The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market. Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. https://www.opespartners.co.nz/investment/prope ...
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[New] How to time the property market ⎜ Ep. 1775
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In this episode, we discuss how you can time the property market with our new Property Clock. We've created a new interactive version so you can see which property markets in NZ are booming, and which are going backwards. We also mention our new Property Clock which you can try out by clicking here: main regions all regions For more from Opes Partn…
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"I don't know what to do next?" – Josie [Case Study Sunday] ⎜ Ep. 1774
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In this episode, we are joined by Josie Cederman to talk about her next steps in property investment. Josie walks us through how many properties she owns, what she'd done in property and her ideas about what she could do next. After walking through multiple scenarios, Josie decides her next steps.
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How much more money can I make if I become self-employed? ⎜ Ep. 1773
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In this episode, we discuss how much more money you can make if you become self-employed and quit your job. We give examples of people who have quit their jobs to become contractors and also those who have started their own businesses. We also tell you what NOT to do when you decide to go our on your own. We also mention the new season of …
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"Why can't we be friends?" – Dishing the dirt on the property industry ⎜ Ep. 1772
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In this episode, we dish the dirt on the property investment industry. We talk about times when investors have double-crossed each other and why you see some companies ripping into each other online. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: …
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Lower inflation = lower interest rates? What's coming ⎜ Ep. 1771
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In this episode, we discuss the latest OCR announcement and Westpac's lower interest rates. We discuss the swap rates and a few predictions for where interest rates are going. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: Sign up …
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Bonus: How to pay off your mortgage in 5-7 years - Webinar audio
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In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to pay off your mortgage in 5-7 years'. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagr…
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Don't rent to your mum – do this instead ⎜ Ep. 1770
13:13
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In this episode, we discuss why property investors shouldn't rent to their parents, family or friends. This includes talking about what can go wrong, and the regrets property investors often have when they rent to family. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: …
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How many millionaires are there in NZ? ⎜ Ep. 1769
13:24
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In this episode, we discuss how many millionaires there are in New Zealand. This includes the shocking statistic that 24% of New Zealand households are millionaires. On top of this 10% of households are multi-millionaires. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: …
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National's new housing plan – "We'll flood the market with housing" ⎜ Ep. 1768
14:29
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In this episode, we discuss National's new housing plan, where Chris Bishop aims to flood the market with housing. This includes when the changes come in, the impact on house prices, and what you can expect as a property investor. For more from Opes Partners: Sign up for the weekly Private Property newsletter…
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"If they're making money doing it. Why can't I?" [Case Study Sunday] ⎜ Ep. 1767
15:49
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In this episode, we are joined by Abe Taucher who is subdividing his 2nd property. After seeing people subdivide properties and make money at work, Abe thought "why can't I do that too?" Abe walks us through the highs and lows of the subdivision property investment strategy. For more from Opes Partners: Sign up for t…
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Term deposits review – Are they trash or tried 'n' true? ⎜ Ep. 1766
13:15
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In this episode, we discuss term deposits. We specifically look at whether they are trash or tried and true. This includes looking at real interest rates, and adjusting for inflation and tax. This lets you, as a property investor, decide whether you should invest in term deposits (or not). We also mention the new season of The Deal…
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How many properties don't sell? The chance you sell your property ⎜ Ep. 1765
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In this episode, we discuss how many properties don't sell when they are listed on the market. This includes the chance that you sell your property and where more properties are selling. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: Sign up for the…
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Houses selling 22% under CV – How low or high can properties go? ⎜ Ep. 1764
12:32
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In this episode, we discuss how much properties are selling above or below CV. This includes the area where houses are selling 22% below CV. And other areas where properties are selling 30% above CV. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: Sign …
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What makes a property a good deal? ⎜ Ep. 1763
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In this episode, we discuss what makes a property a good deal (or not). We show what sort of property you should look for depending on the property strategy you're using. After all, the right property for you depends on what you want the property for. So we give you some things to look for. We also mention the new season of The Deal…
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Why net worth skyrockets after $100K ⎜ Ep. 1762
14:07
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In this episode, we discuss why your net worth will skyrocket after you hit $100k. And as you make more money it becomes easier and easier to grow your wealth. We take you through the reasons why and what you should do with this information to stay focussed on your wealth-building journey. We also mention the new season of The Deal, c…
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Reserve Bank: Debt to Income Ratios "no immediate impact" ⎜ Ep. 1761
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In this episode, we discuss the Reserve Bank's view on the Debt to Income ratios. We share clips from a pre-recorded interview with Kate La Quesne – the Director of Prudential Policy at the Reserve Bank. Kate shares how the DTI rules should have no immediate impact on the property market. For more from Opes Partners: Sign…
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"We slept in bunk beds to save money" – Michael Veasey [Case Study Sunday] ⎜ Ep. 1760
14:40
