapid-fire Q&A with Mehb. Listen for stories from the beginnings of Paul’s career, stretching to his current role, with a couple wardrobe malfunctions along the way. Connect with Paul Fallisi: https://www.l…
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Adoptees family searches, identity, women's rights, secrecy - Secret Son covers this and more. Every week a new interview, every week a new tale of searching, finding and secrecy. Secret Son launches on Friday, December 16, 2022 www.secretsonpod.com This podcast is for educational and entertainment purposes only. Nothing stated on it, either by its…
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If you've ever been a mentor or mentee, episode 4 is for you! Mehb chats with Pat Campola, an industry veteran who has mentored some of the biggest and most successful names in the industry. Pat shares his advice for the next generation, and the secret sauce for success that can be summed up with the acronym, R.A.T.S. Listen and learn!​ Connect wit…
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Mehb chats with industry giant Ernie Clevenger, whose popular newsletter (“a hobby that is out of control”) gives back by sharing information to the industry and has helped make him famous in the stop loss and reinsurance world. Listen for his career highlight reel and a lightening round of Q&A full of insights and useful advice. Connect with Ernie…
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