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In this episode, we are joined by Michael Veasey for another Case Study Sunday. Michael shares how he and his friend Jake built a house together and slept in bunk beds to save money. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram …
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7 money habits keeping you poor ⎜ Ep. 1759
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In this episode, we discuss the 7 money habits that could be keeping you poor. Don't worry. We've been through all these 7 habits (and are still grappling with them) ourselves. It's normal to fall into these. But, once you know the 7 money habits to look out for you can start to change and improve your financial life. We also mention the new season…
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DIY property management – Don't make these mistakes ⎜ Ep. 1758
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In this episode, we discuss how to manage your own property. This includes how to find good tenants, what to look for, and the mistakes not to make. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: Sign up for the weekly Private Property newsletter…
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Resimac gone: Non-bank lender shuts up shop ⎜ Ep. 1757
14:54
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In this episode, we discuss how Resimac, a non-bank lender is shutting up shop in New Zealand. After losing money, the non-bank lender has decided to focus on Australia instead. Ed and Andrew discuss what it means for home buyers and property investors. Is Resimac just the first domino to fall? We also mention the new season of The Deal, …
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"The scariest money moment I've ever had" ⎜ Ep. 1756
13:44
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In this episode, Ed and Andrew share the scariest money moments they've ever had. This includes when they struggled with money, when they struggled to pay bills and what they did. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: Sign up for the weekly Private Property new…
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Rental market update – supply vs demand ⎜ Ep. 1755
16:52
16:52
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In this episode, we discuss the NZ rental market. This includes looking at both supply and demand so you can understand how long it'll take to find a good tenant for your property. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: Sign up for the weekly Private Property newsl…
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NZ property market update: What's not being said? ⎜ Ep. 1754
13:35
13:35
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In this episode, we give you an update on the NZ property market. This includes the data that the media may have missed and what you need to know as a property investor. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram …
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"We got hitched and bought 2 properties in 3 months" [Case Study Sunday] ⎜ Ep. 1753
12:15
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In this episode, we are joined for another Case Study Sunday by Nick. He shares the story of how he started investing in property and bought 2 investment properties (and got hitched) all in the space of 3 months. For more from Opes Partners: Sign up for the weekly Private Property newsletter …
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Break leases – What if my tenant wants to leave early ⎜ Ep. 1752
16:28
16:28
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In this episode, we discuss break leases, and what property investors need to know. This includes what to do if your tenant wants to leave early, who pays the costs, and what properties tend to have more break leases. We also mention the new season of The Deal, click the link to watch. For more from Opes Partners: Sign up for…
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Which interest rate should I choose? 6 months vs 1-year vs 2-years ⎜ Ep. 1751
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In this episode, we discuss which interest rate you should choose when you fix your interest rate. This includes looking at whether to go for the 6 month rate, the 1-year or the 2-year+. We also mention the Opes Mortgages Interest Rate Report, click to register. And Ed's Interest Rate Comparison tool, try it for yourself. For more from Opes Partner…
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New Policy: Build a granny flat without council approval ⎜ Ep. 1750
12:28
12:28
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In this episode, we discuss the coalition government's new policy of allowing people to build granny flats without consent. We go through when the policy will be in place, what it means and what property investors need to know to take advantage of the new rules. We also mention the new season of The Deal, click the link to watch. For more from Opes…
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2 year bright line test – How NOT to get caught out? ⎜ Ep. 1749
16:38
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In this episode, we are joined by John Cuthbertson from CA ANZ (the Chartered Accountants of Australia and New Zealand). He talks about the new bright line test, and how property investors can avoid getting caught out by the new rules. For more from Opes Partners: Sign up for the weekly Private Property newsletter…
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How to turn your home to a rental ⎜ Ep. 1748
12:54
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In this episode, we discuss how to turn your own, owner-occupier home into a rental property. We dig into how to structure your mortgage, whether you should restructure your portfolio and how to save on tax. For more from Opes Partners: Sign up for the weekly Private Property newsletter …
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Interest rate predictions: When will interest rates fall? ⎜ Ep. 1747
13:25
13:25
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In this episode, we discuss the interest rate predictions from several leading banks. We interviewed economists from ASB, ANZ and Westpac to get a feel for when they think rates will come down. This includes their predictions for the 1-year rate in 6 and 12 months time. You can then use this information as a property investor to get a sense of how …
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"I lost $200k+ in a scam ... I made it back in property" – James Goren [Case Study Sunday] ⎜ Ep. 1746
23:20
23:20
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In this episode, we are joined by James Goren, a property investor and owner of The Renovation Team. James shares the story of how he started investing in property, his top renovation tips and how he lost over $200k in a scam, but made it all back through property. For more from Opes Partners: Sign up for the weekly Privat…
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1 bedroom vs 2 vs 3 vs 4+ – what goes up in value faster? ⎜ Ep. 1745
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In this episode, we answer the question – "how many bedrooms should my investment property have?" This includes a fair comparison between 1 vs 2 vs 3 vs 4+ bedroom properties using CoreLogic data. You can then use this information, as a property investor, to choose the right investment property for you. For more from Opes Partners: …
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Best and worst renovation ideas to add value to your home ⎜ Ep. 1744
14:10
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In this episode, we discuss the best and worst renovation ideas to add value to your home. We discuss adding bedrooms, renovating bathrooms, painting rooms and adding a pool. This is so you can decide the best ways to renovate your investment property. And we also mention the Opes Partners Tenant Tool, click the link to try it out for yourself.…
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How to save money (the easy way) so you can invest ⎜ Ep. 1743
15:31
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In this episode, we discuss how you can save money the easy way so you can invest. This includes how to manage lifestyle inflation and where to find extra money. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram …
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In this episode, we discuss the future of house prices. This includes what will happen to house prices in New Zealand over the long term. And whether house prices can keep going up. And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland J…
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Best and worst places to buy a house in NZ ⎜ Ep. 1741
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In this episode, we discuss the best and worst places to buy a house and invest in New Zealand. We rank every council area in the country based on the purchase price, rental yield, population and property cycle. We also mention our Best and worst places to invest in NZ (all 67 areas ranked) article on the Opes Partners website. For more from Opes P…
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Confirmed: DTIs coming in – What's really going to change? ⎜ Ep. 1740
13:06
13:06
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In this episode, we discuss the Reserve Bank's new mortgage lending rules – the DTIs. This includes what will happen when they come in, and how it impacts you personally. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram…
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[Live Coaching] Can Amber invest and build a $100k+ passive income? ⎜ Ep. 1739
22:21
22:21
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In this episode, we have another Case Study Sunday. This time we are joined by Amber for a live coaching session. We run the numbers to see if we can help Amber invest sooner. Then we build her a $100k+ passive income plan through property. For more from Opes Partners: Sign up for the weekly Private Property newsletter…
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Avoid these property investment nightmares – LIM reports ⎜ Ep. 1738
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In this episode, we discuss how to avoid these property investment nightmares. We specifically discuss what to look for in a LIM report – and how to make sure that the listing matches the LIM. And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and A…
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How many properties can I buy in 10 years? ⎜ Ep. 1737
14:23
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In this episode, we discuss how many properties an investor can buy over 10 years. This is based on modelling from the Reserver bank that estimates how big a portfolio someone might be able to build now that the debt to income ratios are coming in. Click the link if you'd like to try out our Investment Ready spreadsheet And we also mention our red …
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Fair dinkum: How to buy an investment property in Australia ⎜ Ep. 1736
19:58
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In this episode, we discuss how Kiwis can buy an investment property in Australia. This includes the types of properties people invest in over the ditch. We also discuss the deposit you need and what the banks look for. For more from Opes Partners: Sign up for the weekly Private Property newsletter …
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Bonus: What's the best property investing strategy in NZ [Ranked] - Webinar audio
1:20:10
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In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'What's the best property investing strategy in NZ'
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Is Wellington munted? [Public sector job cuts] ⎜ Ep. 1735
16:44
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In this episode, we discuss whether the public sector job cuts will ruin the Wellington property market. This includes what is going on in Wellington right now and whether our capital is munted. And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auc…
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How to rent your property faster (even in a tough market) ⎜ Ep. 1734
15:55
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In this episode, we discuss what property investors can do to rent their properties (even in a tough market). And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets. For more from Opes Partners: …
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The Budget 2024: Are the tax cuts a good idea? ⎜ Ep. 1733
12:56
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In this episode, we discuss the Budget 2024. This was Nicola Willis' first budget – we talk about whether it's a hit or a miss. That includes what it means for property investors and who the winners and losers are. For more from Opes Partners: Sign up for the weekly Private Property newsletter …
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"I had $100,000 of debt on 11 credit cards" – How Tracy paid it off ⎜ Ep. 1732
22:54
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In this episode, we discuss how Tracy Hemingway (the Debt Free Diva) had $100k of debt spread across 11 credit cards. She hustled and took every side gig she could to pay it off. All 11 credit cards are now fully paid off and Tracy is now a property investor. This is one of the best Case Study Sunday's yet. For more from Opes Partners: Sign u…
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How much money you need to be top 10% of Kiwis ⎜ Ep. 1731
17:01
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In this episode, we discuss how much wealth the average Kiwi has. This includes how the average wealth goes up with age and what it takes to be in the top 10% of Kiwis. And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to regi…
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Reserve Bank chief economist – will property profits continue? ⎜ Ep. 1730
16:48
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In this episode, we discuss the thoughts of Paul Conway – the Reserve Bank's chief economist. We play clips from our recent off-air interview with him and share his thoughts on the future of property investment. And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25…
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Too excited vs too nervous to invest – How to manage your emotions ⎜ Ep. 1729
14:12
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In this episode, we discuss how to manage your emotions and not get too excited, or too nervous to invest. This includes the pros and cons of both and how to make sure you're making the right financial decision. And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th…
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How Ed McKnight bought 4 properties in 6 years [Case Study] ⎜ Ep. 1728
16:45
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In this episode, we discuss how Ed McKnight invested in 4 properties over 6 years. This includes what he bought and when. He also shares the highs and the lows so you can learn from his mistakes. And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland Jun…
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